Sold
Last Sold Price
3 beds1,994 sqft
3135 Cowan Rd, Panama City, FL 32409
Single FamilyProperty Type
1 acresLot Size
1983Year Built
$201/sq ftPrice per sq ft
6 carsParking Spaces

Description

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERSSpacious, Roomy, Sizable... So many different words can describe this property! This property appeals to so many with its ranch style home, inground pool, pole barn, storage building and car shop with a working car lift! The property has public water but also has a deep & shallow well. The property has so much to offer! The possibilities are endless. Inside the home you will have new light fixtures, new doors and windows, blackout window treatments...CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERSSpacious, Roomy, Sizable... So many different words can describe this property! This property appeals to so many with its ranch style home, inground pool, pole barn, storage building and car shop with a working car lift! The property has public water but also has a deep & shallow well. The property has so much to offer! The possibilities are endless. Inside the home you will have new light fixtures, new doors and windows, blackout window treatments and a gas fireplace with ceramic logs. You can enjoy the inground pool right outside the back door. The covered patio is great for entertaining and cookouts. Single car garage was used for storage but could be used to store your car daily. The shop has a large shop fan,
  • Listed by: April Davis • Coldwell Banker Carroll Realty
Listing closed: 01/18/2022 12:00 AM • Source: CPAR, MLS#: 718147

Recent comparable sales

Median sold price

$367,900

Avg days on market

85

Sale-to-list ratio

96.9%

Panama City, FL

9 comparable properties found

$440,000 | 7637 Kingswood Road, Panama City, FL 32409
1/63
1

$440,000

Sold 07/31/26

3
Bedrooms
2,098
Square Feet
1.98
Acres
$399,999 | 8035 Highpoint Road, Panama City, FL 32404
1/25
2

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Sold 09/18/25

3
Bedrooms
1,595
Square Feet
0.42
Acres
$364,900 | 3374 Rachel Place, Panama City, FL 32409
1/52
3

$364,900

Sold 02/06/26

4
Bedrooms
1,968
Square Feet
0.16
Acres
$374,900 | 3382 Rachel Place, Panama City, FL 32409
1/52
4

$374,900

Sold 01/29/26

4
Bedrooms
1,968
Square Feet
0.16
Acres
$367,900 | 3394 Rachel Place, Panama City, FL 32409
1/46
5

$367,900

Sold 05/26/26

4
Bedrooms
1,968
Square Feet
0.17
Acres
$364,900 | 3415 Rachel Place, Panama City, FL 32409
1/45
6

$364,900

Sold 03/26/26

4
Bedrooms
1,968
Square Feet
0.17
Acres
$364,900 | 7191 Big Buck Boulevard, Panama City, FL 32409
1/46
7

$364,900

Sold 06/26/26

4
Bedrooms
1,968
Square Feet
0.19
Acres
$364,900 | 7179 Big Buck Boulevard, Panama City, FL 32409
1/46
8

$364,900

Sold 08/21/26

4
Bedrooms
1,968
Square Feet
0.18
Acres
$440,000 | 3108 Willie Drive, Panama City, FL 32409
1/40
9

$440,000

Sold 04/09/26

4
Bedrooms
2,301
Square Feet
0.19
Acres

Location

Listing Courtesy of Coldwell Banker Carroll Realty

Sold By Virga Realty Inc

Add your commute

Payment Calculator

$2,205 per month

30 year fixed, 6.71% Interest

Principal and Interest

$2,072

Property Taxes

$133

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3135 Cowan Road

Property Details
  • Taxes: $1,592 / year
  • MLS Type: Residential / Detached / Detached
  • County: Bay County
  • Architectural Style: Ranch
  • Waterfront: No
  • Parking Features: Driveway, Detached, Garage, Garage Door Opener, RVAccess Parking, Converted Garage
  • Subdivision Name: No Named Subdivision
  • Zoning Description: Resid Single Family
Building Information
  • Year Built: 1983
  • Lot Size: 1.00 AC / 43,560 SF
Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: From Lynn Haven take hwy 77 North, turn right on 77A in approx 1.3 miles turn left onto Kingswood, turn right onto Cowan mill, property will be on the left.
  • Postal Code: 32409
  • Latitude: 30.30042
  • Longitude: -85.613845
  • State Or Province: FL
  • Road Frontage Type: County Road
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
Taxes and HOA Information
  • Parcel Number: 07751-057-000
  • Association: No
  • Tax Annual Amount: $1,592.00
  • Tax Legal Description: 23 2S 14W -1.17- ST ANDREWS BAY DEV CO PLAT BEG 30' N & 506' E OF SW COR OF NE1/4 TH E 158.67 N 274.53' W 158.67' S 274.53 TO POB ORB 3518 P 721-722
  • Tax Year: 2020
School Information
  • Elementary School: Southport
  • High School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
Parking
  • Attached Garage: No
  • Covered Spaces: 3.0
  • Garage Spaces: 3.0
  • Garage: Yes
  • Other Parking: Driveway Spaces:4.00
Property
Lot Information
  • Lot Features: Landscaped, Wetlands
  • Lot Size Acres: 1.0
  • Lot Size Dimensions: 144x295x144x295
  • Lot Size Square Feet: 43560.0
  • Living Area: 1994.0
  • Living Area Source: Owner
Property and Assessments
  • Other Structures: Garages, RVBoat Storage, See Remarks, Storage, Workshop
  • Year Built: 1983
  • Property Attached: No
  • Documents Available: Disclosures, Other, Sellers Property Disclosure
  • Human Modified: No
Utilities
  • Electric: Item220Volts
  • Sewer: Septic Tank
  • Utilities: Septic Available, Water Available, Water Connected
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: Outdoor Shower
  • Fencing: Fenced, Privacy
  • Pool Features: In Ground, Private
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Stone, Vinyl Siding, Wood Siding
  • Foundation Details: Slab
  • Pool Private: Yes
  • Security Features: Item24Hour Security, Smoke Detectors
Interior Features
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Cooling: Yes
  • Cooling: Central Air, Electric
  • Furnished: Unfurnished
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
  • Fireplace: Yes
  • Interior Features: Breakfast Bar, Bookcases, Fireplace, New Paint, Other, Natural Woodwork
Room Information
Room 1
  • Room Area: 1.0
  • Room Description: True measurements will be entered soon
  • Room Dimensions: 1 x 1
  • Room Length: 1.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 1.0
Room 2
  • Room Area: 1.0
  • Room Description: True measurements will be entered soon
  • Room Dimensions: 1 x 1
  • Room Length: 1.0
  • Room Level: First
  • Room Type: Bonus Room
  • Room Width: 1.0
Room 3
  • Room Area: 1.0
  • Room Description: True measurements will be entered soon
  • Room Dimensions: 1 x 1
  • Room Length: 1.0
  • Room Type: Bedroom
  • Room Width: 1.0
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 3135 Cowan Road

DateEvent & SourcePriceAppreciation
Jan 18, 2022

Sold (Public Record)

Public Record #1482467464

$401,000

+15.7% / yr

Jan 18, 2022

Sold

CPAR #718147

$401,000
Nov 30, 2021

Pending

CPAR #718147

DateEvent & SourcePrice
01/18/2022

Sold (Public Record)

Public Record #1482467464

$401,000

+15.7% / yr

01/18/2022

Sold

CPAR #718147

$401,000
11/30/2021

Pending

CPAR #718147

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3135 Cowan Road

Taxable ValueLand-Additions-Total-
Tax Record2025$1,740 ($145 / month)
Home Facts
Beds3Total Finished SqFt2,086 SqFtAbove Grade Finished SqFt2,086 SqFtStories1Lot Size43,560 SqFtStyleSingle Family ResidenceYear Built1983Year Renovated2020CountyBAYAPN07751-057-000Fireplace TypeHas Fireplace

Schools near 3135 Cowan Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 12
Charter - 6 to 8
Charter - 9 to 12
Rating
School
Distance
Southport Elementary School
PublicPK to 5

Deane Bozeman School
PublicPK to 12

North Bay Haven Career Academy
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3135 Cowan Road, Panama City, FL 32409
$401,000
3
1,994
43,560
$60,000
108,900
2
2
1,450
94,743
$24,000
$332,500
3
2
1,334
87,120
$125,000
3
1,967
98,010

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Coldwell Banker Carroll Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.