304 2nd Ter

2,283 Sq. Ft.
$350 / Sq. Ft.
2,283
Sq. Ft.
$350
per Sq. Ft.

Description

Your Keys paradise is found in this well-maintained 4-bedroom, 2-bath, 2,283 sq. ft. CBS single family home. Located in one of Key Largo's most desirable neighborhoods with a private homeowner's park and boat ramp. Enjoy shimmering glimpses of the water and the soothing sound of waves gently lapping along the shores of Largo Sound right from your backyard. Inside, you'll find a beautifully updated kitchen featuring stainless appliances, Silestone countertops, abundant prep space and barstool seating....Your Keys paradise is found in this well-maintained 4-bedroom, 2-bath, 2,283 sq. ft. CBS single family home. Located in one of Key Largo's most desirable neighborhoods with a private homeowner's park and boat ramp. Enjoy shimmering glimpses of the water and the soothing sound of waves gently lapping along the shores of Largo Sound right from your backyard. Inside, you'll find a beautifully updated kitchen featuring stainless appliances, Silestone countertops, abundant prep space and barstool seating. The spacious living room opens into an enclosed and air-conditioned Florida room -- ideal for effortless entertaining or relaxing. Large windows bring in natural light throughout the home. Four bedrooms and two well-appointed bathrooms ensure space and comfort for the entire family. The primary bedroom offers an ensuite bathroom with a large walk-in shower. One bedroom currently styled as an office has an exterior door and offers the possibility of adding a 3rd bath to create an in-law suite. Join the optional private homeowner's park with a boat ramp, trailer parking, dog park and tiki hut for only $150 PER YEAR! Quick access to the ocean or the bay via Adams Cut. Situated on a generous 6,000 sq. ft. lot, there is plenty of parking and a fully fenced backyard. Room for a tiki or small pool! A 240V Tesla Fast Charger makes this home turnkey for electric vehicle owners. Built with durable CBS concrete construction and a brand-new metal roof, this low maintenance home offers peace of mind and lasting quality. Whether you're seeking a primary residence or a Florida Keys vacation home, this home delivers the ideal blend of comfort, coastal charm and convenient boating access to the water. Close to great dining and shopping and just an hour from Miami.
  1. Listed by Michelle Rusch • LoKation Real Estate - Pompano Beach

Property Details for 304 2nd Terrace

Waterfront
None
Waterfront
No
Zoning
IS - Improved Subivision District
Subdivision
Largo Sound Vill (104.0)
Building Style
Ground Level
Vehicle Storage
Open Parking, Off Street Parking
Pets
Pets Allowed
LISTING UPDATED: 03/19/2026 06:32 PM

Property Details for 304 2nd Terrace

StatusActive
MLS #617186
Days on Market163
Taxes$2,949 / year
HOA Fees$150 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family
Year Built1975
Lot Size0.14 AC / 6,000 SF
CountyMonroe County

Location

Listing Courtesy of LoKation Real Estate - Pompano Beach
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Building Information for 304 2nd Terrace

Stories1Year Built1975Building Size-Lot Size0.14 AC / 6,000 SF

Payment Calculator

$4,282 per month

30 year fixed, 6.46% Interest

Principal and Interest

$4,023

Property Taxes

$246

HOA Dues

$13

The Payment Calculator is for illustrative purposes only.

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Property Information for 304 2nd Terrace

Summary
Location and General Information
  • Waterview: Ocean View
  • Area: 27 - Key Largo MM 97-107
  • Absolute Longitude: 80.395242
  • Control Depth: 3
  • Off Shore Island: No
  • Listing Board: Florida Keys
  • Side: Ocean
  • Mile Marker: 104.0
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Boat Ramp, Other Area Features
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: Voluntary Home Owners Asc: Yes
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: Other
  • Furnished: Unfurnished, Negotiable
  • Tax Year: 2024
  • Tax Exemptions: Homestead
Property
Lot Information
  • Lot Size: 60 x 100
  • Acres: 0.14
  • Parcel #: 00474550-000000
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: BK 4 LT 9 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR615-249 OR1058-256 OR1147-2296/97 OR1174-1629 OR1180-401 OR1304-1570 O
  • MLS Approved: Y
  • SqFt Source: Tax Records
  • Flood Zone: AE,0.2 PCT ANNUAL CH
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 40
  • Document Count: 0
  • Building Style: Above Flood: Yes
  • Property Condition: Updated/Remodeled
Utilities
  • Utilities: FKAA, Elect Separate Meter, Cable Available
  • Pub Sewer HkUp: Yes
  • Pool: No
  • Handicap Access: No
  • Porch/Balcony: Windowed P/B
Interior and Exterior Features
Interior Features
  • Floor: Tile, Laminate, Carpet
  • Interior Features: Split Bedroom, Window Treatments, Entrance Foyer
  • Pre-Wired: Cable
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Refrigerator, Dishwasher, Dryer
Exterior Features
  • Roof: Metal Roof
  • Shutters: Panel
  • Construction: CBS
  • Dockage: Boat Ramp
  • Exterior Features: Fencing
  • Windows/Doors: Single Hung Windows, Impact Rstnce Doors, Other Windows/Doors
Room Information
  • Specialty Rooms: Sun/Florida Room

Property History for 304 2nd Terrace

DateEvent & SourcePriceAppreciation
Mar 20, 2026

Price Change

MiamiRE #A11943776

$799,000
Feb 15, 2026

Price Change

MiamiRE #A11943776

$815,000
Feb 6, 2026

Price Change

MiamiRE #A11943776

$819,000
Feb 3, 2026

Price Change

MiamiRE #A11943776

$825,000
Nov 4, 2025

Price Change

FKMLS #617186

$864,000
Nov 4, 2025

Price Change

FKMLS #617186

$859,000
Nov 4, 2025

Price Change

FKMLS #617186

$849,000
Oct 23, 2025

Price Change

FKMLS #617186

$899,000
Oct 23, 2025

Price Change

FKMLS #617186

$869,000
Oct 23, 2025

Price Change

FKMLS #617186

$864,000
Oct 23, 2025

Price Change

FKMLS #617186

$859,000
Oct 23, 2025

Price Change

FKMLS #617186

$849,000
Oct 23, 2025

Price Change

FKMLS #617186

$825,000
Oct 23, 2025

Price Change

FKMLS #617186

$819,000
Oct 23, 2025

Price Change

FKMLS #617186

$815,000
Oct 23, 2025

Listed (Active)

MiamiRE #A11943776

$859,000
Oct 23, 2025

Listed (Active)

FKMLS #617186

$799,000
Mar 27, 2009

Sold (Public Record)

Public Record #266478458

$330,000

+5.6% / yr

Sep 1, 2005

Expired

FKMLS #529633

Jul 25, 2005

Listed (Active)

FKMLS #529633

$665,000
Jun 20, 2005

Expired

FKMLS #528061

May 2, 2005

Listed (Active)

FKMLS #528061

$569,000
Jan 6, 2003

Sold (Public Record)

Public Record #107806214

$235,000
DateEvent & SourcePrice
03/20/2026

Price Change

MiamiRE #A11943776

$799,000
02/15/2026

Price Change

MiamiRE #A11943776

$815,000
02/06/2026

Price Change

MiamiRE #A11943776

$819,000
02/03/2026

Price Change

MiamiRE #A11943776

$825,000
11/04/2025

Price Change

FKMLS #617186

$864,000
11/04/2025

Price Change

FKMLS #617186

$859,000
11/04/2025

Price Change

FKMLS #617186

$849,000
10/23/2025

Price Change

FKMLS #617186

$899,000
10/23/2025

Price Change

FKMLS #617186

$869,000
10/23/2025

Price Change

FKMLS #617186

$864,000
10/23/2025

Price Change

FKMLS #617186

$859,000
10/23/2025

Price Change

FKMLS #617186

$849,000
10/23/2025

Price Change

FKMLS #617186

$825,000
10/23/2025

Price Change

FKMLS #617186

$819,000
10/23/2025

Price Change

FKMLS #617186

$815,000
10/23/2025

Listed (Active)

MiamiRE #A11943776

$859,000
10/23/2025

Listed (Active)

FKMLS #617186

$799,000
03/27/2009

Sold (Public Record)

Public Record #266478458

$330,000

+5.6% / yr

09/01/2005

Expired

FKMLS #529633

07/25/2005

Listed (Active)

FKMLS #529633

$665,000
06/20/2005

Expired

FKMLS #528061

05/02/2005

Listed (Active)

FKMLS #528061

$569,000
01/06/2003

Sold (Public Record)

Public Record #107806214

$235,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 304 2nd Terrace

Taxable ValueLand-Additions-Total-
Tax Record2024$2,949 ($246 / month)
Home Facts
Beds3Baths2Total Finished SqFt2,283 SqFtAbove Grade Finished SqFt2,283 SqFtStories1Lot Size6,000 SqFtStyleSingle Family ResidenceYear Built1975Year Renovated2010CountyMONROEAPN00474550-000000

Schools near 304 2nd Terrace

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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304 2nd Terrace is a single family home for sale in Key Largo, FL 33037. This property was listed for sale on October 23, 2025 by LoKation Real Estate - Pompano Beach, it's currently listed at $799,000. It has been on the market for a total of 163 days and was last sold on March 27, 2009. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 304 2nd Terrace is a 4-bed, 2-bath, 2,283 sqft single family home built in 1975.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of LoKation Real Estate - Pompano Beach

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.