320 Main St

Middleburgh, NY 12122

$649,000
Price
5
Beds
6
Baths
4,646 Sq. Ft.
$140 / Sq. Ft.
4,646
Sq. Ft.
$140
per Sq. Ft.
a view of a brick building with a large tree
front view of a brick building
a dining room with furniture and a floor to ceiling window
a dining room with furniture and a floor to ceiling window
a view of storage and utility room
a room with stainless steel appliances a sink and a book shelf
a bathroom with a sink toilet and mirror
a bathroom with a sink and a mirror
a room with gym equipment
a living room with furniture and a window
a living room with kitchen island furniture and a window
a kitchen with a stove and a refrigerator
a living room with furniture and a flat screen tv
a bathroom with a sink a toilet and a mirror
a bathroom with a glass shower door
a living room with furniture and a window
a kitchen with stainless steel appliances a refrigerator and a sink
a living room with furniture and a flat screen tv
a bedroom with a bed and a night stand
a bathroom with a toilet and a shower
a bathroom with a sink and mirror
a bedroom with a bed and a window
a bedroom with a bed and a night stand
a large building with a clock tower in the middle
a view of a house with a yard and a large tree
an aerial view of multiple house

Description

Attention all savvy investors, Airbnb aficionados, and cash-flow chasers: this is not your average upstate property. This fully renovated, mixed-use beauty in the heart of Middleburgh is part turnkey income stream, part lifestyle play—and 100 ready to impress your portfolio. Let's talk numbers: five fully dialed-in apartments, thoughtfully designed and primed for short-term or long-term rental domination. Each one-bedroom unit has ductless heat/AC, in-unit laundry, dishwashers, and the kind of clean,...Attention all savvy investors, Airbnb aficionados, and cash-flow chasers: this is not your average upstate property. This fully renovated, mixed-use beauty in the heart of Middleburgh is part turnkey income stream, part lifestyle play—and 100 ready to impress your portfolio. Let's talk numbers: five fully dialed-in apartments, thoughtfully designed and primed for short-term or long-term rental domination. Each one-bedroom unit has ductless heat/AC, in-unit laundry, dishwashers, and the kind of clean, modern finish tenants will happily pay for. Four units share a common entrance; one gets its own private access. Then there's the cherry on top: a stylish commercial storefront currently home to one of the town's most beloved coffee shops and bakeries. That means a built-in anchor tenant, consistent monthly income, and community clout. Whether you keep the scones flowing or reimagine the space, this is exactly the kind of mixed-use setup that checks every investor box: residential + commercial = stability and flexibility, all under one beautifully updated roof. Speaking of updates—this isn't a landlord-special reno. The building has been gutted and rebuilt with modern systems, plumbing, electric, HVAC, and more, while keeping just enough historic character to charm your tenants. It's clean, compliant, and cruising into your cap rate sweet spot. Located right in the center of walkable, friendly Middleburgh, your tenants will enjoy quaint shops, local eats, and community events year-round. You? You'll enjoy diversified income streams and that elusive combo of lifestyle and ROI. The numbers make sense, the setup is solid, and the hard work is already done. All that's missing is the investor who sees the potential and takes the leap. Floor plans and financials are ready when you are. This isn't just real estate. It's a recession-resistant, revenue-generating, rural dream machine.

Property Details for 320 Main Street

Zoning
Com1
LISTING UPDATED: 10/07/2025 07:00 PM

Property Details for 320 Main Street

StatusActive
MLS #20252686
Days on Market174
Taxes$12,166 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeResidential Income / Multi Family
Year Built1927
Lot Size0.06 AC / 2,613 SF
CountySchoharie County

Location

Listing Courtesy of Anatole House LLC
Add your commute

Building Information for 320 Main Street

Stories-Residences6Year Built1927Building Size-Lot Size0.06 AC / 2,613 SF

Payment Calculator

$4,221 per month

30 year fixed, 6.28% Interest

Principal and Interest

$3,207

Property Taxes

$1,014

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 320 Main Street

Summary
Location and General Information
  • Directions: Google takes you to the right place.
  • Township: Other
  • MLS Area Major: Middleburgh
  • County: Schoharie
  • Latitude: 42.598728
  • Longitude: -74.334778
  • MLS Area Major: Middleburgh
  • Sign On Property YN: No
Taxes and HOA
  • Association Fee: $.00
  • Parcel Number: 13
  • Tax Block: 4
  • Tax Annual Amount: $12,166.00
Property
Lot Information
  • New Construction YN: No
  • Lot Size Acres: 0.06
  • Above Grade Finished Area: 4646.0
  • Below Grade Finished Area: 0.0
  • Living Area: 4646.0
  • Lot Size Area: 0.06
  • Lot Size Units: Acres
  • Lot Size Square Feet: 2613.6
  • Above Grade Finished Area: 4646.0
  • Below Grade Finished Area: 0.0
  • Lot Size Acres: 0.06
  • Rowhouse: Yes
Property and Assessments
  • Owner Name: 320 Main Owners LLC
  • Total Floor Plans Count: 0
  • Property Type: Residential Income
  • Year Built: 1927
  • Property Sub Type: Multi Family
  • New Construction YN: No
  • Page: 207
  • Section: 106.15
Taxes and HOA
  • Tax Assessed Value: 278300.0
  • Tax Lot: 13
Interior and Exterior Features
Interior Features
  • Bathrooms Total (Integer): 6
  • Bathrooms Total (Decimal): 6.0
  • Bathrooms Total (Notational): 6.0
  • Bedrooms Total: 5
  • Dishwasher: Yes
  • Range: Yes
  • Refrigerator: Yes
Multi Family
Multi Family Information
  • Number of Units: 6
Mobile Home
Mobile Home Information
  • Sign On Property YN: No

Property History for 320 Main Street

DateEvent & SourcePriceAppreciation
Dec 2, 2021

Sold (Public Record)

Public Record #1479737576

$140,000—
Jan 30, 2017

Sold (Public Record)

Public Record #1256248730

$140,000

-3.2% / yr

Dec 28, 2006

Sold (Public Record)

Public Record #1256238198

$195,000—
DateEvent & SourcePrice
12/02/2021

Sold (Public Record)

Public Record #1479737576

$140,000
01/30/2017

Sold (Public Record)

Public Record #1256248730

$140,000

-3.2% / yr

12/28/2006

Sold (Public Record)

Public Record #1256238198

$195,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 320 Main Street

Taxable ValueLand$7,100Additions$271,200Total$278,300
Tax Record2024$20,104 ($1,675 / month)
Home Facts
Total Finished SqFt4,646 SqFtAbove Grade Finished SqFt4,646 SqFtUnfinished Basement SqFt598 SqFtStories3Lot Size2,614 SqFtStyleOffice BuildingYear Built1925Year Renovated2010ZoningCCountySCHOHARIEAPN433801 106.15-4-13

Schools near 320 Main Street

This home is within Middleburgh Central School District.
Rating
School
Type
Grades
Distance
Middleburgh Elementary School
Public - PK to 6
Middleburgh High School
Public - 7 to 12
Rating
School
Distance
Middleburgh Elementary School
PublicPK to 6

Middleburgh High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 320 Main Street, Middleburgh, NY 12122

320 Main Street is a multi-family home for sale in Middleburgh, NY 12122. This property was listed for sale on July 2, 2025 by Anatole House LLC, it's currently listed at $649,000. It has been on the market for a total of 174 days and was last sold on December 2, 2021. This listing's school district is Middleburgh Central School District. Nearby schools include Middleburgh Elementary School and Middleburgh High School. 320 Main Street is a 5-bed, 6-bath, 4,646 sqft multi-family home built in 1927.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Anatole House LLC

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