2821 Bruce St

1,698 Sq. Ft.
$321 / Sq. Ft.
1,698
Sq. Ft.
$321
per Sq. Ft.

Description

Offering direct Gulf access with no bridges or locks, deep water, and a 10,000 lb covered boat lift for instant access to Charlotte Harbor- this is the BEST home for Florida coastal living! The outdoor oasis is designed for both relaxation and wellness, featuring 85 feet of maintained seawall, a private heated pool and expansive deck under a screen enclosure. For the fitness enthusiast, this versatile pool is fitness-ready for lap swimming; all original lap pool blower equipment is included and conveniently...Offering direct Gulf access with no bridges or locks, deep water, and a 10,000 lb covered boat lift for instant access to Charlotte Harbor- this is the BEST home for Florida coastal living! The outdoor oasis is designed for both relaxation and wellness, featuring 85 feet of maintained seawall, a private heated pool and expansive deck under a screen enclosure. For the fitness enthusiast, this versatile pool is fitness-ready for lap swimming; all original lap pool blower equipment is included and conveniently capped, allowing for an effortless conversion back to a professional-grade swim lane. Also, a unique tropical outdoor shower (with hot & cold water!) under the flowering-vine covered pergola. Inside, modern luxury meets peace of mind. The kitchen features sleek granite countertops and backsplash, 2025 appliances, and stunning water views. The redesigned lanai is the work of one of the top structual engineers in the area using poured concrete and 2X12 beams (construction plans from 2020 and long list of updates in MLS supplemental info available to your agent). This is a hurricane-proof home, with every storm resistant feature on the market. Built for superior protection and energy efficiency, the property boasts a metal roof, impact windows and doors, a CAT 5 island-rated garage door, additional attic insulation and an updated powder-coated front door - this will be the easiest home to maintain for years to come. Utility ready RV parking on the premises, and room for an SUV in the garage. With assumable insurance paid ahead through 2026- a rare financial advantage- and a location just minutes from waterfront dining and 45 minutes to the international airport, this property is the pinnacle of secure, move-in ready, Southwest Florida living. Schedule your private showing today!
  1. Listed by Sarah Chido • Coldwell Banker Realty • Sarah.Chido@CBRealty.com

Property Details for 2821 Bruce Street

Development
ISLAND HARBORS
Building Design
Single Family
Community Type
Boating
Waterfront
Yes
Waterfront Desc
Canal Access, Navigable Water, Seawall
Waterfront Desc
Canal, Navigable, Seawall
View
Canal, Intersecting Canal, Water, Water Feature
Garage Spaces
1.00
LISTING UPDATED: 02/08/2026 10:25 AM

Property Details for 2821 Bruce Street

StatusActive
MLS #2026003943
Days on Market15
Taxes$2,522 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1969
Lot Size0.20 AC / 8,712 SF
CountyLee County

Location

Listing Courtesy of Coldwell Banker Realty, Sarah Chido
Add your commute

Building Information for 2821 Bruce Street

Stories1Year Built1969Building Size-Lot Size0.20 AC / 8,712 SF

Payment Calculator

$2,866 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,656

Property Taxes

$210

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 2821 Bruce Street

Summary
Location and General Information
  • City: Matlacha
  • Directions: Take a right onto Island Ave at 'A Perfect Cup'. Stay to the Right on Island Ave. Bruce is down past the curve on the Right, this home is the 3rd down on the right. RV hookup on right side of house.
  • Elementary School: SCHOOL CHOICE
  • High School: SCHOOL CHOICE
  • Human Modified: Yes
  • Latitude: 26.63
  • Longitude: -82.08
  • Middle School: SCHOOL CHOICE
  • MLS Area Major: PI03 - Matlacha
  • Pets: No Approval Needed
  • Postal Code: 33993
  • Road Responsibility: Public Maintained Road
  • Street Name: Bruce
  • Street Number: 2821
  • Street Suffix: ST
  • Block: 0
  • Full Address: 2821 Bruce ST
  • View: Yes
Parking
  • Attached Garage: Yes
  • Carport Spaces: .00
  • Carport: No
  • Covered Spaces: 1.00
  • Garage: Yes
  • Parking Features: Attached, Driveway, Underground, Garage, Paved, Rv Access Parking, Garage Door Opener
Taxes and HOA Information
  • Amenity Rec Fee: $.00
  • Application Fee: $.00
  • Association Fee Total: $.00
  • Association Fee Total Frequency: Annually
  • Association Fee 2: $.00
  • Maintenance: None
  • Mandatory HOA: No
  • Tax Annual Amount: $2,521.56
  • Tax Year: 2024
  • Transfer Fee: $.00
  • Association Fee 3: $.00
Property
Lot Information
  • Source of Measure Total Area: Appraiser
  • Development Name: ISLAND HARBORS
  • Parcel Number: 24-44-22-10-00000.2920
  • Property Type: Residential
  • Section: 24
  • Lot Unit: 292
  • Source of Measure Living Area: Appraiser
  • Source of Measure Lot Dimensions: Appraiser
  • Lot Desc: Oversized Lot
  • Acres: 0.2
  • Lot Size Area: 0.2
  • Lot Size Dimensions: 85 x 80 x 85 x 80
  • Source of Measurements: Appraiser
  • Lot Size Units: Acres
  • Legal Desc: ISLAND HARBORS 4TH ADDN PB 10 PG 98 LOT 292 + NELY 18 FT 291 + SW 16 FT 293
Property and Assessments
  • Total Area: 1746.0
  • Rear Exposure: SE
  • Approx Living Area: 1698.0
  • Possession: Close Of Escrow
  • Property Condition: Resale
  • Property Sub Type: Single Family Residence
  • Township: 44
  • Senior Community: false
  • Range: 22E
  • Special Assessment: 0.00
  • Sub Condo Name: ISLAND HARBORS
  • Year Built Numeric: 1969
  • Property Sub Type Additional: Single Family Residence
  • Restrictions: No Restrictions
  • Zoning Code: TFC-2
Lease Information
  • Land Lease Fee: $.00
  • One Time Land Lease Fee: $.00
  • One Time Mandatory Club Fee: $.00
  • One Time Othe Fee: $.00
  • One Time Special Assessment Fee: $.00
Utilities
  • Sewer: Central
  • Utilities: Cable Available, High Speed Internet Available
  • Water Source: Public
  • Water: Central
Multi Family
Multi-Family Information
  • Num Unit Floor: 1
  • Annual Food And Beverage Minimum: 0.00
  • Units in Complex: 1
  • Stories: 1.0
  • Total Floors: 1
  • Total One Time Fees: $.00
  • Units in Building: 1
  • Unit Location: 1
Interior and Exterior Features
Exterior Features
  • Architectural Style: Ranch, One Story
  • Association Amenities: Boat Dock, Boat Ramp, Library, Playground, Pickleball, Park, Pool, Boat Slip, Tennis Courts
  • Canal Width: Canal Width 31-80
  • Community Features: Boat Facilities
  • Construction: Poured Concrete, Concrete Block
  • Exterior Features: Deck, Fence, Security High Impact Doors, Outdoor Shower, Patio
  • Exterior Features: Deck, Fence, Outdoor Shower, Patio, Decorative Shutters
  • Irrigation Source: None
  • Other Equipment: Air Purifier
  • Patio And Porch Features: Deck, Lanai, Open, Patio, Porch, Screened
  • Pool Features: Concrete, Electric Heat, Heated, In Ground, Screen Enclosure, Community
  • Private Pool: Yes
  • Roof: Metal
  • Security Features: Smoke Detectors
  • Gulf Access Type: No Bridges, Via Boat Lift, Water Direct
  • Gulf Access: Yes
  • Spa: No
Interior Features
  • Appliances: Dryer, Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Refrigerator, Self Cleaning Oven, Washer
  • Baths Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total Integer: 2.0
  • Beds Total: 3
  • Bedrooms: 3 Bed
  • Cooling: Ceiling Fans
  • Elevator Text Details: None
  • Flooring: Tile
  • Furnished Desc: Furnished
  • Heating: Central, Electric
  • Heating: Yes
  • Interior Features: Built In Features, Family Dining Room, Kitchen Island, Living Dining Room, Main Level Primary, Shower Only, Separate Shower, Cable Tv, Window Treatments, Air Filtration, High Speed Internet, Split Bedrooms, Workshop
  • Interior Features: High Speed Available, Smoke Detectors, Laundry Tub, Window Coverings
  • Laundry Features: Inside, Laundry Tub
  • Window Features: Impact Glass, Shutters, Window Coverings
Rental
Rental Information
  • One Time Rec Lease Fee: $.00

Property History for 2821 Bruce Street

DateEvent & SourcePriceAppreciation
Jan 24, 2026

Listed (Active)

FORTMLS #2026003943

$545,000—
Oct 15, 2025

Expired

FORTMLS #2025004158

$545,000—
Aug 4, 2025

Withdrawn

FORTMLS #225010232

$565,000—
Aug 4, 2025

Listed (Active)

FORTMLS #2025004158

$545,000—
Jan 27, 2025

Listed (Active)

FORTMLS #225010232

$649,900—
Apr 28, 2010

Sold

FORTMLS #200849381

$250,000—
Apr 16, 2010

Sold (Public Record)

Public Record #288353909

$250,000

-16.2% / yr

Apr 4, 2010

Pending

FORTMLS #200849381

—
May 1, 2006

Expired

FORTMLS #200525223

$775,000—
Sep 22, 2005

Sold (Public Record)

Public Record #168848740

$560,000—
Sep 19, 2005

Sold

FORTMLS #205073535

$560,000—
Aug 13, 2005

Pending

FORTMLS #205073535

—
Jul 10, 2005

Withdrawn

FORTMLS #205019026

$599,000—
DateEvent & SourcePrice
01/24/2026

Listed (Active)

FORTMLS #2026003943

$545,000
10/15/2025

Expired

FORTMLS #2025004158

$545,000
08/04/2025

Withdrawn

FORTMLS #225010232

$565,000
08/04/2025

Listed (Active)

FORTMLS #2025004158

$545,000
01/27/2025

Listed (Active)

FORTMLS #225010232

$649,900
04/28/2010

Sold

FORTMLS #200849381

$250,000
04/16/2010

Sold (Public Record)

Public Record #288353909

$250,000

-16.2% / yr

04/04/2010

Pending

FORTMLS #200849381

—
05/01/2006

Expired

FORTMLS #200525223

$775,000
09/22/2005

Sold (Public Record)

Public Record #168848740

$560,000
09/19/2005

Sold

FORTMLS #205073535

$560,000
08/13/2005

Pending

FORTMLS #205073535

—
07/10/2005

Withdrawn

FORTMLS #205019026

$599,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 2821 Bruce Street

Taxable ValueLand$194,527Additions$10Total$194,537
Tax Record2025$2,245 ($187 / month)
Home Facts
Beds3Total Finished SqFt1,125 SqFtAbove Grade Finished SqFt1,125 SqFtStories1Lot Size6,720 SqFtStyleSingle Family ResidenceYear Built1969Year Renovated1986ZoningTFC-2CountyLEEAPN24-44-22-10-00000.2920

Schools near 2821 Bruce Street

This home is within School District of Lee County.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Charter - 9 to 12
Public - 6 to 8
Rating
School
Distance
Pine Island Elementary School
PublicPK to 5

Trafalgar Middle School
Public6 to 8

Oasis Charter High School
Charter9 to 12

Gulf Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

2821 Bruce Street is a single family home for sale in Matlacha, FL 33993. This property was listed for sale on January 24, 2026 by Coldwell Banker Realty, it's currently listed at $545,000. It has been on the market for a total of 15 days and was last sold on April 28, 2010. This listing's school district is School District of Lee County. Nearby schools include Pine Island Elementary School, Trafalgar Middle School and Oasis Charter High School. 2821 Bruce Street is a 3-bed, 2-bath, 1,698 sqft single family home built in 1969.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coldwell Banker Realty, Sarah Chido

The information is being provided in part by Southwest Florida Multiple Listing Service, Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2, and MarcoMls. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service and MarcoMls. All Rights Reserved. The data relating to real estate for sale displayed on this website comes in part from the Broker Reciprocity Program ("BR Program") of M.L.S. of Naples, Inc. ("Naples MLS"), under License No. NCOMPN2 and MarcoMls. Properties listed with brokerage firms other than Compass are marked with the "BR House" logo. Detailed information about such properties includes the name of the brokerage firm with which the seller has listed the property. The properties displayed may not be all the properties listed with brokerage firms participating in the Naples MLS BR Program, or contained in the database compilation of Naples MLS.