316 Insider Loop

$315,000
Price
5
Beds
2,103 Sq. Ft.
$150 / Sq. Ft.
2,103
Sq. Ft.
$150
per Sq. Ft.

Description

Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart...Welcome to 316 Insider Loop in the desirable Saratoga Farms community! This stunning 5-bedroom, 2.5-bathroom home offers 2,103 square feet of thoughtfully designed living space in the heart of Elgin, just east of Austin. Perfectly positioned on a semi-private loop with no rear neighbors, this property provides exceptional privacy and tranquility. The main floor showcases elegant all-tile flooring throughout, creating a seamless flow from the spacious front entry to the open living areas. The heart of the home features a modern kitchen equipped with stainless steel appliances, including a range, oven, dishwasher, and microwave, all complemented by beautiful granite countertops. The living area includes a ceiling fan for added comfort. The primary suite is conveniently located on the main floor for single-level living convenience, while four additional bedrooms provide flexibility for family, guests, or home office space. Step outside to discover an extended covered patio perfect for outdoor entertaining and relaxation. The fully landscaped yard features fresh sod and an irrigation system for effortless maintenance. The fenced backyard backs to a peaceful greenbelt, enhancing the property's private atmosphere. Modern conveniences include a smart thermostat, solar screens, and solar panels that are negotiable; ask the listing agent for details, offering future energy savings. Located in Elgin's growing community, you'll enjoy easy access to Morris Memorial Park just over a mile away and Elgin High School, approximately 2.8 miles from home. This prime location offers the perfect blend of small-town charm with convenient access to Austin's employment centers and amenities. Don't miss this exceptional opportunity in Saratoga Farms!
  1. Listed by Brandie Scales • TREC #0740145 • Brokerage DRE #9006927 • Compass RE Texas, LLC.
    P: (972)-632-7433 C: (972)-632-7433 brandie.scales@compass.com

Property Details for 316 Insider Loop

Subdivision Name
Saratoga Farms
Waterfront
No
Waterfront Description
None
Water Access Description
Public
View
None
View YN
No
Parcel Number
8716627
Tax Lot
25

Open Houses

Sunday, Dec 28th

1:00 PM - 3:00 PM

Public

LISTING UPDATED: 12/26/2025 09:53 AM

Property Details for 316 Insider Loop

StatusActive
MLS #5742262
Days on MarketListed Today
Taxes$8,165 / year
HOA Fees$50 / quarter
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential Lease / Single Family Residence
Year Built2020
Lot Size0.14 AC / 6,316 SF
CountyBastrop County

Location

Listing Courtesy of Compass RE Texas, LLC., Brandie Scales, TREC #0740145
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Building Information for 316 Insider Loop

Stories2Year Built2020Building Size-Lot Size0.14 AC / 6,316 SF

Payment Calculator

$2,254 per month

30 year fixed, 6.28% Interest

Principal and Interest

$1,557

Property Taxes

$680

HOA Dues

$17

The Payment Calculator is for illustrative purposes only.

Property Information for 316 Insider Loop

General Information
Parking
  • Garage Spaces: 2
  • Parking Total: 2
  • Parking Features: Attached, Driveway, Garage Faces Front, Garage, Garage Door Opener
  • Garage: Yes
  • Covered Spaces: 2
Interior
  • Interior Features: Built-in Features, Ceiling Fan(s), Granite Counters, High Speed Internet, Kitchen Island, Multiple Living Areas, Main Level Master, Open Floorplan, Pantry, Walk In Closets
  • Flooring: Carpet, Laminate, Tile
  • Appliances: Dishwasher, ElectricRange, Disposal, Microwave
  • Fireplace: No
  • Fireplaces Total: 0
  • Laundry Features: LaundryRoom
  • Restrictions: NoRestrictions
Exterior
  • Exterior Features: Private Yard
  • Construction Materials: Frame, Stone Veneer, Wood Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Covered
  • Roof: Composition
  • Fencing: Back Yard, Wood
  • Direction Faces: Northwest
  • Window Features: DoublePaneWindows
  • Accessibility Features: None
  • Community Features: None
Property Information
Lot Information
  • FEMA Flood Plain: No
  • Lot Features: Back Yard, Few Trees
  • Horse: No
  • Horse Amenities: None
Utilities
  • Cooling YN: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating YN: Yes
  • Heating: Central
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Fiber Optic Available, High Speed Internet Available, Phone Available, Sewer Connected
Green Features
  • Green Energy Efficient: Appliances, Construction, Hvac, Insulation, Materials, Roof, SolarPanels, Thermostat, WaterHeater, Windows
Unit Information
Unit 1
  • Permission: IDX
Financial Information
Taxes and HOA Information
  • Association: Yes
  • Association Name: Saratoga Farms
  • Association Fee Includes: CommonAreaMaintenance
  • Tax Assessed Value: $340,574
  • Tax Year: 2025
  • Tax Rate: 2.47%
Showing Information
Showing Information
  • Security Features: None
  • Directions: Please use Navigation.

Property History for 316 Insider Loop

DateEvent & SourcePriceAppreciation
Dec 26, 2025

Listed (Active)

ACTRIS #5742262

$315,000
Dec 16, 2025

Withdrawn

ACTRIS #9120774

$302,000
Dec 4, 2025

Listed (Active)

ACTRIS #9120774

$302,000
Nov 30, 2025

Expired

ACTRIS #8075399

$305,000
Oct 16, 2025

Price Change

ACTRIS #8075399

$314,000
Sep 17, 2025

Price Change

ACTRIS #8075399

$315,000
Aug 14, 2025

Listed (Active)

ACTRIS #8075399

$325,000
Aug 21, 2022

Withdrawn

ACTRIS #5614802

$437,999
Jun 17, 2022

Listed (Active)

ACTRIS #5614802

$450,000
Dec 31, 2020

Sold

ACTRIS #4767944

Dec 25, 2020

Pending

ACTRIS #4767944

$289,297
Jul 9, 2020

Listed (Active)

ACTRIS #4767944

$266,297
DateEvent & SourcePrice
12/26/2025

Listed (Active)

ACTRIS #5742262

$315,000
12/16/2025

Withdrawn

ACTRIS #9120774

$302,000
12/04/2025

Listed (Active)

ACTRIS #9120774

$302,000
11/30/2025

Expired

ACTRIS #8075399

$305,000
10/16/2025

Price Change

ACTRIS #8075399

$314,000
09/17/2025

Price Change

ACTRIS #8075399

$315,000
08/14/2025

Listed (Active)

ACTRIS #8075399

$325,000
08/21/2022

Withdrawn

ACTRIS #5614802

$437,999
06/17/2022

Listed (Active)

ACTRIS #5614802

$450,000
12/31/2020

Sold

ACTRIS #4767944

12/25/2020

Pending

ACTRIS #4767944

$289,297
07/09/2020

Listed (Active)

ACTRIS #4767944

$266,297

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 316 Insider Loop

Taxable ValueLand$63,225Additions$277,349Total$340,574
Tax Record2023$9,229 ($769 / month)
Home Facts
Beds0Total Finished SqFt2,103 SqFtAbove Grade Finished SqFt2,103 SqFtLot Size6,316 SqFtStyleSingle Family ResidenceCountyBASTROPAPNR8716627

Schools near 316 Insider Loop

This home is within Elgin Independent School District.
Rating
School
Type
Grades
Distance
Public - PK to 4
Public - 7 to 8
Public - 9 to 12
Public - 9 to 12
Rating
School
Distance
Elgin El
PublicPK to 4

Elgin Middle School
Public7 to 8

Elgin High School
Public9 to 12

Phoenix High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

316 Insider Loop is a single family home for sale in Elgin, TX 78621. This property was listed for sale on December 26, 2025 by Compass RE Texas, LLC., it's currently listed at $315,000. It has been on the market for a total of 120 days and was last sold on December 31, 2020. This listing's school district is Elgin Independent School District. Nearby schools include Elgin El, Elgin Middle School and Elgin High School. 316 Insider Loop is a 5-bed, 3-bath, 2,103 sqft single family home built in 2020.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Compass RE Texas, LLC., Brandie Scales, TREC #0740145

Based on information from the Austin Board of REALTORS® (alternatively, from ACTRIS), Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, and Waco Association of REALTORS. All information provided is deemed reliable but is not guaranteed and should be independently verified. The Austin Board of REALTORS®, ACTRIS, Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, Waco Association of REALTORS, and their affiliates provide the MLS and all content therein “AS IS” and without any warranty, express or implied. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. Copyright© 2025 Austin Board of REALTORS® (alternatively, from ACTRIS), Central Hill Country Board of Realtors, Central Texas MLS, Highland Lakes Association of Realtors, Bryan-College Station Association of REALTORS, and Waco Association of REALTORS. All rights reserved. We do not attempt to independently verify the currency, completeness, accuracy or authenticity of the data contained herein. All area measurements and calculations are approximate and should be independently verified. Data may be subject to transcription and transmission errors. Accordingly, the data is provided on an “as is” “as available” basis only and may not reflect all real estate activity in the market”. © [2025] REsides, Inc. All rights reserved. Certain information contained herein is derived from information, which is the licensed property of, and copyrighted by, REsides, Inc.