Sold
Last Sold Price
3 beds1,326 sqft$52/sqft
3 State St, Waterloo, NY 13165
Single FamilyProperty Type
6,970 sq ftLot Size
1890Year Built
$52/sq ftPrice per sq ft

Description

This well kept home has had same owner for 50+ years.... Located on low traffic street this home features vinyl siding, two side entrances with decking and room for deeper driveway if needed. Large "hardwooded" living room and dining room make this home have the "open feel" that most desire. Older style eat-in kitchen with laundry facilities off to the side where once was access to basement area. All appliances are being sold "AS IS." Sturdy staircase leads you to second floor where you will find...This well kept home has had same owner for 50+ years.... Located on low traffic street this home features vinyl siding, two side entrances with decking and room for deeper driveway if needed. Large "hardwooded" living room and dining room make this home have the "open feel" that most desire. Older style eat-in kitchen with laundry facilities off to the side where once was access to basement area. All appliances are being sold "AS IS." Sturdy staircase leads you to second floor where you will find 3 bedrooms & full bath...crawl space access is in bathroom closet. Basement entrance is on south side of home with bilco doors. This home could use updating. 24 hour to show please.
  • Listed by: Belinda A. Fratto 315.781.7653 bfratto@rochester.rr.com • Howard Hanna
Listing closed: 06/26/2018 12:00 AM • Source: WNYREIS, MLS#: R1079451

Recent comparable sales

Median sold price

$141,500

Avg days on market

26

Sale-to-list ratio

100.3%

Waterloo, NY

9 comparable properties found

$75,000 | 2 Disbrow Avenue, Waterloo, NY 13165
1/2
1

$75,000

Sold 12/18/25

3
Bedrooms
1,353
Square Feet
0.53
Acres
$140,000 | 28 Stewart Street, Waterloo, NY 13165
1/2
2

$140,000

Sold 12/30/24

3
Bedrooms
1,300
Square Feet
0.18
Acres
$69,000 | 10 Stewart Street, Waterloo, NY 13165
1/2
3

$69,000

Sold 04/15/25

3
Bedrooms
875
Square Feet
0.18
Acres
$150,000 | 5 Amherst Road, Waterloo, NY 13165
1/2
4

$150,000

Sold 07/22/25

3
Bedrooms
1,306
Square Feet
0.19
Acres
$160,000 | 82 Inslee Street, Waterloo, NY 13165
1/2
5

$160,000

Sold 12/23/25

3
Bedrooms
1,461
Square Feet
0.28
Acres
$141,500 | 13 Wycliffe Road, Waterloo, NY 13165
1/2
6

$141,500

Sold 07/10/25

3
Bedrooms
1,275
Square Feet
0.24
Acres
$151,000 | 47 Fayette Street, Waterloo, NY 13165
1/2
7

$151,000

Sold 03/10/25

3
Bedrooms
1,236
Square Feet
0.17
Acres
$199,000 | 20 West Elisha Street, Waterloo, NY 13165
1/2
8

$199,000

Sold 03/02/26

3
Bedrooms
1,488
Square Feet
0.2
Acres
$107,000 | 33 West Williams Street, Waterloo, NY 13165
1/2
9

$107,000

Sold 12/29/25

3
Bedrooms
1,495
Square Feet
0.16
Acres

Location

Listing Courtesy of Howard Hanna

Sold By The Young Agency

Add your commute

Payment Calculator

$451 per month

30 year fixed, 6.55% Interest

Principal and Interest

$352

Property Taxes

$99

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3 State Street

Property Details
  • Taxes: $1,191 / year
  • MLS Type: Residential / Single Family Residence
  • Styles Of Residence: Two Story
  • On Waterfront: No
  • Parking Description: No Garage
  • Nearest Cross Street: E Elisha Street
Building Information
  • Stories: 2
  • Year Built: 1890
  • Lot Size: 0.16 AC / 6,970 SF
Summary
Location and General Information
  • Elementary School District: Waterloo
  • High School District: Waterloo
  • Middle Or Junior School District: Waterloo
  • Village: Waterloo-Village
  • Human YN: No
Parking
  • Garage Spaces per Apt: .00
  • Garage YN: No
Taxes and HOA Information
  • Area NYSWIS Code: Waterloo Village-Waterloo-453801
  • Tax Annual Amount: $1,191.00
Property
Lot Information
  • Building Area Total: 1326.0
  • Land Features: Residential Lot
  • Num Of Acres: 0.16
  • Lot Size Area: 0.16
  • Lot Size Square Feet: 6970.0
  • Lot Size Units: Acres
  • Parcel Number: 453801-011-000-0001-024-000-0000
  • Road Frontage: City Street
  • Lot Number: 24
Property and Assessments
  • Property Condition: Resale
  • Senior Community YN: No
  • Assessed Value: $55,400
  • Year Built: 1890
  • Year Built Description: Existing
Utilities
  • Electric Service: Circuit Breakers
  • Sewer Description: Connected
  • Utilities Available: Cable Available, Sewer Connected, Water Connected
  • Water Supply: Connected, Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl Siding, Copper Plumbing
  • Exterior Features: Gravel Driveway
  • Foundation Description: Stone
  • Patio And Porch Features: Open, Porch
Interior Features
  • Appliances: Gas Oven, Gas Range, Gas Water Heater, Refrigerator
  • Basement Description: Exterior Entry, Full, Walk Up Access
  • Basement YN: Yes
  • Num Of Possible Bedrooms: 3
  • Num Fireplaces Total Calculated: 0
  • Fireplace YN: No
  • Floor Description: Hardwood, Laminate, Varies
  • Heating: Gas, Forced Air
  • Heating YN: Yes
  • Interior Features: Separate Formal Dining Room, Eat In Kitchen, Natural Woodwork
  • Laundry Features: Main Level
  • Levels: Two
  • Sq Ft Total: 1326.0
  • Main Level Bathrooms: 0
  • Num Bedrooms 1 St Floor: 0
  • Num Of Rooms: 6
  • Window Features: Storm Windows, Wood Frames
Multi Family
Multi-Family Information
  • Number Of Units Total: 0
  • Stories: 2
  • Stories Total: 2

Property History for 3 State Street

DateEvent & SourcePriceAppreciation
Jun 29, 2018

Sold (Public Record)

Public Record #1309225972

$69,200
Jun 26, 2018

Sold

WNYREIS #R1079451

$69,200
Jun 26, 2018

Sold

New York State Alliance of MLSs (Buffalo) #R1079451

$69,200
DateEvent & SourcePrice
06/29/2018

Sold (Public Record)

Public Record #1309225972

$69,200
06/26/2018

Sold

WNYREIS #R1079451

$69,200
06/26/2018

Sold

New York State Alliance of MLSs (Buffalo) #R1079451

$69,200

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3 State Street

Taxable ValueLand$11,400Additions$44,000Total$55,400
Tax Record2024$3,134 ($261 / month)
Home Facts
Beds3Baths1Total Finished SqFt1,326 SqFtAbove Grade Finished SqFt1,326 SqFtStories2Lot Size3,920 SqFtStyleSingle Family ResidenceYear Built1890Zoning02 - SINGLE RCountySENECAAPN453801 11-1-24

Schools near 3 State Street

This home is within Waterloo Central School District.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Skoi Yase School
PublicPK to 2

La Fayette School
Public3 to 5

Waterloo Middle School
Public6 to 8

Waterloo High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3 State Street, Waterloo, NY 13165
$69,200
3
1,326
6,970
$90,000
3
1,349
5,876
$83,000
2
1,502
4,356
$113,500
2
1,634
8,276
2
923
8,712
$124,000
3
1,414
8,712

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Howard Hanna

Based on information from one of the following Multiple Listing Services: WNYREIS and Greater Binghamton Association of REALTORS. Information being provided is for the visitor's personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by WNYREIS and Greater Binghamton Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.