Closed
Last Sold Price
$310,000
3 beds1,501 sqft

295 White Oak Rd, Decatur, TN 37322

Single FamilyProperty Type
0.74 acresLot Size
2005Year Built
$207/sq ftPrice per sq ft

Description

WATERFRONT HOME ON OVER HALF AN ACRE - This beautiful waterfront home is the relaxing retreat you've been looking for! The wood walls, stunning hardwood floors and stone gas fireplace make you feel as if you are in your own waterfront cabin. The master bedroom features an en suite with walk-in shower and closet. 2 bedrooms and a bathroom round off the rest of the home. Outside, a detached double garage offers plenty of space for storage or a workshop. The home is equipped with an encapsulated crawlspace...WATERFRONT HOME ON OVER HALF AN ACRE - This beautiful waterfront home is the relaxing retreat you've been looking for! The wood walls, stunning hardwood floors and stone gas fireplace make you feel as if you are in your own waterfront cabin. The master bedroom features an en suite with walk-in shower and closet. 2 bedrooms and a bathroom round off the rest of the home. Outside, a detached double garage offers plenty of space for storage or a workshop. The home is equipped with an encapsulated crawlspace ensuring security and peace of mind. The real highlight of this home is the beautiful view right outside your window. Host summer cookouts or fall campfires at your firepit in your large yard overlooking the water.
  • Listed by: Cindi Richardson • Richardson Group KW Cleveland
Listing closed: 09/18/2020 01:00 AM • Source: Greater Chattanooga Association of REALTORS as distributed by MLS GRID, MLS#: 1318313
See It First™ on Compass

Find homes before they're listed on other real estate sites.

Start your search

Recent comparable sales

Median sold price

$290,000

Avg days on market

52

Sale-to-list ratio

98.1%

Decatur, TN

9 comparable properties found

$310,000 | 181 Lakeshore Lane, Decatur, TN 37322
1/44
1

$310,000

Sold 10/06/25

3
Bedrooms
1,342
Square Feet
0.8
Acres
$329,000 | 730 Holly Glen Road, Decatur, TN 37322
1/36
2

$329,000

Sold 06/02/26

3
Bedrooms
1,346
Square Feet
0.57
Acres
a front view of a house with a garden and trees
1/2
3

$290,000

Sold 08/06/26

3
Bedrooms
1,282
Square Feet
0.57
Acres
a front view of a house with a yard
1/35
4

$280,000

Sold 05/27/26

3
Bedrooms
1,620
Square Feet
3.46
Acres
$175,000 | 240 White Oak Road, Decatur, TN 37322
1/21
5

$175,000

Sold 05/12/26

3
Bedrooms
1,458
Square Feet
1.9
Acres
$500,000 | 609 Lakewood Drive, Decatur, TN 37322
1/61
6

$500,000

Sold 05/15/26

3
Bedrooms
1,533
Square Feet
1
Acres
$270,000 | 348 Howard Road, Decatur, TN 37322
1/27
7

$270,000

Sold 03/27/26

3
Bedrooms
2,125
Square Feet
5
Acres
$342,000 | 368 Lower River Road, Decatur, TN 37322
1/32
8

$342,000

Sold 10/27/25

3
Bedrooms
1,214
Square Feet
2
Acres
$169,900 | 125 Carolyn Lane, Decatur, TN 37322
1/26
9

$169,900

Sold 11/19/25

3
Bedrooms
1,680
Square Feet
1
Acres

Location

Listing Courtesy of Richardson Group KW Cleveland, Cindi Richardson (423.280.1442)

Sold By Richardson Group KW Cleveland, Cindi Richardson (423.280.1442)

Add your commute

Virtual Tour

Payment Calculator

Get preapproved with
OriginPoint Mortgage or Rocket Mortgage1

$1,741 per month

30 year fixed, 7.03% Interest

Principal and Interest

$1,655

Property Taxes

$86

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.
Know your buying power with a preapproval and custom rate in minutes
Rocket Mortgage1

Property Information for 295 White Oak Road

Property Details

  • Taxes: $1,032 / year
  • MLS Type: Residential / Residential
  • County: Meigs County
  • View: Mountain(s)
  • Waterfront: No

Building Information

  • Year Built: 2005
  • Lot Size: 0.74 AC / 32,234 SF

Summary

Location and General Information
  • City: Decatur
  • County Or Parish: Meigs
  • Directions: From I-75 N, take Exit 11 for Ooltewah, turn left onto US-64, turn right onto Mountain View Rd, at the traffic circle continue straight onto Ooltewah Georgetown Rd, in 8.8 miles turn left onto Smith Rd, right onto TN-58 N, left onto Cottonport Rd, left to stay on Cottonport Rd, left onto Holly Glen Shores, right onto White Oak Rd, home is on the right.
  • Latitude: 35.480801
  • Longitude: -84.883423
  • Postal Code: 37322
  • State Or Province: TN
  • Subdivision Name: Holly Glen Shores
  • Topography: Other,Wooded
Taxes and HOA
  • Tax Book Number: A5
  • Tax Legal Description: Lot 87 of Holly Glen Shores as recorded in the Meigs County Register of Deeds.
  • Additional Parcels: No
  • Association Fee Frequency: Not Applicable
  • Parcel Number: 050c 010.00
  • Association Fee: $0
  • Association: No
  • Tax Annual Amount: $1,032
  • Location Tax Legal Info : Deed Page: 713
  • Location Tax Legal Info : Add'l Acreage Avbl: No
  • Property Details : HOA Fee2: 0
  • Property Details : HOA Frequency2: Not Applicable
School Information
  • Middle Or Junior School: Meigs County Middle
  • High School: Meigs County High
  • Elementary School: Meigs South Elementary
Parking
  • Garage Spaces: 2.0
  • Garage: Yes
  • Attached Garage: No
Virtual Tour

Property

Lot Information
  • Lot Features: Mountain View, Wooded, Water Access, Water Frontage (Lk/Rvr)
  • Lot Size Dimensions: 77.1X293.4IRR
  • Lot Size Acres: 0.74
  • Living Area Source: Tax Records
  • Lot Size Square Feet: 32234.4
  • Building Area Total: 1501.0
  • Lot Size Units: Acres
  • Living Area: 1501.0
  • Living Area Units: Square Feet
  • Property Details : SqFt - Level 1: 1501.0
  • Property Details : SqFt - Source2: Tax Records
Property and Assessments
  • Location Tax Legal Info : Multi-Use: No
  • Property Type Label: Single Family
  • Property Attached: No
  • Sewer: Septic Tank
  • New Construction: No
  • Documents Available: Confirmation of Agency
  • Home Warranty: No
  • Floor Plans Count: 0
  • Year Built: 2005
  • Property Type: Single Family
  • Property Sub Type: Residential
Utilities
  • WaterSewer : Public Water: Yes
  • WaterSewer : Septic Tank: Yes
  • Water Source: Septic Tank, Public
  • Utilities: Cable Lines/Under Ground, Telephone Lines/Under Ground, Electric Lines/Under Ground

Interior and Exterior Features

Exterior Features
  • Senior Community: No
  • Construction Materials: Vinyl Siding
  • Pool Private: No
  • Window Features: Insulated, Vinyl
  • Parking Features: Detached, 2 Car Garage
  • Exterior Features: Out Building, Porch Covered, Dock - Stationary
  • Roof: Metal
  • Roofing : Metal: Yes
Interior Features
  • Fireplace: Yes
  • Electric: Yes
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Appliances: Dishwasher, Microwave, Electric Range - Free Standing
  • Property Details : # Fireplace: 1.0
  • Rooms Total: 0
  • Bathrooms Total Integer: 2
  • Bathrooms Total Decimal: 2.0
  • Bathrooms Total Notational: 2.0
  • Cooling: Yes
  • Fireplace Features: Living Room, Gas
  • Fireplaces Total: 1
  • Heating: Yes
  • Other Equipment: Smoke Detector
  • Foundation Details: Block
  • Basement: Crawl Space
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Levels: One
  • Interior Features: Open Floorplan, Primary Downstairs, Tub/shower Combo
  • Flooring: Carpet, Wood
  • Stories: 1
  • Fireplace : Gas Logs: Yes
  • Fireplace : In Living Room: Yes
  • Green Features : Central Air: Yes
  • Description : 1 Level: Yes
  • Foundation : Block: Yes
  • Cooling : Central: Yes
  • Bed/Bath : Master on Main Level: Yes
  • Bed/Bath : Tub/Shower Combo: Yes
  • Dining : Combined w/Living: Yes
  • Floors : Carpet: Yes
  • Floors : Laminate: Yes
  • Floors : Hardwood Solid: Yes

Mobile Home

Mobile & Manufactured Home
  • Office/Member Info : Builders Warranty: No

Multi Family

Unit 2
  • Unit 2 Features : Living Room: Yes

Property History for 295 White Oak Road

DateEvent & SourcePriceAppreciation
Sep 18, 2020

Closed (Public Record)

Public Record #679088190

$310,000

+3.2% / yr

Sep 18, 2020

Closed

REALTRACS #3253181

$310,000
—
Sep 18, 2020

Closed

Greater Chattanooga Association of REALTORS #1318313

$310,000
—
DateEvent & SourcePrice
09/18/2020

Closed (Public Record)

Public Record #679088190

$310,000

+3.2% / yr

09/18/2020

Closed

REALTRACS #3253181

$310,000
09/18/2020

Closed

Greater Chattanooga Association of REALTORS #1318313

$310,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 295 White Oak Road

Taxable Value

Land

$15,000

Additions

$44,650
Total$59,650

Tax Record

2025

$1,007 ($84 / month)

Home Facts

Beds

0

Total Finished SqFt

1,432 SqFt

Above Grade Finished SqFt

1,432 SqFt

Stories

1

Lot Size

22,621 SqFt

Style

Single Family Residence

Year Built

2005

Year Renovated

2008

Zoning

RES

County

MEIGS

APN

050C B 01000

Schools near 295 White Oak Road

This home is within Meigs County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Meigs South Elementary School
PublicPK to 5

Meigs Middle School
Public6 to 8

Meigs County High School
Public9 to 12

Meigs North Elementary School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

New listings in 37322

$275,000 | 2753 Redman Rdg Lane, Decatur, TN 37322
1/26
New

$275,000

Unavailable
Bedrooms
2
Bathrooms
960
Square Feet
5.02
Acres
$294,900 | 2133 Charles Road, Decatur, TN 37322
1/56

$294,900

Unavailable
Bedrooms
2
Bathrooms
1,920
Square Feet
4.97
Acres
$294,900 | 2133 Charles Road, Decatur, TN 37322
1/56

$294,900

3
Bedrooms
1,920
Square Feet
4.97
Acres
$145,000 | 152 Ridge View Street, Decatur, TN 37322
1/41

$145,000

4
Bedrooms
3,300
Square Feet
1.36
Acres
$220,000 | 24553 Highway 58, Decatur, TN 37322
1/22

$220,000

3
Bedrooms
1,400
Square Feet
3.36
Acres
$890,000 | 5597 North Nopone Valley Road, Decatur, TN 37322
1/45

$890,000

Unavailable
Bedrooms
4
Bathrooms
3,521
Square Feet
30.5
Acres
$699,000 | 176 Butterfly Cv Trail, Decatur, TN 37322
1/64

$699,000

3
Bedrooms
3,760
Square Feet
1.58
Acres
a front view of a house with a yard
1/32
Open: 11/8 02:00PM - 04:00PMVirtual Tour

$680,000

4
Bedrooms
2,818
Square Feet
21.1
Acres
a view of house and car parked in front of house
1/13

$380,000

3
Bedrooms
1,626
Square Feet
0.36
Acres

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Richardson Group KW Cleveland, Cindi Richardson (423.280.1442)

The information is being provided by MTRMLS, Inc. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information is believed to be accurate but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 MTRMLS, Inc. All Rights Reserved. Last updated: 01/18/2022 05:36 PM