304 2nd Ter

Key Largo, FL 33037

$864,000
Price
4
Beds
2,283 Sq. Ft.
$378 / Sq. Ft.
2,283
Sq. Ft.
$378
per Sq. Ft.
Front of House
Front of House - Virtually Staged
Aerial View of Homeowners Park
Aerial View
Aerial view
Front entrance
a view of an entryway with wooden floor
a living room with furniture and a flat screen tv
a living room with furniture and a large window
a living room with furniture and a wooden floor
Living Room
Dining Room
a view of a dining room with furniture window and wooden floor
Dining Room
Kitchen
a kitchen with granite countertop white cabinets and sink
a bedroom with a bed and a window
a bedroom with a bed and a large window
a bathroom with a granite countertop toilet sink and mirror
Primary Bath
2nd Bedroom
2nd Bedroom - virtuallystaged
3rd Bedroom
3rd Bedroom - virtually staged
4th Bedroom
a bedroom with a bed and wooden floor
a bathroom with a sink toilet and shower
Laundry Room
Enclosed Patio
a living room with furniture and a table
Enclosed Patio
Peek-a-boo ocean view
Backyard
a view of a patio with a table and chairs and potted plants
a backyard of a house with table and chairs
Homeowners Park and trailer parking
Private Neighborhood Boat Ramp
Aerial view
an aerial view of a house with a yard
an aerial view of a house with a yard
Front View
an aerial view of a house with a garden and plants

Description

Cbs 4/2 concrete home with a new metal roof to be installed in january 2026! Optional homeowners park with boat ramp Your Keys paradise is found in this inviting 4-bedroom, 2-bath, 2,283 sq. ft. home in Largo Sound Village, one of north Key Largo's most desirable neighborhoods. Quiet and low-traffic location near the neighborhood boat ramp with peek-a-boo views of the water! Inside, you'll find a beautifully updated chef's kitchen featuring white cabinetry, Silestone countertops, and stainless appliances...Cbs 4/2 concrete home with a new metal roof to be installed in january 2026! Optional homeowners park with boat ramp Your Keys paradise is found in this inviting 4-bedroom, 2-bath, 2,283 sq. ft. home in Largo Sound Village, one of north Key Largo's most desirable neighborhoods. Quiet and low-traffic location near the neighborhood boat ramp with peek-a-boo views of the water! Inside, you'll find a beautifully updated chef's kitchen featuring white cabinetry, Silestone countertops, and stainless appliances with barstool counter seating. The spacious living room flows seamlessly into a large, fully enclosed all season room -- providing abundant space for entertaining or relaxing. Large windows bring in lovely natural light throughout the home. Four bedrooms and two well-appointed bathrooms ensure space and comfort for the entire family. The primary bedroom offers a luxurious ensuite bathroom with a large walk-in shower. One bedroom has an exterior door, offering the option to create a separate in-law suite. This fantastic community offers the option to join a PRIVATE homeowner's park with a BOAT RAMP, tiki hut and trailer parking for ONLY $150 PER YEAR! Quick access to the ocean, or to the bay through Adams Cut. Situated on a generous 6,000 sq. ft. lot, there is plenty of parking for multiple vehicles, boat trailers, or an RV. A 240V Tesla Fast Charger is already installed, making this home turnkey for electric vehicle owners. Built with durable CBS concrete construction, and with a new metal roof to be installed by Keys Roofing in January 2026, this home offers peace of mind and lasting quality. Whether you're seeking a primary residence or a Florida Keys getaway, this home delivers the ideal blend of comfort, convenience, and coastal charm. Close to great dining and shopping and just an hour from Miami.
  1. Listed by Michelle Rusch • LoKation Real Estate

Property Details for 304 2nd Terrace

Waterfront
None
Waterfront
No
Zoning
IS - Improved Subivision District
Subdivision
Largo Sound Vill (104.0)
Building Style
Ground Level
Vehicle Storage
Open Parking, Off Street Parking
Pets
Pets Allowed
LISTING UPDATED: 12/13/2025 01:31 PM

Property Details for 304 2nd Terrace

StatusActive
MLS #617186
Days on Market66
Taxes$2,949 / year
HOA Fees$150 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1975
Lot Size0.14 AC / 6,000 SF
CountyMonroe County

Location

Listing Courtesy of LoKation Real Estate
Add your commute

Building Information for 304 2nd Terrace

Stories1Year Built1975Building Size-Lot Size0.14 AC / 6,000 SF

Payment Calculator

$4,528 per month

30 year fixed, 6.28% Interest

Principal and Interest

$4,269

Property Taxes

$246

HOA Dues

$13

The Payment Calculator is for illustrative purposes only.

Property Information for 304 2nd Terrace

Summary
Location and General Information
  • Waterview: Ocean View
  • Area: 27 - Key Largo MM 97-107
  • Control Depth: 3
  • Off Shore Island: No
  • Listing Board: Florida Keys
  • Side: Ocean
  • Mile Marker: 104.0
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Boat Ramp, Other Area Features
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: Voluntary Home Owners Asc: Yes
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: Other
  • Furnished: Unfurnished, Negotiable
  • Tax Year: 2024
  • Tax Exemptions: Homestead
Property
Lot Information
  • Lot Size: 60 x 100
  • Acres: 0.14
  • Parcel #: 00474550-000000
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: BK 4 LT 9 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR615-249 OR1058-256 OR1147-2296/97 OR1174-1629 OR1180-401 OR1304-1570 O
  • MLS Approved: Y
  • SqFt Source: Tax Records
  • Flood Zone: AE,0.2 PCT ANNUAL CH
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 43
  • Document Count: 0
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
Utilities
  • Utilities: FKAA, Elect Separate Meter, Cable Available
  • Pub Sewer HkUp: Yes
  • Pool: No
  • Handicap Access: No
  • Porch/Balcony: Windowed P/B
Interior and Exterior Features
Interior Features
  • Floor: Tile, Laminate, Carpet
  • Interior Features: Split Bedroom, Window Treatments, Entrance Foyer
  • Pre-Wired: Cable
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Shingle Roof
  • Shutters: Panel
  • Construction: CBS
  • Dockage: Boat Ramp
  • Exterior Features: Fencing
  • Windows/Doors: Single Hung Windows, Impact Rstnce Doors, Other Windows/Doors
Room Information
  • Specialty Rooms: Sun/Florida Room

Property History for 304 2nd Terrace

DateEvent & SourcePriceAppreciation
Oct 23, 2025

Price Change

FKMLS #617186

$899,000—
Oct 23, 2025

Price Change

FKMLS #617186

$869,000—
Oct 23, 2025

Listed (Active)

FKMLS #617186

$864,000—
Mar 27, 2009

Sold (Public Record)

Public Record #266478458

$330,000

+5.6% / yr

Sep 1, 2005

Expired

FKMLS #529633

—
Jul 25, 2005

Listed (Active)

FKMLS #529633

$665,000—
Jun 20, 2005

Expired

FKMLS #528061

—
May 2, 2005

Listed (Active)

FKMLS #528061

$569,000—
Jan 6, 2003

Sold (Public Record)

Public Record #107806214

$235,000—
DateEvent & SourcePrice
10/23/2025

Price Change

FKMLS #617186

$899,000
10/23/2025

Price Change

FKMLS #617186

$869,000
10/23/2025

Listed (Active)

FKMLS #617186

$864,000
03/27/2009

Sold (Public Record)

Public Record #266478458

$330,000

+5.6% / yr

09/01/2005

Expired

FKMLS #529633

—
07/25/2005

Listed (Active)

FKMLS #529633

$665,000
06/20/2005

Expired

FKMLS #528061

—
05/02/2005

Listed (Active)

FKMLS #528061

$569,000
01/06/2003

Sold (Public Record)

Public Record #107806214

$235,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 304 2nd Terrace

Taxable ValueLand-Additions-Total-
Tax Record2024$2,949 ($246 / month)
Home Facts
Beds3Baths2Total Finished SqFt2,283 SqFtAbove Grade Finished SqFt2,283 SqFtStories1Lot Size6,000 SqFtStyleSingle Family ResidenceYear Built1975Year Renovated2010CountyMONROEAPN00474550-000000

Schools near 304 2nd Terrace

This home is within Monroe.
Rating
School
Type
Grades
Distance
Key Largo School
Public - PK to 8
Coral Shores High School
Public - 9 to 12
Ocean Studies Charter
Charter - K to 8
Upper Keys Academic Connections for Excellence
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

Upper Keys Academic Connections for Excellence
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 304 2nd Terrace, Key Largo, FL 33037

304 2nd Terrace is a single family home for sale in Key Largo, FL 33037. This property was listed for sale on October 23, 2025 by LoKation Real Estate, it's currently listed at $864,000. It has been on the market for a total of 66 days and was last sold on March 27, 2009. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 304 2nd Terrace is a 4-bed, 2-bath, 2,283 sqft single family home built in 1975.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LoKation Real Estate

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.