Last Sold Price
3 beds1,249 sqft$220/sqft
3124 Banks Rd, Lincolnton, NC 28092

Description

Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1,249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town. Step inside and you’ll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday...Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1,249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town. Step inside and you’ll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday living and gatherings. The floor plan is practical and easy to navigate, offering clear separation between living areas and bedrooms. The kitchen provides generous counter space and cabinet storage, allowing for efficient meal preparation and organization. Whether preparing daily meals or hosting guests, the layout supports functionality without wasted space. The proximity of the dining area makes serving and entertaining seamless. The primary suite includes an en-suite bathroom, offering privacy and convenience within the home. The two additional bedrooms are well-sized and share a full hall bathroom. Closet space throughout the home provides practical storage solutions, helping keep the living areas organized and uncluttered. Beyond the interior, the nearly one-acre lot is where this property truly expands its potential. With approximately 0.96 acres, the outdoor space offers flexibility rarely found in homes of this size. There is room to create gardens, establish recreational areas, add a workshop, or simply maintain open space for enjoyment and privacy. The depth and width of the lot provide options for future planning while still maintaining manageable upkeep. Properties with this amount of land offer the ability to shape the outdoor environment to meet individual needs. Whether that includes additional storage structures, outdoor seating areas, or landscaped features, the lot supports a range of possibilities. The home’s location adds another layer of value. Situated just minutes from Highway 321, commuting is straightforward and allows you to spend more time at home or at the golf course! Glen Oaks Country Club and golf course is about a mile away. Access to nearby shopping, dining, and everyday conveniences ensures practical living without long travel times.
LISTING CLOSED: 04/20/2026 12:00 AM

  1. Listed by RE/MAX Lifestyle • JanetCox@JanetCoxandCompany.com

Property Details for 3124 Banks Road

Status
MLS #
4338307
Days on Market
30
Taxes
-
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Single Family Residence
Year Built
2003
Lot Size
0.96 AC / 41,817 SF
Architectural Style
Ranch
Waterfront Features
None
Parking Features
Attached Carport, Driveway
Community Features
None
Subdivision Name
None

Location

Listing Courtesy of RE/MAX Lifestyle

Sold By RE/MAX Lifestyle

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Building Information for 3124 Banks Road

Stories-Year Built2003Building Size-Lot Size0.96 AC / 41,817 SF

Payment Calculator

$1,455 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,397

Property Taxes

$58

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3124 Banks Road

Summary
Location and General Information
  • Longitude: -81.222873
  • Zoning: R-SF
  • Latitude: 35.548462
  • Directions: From Lincolnton, take Maiden Hwy North. Turn left onto Finger Mill Rd. Turn left onto Hatchett Rd. Turn right onto Banks Rd. Home is on the right. See sign.
Taxes and HOA Information
  • HOA YN: No
  • HOA Subject To: None
  • Tax Assessed Value: $206,763.00
  • Parcel Number: 56372
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: Lincolnton
  • High School: Lincolnton
  • Elementary School: Battleground
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport Spaces: 2.0
  • Parking: Carport YN: Yes
  • Garage Spaces: 0.0
  • Garage YN: No
  • Garage Main Level YN: No
Virtual Tour
Property
Lot Information
  • Above Grade Finished Area: 1249.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Lower: 0
  • Sq Ft Main: 1249
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 1249.0
  • Lot Features: Cleared, Level
  • Lot Size Dimensions: 139x213x331x198
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 28
  • Road Responsibility: Publicly Maintained Road, Private Maintained Road
  • Development Status: Completed
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: F/375
  • Proposed Special Assessment: No
  • Restrictions: Building, Livestock Restriction, Manufactured Home Not Allowed, Modular Not Allowed, Square Feet, Subdivision, Use
  • Restrictions Description: Lin-Neil Acres Subdivision
Utilities
  • Sewer: Septic Installed
  • Utilities: Electricity Connected, Propane
  • Water Source: County Water
Interior and Exterior Features
Exterior Features
  • Construction Materials: Vinyl
  • Patio And Porch Features: Covered, Deck, Front Porch
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle
  • Horse Amenities: None
  • Other Structures: Shed(s)
Interior Features
  • Appliances: Dishwasher, Electric Water Heater, Gas Range, Microwave
  • Levels: One
  • Cooling: Ceiling Fan(s), Heat Pump
  • Heating: Heat Pump
  • Interior Features: Open Floorplan, Pantry, Split Bedroom, Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Fireplace YN: No
  • Flooring: Carpet, Tile, Wood
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 3
  • Full Bath Main: 2
  • Half Bath Main: 0
Room Information
Room Information
  • Room Count: 9.0
Room 1
  • Room Types: Living Room
  • Room Level: Main
Room 2
  • Room Types: Kitchen
  • Room Level: Main
Room 3
  • Room Types: Dining Area
  • Room Level: Main
Room 4
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 5
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 6
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 7
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 8
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 9
  • Room Types: Laundry
  • Room Level: Main

Property History for 3124 Banks Road

DateEvent & SourcePriceAppreciation
Apr 20, 2026

Closed

CANOPY #4338307

$274,900
Apr 15, 2026

Closed (Public Record)

Public Record #1936507271

$275,000

+7.3% / yr

Mar 18, 2026

Under Contract-Show

CANOPY #4338307

DateEvent & SourcePrice
04/20/2026

Closed

CANOPY #4338307

$274,900
04/15/2026

Closed (Public Record)

Public Record #1936507271

$275,000

+7.3% / yr

03/18/2026

Under Contract-Show

CANOPY #4338307

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3124 Banks Road

Taxable ValueLand$26,000Additions$180,763Total$206,763
Tax Record2025$694 ($58 / month)
Home Facts
Beds3Baths2Total Finished SqFt1,236 SqFtAbove Grade Finished SqFt1,236 SqFtStories1Lot Size41,992 SqFtStyleSingle Family ResidenceYear Built2003ZoningR-SFCountyLINCOLNAPN56372

Schools near 3124 Banks Road

This home is within Lincoln County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Public - 6 to 12
Rating
School
Distance
Battleground Elementary School
PublicPK to 5

Lincolnton Middle
Public6 to 8

Lincolnton High
Public9 to 12

Asbury School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3124 Banks Road, Lincolnton, NC 28092
$274,900
3
1,249
41,817
$299,500
3
1,257
34,412
$20,500
30,927
$299,500
3
2
1,251
30,884
3
2
1,456
25,091
$300,000
3
2
1,268
27,878

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX Lifestyle

Based on information submitted to the MLS GRID as of 04/21/2026 02:12 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.