3278 Main St
Sold 6/18/25
Sold 6/18/25
Description
Assumable loan 2.25% Discover this 4-bedroom, 2-bathroom home in Navarre, FL, featuring a fully paid-off solar panel system that delivers an average electric bill of just $26 per month, with 20 years remaining on the warranty. This energy-efficient upgrade reduces utility costs and adds significant long-term value, making it a standout benefit for buyers and a key consideration for appraisers. Located in an area with no HOA restrictions, this property offers flexibility and appeal. The split floor...Assumable loan 2.25% Discover this 4-bedroom, 2-bathroom home in Navarre, FL, featuring a fully paid-off solar panel system that delivers an average electric bill of just $26 per month, with 20 years remaining on the warranty. This energy-efficient upgrade reduces utility costs and adds significant long-term value, making it a standout benefit for buyers and a key consideration for appraisers. Located in an area with no HOA restrictions, this property offers flexibility and appeal. The split floor plan is designed for privacy and practicality, with the primary suite separated from the three additional bedrooms. The primary suite includes a spacious layout and an ensuite bathroom with granite countertops, while the other bedrooms provide ample space for family, guests, or a home office. The open-concept kitchen, equipped with granite countertops, connects directly to the living area, offering a functional and appealing space for daily living. Granite finishes extend to the bathrooms, adding consistency and durability throughout. The home also includes a formal dining room and a separate flex room, which can serve as an office, playroom, or additional living space based on your needs. Outside, a large screened-in porch provides a comfortable area for year-round use, leading to a fully privacy-fenced backyard suitable for relaxation or activities. The property features a well for the sprinkler system and gutters for efficient maintenance. Inside, upgrades include an epoxy-coated garage floor, an AO Smith Signature Premier Hybrid Water Heater, ceiling fans in multiple rooms, and vinyl blinds throughout. Public boat ramp access is available less than a mile away off Live Oak Street, a convenient feature for water enthusiasts. The stained privacy fence enhances the backyard's appeal, and the absence of HOA fees offers added freedom. Additional highlights include a sprinkler system well and proximity to local amenities. This Navarre home combines energy-saving features, quality finishes, and a practical layout. Schedule a showing today to see the value and potential this property offers.
- Listed by Tanya L Rivera • Brokerage DRE #CQ1061450 • The Property Group 850 IncP: (850)-376-0108 C: (850)-376-0108 Tanya@thepropertygroup850.com
- Listed by Lisa E Hoisington • Brokerage DRE #CQ1061450 • The Property Group 850 IncP: (850)-682-9121 C: (850)-714-3090 lisahoisingtonhomes@gmail.com
Property Details for 3278 Main Street
Zoning
County
Architectural StyleContemporary
Subdivision NameHOLLEY-NAVARRE
LISTING UPDATED: 07/15/2025 02:30 PM
Property Details for 3278 Main Street
| Status | Sold |
|---|---|
| MLS # | 970652 |
| Days on Market | 58 |
| Taxes | $3,081 / year |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Property Type | Single Family |
| MLS Type | Residential / Detached Single Family |
| Year Built | 2018 |
| Lot Size | 0.25 AC / 10,890 SF |
| County | Santa Rosa County |
Location
Listing Courtesy of The Property Group 850 Inc
Sold By Realty ONE Group Emerald Coast
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Building Information for 3278 Main Street
Stories1Year Built2018Building Size-Lot Size0.25 AC / 10,890 SF
Payment Calculator
$2,623 per month
30 year fixed, 6.46% Interest
Principal and Interest
$2,367
Property Taxes
$257
HOA Dues
$0
The Payment Calculator is for illustrative purposes only.
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1Property Information for 3278 Main Street
Summary
Location and General Information
- Community Features: Boat Launch, Dock
- Directions: TAKE 87 TURN LEFT ON NELSON TURN RIGHT ON MAIN ST.
- Road Frontage Type: County Road
- MLS Area Minor: 1103 - Holley
- MLS Area Major: 11 - Navarre/Gulf Breeze
- Latitude: 30.45336
- Longitude: -86.909687
- Location Tax and Legal:Sub Area: 1103 - Holley
- Location Tax and Legal:Elementary School: Holley-Navarre
- Location Tax and Legal:Middle School: Holley-Navarre
- Location Tax and Legal:High School: Navarre
- Location Tax and Legal:Legal Description: PARCEL 5: COM AT NE CORN OF NW4 THN S89 53'12''W ON N SEC LN 394.78 FT TO E R/W OF MAIN ST THN S12 13'47''W ON RD 345. 71 FT TO POB THN S77 46'13''E 149.0 FT THN S12 13'47''W 73. 50 FT THN N77 46'13''W 149.0 FT TO MAIN ST THN N12 13'47''E ON RD 73.50 FT TO POB AS DES IN OR 3799 PG 1404 (OUT OF #30 FOR 2017)
- Project Facilities: Boat Launch2, Dock2
Taxes and HOA
- Tax Legal Description: PARCEL 5: COM AT NE CORN OF NW4 THN S89 53'12''W ON N SEC LN 394.78 FT TO E R/W OF MAIN ST THN S12 13'47''W ON RD 345. 71 FT TO POB THN S77 46'13''E 149.0 FT THN S12 13'47''W 73. 50 FT THN N77 46'13''W 149.0 FT TO MAIN ST THN N12 13'47''E ON RD 73.50 FT TO POB AS DES IN OR 3799 PG 1404 (OUT OF #30 FOR 2017)
- Parcel Number: 01-2S-27-0000-03007-0000
- Association Fee: $0
- Tax Annual Amount: $3,081
- Listing Info Tax Legal:Last Taxes: $3,081
- Listing Info Tax Legal:Last Tax Year: 2024.0
School Information
- Elementary School: Holley-Navarre
- Middle Or Junior School: Holley-Navarre
- High School: Navarre
Parking
- Carport YN: No
- Attached Garage YN: Yes
- Garage Spaces: 2.0
- Parking Features: Garage Attached
Property
Lot Information
- Building Area Source: County PA Records
- Lot Size Dimensions: 73X150
- Lot Size Acres: 0.25
- Lot Size Area: 0.25
- Lot Size Units: Acres
- Property Condition: Construction Complete
- Lot Features: Cleared
- Building Area Total: 2583.0
- Lot Size Square Feet: 10890.0
- General Property Info:SqFt Source: County PA Records
- LotParcel Access: County Road, Paved Road
- Lot Features: Cleared
Property and Assessments
- Road Surface Type: Paved
- Tax Year: 2024.0
- Floor Plans Count: 0.0
- Property Type: Residential
- Year Built: 2018.0
- Property Sub Type: Detached Single Family
- New Construction YN: No
- General Property Info:Sub-Type: Detached Single Family
- General Property Info:Design: Contemporary
- Construction Status: Construction Complete
- Construction Siding: Brick, Frame, Roof Dimensional Shg, Slab
- Occupancy Status: Occupied
Utilities
- Sewer: Public Sewer
- Utilities: Electric, Public Water
- Electric: True
- Utilities: Electric, Public Sewer, Public Water
- Energy: AC - Central Elect, Heat Cntrl Electric, Ridge Vent, Water Heater - Elect
Interior and Exterior Features
Exterior Features
- Exterior Features: Rain Gutter, Sprinkler System
- Construction Materials: Brick, Frame
- Foundation Details: Slab
- Stories: 1.0
- Patio And Porch Features: Patio Covered
- Fencing: Fenced Privacy
- General Property Info:Pool: No
- General Property Info:Pool Type: None
- Exterior: Fenced Privacy, Patio Covered, Rain Gutter, Sprinkler System
Interior Features
- Heating: Central
- Cooling: Central Air
- Interior Features: Ceiling Cathedral, Split Bedroom
- Room Type: Family Room, Living Room, Dining Area, Master Bedroom, Bedroom
- Rooms Total: 7.0
- Bathrooms Total Integer: 2.0
- Bathrooms Total Decimal: 2.0
- Bathrooms Total Notational: 2.0
- Cooling YN: Yes
- Heating YN: Yes
- Bedrooms Total: 4.0
- Bathrooms Full: 2.0
- Bathrooms Half: 0.0
- Interior: Ceiling Cathedral, Split Bedroom
- Appliances: Auto Garage Door Opn, Dishwasher, Microwave, Smoke Detector, Smooth Stovetop Rnge
Room Information
Room 1
- Room Type: Family Room
- Room Level: First
- Room Length: 30.0
- Room Width: 16.8
- Room Dimensions: 30 x 16.8
Room 2
- Room Type: Living Room
- Room Level: First
- Room Length: 15.0
- Room Width: 11.4
- Room Dimensions: 15 x 11.4
Room 3
- Room Type: Dining Area
- Room Level: First
- Room Length: 12.9
- Room Width: 10.4
- Room Dimensions: 12.9 x 10.4
Room 4
- Room Type: Master Bedroom
- Room Level: First
- Room Length: 17.6
- Room Width: 14.0
- Room Dimensions: 17.6 x 14
Room 5
- Room Type: Bedroom
- Room Level: First
- Room Length: 14.0
- Room Width: 12.0
- Room Dimensions: 14 x 12
Room 6
- Room Type: Bedroom
- Room Level: First
- Room Length: 14.0
- Room Width: 10.1
- Room Dimensions: 14 x 10.1
Room 7
- Room Type: Bedroom
- Room Level: First
- Room Length: 10.6
- Room Dimensions: 10.6 x 10.4
Rental
Rent Information
- Listing Info Tax Legal:Is Subject Leased: false
Property History for 3278 Main Street
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jun 18, 2025 | Sold (Public Record) Public Record #1904678199 | $470,000 | +8.4% / yr |
| Jun 18, 2025 | Sold ECAR #970652 | $470,000 | — |
| May 6, 2025 | Pending ECAR #970652 | — | |
| Mar 9, 2025 | Listed (Active) ECAR #970652 | $475,000 | — |
| Jan 24, 2019 | Sold (Public Record) Public Record #639563591 | $280,700 | — |
| Date | Event & Source | Price |
|---|---|---|
| 06/18/2025 | Sold (Public Record) Public Record #1904678199 | $470,000 +8.4% / yr |
| 06/18/2025 | Sold ECAR #970652 | $470,000 |
| 05/06/2025 | Pending ECAR #970652 | — |
| 03/09/2025 | Listed (Active) ECAR #970652 | $475,000 |
| 01/24/2019 | Sold (Public Record) Public Record #639563591 | $280,700 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 3278 Main Street
Taxable ValueLand-Additions-Total-
Tax Record2025$3,138 ($261 / month)
Home Facts
Beds4Total Finished SqFt2,583 SqFtAbove Grade Finished SqFt2,583 SqFtStories1Lot Size11,021 SqFtStyleSingle Family ResidenceYear Built2018ZoningR1CountySANTA ROSAAPN01-2S-27-0000-03007-0000Fireplace TypeHas Fireplace
Schools near 3278 Main Street
This home is within Santa Rosa.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 2 | |||
| Public - | 3 to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 |
Rating | School | Distance |
|---|---|---|
Holley-Navarre Primary School PublicPK to 2 | ||
Holley-Navarre Intermediate School Public3 to 5 | ||
Holley-Navarre Middle School Public6 to 8 | ||
Navarre High School Public9 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Listing Courtesy of The Property Group 850 Inc
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.