Description
Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant...LOOKING FOR INVESTORS: THERE IS A CURRENT 2 YEAR LEASE ON THE PROPERTY. 48 HOUR NOTICE FOR SHOWINGS. CONTACT AGENT FIRST
Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
Listing Agent
![Brandie Scales]()
brandie.scales@compass.comP: (972)-632-7433
Property Details for 316 Insider Loop
Property Details for 316 Insider Loop
| Status | Active |
|---|---|
| MLS # | 5742262 |
| Days on Market | 52 |
| Taxes | $8,165 / year |
| HOA Fees | $50 / quarter |
| Condo/Co-op Fees | - |
| Compass Type | Single Family |
| MLS Type | Residential Lease / Single Family Residence |
| Year Built | 2020 |
| Lot Size | 0.14 AC / 6,316 SF |
| County | Bastrop County |
| Buyer's Agent Compensation | 3% |
Location
Building Information for 316 Insider Loop
Payment Calculator
$2,232 per month
30 year fixed, 6.15% Interest
$1,535
$680
$17
Property Information for 316 Insider Loop
- Garage Spaces: 2
- Parking Total: 2
- Parking Features: Attached, Driveway, Garage Faces Front, Garage, Garage Door Opener
- Garage: Yes
- Covered Spaces: 2
- Interior Features: Built-in Features, Ceiling Fan(s), Granite Counters, High Speed Internet, Kitchen Island, Multiple Living Areas, Main Level Master, Open Floorplan, Pantry, Walk In Closets
- Flooring: Carpet, Laminate, Tile
- Appliances: Dishwasher, ElectricRange, Disposal, Microwave
- Fireplace: No
- Fireplaces Total: 0
- Laundry Features: LaundryRoom
- Restrictions: NoRestrictions
- Exterior Features: Private Yard
- Construction Materials: Frame, Stone Veneer, Wood Siding
- Foundation Details: Slab
- Patio And Porch Features: Covered
- Roof: Composition
- Fencing: Back Yard, Wood
- Direction Faces: Northwest
- Window Features: DoublePaneWindows
- Accessibility Features: None
- Community Features: None
- FEMA Flood Plain: No
- Lot Features: Back Yard, Few Trees
- Horse: No
- Horse Amenities: None
- Cooling YN: Yes
- Cooling: Central Air, Ceiling Fans
- Heating YN: Yes
- Heating: Central
- Sewer: Public Sewer
- Utilities: Cable Available, Electricity Available, Fiber Optic Available, High Speed Internet Available, Phone Available, Sewer Connected
- Green Energy Efficient: Appliances, Construction, Hvac, Insulation, Materials, Roof, SolarPanels, Thermostat, WaterHeater, Windows
- Permission: IDX
- Association: Yes
- Association Name: Saratoga Farms
- Association Fee Includes: CommonAreaMaintenance
- Tax Assessed Value: $340,574
- Tax Year: 2025
- Tax Rate: 2.47%
- Security Features: None
- Directions: Please use Navigation.
Property History for 316 Insider Loop
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Dec 26, 2025 | Listed (Active) ACTRIS #5742262 | $315,000 | — |
| Dec 16, 2025 | Withdrawn ACTRIS #9120774 | $302,000 | — |
| Dec 4, 2025 | Listed (Active) ACTRIS #9120774 | $302,000 | — |
| Nov 30, 2025 | Expired ACTRIS #8075399 | $305,000 | — |
| Oct 16, 2025 | Price Change ACTRIS #8075399 | $314,000 | — |
| Sep 17, 2025 | Price Change ACTRIS #8075399 | $315,000 | — |
| Aug 14, 2025 | Listed (Active) ACTRIS #8075399 | $325,000 | — |
| Aug 21, 2022 | Withdrawn ACTRIS #5614802 | $437,999 | — |
| Jun 17, 2022 | Listed (Active) ACTRIS #5614802 | $450,000 | — |
| Dec 31, 2020 | Sold ACTRIS #4767944 | — | |
| Dec 25, 2020 | Pending ACTRIS #4767944 | $289,297 | — |
| Jul 9, 2020 | Listed (Active) ACTRIS #4767944 | $266,297 | — |
| Date | Event & Source | Price |
|---|---|---|
| 12/26/2025 | Listed (Active) ACTRIS #5742262 | $315,000 |
| 12/16/2025 | Withdrawn ACTRIS #9120774 | $302,000 |
| 12/04/2025 | Listed (Active) ACTRIS #9120774 | $302,000 |
| 11/30/2025 | Expired ACTRIS #8075399 | $305,000 |
| 10/16/2025 | Price Change ACTRIS #8075399 | $314,000 |
| 09/17/2025 | Price Change ACTRIS #8075399 | $315,000 |
| 08/14/2025 | Listed (Active) ACTRIS #8075399 | $325,000 |
| 08/21/2022 | Withdrawn ACTRIS #5614802 | $437,999 |
| 06/17/2022 | Listed (Active) ACTRIS #5614802 | $450,000 |
| 12/31/2020 | Sold ACTRIS #4767944 | — |
| 12/25/2020 | Pending ACTRIS #4767944 | $289,297 |
| 07/09/2020 | Listed (Active) ACTRIS #4767944 | $266,297 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 316 Insider Loop
Schools near 316 Insider Loop
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 4 | |||
| Public - | 7 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | 9 to 12 |
Rating | School | Distance |
|---|---|---|
Elgin Elementary School PublicPK to 4 | ||
Elgin Middle School Public7 to 8 | ||
Elgin High School Public9 to 12 | ||
Phoenix High School Public9 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
Similar Homes
Similar Sold Homes
Explore Nearby Homes
- Beaukiss Estates Homes for Sale
- County Line Homes for Sale
- Saratoga Farms Homes for Sale
- Texas Heritage Homes for Sale
- The Arbors at Dogwood Creek Homes for Sale
- Webberville Homes for Sale
- Garfield Homes for Sale
- Double Eagle Ranch Homes for Sale
- Presidential Glen Homes for Sale
- Camp Swift Homes for Sale
- Wyldwood Homes for Sale
- Presidential Meadows Homes for Sale
- Bluebonnet Acres Homes for Sale
- Stonewater Homes for Sale
- Bell Farms Homes for Sale
- Manor Homes for Sale
- Elgin Homes for Sale
- Cedar Creek Homes for Sale
- McDade Homes for Sale
- Coupland Homes for Sale
- Austin Homes for Sale
- Pflugerville Homes for Sale
- Bastrop Homes for Sale
- Taylor Homes for Sale
- Dale Homes for Sale
- Thrall Homes for Sale
- Del Valle Homes for Sale
- Thorndale Homes for Sale
- Paige Homes for Sale
- Hutto Homes for Sale
- 78947 Homes for Sale
- 78612 Homes for Sale
- 78615 Homes for Sale
- 78617 Homes for Sale
- 78650 Homes for Sale
- 78653 Homes for Sale
- 76578 Homes for Sale
- 78602 Homes for Sale
- 76574 Homes for Sale
- 76577 Homes for Sale
- 78725 Homes for Sale
- 78660 Homes for Sale
- 78659 Homes for Sale
- 78724 Homes for Sale
- 78754 Homes for Sale
No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.
Based on information from the Austin Board of REALTORS® (alternatively, from ACTRIS), Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, and Waco Association of REALTORS. All information provided is deemed reliable but is not guaranteed and should be independently verified. The Austin Board of REALTORS®, ACTRIS, Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, Waco Association of REALTORS, and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright© 2026 Austin Board of REALTORS® (alternatively, from ACTRIS), Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, and Waco Association of REALTORS. All rights reserved. We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an “as is” “as available” basis only and may not reflect all real estate activity in the market”. © [2026] REsides, Inc. All rights reserved. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.