2786 Harmonia Hammock Road

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Active
$454,999
Est: $3,079/moGet pre-approved
5 beds2,626 sqft

2786 Harmonia Hammock Rd, St. Cloud, FL 34773

Single FamilyProperty Type
0.31 acresLot Size
2021Year Built
$173/sq ftPrice per sq ft
$110 / quarterHOA Fees
2 carsParking Spaces

Description

Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living...Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.
70 days on Market
  • Listed by: Naf Zaman 407.580.5483 nafees@thefirmrealty.com Brokerage DRE #1045729 • THE FIRM RE
  • Listed by: Amer Lababidi 407.800.3631 Amer@thefirmrealty.com Brokerage DRE #1045729 • THE FIRM RE
Last updated: 10/06/2026 04:04 PM • Source: MFRMLS, MLS#: S5154542
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Location

Listing Courtesy of THE FIRM RE, Naf Zaman; THE FIRM RE, Amer Lababidi
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$3,079 per month

30 year fixed, 7.03% Interest

Principal and Interest

$2,429

Property Taxes

$613

HOA Dues

$37

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Property Information for 2786 Harmonia Hammock Road

Property Details

  • Taxes: $7,359 / year
  • MLS Type: Residential / Single Family Residence
  • County: Osceola County
  • Subdivision Name: VILLAGES AT HARMONY PH 1B
  • Township: 26S
  • Garage Spaces: 2
  • View: Water
  • Waterfront: No
  • Water View: Pond
  • Furnished: Unfurnished

Building Information

  • Stories: 2
  • Year Built: 2021
  • Lot Size: 0.31 AC / 13,504 SF

Summary

Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 3198.0
  • Building Area Units: Square Feet
  • Direction Faces: Southeast
  • Directions: Turn left on to Botanic Blvd and drive 0.2 miles. Then take a slight left toward Harmonia Hammock Road and drive 250 ft. Take another slight left onto Harmonia Hammock Road and drive for 0.3 miles. The house will be on your left.
  • Elementary School: Harmony Community School (K-5)
  • Middle Or Junior School: Harmony Middle
  • High School: Harmony High
  • Mls Major Change Type: Price Decrease
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 2786
  • Street Name: HARMONIA HAMMOCK
  • Street Suffix: ROAD
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Required
  • Association Name: Association Solutions of Central Florida
  • Association Phone: 407-847-2280
  • Association: Yes
  • CDD: Yes
  • Pet Restrictions: Information provided herein is believed to be accurate and reliable; however, buyers and buyer’s agent are encouraged to independently verify all information with the HOA, city, county, and any other applicable governing authorities prior to closing.
  • Tax Block: 0001
  • Tax Book Number: 29-104-112
  • Tax Legal Description: VILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 29
  • Tax Lot: 29
  • Tax Other Annual Assessment Amt: $2,087
  • Tax Year: 2025

Property

Lot Information
  • Additional Parcels: No
  • Lot Features: Conservation Area, Corner Lot, Oversized Lot
  • Parcel Number: 242631338300010290
  • Total Acreage: 1/4 to less than 1/2
  • Water Access: No
  • Water Extras: No
  • Zoning: PUD
  • Living Area: 2626
Property and Assessments
  • Year Built Numeric: 2021
  • Flood Zone Code: X
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 31E
  • Public Survey Section: 24
Utilities
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Meter, Sprinkler Recycled, Street Lights, Water Connected
  • Water Source: Public

Interior and Exterior Features

Exterior Features
  • Builder Model: Hayden
  • Builder Name: DR Horton
  • Construction Materials: Block, Concrete, Stucco
  • Exterior Features: Sidewalk, Sliding Doors, Sprinkler Metered
  • Foundation Details: Slab
  • Levels: Two
  • Pool Private: No
  • Pool: None
  • Pool Private: No
  • Roof: Shingle
  • Waterfront Feet Total: 0
  • Number Of Stories: 2
Interior Features
  • Bedrooms Total: 5
  • Bathrooms Full: 3
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Tile
  • Heating: Central, Electric
  • Interior Features: Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
  • Laundry Features: Laundry Room, Upper Level
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: Yes
  • Bathrooms Half: 0

Rental

Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Cats OK, Dogs OK

Property History for 2786 Harmonia Hammock Road

DateEvent & SourcePriceAppreciation
Oct 4, 2026

Price Change

MFRMLS #S5154542

$454,999—
Sep 9, 2026

Price Change

MFRMLS #S5154542

$459,999—
Jul 31, 2026

Listed (Active)

MFRMLS #S5154542

$464,999—
DateEvent & SourcePrice
10/04/2026

Price Change

MFRMLS #S5154542

$454,999
09/09/2026

Price Change

MFRMLS #S5154542

$459,999
07/31/2026

Listed (Active)

MFRMLS #S5154542

$464,999

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

2786 Harmonia Hammock Road

Beds

5

Baths

3

Total Finished SqFt

2,626 SqFt

Above Grade Finished SqFt

2,626 SqFt

Stories

2

Lot Size

13,503 SqFt

Schools near 2786 Harmonia Hammock Road

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Harmony Community School
Public - PK to 5
Middle School AA
Public - 6 to 8
Harmony High School
Public - 9 to 12
Mater Academy at St Cloud
Charter - K to 8
Rating
School
Distance
Harmony Community School
PublicPK to 5

Middle School AA
Public6 to 8

Harmony High School
Public9 to 12

Mater Academy at St Cloud
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 2786 Harmonia Hammock Road, St. Cloud, FL 34773

2786 Harmonia Hammock Road is a single family home for sale in St. Cloud, FL 34773. This property was listed for sale on July 31, 2026 by THE FIRM RE, it's currently listed at $454,999. It has been on the market for a total of 70 days and was last sold on September 28, 2021. This listing's school district is The School District of Osceola County. Nearby schools include Harmony Community School, Middle School AA and Harmony High School. 2786 Harmonia Hammock Road is a 5-bed, 3-bath, 2,626 sqft single family home built in 2021.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of THE FIRM RE, Naf Zaman; THE FIRM RE, Amer Lababidi

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 10/06/2026 04:04 PM