3228 Gainer Rd

Chipley, FL 32428

$170,000
Price
3
Beds
1,368 Sq. Ft.
$124 / Sq. Ft.
1,368
Sq. Ft.
$124
per Sq. Ft.
New
New

Description

Set on a spacious 1-acre lot, this 3-bedroom, 1.5-bath home, built in 1975, offers timeless character with endless potential. The home carries a classic 70s charm, providing the perfect canvas for modern aesthetic updates to truly make it your own. A two-car garage adds convenience, while the generous lot size allows plenty of room for expansion, outdoor living, or future customization. With thoughtful interior modernizing, this property has all the ingredients to become a true forever home. Ideally...Set on a spacious 1-acre lot, this 3-bedroom, 1.5-bath home, built in 1975, offers timeless character with endless potential. The home carries a classic 70s charm, providing the perfect canvas for modern aesthetic updates to truly make it your own. A two-car garage adds convenience, while the generous lot size allows plenty of room for expansion, outdoor living, or future customization. With thoughtful interior modernizing, this property has all the ingredients to become a true forever home. Ideally located just outside the Chipley city limits, this property offers the peace of country-style living while remaining close to everyday conveniences. Enjoy easy access to Chipley, a straightforward drive to Panama City, and convenient proximity to Bonifay, making this a great option for those seeking space without sacrificing connectivity. Whether you’re looking to renovate, personalize, or invest in long-term potential, this home delivers opportunity, flexibility, and a setting that invites vision and growth.
  1. Listed by Elaijuah Staten • KELLER WILLIAMS REALTY GULF COAST

Property Details for 3228 Gainer Road

Architectural Style
Ranch
Zoning Description
Res Single
LISTING UPDATED: 02/09/2026 07:30 AM

Property Details for 3228 Gainer Road

StatusActive
MLS #677003
Days on MarketListed Today
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1975
Lot Size1.00 AC / 43,560 SF
CountyWashington County

Location

Listing Courtesy of KELLER WILLIAMS REALTY GULF COAST
Add your commute

Building Information for 3228 Gainer Road

Stories1Year Built1975Building Size-Lot Size1.00 AC / 43,560 SF

Payment Calculator

$842 per month

30 year fixed, 6.15% Interest

Principal and Interest

$829

Property Taxes

$13

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3228 Gainer Road

Summary
Location and General Information
  • Directions: To reach 3228 Gainer Road from Interstate 10 (I-10) in the Chipley, FL area, begin by taking Exit 120 onto State Road 77 (also signed as Hwy 77) and head north into Chipley. Continue north on SR-77 for about 5.5 miles out of the I-10 interchange until you reach Monroe Sheffield Road. Turn left (west) onto Monroe Sheffield Road and drive approximately 1.5 miles. Then turn left (south) onto Gainer Road and follow it until you arrive in the vicinity of 3228 Gainer Road, which will be on your right side in the Gainer Road area of Washington County.
  • Latitude: 30.67297
  • Longitude: -85.547638
  • Subdivision Name: None
Taxes and HOA Information
  • Tax Legal Description: 9 3 13 1 OR 275 P 1661 BEG. 48' W. OF NEC OF SW1/4 OF SW1/4, RUN W. 238', S. TO RD., E. 200.65' TO RD. NE 208' TO POB
  • Association: No
Parking
  • Garage Spaces: 2.0
  • Parking Features: 2 Car Garage
  • Parking Total: 2.0
  • Carport: No
  • Garage: Yes
School Information
  • Elementary School: Local School In County
  • High School: Local School In County
  • Middle Or Junior School: LOCAL SCHOOL IN COUNTY
Property
Lot Information
  • Construction Materials: Brick
  • Levels: One
  • Lot Features: Central Access
  • Road Responsibility: County Maintained Road
  • Roof: Shingle
  • Cooling: Yes
  • Heating: Yes
  • Horse: No
  • New Construction: No
  • Property Attached: No
Property and Assessments
  • Disclaimer: Property is being sold As-Is, with the right to inspect.
  • Documents Count: 4
  • Parcel Number: 000000000006920003
  • Homestead: Yes
  • Photos Count: 5
  • Property Condition: Resale
Utilities
  • Electric: Copper Wiring
  • Sewer: Septic Tank
Interior and Exterior Features
Exterior Features
  • Foundation Details: Slab
  • Pool Features: None
Interior Features
  • Appliances: Electric Water Heater
  • Cooling: Central Air, Ceiling Fan(s)
  • Covered Spaces: 2.0
  • Flooring: Carpet
  • Heating: Central
  • Stories: 1
Room Information
Room Information
  • Room Bathroom Features: Not Updated
  • Room Dining Room Area: 312.0
  • Room Dining Room Features: Formal Dining Room
  • Room Dining Room Length: 26.0
  • Room Dining Room Level: First
  • Room Dining Room Width: 12.0
  • Room Kitchen Area: 260.0
  • Room Kitchen Features: Not Updated
  • Room Kitchen Length: 26.0
  • Room Kitchen Level: First
  • Room Kitchen Width: 10.0
Rental
Rental Information
  • Leasable Area Units: Square Feet
  • Rent Restrictions: No
  • Lease Considered: No

Property History for 3228 Gainer Road

DateEvent & SourcePriceAppreciation
Feb 9, 2026

Listed (Active)

PENSACOLA #677003

$170,000—
DateEvent & SourcePrice
02/09/2026

Listed (Active)

PENSACOLA #677003

$170,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3228 Gainer Road

Taxable ValueLand-Additions-Total-
Tax Record2025$155 ($13 / month)
Home Facts
Beds0Total Finished SqFt1,368 SqFtAbove Grade Finished SqFt1,368 SqFtLot Size43,560 SqFtStyleSingle Family ResidenceYear Built1975Year Renovated1993CountyWASHINGTONAPN06920003

Schools near 3228 Gainer Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - PK to 5
Vernon Middle School
Public - 6 to 8
Roulhac Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicPK to 5

Vernon Middle School
Public6 to 8

Roulhac Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3228 Gainer Road, Chipley, FL 32428

3228 Gainer Road is a single family home for sale in Chipley, FL 32428. This property was listed for sale on February 9, 2026 by KELLER WILLIAMS REALTY GULF COAST, it's currently listed at $170,000. This listing's school district is Washington County School District. Nearby schools include Vernon Elementary School, Kate M. Smith Elementary School and Vernon Middle School. 3228 Gainer Road is a 3-bed, 2-bath, 1,368 sqft single family home built in 1975.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of KELLER WILLIAMS REALTY GULF COAST

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.