2604 Whispering Oaks Ter

$429,000
Price
4
Beds
2,057 Sq. Ft.
$209 / Sq. Ft.
2,057
Sq. Ft.
$209
per Sq. Ft.

Description

Welcome to 2604 Whispering Oaks Terrace, a beautifully renovated 4-bedroom, 2.5-bath home nestled in a quiet cul-de-sac. This move-in ready property features fresh paint, new carpet, new lighting, and stunning hardwood floors throughout. The kitchen offers granite countertops and stainless steel appliances, while the bathrooms have been renovated with modern finishes. Additional upgrades include a new roof and new windows, providing comfort and peace of mind for years to come. With its stylish updates,...Welcome to 2604 Whispering Oaks Terrace, a beautifully renovated 4-bedroom, 2.5-bath home nestled in a quiet cul-de-sac. This move-in ready property features fresh paint, new carpet, new lighting, and stunning hardwood floors throughout. The kitchen offers granite countertops and stainless steel appliances, while the bathrooms have been renovated with modern finishes. Additional upgrades include a new roof and new windows, providing comfort and peace of mind for years to come. With its stylish updates, spacious layout, and prime cul-de-sac location, this home perfectly blends modern convenience with timeless charm.
  1. Listed by Reagan Wallace • Brokerage DRE #226018746 • Keller Williams Realty
    P: (804)-972-7120 C: (804)-972-7120 reaganw228@gmail.com

Property Details for 2604 Whispering Oaks Terrace

Architectural Style
Two Story
Subdivision Name
Whispering Oaks
Waterfront
No
LISTING UPDATED: 12/16/2025 10:45 AM

Property Details for 2604 Whispering Oaks Terrace

StatusPending
MLS #2532845
Days on Market9
Taxes$3,334 / year
HOA Fees$74 / month
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1982
Lot Size0.29 AC / 12,763 SF
CountyChesterfield County

Location

Listing Courtesy of Keller Williams Realty, Reagan Wallace
Add your commute

Building Information for 2604 Whispering Oaks Terrace

Stories2Year Built1982Building Size-Lot Size0.29 AC / 12,763 SF

Payment Calculator

$2,472 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,120

Property Taxes

$278

HOA Dues

$74

The Payment Calculator is for illustrative purposes only.

Property Information for 2604 Whispering Oaks Terrace

Summary
Location and General Information
  • City: Chesterfield
  • County Or Parish: Chesterfield
  • Latitude: 37.453315
  • Longitude: -77.666068
  • Postal City: Chesterfield
  • Postal Code: 23112
  • Postal Code Plus4: 4269
  • State Or Province: VA
  • Unparsed Address: 2604 Whispering Oaks Ter
  • Zoning Description: R7
Taxes and HOA Information
  • Association Fee: $74.00
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Parcel Number: 724-68-99-76-700-000
  • Tax Annual Amount: $3,333.94
  • Tax Assessed Value: $374,600.00
  • Tax Legal Description: WHISPERING OAKS L 24
  • Tax Lot: 24
  • Tax Year: 2025
School Information
  • Elementary School: Swift Creek
  • High School: Clover Hill
  • Middle Or Junior School: Swift Creek
Parking
  • Attached Garage: Yes
  • Garage Spaces: 1
  • Garage: Yes
  • Parking Features: Attached, Direct Access, Garage
  • Garage Parking Features: Attached, Direct Access, Garage
Property
Lot Information
  • Above Grade Finished Area: 2057.0
  • Below Grade Finished Area: 0.0
  • Building Area Source: Assessor
  • Living Area: 2,057.00
  • Living Area Source: Assessor
  • Lot Size Acres: 0.293
  • Lot Size Area: 0.293
  • Lot Size Units: Acres
  • Stories: 2
  • Stories Total: 2
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • New Construction: No
  • Property Attached: No
  • Property Condition: Resale
  • Type of Property: Single Family
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1982
  • Year Built Details: Actual
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: None
  • Pool Features: None
  • Roof: Composition
Interior Features
  • Basement: No
  • Bathrooms Full: 2
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 3
  • Bedrooms Total: 4
  • BathsTotal: 2.1
  • Room and Floor: Half Bath-First, Full Bath-Second
  • Room List: Half Bath, Full Bath
  • Cooling: Electric
  • Cooling: Yes
  • Fireplaces Total: 1
  • Fireplace: Yes
  • Heating: Electric, Heat Pump
  • Heating: Yes
  • Interior Features: Bookcases, Built In Features, Ceiling Fans, Dining Area, Fireplace, Walk In Closets
  • Levels: Two
  • Patio And Porch Features: Rear Porch, Deck
  • Rooms Total: 8
Room Information
Room 1
  • Room Type 1: Half Bath
  • Room Level 1: First
Room 2
  • Room Type 2: Full Bath
  • Room Description 2: Tub & Shower
  • Room Level 2: Second
Rental
Rental Information
  • Price Per Area Unit: Dollars Per Square Foot

Property History for 2604 Whispering Oaks Terrace

DateEvent & SourcePriceAppreciation
Dec 16, 2025

Pending

CVRMLS #2532845

Dec 8, 2025

Listed (Active)

CVRMLS #2532845

$429,000
Nov 26, 2025

Withdrawn

CVRMLS #2532244

Nov 26, 2025

Pending

CVRMLS #2532244

Nov 25, 2025

Listed (Active)

CVRMLS #2532244

$425,000
Nov 24, 2025

Withdrawn

CVRMLS #2530537

Nov 17, 2025

Price Change

CVRMLS #2530537

$439,000
Nov 3, 2025

Listed (Active)

CVRMLS #2530537

$449,000
DateEvent & SourcePrice
12/16/2025

Pending

CVRMLS #2532845

12/08/2025

Listed (Active)

CVRMLS #2532845

$429,000
11/26/2025

Withdrawn

CVRMLS #2532244

11/26/2025

Pending

CVRMLS #2532244

11/25/2025

Listed (Active)

CVRMLS #2532244

$425,000
11/24/2025

Withdrawn

CVRMLS #2530537

11/17/2025

Price Change

CVRMLS #2530537

$439,000
11/03/2025

Listed (Active)

CVRMLS #2530537

$449,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 2604 Whispering Oaks Terrace

Taxable ValueLand$78,000Additions$296,600Total$374,600
Tax Record2025$3,359 ($280 / month)
Home Facts
Beds4Baths2.5Total Finished SqFt2,057 SqFtAbove Grade Finished SqFt2,057 SqFtStories2Lot Size12,763 SqFtStyleSingle Family ResidenceYear Built1982ZoningR7 - SINGLE FCountyCHESTERFIELDAPN724-68-99-76-700-000Fireplace TypeHas Fireplace

Schools near 2604 Whispering Oaks Terrace

This home is within Chesterfield County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 8
Rating
School
Distance
Swift Creek Elementary School
PublicPK to 5

Swift Creek Middle School
Public6 to 8

Clover Hill High School
Public9 to 12

Chesterfield Virtual School
PublicK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Keller Williams Realty, Reagan Wallace

Based on information from one of the following Multiple Listing Services: CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by CVRMLS, Roanoke Valley Association of REALTORS (Roanoke, VA), LAR, Lynchburg Association of REALTORS® and Charlottesville Area Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.