3128 Main St

Cottondale, FL 32431

$165,000
Price
3
Beds
1,726 Sq. Ft.
$96 / Sq. Ft.
1,726
Sq. Ft.
$96
per Sq. Ft.
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Description

Prime Hwy 231 Location - Zoned Commercial with Mixed-Use Potential! Endless opportunity awaits with this 3 bedroom, 1 bathroom brick home situated directly on high-traffic Hwy 231 in Cottondale, FL. Positioned on almost an acre corner lot with access from three roads, this property offers outstanding visibility, accessibility, and flexibility for a variety of residential or commercial uses. Recently enhanced with a newly added privacy fence, the property now offers additional seclusion, security,...Prime Hwy 231 Location - Zoned Commercial with Mixed-Use Potential! Endless opportunity awaits with this 3 bedroom, 1 bathroom brick home situated directly on high-traffic Hwy 231 in Cottondale, FL. Positioned on almost an acre corner lot with access from three roads, this property offers outstanding visibility, accessibility, and flexibility for a variety of residential or commercial uses. Recently enhanced with a newly added privacy fence, the property now offers additional seclusion, security, and functionality--perfect for creating a private backyard retreat, separating business and residential space, or securing pets and outdoor storage. The beautiful oak trees in the back yard offering shade on these Florida summer days
Currently zoned Commercial, this property opens the door to numerous business ventures, and according to the City of Cottondale, the zoning may potentially be changed to Mixed Use. Whether you envision a live/work setup, rental investment, office space, boutique business, or future development opportunity, this property is ready to fit your vision. Inside, the home features a flexible bonus room ideal for an office or additional living space. The kitchen has an updated butcher block countertops, a 2019 roof, 2023 HVAC system, newer water heater and updated windows. Public water and sewer are connected, and there may be additional septic systems remaining on site from former homesites--adding even more development potential pee previous owners. Property is being sold AS IS. Cash or conventional financing only. Don't miss your chance to own a versatile property in a growing commercial corridor with added privacy and endless potential!
  1. Listed by Kimberly S Edwards • Indian Springs Real Estate
  2. Listed by Julie H Broxton • Indian Springs Real Estate

Property Details for 3128 Main Street

Architectural Style
Florida
Waterfront
No
Subdivision Name
[No Recorded Subdiv]
Zoning Description
City
LISTING UPDATED: 05/20/2026 07:57 AM

Property Details for 3128 Main Street

StatusActive
MLS #790104
Days on Market3
Taxes$1,694 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1927
Lot Size0.73 AC / 31,798 SF
CountyJackson County
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Location

Listing Courtesy of Indian Springs Real Estate
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Building Information for 3128 Main Street

Stories-Year Built1927Building Size-Lot Size0.73 AC / 31,798 SF

Payment Calculator

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$963 per month

30 year fixed, 6.36% Interest

Principal and Interest

$822

Property Taxes

$141

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3128 Main Street

Summary
Location and General Information
  • City: Cottondale
  • County Or Parish: Jackson
  • Directions: From the intersection of Hwy 231 and Hwy 90 in Cottondale, go north one half mile, house will be on right. The sign is in the yard.
  • State Region: FL
  • Postal Code: 32431
  • Latitude: 30.794262
  • Longitude: -85.376186
  • State Or Province: FL
  • Road Frontage Type: Highway
  • MLS Area Major: 09 - Jackson County
  • MLS Area Minor: 0905 - Jackson - Campbellton/Graceville/Cottondale
Taxes and HOA Information
  • Parcel Number: 31-5N-11-0092-0OG0-0015
  • Association: No
  • Tax Annual Amount: $1,694.00
  • Tax Legal Description: OR 232 P 357 BEGIN AT INTERSN RTWY FANEY ST & E RTWY USHWY 231, RUN N ALONG HWY 64 FT E 88 FT, S 64 FT, W ALONG N RTWY FANEY ST 88 FT TO POB. ALSO DESCRIBED AS PART OF LOTS 15 & 16 BLK G COTTONDALE IN SE1/4 OF NW1/4...OR 346 P 747 OR 405 P 707...- ALSO - LOTS 1,2,3,4,5,15,16 BLK G COTTONDALE IN SE1/4 OF NW1/4, LESS PT PER OR 232 P 357... OR 232 P 358 OR 236 P 93 OR 266 P 361..OR 273 P 493 OR 276 P
  • Tax Year: 2025
School Information
  • Elementary School: Cottondale
  • High School: Cottondale
  • Middle Or Junior School: Cottondale
Parking
  • Attached Garage: No
  • Garage: No
Property
Lot Information
  • Building Area Total: 1726.0
  • Lot Features: Paved
  • Lot Size Acres: 0.73
  • Lot Size Area: 0.73
  • Lot Size Dimensions: 152x228 Approx
  • Lot Size Units: Acres
  • Lot Size Square Feet: 31799.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1927
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Fencing: Full, Fenced
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Brick
  • Foundation Details: Pillar Post Pier
  • Roof: Composition, Shingle
Interior Features
  • Bathrooms Full: 1
  • Bathrooms Total: 1
  • Bedrooms Total: 3
  • Rooms Total: 8
  • Heating: Yes
  • Heating: Electric
  • Appliances: Electric Range
Room Information
Room 1
  • Room Description: Approximate Measurements
  • Room Dimensions: 8.51 x 10.52
  • Room Length: 8.51
  • Room Level: First
  • Room Type: Office
  • Room Width: 10.52
Room 2
  • Room Description: Approximate Measurements
  • Room Dimensions: 24.34 x 8.43
  • Room Length: 24.34
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 8.43
Room 3
  • Room Description: Approximate Measurements
  • Room Dimensions: 9.23 x 7.21
  • Room Length: 9.23
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 7.21
Room 4
  • Room Description: Approximate Measurements
  • Room Dimensions: 11.15 x 11.67
  • Room Length: 11.15
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.67
Room 5
  • Room Description: Approximate Measurements
  • Room Dimensions: 12.16 x 11.65
  • Room Length: 12.16
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 11.65
Room 6
  • Room Description: Approximate Measurements
  • Room Dimensions: 19.28 x 10.96
  • Room Length: 19.28
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 10.96
Room 7
  • Room Description: Approximate Measurements
  • Room Dimensions: 11.63 x 11.92
  • Room Length: 11.63
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 11.92
Room 8
  • Room Description: Approximate Measurements
  • Room Dimensions: 18.35 x 15.57
  • Room Length: 18.35
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 15.57
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 3128 Main Street

DateEvent & SourcePriceAppreciation
May 20, 2026

Listed (Active)

CPAR #790104

$165,000—
Oct 10, 2025

Sold

CPAR #775457

$113,000—
Sep 30, 2025

Pending

CPAR #775457

—
DateEvent & SourcePrice
05/20/2026

Listed (Active)

CPAR #790104

$165,000
10/10/2025

Sold

CPAR #775457

$113,000
09/30/2025

Pending

CPAR #775457

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3128 Main Street

Taxable ValueLand$16,750Additions$78,098Total$94,848
Tax Record2025$1,694 ($141 / month)
Home Facts
Beds3Total Finished SqFt1,726 SqFtAbove Grade Finished SqFt1,726 SqFtStories1Lot Size4,081 SqFtStyleSingle Family ResidenceYear Built1927Year Renovated1970CountyJACKSONAPN31-5N-11-0092-0OG0-0015

Schools near 3128 Main Street

This home is within Jackson.
Rating
School
Type
Grades
Distance
Cottondale Elementary School
Public - PK to 5
Cottondale High School
Public - 6 to 12
Jackson Alternative School
Public - PK to 12
Marianna Middle School
Public - 6 to 8
Rating
School
Distance
Cottondale Elementary School
PublicPK to 5

Cottondale High School
Public6 to 12

Jackson Alternative School
PublicPK to 12

Marianna Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3128 Main Street, Cottondale, FL 32431

3128 Main Street is a single family home for sale in Cottondale, FL 32431. This property was listed for sale on May 20, 2026 by Indian Springs Real Estate, it's currently listed at $165,000. It has been on the market for a total of 3 days and was last sold on October 10, 2025. This listing's school district is Jackson. Nearby schools include Cottondale Elementary School, Cottondale High School and Jackson Alternative School. 3128 Main Street is a 3-bed, 1-bath, 1,726 sqft single family home built in 1927.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Indian Springs Real Estate

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.