2786 Harmonia Hammock Rd

St. Cloud, FL 34773

$464,999
Price
5
Beds
2,626 Sq. Ft.
$177 / Sq. Ft.
2,626
Sq. Ft.
$177
per Sq. Ft.
Get preapproved with Rocket Mortgage1

Description

Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living...Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.
  1. Listed by Naf Zaman • Brokerage DRE #1045729 • THE FIRM RE
    P: (407)-580-5483 C: (407)-580-5483 nafees@thefirmrealty.com
  2. Listed by Amer Lababidi • Brokerage DRE #1045729 • THE FIRM RE
    P: (407)-800-3631 C: (407)-800-3631 Amer@thefirmrealty.com

Property Details for 2786 Harmonia Hammock Road

Subdivision Name
VILLAGES AT HARMONY PH 1B
Township
26S
Garage Spaces
2
View
Water
Waterfront
No
Water View
Pond
Furnished
Unfurnished
LISTING UPDATED: 08/01/2026 06:54 AM

Property Details for 2786 Harmonia Hammock Road

StatusActive
MLS #S5154542
Days on Market1
Taxes$7,359 / year
HOA Fees$110 / quarter
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2021
Lot Size0.31 AC / 13,504 SF
CountyOsceola County
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Location

Listing Courtesy of THE FIRM RE, Naf Zaman; THE FIRM RE, Amer Lababidi
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Building Information for 2786 Harmonia Hammock Road

Stories2Year Built2021Building Size-Lot Size0.31 AC / 13,504 SF

Payment Calculator

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$3,013 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,364

Property Taxes

$613

HOA Dues

$37

The Payment Calculator is for illustrative purposes only.

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Property Information for 2786 Harmonia Hammock Road

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 3198.0
  • Building Area Units: Square Feet
  • Direction Faces: Southeast
  • Directions: Turn left on to Botanic Blvd and drive 0.2 miles. Then take a slight left toward Harmonia Hammock Road and drive 250 ft. Take another slight left onto Harmonia Hammock Road and drive for 0.3 miles. The house will be on your left.
  • Elementary School: Harmony Community School (K-5)
  • Middle Or Junior School: Harmony Middle
  • High School: Harmony High
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 2786
  • Street Name: HARMONIA HAMMOCK
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Required
  • Association Name: Association Solutions of Central Florida
  • Association Phone: 407-847-2280
  • Association: Yes
  • CDD: Yes
  • Pet Restrictions: Information provided herein is believed to be accurate and reliable; however, buyers and buyer’s agent are encouraged to independently verify all information with the HOA, city, county, and any other applicable governing authorities prior to closing.
  • Tax Block: 0001
  • Tax Book Number: 29-104-112
  • Tax Legal Description: VILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 29
  • Tax Lot: 29
  • Tax Other Annual Assessment Amt: $2,087
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Conservation Area, Corner Lot, Oversized Lot
  • Parcel Number: 242631338300010290
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: No
  • Water Extras: No
  • Zoning: PUD
  • Living Area: 2626
Property and Assessments
  • Year Built Numeric: 2021
  • Flood Zone Code: X
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 31E
  • Public Survey Section: 24
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Builder Model: Hayden
  • Builder Name: DR Horton
  • Construction Materials: Block, Concrete, Stucco
  • Exterior Features: Sidewalk, Sliding Doors, Sprinkler Metered
  • Foundation Details: Slab
  • Levels: Two
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Feet Total: 0
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 5
  • Bathrooms Full: 3
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Central, Electric
  • Interior Features: Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Laundry Features: Laundry Room, Upper Level
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Cats OK, Dogs OK

Property History for 2786 Harmonia Hammock Road

DateEvent & SourcePriceAppreciation
Jul 31, 2026

Listed (Active)

MFRMLS #S5154542

$464,999—
Sep 28, 2021

Sold (Public Record)

Public Record #1473162084

$383,000—
DateEvent & SourcePrice
07/31/2026

Listed (Active)

MFRMLS #S5154542

$464,999
09/28/2021

Sold (Public Record)

Public Record #1473162084

$383,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 2786 Harmonia Hammock Road

Taxable ValueLand$80,000Additions$290,000Total$370,000
Tax Record2025$7,359 ($613 / month)
Home Facts
Beds5Total Finished SqFt2,626 SqFtAbove Grade Finished SqFt2,626 SqFtStories2Lot Size13,504 SqFtStyleSingle Family ResidenceYear Built2021CountyOSCEOLAAPN242631338300010290

Schools near 2786 Harmonia Hammock Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Harmony Community School
Public - PK to 5
Middle School AA
Public - 6 to 8
Harmony High School
Public - 9 to 12
Mater Academy at St Cloud
Charter - K to 8
Rating
School
Distance
Harmony Community School
PublicPK to 5

Middle School AA
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 2786 Harmonia Hammock Road, St. Cloud, FL 34773

2786 Harmonia Hammock Road is a single family home for sale in St. Cloud, FL 34773. This property was listed for sale on July 31, 2026 by THE FIRM RE, it's currently listed at $464,999. It has been on the market for a total of 1 days and was last sold on September 28, 2021. This listing's school district is The School District of Osceola County. Nearby schools include Harmony Community School, Middle School AA and Harmony High School. 2786 Harmonia Hammock Road is a 5-bed, 3-bath, 2,626 sqft single family home built in 2021.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of THE FIRM RE, Naf Zaman; THE FIRM RE, Amer Lababidi

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 08/01/2026 06:54 AM