312 Elm St

Santa Cruz, CA 95060

$1,195,000
Price
2
Beds
1,036 Sq. Ft.
$1,153 / Sq. Ft.
1,036
Sq. Ft.
$1,153
per Sq. Ft.
a view of a livingroom with wooden floor and a large window
a front view of a house with outdoor seating and outdoor space
a view of a house with a small yard
a view of a white house with a large tree
front view of a house with a yard
a front view of a house with a yard and tree s
a view of a house with a patio
a front view of a house with a yard
a living room with a baby crib furniture and a window
a view of a hallway with wooden floor and a living room
a view of entryway with front door
a view of a hallway to a livingroom with furniture and window
a bedroom with a bed and a window
a view of a room with a large window
a view of a livingroom with wooden floor and a window
a view of room with window and hardwood floor
a bathroom with a sink a toilet and shower
a bathroom with a sink a toilet and a mirror
a room with storage and utility
a room with a wooden floor and cabinets
a view of kitchen with stainless steel appliances granite countertop cabinets and wooden floor
a white stove top oven sitting inside of a kitchen
a kitchen with a sink a counter top space and cabinets
a kitchen with stainless steel appliances granite countertop a sink and a stove
a kitchen with stainless steel appliances granite countertop a sink and a refrigerator
a kitchen with stainless steel appliances granite countertop a stove a sink and a white cabinets
a view of a front door
a view of an empty room with wooden floor and a window
a view of a hallway with wooden floor and a living room
a view of a room with wooden floor
a bathroom with a sink toilet and a mirror
a bathroom with a toilet a sink and a mirror
a view of empty room with window
an empty room with wooden floor and windows
a view of an entryway with wooden floor and furniture
a view of a entryway door front of a house
a view of a glass door and chair in a room
a view of a bathroom with a glass door

Description

Welcome to this charming 2 bed, 1.5 bath home set in the vibrant city of Santa Cruz. We feature a functional galley kitchen with an adjacent staging area, so meal prep is a breeze. The home offers a variety of flooring options, featuring hand selected Saltillo tile & hardwood, allowing for both comfort and style throughout. A cozy Taos feel fireplace enhances the ambiance of the separate living room, perfect for relaxing evenings. The garage conversion & added sun room offer pure natural light for...Welcome to this charming 2 bed, 1.5 bath home set in the vibrant city of Santa Cruz. We feature a functional galley kitchen with an adjacent staging area, so meal prep is a breeze. The home offers a variety of flooring options, featuring hand selected Saltillo tile & hardwood, allowing for both comfort and style throughout. A cozy Taos feel fireplace enhances the ambiance of the separate living room, perfect for relaxing evenings. The garage conversion & added sun room offer pure natural light for the artist, while dual sets of French doors give direct access to the yard and easy care gardens created over the last 30 years. Possibly Santa Cruz City's largest fruit bearing avocado trees is one of the jewels of the property, balanced by an equally magnificent Magnolia to provide gentle shade all year. Additional amenities include a skylight, providing natural light & brightening the home. For your convenience, laundry facilities are available with gas hookups in the outside utility room. Though there is no garage, a shed offers extra storage space. Enjoy the laid-back lifestyle & community vibe that Santa Cruz has to offer in this well-located & comfortable home. A short walk to restaurants, entertainment, shopping and the beach combine to make this your perfect Shangri-La!
  1. Listed by Frank Murphy Realty • DRE #70010791 • Brokerage DRE #01014048 • Frank Murphy Realty • 831-234-4343

Property Details for 312 Elm Street

MLS City Name
SANTA CRUZ
Building Type
Detached
Style
Cottage, Spanish
Garage Spaces
0
Parking Spaces
2
View
Neighborhood
Cross Street
Chestnut
LISTING UPDATED: 12/12/2025 12:57 PM

Property Details for 312 Elm Street

StatusActive
MLS #ML82028570
Days on Compass34
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeSingle-Family Homes / Detached
Year Built1930
Lot Size0.08 AC / 3,398 SF
CountySanta Cruz County

Location

Listing Courtesy of Frank Murphy Realty, Frank Murphy Realty, DRE #70010791
Add your commute

Building Information for 312 Elm Street

Stories1Year Built1930Building Size-Lot Size0.08 AC / 3,398 SF

Payment Calculator

$6,111 per month

30 year fixed, 6.15% Interest

Principal and Interest

$5,824

Property Taxes

$287

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 312 Elm Street

Features
External Links
Room Information
  • Additional Rooms: Artist Studio, Solarium
  • Bathroom: Full on Ground Floor, Shower over Tub - 1
  • Bedrooms: Ground Floor Bedroom
  • Dining Room: No Formal Dining Room
  • Family Room: Separate Family Room
  • Kitchen: Garbage Disposal, Refrigerator
  • Number of Full Bathrooms: 1
  • Number of Half Bathrooms: 1
Features
  • Amenities: Skylight
  • Communications: Cable TV
  • Fireplace: Yes
  • Fireplaces: Gas Starter, Living Room, Wood Burning
  • Fireplaces Min: 1
  • Flooring: Carpet, Tile, Wood
  • Laundry: Gas Hookup, In Utility Room, Outside
  • Living SqFt: 1036
  • Pool: No
Utilities
  • Cooling: None
  • Heating: Forced Air, Gas
  • Sewer Septic: Sewer Connected
  • Utilities: Natural Gas, Public Utilities
  • Water: Public
Carport and Parking
  • Carport Min: 0
Garage
  • Garage and Parking: No Garage, Parking Restrictions
  • Garage Max: 0
  • Garage Min: 0
Property Details
Homeowners Association
  • HOA Exists: 0
  • HOA Fee: $0
Property Details
  • Area Text: West Santa Cruz
  • Roof: Bitumen, Composition, Flat / Low Pitch
  • Stories: One Story
  • Subclass: Single Family Home
  • TIC Agreement: No
  • Year Built Source: Assessor
  • Street Number: 312
  • Street Name: Elm
  • Street Suffix: Street
  • Area ID: 43
Lot / Property Details
Building Information
  • Number Of Stories: 1
  • Structure SqFt: 1036
  • Structure SqFt Source: Assessor
  • Age: 95
Development Information
  • Construction Type: Wood Frame
  • Zoning Detail: SFR
Location Information
  • City Limits: Yes
  • Incorporated: Yes
  • Parcel Number: 005-132-06-000
  • County Name: Santa Cruz
  • City Name: SANTA CRUZ
  • City Postal ID: 64
  • Postal Code: 95060
  • Elementary School: 841
  • Elementary School District: 840
  • Middle School Text: Mission Hill
  • High School District Text: Santa Cruz City High
  • High School Text: Santa Cruz High
Lot Information
  • Fencing: Mixed Height / Type, Partial Fencing
  • Foundation: Concrete Perimeter, Raised
  • Horse Property: No
  • Lot Acres: .08
  • Lot Description: Grade - Level
  • Lot Size Area Maximum Units: Square Feet
  • Lot Size Area Minimum Units: Square Feet
  • Lot Size Source: Assessor
  • Yard Grounds: Balcony / Patio, Courtyard, Drought Tolerant Plants, Fenced, Storage Shed / Structure

Property History for 312 Elm Street

DateEvent & SourcePriceAppreciation
Dec 12, 2025

Price Change

EBRD #ML82028570

$1,195,000—
Dec 12, 2025

Price Change

MLSListings #ML82028570

$1,195,000—
Dec 2, 2025

Price Change

MLSListings #ML82028570

$1,214,900—
Dec 2, 2025

Price Change

MLSListings #ML82028570

$12,149,009—
Dec 2, 2025

Listed (Active)

MLSListings #ML82028570

$1,214,900—
Dec 2, 2025

Listed (Active)

EBRD #ML82028570

$1,214,900—
DateEvent & SourcePrice
12/12/2025

Price Change

EBRD #ML82028570

$1,195,000
12/12/2025

Price Change

MLSListings #ML82028570

$1,195,000
12/02/2025

Price Change

MLSListings #ML82028570

$1,214,900
12/02/2025

Price Change

MLSListings #ML82028570

$12,149,009
12/02/2025

Listed (Active)

MLSListings #ML82028570

$1,214,900
12/02/2025

Listed (Active)

EBRD #ML82028570

$1,214,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 312 Elm Street

Taxable ValueLand$139,404Additions$116,438Total$255,842
Tax Record2025$3,448 ($287 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt1,036 SqFtAbove Grade Finished SqFt1,036 SqFtStories1Lot Size3,398 SqFtStyleSingle Family ResidenceYear Built1930CountySANTA CRUZAPN005-132-06

Schools near 312 Elm Street

This home is within Santa Cruz City High School District.
Rating
School
Type
Grades
Distance
Westlake Elementary School
Public - K to 5
Mission Hill Middle School
Public - 6 to 8
Harbor High School
Public - 9 to 12
Soquel High School
Public - 9 to 12
Rating
School
Distance
Westlake Elementary School
PublicK to 5

Mission Hill Middle School
Public6 to 8

Harbor High School
Public9 to 12

Soquel High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 312 Elm Street, Santa Cruz, CA 95060

312 Elm Street is a single family home for sale in Santa Cruz, CA 95060. This property was listed for sale on December 2, 2025 by Frank Murphy Realty, it's currently listed at $1,195,000. This listing's school districts are Santa Cruz City High School District, Santa Cruz City Elementary School District. Nearby schools include Westlake Elementary School, Mission Hill Middle School and Harbor High School. 312 Elm Street is a 2-bed, 2-bath, 1,036 sqft single family home built in 1930.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Frank Murphy Realty, Frank Murphy Realty, DRE #70010791

Based on information from one of the following Multiple Listing Services: San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by San Francisco Association of Realtors, the MLSListings MLS, the BAREIS MLS, the EBRD MLS, Shasta Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.