320 Main St

Middleburgh, NY 12122

$550,000
Price
5
Beds
6
Baths
4,646 Sq. Ft.
$118 / Sq. Ft.
4,646
Sq. Ft.
$118
per Sq. Ft.
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a view of a brick building with a large tree
front view of a brick building
a dining room with furniture and a floor to ceiling window
a dining room with furniture and a floor to ceiling window
a view of storage and utility room
a room with stainless steel appliances a sink and a book shelf
a bathroom with a sink toilet and mirror
a bathroom with a sink and a mirror
a room with gym equipment
a living room with furniture and a window
a living room with kitchen island furniture and a window
a kitchen with a stove and a refrigerator
a living room with furniture and a flat screen tv
a bathroom with a sink a toilet and a mirror
a bathroom with a glass shower door
a living room with furniture and a window
a kitchen with stainless steel appliances a refrigerator and a sink
a living room with furniture and a flat screen tv
a bedroom with a bed and a night stand
a bathroom with a toilet and a shower
a bathroom with a sink and mirror
a bedroom with a bed and a window
a bedroom with a bed and a night stand
a large building with a clock tower in the middle
a view of a house with a yard and a large tree
an aerial view of multiple house

Description

Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup that's both straightforward and smart. The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one...Attention investors and income-property seekers: this is not your average upstate opportunity. This fully renovated mixed-use building in the center of Middleburgh offers strong, reliable cash flow with a setup that's both straightforward and smart. The residential portion features five thoughtfully designed one-bedroom apartments, each equipped with ductless heat and AC, in-unit laundry, dishwashers, and clean, modern finishes that tenants appreciate. Four units share a common entrance, while one enjoys its own private access. With consistent long-term rental demand for well-finished apartments in walkable small towns, the property offers a stable residential income stream from day one. On the ground floor, a charming commercial storefront is currently home to one of the town's favorite coffee shops and bakeries. This established tenant adds dependable rent and a steady daily presence that benefits the entire building. Mixed-use properties like this provide a valuable balance of residential and commercial income under one roof. Behind the scenes, the building has been extensively renovated with updated systems, plumbing, electrical, HVAC, and more, while retaining elements of its historic character. The result is a property that feels both refreshed and durable--modern where it matters, with the kind of charm that keeps tenants happy. Located in the center of Middleburgh, the building sits within walking distance of local shops, restaurants, and community events that give the town its welcoming small-town appeal. With five residential units and an established commercial tenant already in place, this is a clean, straightforward investment opportunity with strong fundamentals and long-term potential.
  1. Listed by Arlena Armstrong-Petock • Anatole House LLC
    P: (412)-760-0176 C: (412)-760-0176 Arlena@thatupstateagent.com

Property Details for 320 Main Street

Zoning
Com1
LISTING UPDATED: 03/16/2026 04:15 PM

Property Details for 320 Main Street

StatusActive
MLS #20260971
Days on Market19
Taxes$12,166 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeMulti Family
MLS TypeResidential Income / Multi Family
Year Built1927
Lot Size0.06 AC / 2,613 SF
CountySchoharie County
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Location

Listing Courtesy of Anatole House LLC
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Building Information for 320 Main Street

Stories-Residences6Year Built1927Building Size-Lot Size0.06 AC / 2,613 SF

Payment Calculator

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$3,783 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,770

Property Taxes

$1,014

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 320 Main Street

Summary
Location and General Information
  • Directions: Google takes you to the right place
  • Township: Other
  • MLS Area Major: Middleburgh
  • County: Schoharie
  • Latitude: 42.598737
  • Longitude: -74.334785
  • MLS Area Major: Middleburgh
  • Sign On Property YN: No
Taxes and HOA
  • Association Fee: $.00
  • Parcel Number: 4
  • Tax Block: 4
  • Tax Annual Amount: $12,166.00
Property
Lot Information
  • New Construction YN: No
  • Lot Size Acres: 0.06
  • Above Grade Finished Area: 4646.0
  • Below Grade Finished Area: 0.0
  • Living Area: 4646.0
  • Lot Size Area: 0.06
  • Lot Size Units: Acres
  • Lot Size Square Feet: 2613.6
  • Above Grade Finished Area: 4646.0
  • Below Grade Finished Area: 0.0
  • Lot Size Acres: 0.06
  • Rowhouse: Yes
Property and Assessments
  • Owner Name: 320 Main Owners LLC
  • Total Floor Plans Count: 0
  • Property Type: Residential Income
  • Year Built: 1927
  • Property Sub Type: Multi Family
  • New Construction YN: No
  • Page: 207
  • Section: 106.15
Taxes and HOA
  • Tax Assessed Value: 202565.0
  • Tax Lot: 13
Interior and Exterior Features
Interior Features
  • Bathrooms Total (Integer): 6
  • Bathrooms Total (Decimal): 6.0
  • Bathrooms Total (Notational): 6.0
  • Bedrooms Total: 5
  • Dishwasher: Yes
  • Range: Yes
  • Refrigerator: Yes
Multi Family
Multi Family Information
  • Number of Units: 6
Mobile Home
Mobile Home Information
  • Sign On Property YN: No

Property History for 320 Main Street

DateEvent & SourcePriceAppreciation
Dec 2, 2021

Sold (Public Record)

Public Record #1479737576

$140,000—
Jan 30, 2017

Sold (Public Record)

Public Record #1256248730

$140,000

-3.2% / yr

Dec 28, 2006

Sold (Public Record)

Public Record #1256238198

$195,000—
DateEvent & SourcePrice
12/02/2021

Sold (Public Record)

Public Record #1479737576

$140,000
01/30/2017

Sold (Public Record)

Public Record #1256248730

$140,000

-3.2% / yr

12/28/2006

Sold (Public Record)

Public Record #1256238198

$195,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 320 Main Street

Taxable ValueLand$7,100Additions$271,200Total$278,300
Tax Record2024$20,104 ($1,675 / month)
Home Facts
Total Finished SqFt4,646 SqFtAbove Grade Finished SqFt4,646 SqFtUnfinished Basement SqFt598 SqFtStories3Lot Size2,614 SqFtStyleOffice BuildingYear Built1925Year Renovated2010ZoningCCountySCHOHARIEAPN433801 106.15-4-13

Schools near 320 Main Street

This home is within Middleburgh Central School District.
Rating
School
Type
Grades
Distance
Middleburgh Elementary School
Public - PK to 6
Middleburgh High School
Public - 7 to 12
Rating
School
Distance
Middleburgh Elementary School
PublicPK to 6

Middleburgh High School
Public7 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 320 Main Street, Middleburgh, NY 12122

320 Main Street is a multi-family home for sale in Middleburgh, NY 12122. This property was listed for sale on March 16, 2026 by Anatole House LLC, it's currently listed at $550,000. It has been on the market for a total of 19 days and was last sold on December 2, 2021. This listing's school district is Middleburgh Central School District. Nearby schools include Middleburgh Elementary School and Middleburgh High School. 320 Main Street is a 5-bed, 6-bath, 4,646 sqft multi-family home built in 1927.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Anatole House LLC

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