Sold
Last Sold Price
3 beds1,976 sqft$210/sqft
3429 High Cliff Rd, Panama City, FL 32409
Single FamilyProperty Type
0.65 acresLot Size
2015Year Built
$210/sq ftPrice per sq ft
2 carsParking Spaces

Description

Meticulously Maintained and Move-in Ready, 1 owner All Brick Craftsman Style home located on an over 1/2 Acre Lot. This 3 bedroom 2 bath home also has a 12x15 Bonus Room with Full Bath above the garage that could be finished out to make a 4th bedroom Suite! The Interior has a Wow Factor from the time you walk into the front door with high ceilings & crown moldings. The Flooring is beautiful wood look tile in the main living areas & baths with carpeted bedrooms. The Kitchen features custom hardwood...Meticulously Maintained and Move-in Ready, 1 owner All Brick Craftsman Style home located on an over 1/2 Acre Lot. This 3 bedroom 2 bath home also has a 12x15 Bonus Room with Full Bath above the garage that could be finished out to make a 4th bedroom Suite! The Interior has a Wow Factor from the time you walk into the front door with high ceilings & crown moldings. The Flooring is beautiful wood look tile in the main living areas & baths with carpeted bedrooms. The Kitchen features custom hardwood cabinetry, subway tile backsplash, Farmhouse Sink, Granite Countertops, big pantry & All Stainless Steel Appliances Convey! There is a breakfast nook & Formal Dining room. The spacious Living room has a tray ceiling & custom shiplap electric fireplace with elegant mantel. All the Lighting inside & out are custom upgraded light fixtures & fans. The Master suite is sophisticated & inviting with jewel toned accent wall & tray ceiling. There is a large walk in closet in the master bedroom & one in the master bath. The Master bath is amazing, it features a granite topped double vanity, Custom Tile Shower & Clawfoot Tub & closet! 2 Closets Total in the Master Suite! There is a large laundry room with storage cabinets & there is also a mud room with built in cubbies with benches & shiplap accents; this custom feature is sure to impress all who see it! The Additional bedrooms are spacious & the additional Full Bath has a granite topped vanity & tub/shower combo. The Bonus room & Full bath above the garage has so much potential if the new owner chooses to finish it out, the bathroom is fully plumbed for a toilet, sink & shower. The custom upgraded features don't stop when you head outside the home. The Exterior Features an oversized brick paver driveway, Large covered porches & an Extended Open Paver Patio & Paver Firepit. There is also a custom Turf Area which is the perfect place to relax in the hammock! The Home also has an Automatic Irrigation System, its located in Flood Zone X so no flood insurance is required by your lender & this subdivision has No $0 HOA Dues! This Home Won't Last Long! Call Today for Your Private Tour! All Measurements Approximate, Please Verify if Needed, Builders Plans Available for Viewing Upon Request
  • Listed by: Lacy Horsley • Horsley Real Estate Group
Listing closed: 08/09/2021 12:00 AM • Source: CPAR, MLS#: 713819

Recent comparable sales

Median sold price

$420,000

Avg days on market

89

Sale-to-list ratio

93.9%

Panama City, FL

9 comparable properties found

$410,000 | 10802 Cedar Ridge Lane, Panama City, FL 32409
1/52
1

$410,000

Sold 07/06/26

4
Bedrooms
2,291
Square Feet
0.7
Acres
$315,000 | 3916 Harry Wells Road, Panama City, FL 32409
1/30
2

$315,000

Sold 12/16/25

3
Bedrooms
1,230
Square Feet
2.18
Acres
$420,000 | 8381 South McCann Road, Panama City, FL 32409
1/19
3

$420,000

Sold 06/26/26

3
Bedrooms
1,632
Square Feet
1.01
Acres
$499,900 | 4512 Tender Creek Cove, Panama City, FL 32409
1/52
4

$499,900

Sold 01/13/25

4
Bedrooms
2,202
Square Feet
0.8
Acres
$650,000 | 2555 East Highway 388, Panama City, FL 32409
1/62
5

$650,000

Sold 07/17/26

3
Bedrooms
1,898
Square Feet
33.5
Acres
$465,000 | 3436 Cedar Creek Chase Drive, Panama City, FL 32409
1/45
6

$465,000

Sold 12/11/25

4
Bedrooms
2,119
Square Feet
0.5
Acres
$540,000 | 3419 High Cliff Road, Panama City, FL 32409
1/47
7

$540,000

Sold 10/21/24

4
Bedrooms
2,245
Square Feet
0.71
Acres
$410,000 | 201 White Oaks Boulevard, Panama City, FL 32409
1/38
8

$410,000

Sold 04/07/25

3
Bedrooms
1,702
Square Feet
0.76
Acres
$339,000 | 3940 Deerpoint Lake Drive, Panama City, FL 32409
1/38
9

$339,000

Sold 04/30/26

3
Bedrooms
2,462
Square Feet
0.75
Acres

Location

Listing Courtesy of Horsley Real Estate Group

Sold By CENTURY 21 Commander Realty

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Payment Calculator

$2,282 per month

30 year fixed, 6.55% Interest

Principal and Interest

$2,109

Property Taxes

$172

HOA Dues

$0

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Property Information for 3429 High Cliff Road

Property Details
  • Taxes: $2,067 / year
  • MLS Type: Residential / Single Family Residence / Single Family Residence
  • County: Bay County
  • Architectural Style: Craftsman
  • Waterfront: No
  • Parking Features: Garage, Garage Door Opener
  • Subdivision Name: Cedar Creek Chase
  • Zoning Description: Resid Single Family
Building Information
  • Year Built: 2015
  • Lot Size: 0.65 AC / 28,314 SF
Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: From Hwy 77, Right at Red Light Hwy 2321, Left turn onto Resota Beach Road, Right turn onto High Cliff Road (Cedar Creek Chase Subdivision), home on the Left 3429 High Cliff Rd
  • State Region: FL
  • Postal Code: 32409
  • Latitude: 30.348824
  • Longitude: -85.603533
  • State Or Province: FL
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
Taxes and HOA Information
  • Parcel Number: 07585-362-000
  • Association: No
  • Tax Annual Amount: $2,067.00
  • Tax Legal Description: CEDAR CREEK CHASE PH 1 LOT 62 ORB 3684 P 1230
  • Tax Year: 2020
School Information
  • Elementary School: Deane Bozeman
  • High School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
Virtual Tour
  • Virtual Tour URL Unbranded: <iframe src="//player.vimeo.com/video/571854367" width="500" height="281" frameborder="0" webkit Allow Full Screen mozallowfullscreen allow Full Screen></iframe>
Property
Lot Information
  • Building Area Total: 1976.0
  • Lot Features: Sprinkler System, Paved
  • Lot Size Acres: 0.65
  • Lot Size Area: 0.65
  • Lot Size Dimensions: 105x275
  • Lot Size Units: Acres
  • Lot Size Square Feet: 28314.0
  • Living Area Source: Plans
Property and Assessments
  • Other Structures: See Remarks
  • Year Built: 2015
  • Human Modified: No
Utilities
  • Utilities: Cable Connected, High Speed Internet Available, Phone Connected, Underground Utilities, Water Connected
Interior and Exterior Features
Exterior Features
  • Exterior Features: Patio
  • Fencing: Partial, Privacy
  • Community Features: Short Term Rental Allowed
  • Door Features: Insulated Doors
  • Construction Materials: Brick, Vinyl Siding
  • Foundation Details: Slab
  • Patio And Porch Features: Patio
  • Roof: Shingle
Interior Features
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 16
  • Cooling: Yes
  • Cooling: Central Air
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
  • Fireplace: Yes
  • Interior Features: Coffered Ceilings, Entrance Foyer, Mud Room, Pantry
  • Window Features: Double Pane Windows
Room Information
Room 1
  • Room Dimensions: 9 x 14
  • Room Length: 9.0
  • Room Type: Breakfast Room Nook
  • Room Width: 14.0
Room 2
  • Room Dimensions: 11 x 6
  • Room Length: 11.0
  • Room Level: First
  • Room Type: Mud Room
  • Room Width: 6.0
Room 3
  • Room Dimensions: 13 x 11.5
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Dining Room
  • Room Width: 11.5
Room 4
  • Room Dimensions: 13 x 17
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Primary Bathroom
  • Room Width: 17.0
Room 5
  • Room Dimensions: 25 x 23
  • Room Length: 25.0
  • Room Level: First
  • Room Type: Garage
  • Room Width: 23.0
Room 6
  • Room Dimensions: 16 x 12
  • Room Length: 16.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 12.0
Room 7
  • Room Dimensions: 15 x 16
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 16.0
Room 8
  • Room Dimensions: 25 x 17
  • Room Length: 25.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 17.0
Room 9
  • Room Description: back porch
  • Room Dimensions: 20 x 13
  • Room Length: 20.0
  • Room Level: First
  • Room Type: Porch
  • Room Width: 13.0
Room 10
  • Room Dimensions: 9 x 9
  • Room Length: 9.0
  • Room Level: First
  • Room Type: Full Bath
  • Room Width: 9.0
Room 11
  • Room Dimensions: 10 x 9
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Laundry
  • Room Width: 9.0
Room 12
  • Room Dimensions: 4.5 x 4.5
  • Room Length: 4.5
  • Room Level: First
  • Room Type: Pantry
  • Room Width: 4.5
Room 13
  • Room Description: Front
  • Room Dimensions: 19 x 9
  • Room Length: 19.0
  • Room Type: Porch
  • Room Width: 9.0
Room 14
  • Room Dimensions: 8 x 7
  • Room Length: 8.0
  • Room Level: First
  • Room Type: Foyer
  • Room Width: 7.0
Room 15
  • Room Dimensions: 12 x 13
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Room 16
  • Room Dimensions: 12 x 13
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 13.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 3429 High Cliff Road

DateEvent & SourcePriceAppreciation
Aug 9, 2021

Sold

CPAR #713819

$415,000
Aug 2, 2021

Sold (Public Record)

Public Record #1469437526

$415,000

+8.8% / yr

Jul 9, 2021

Pending

CPAR #713819

DateEvent & SourcePrice
08/09/2021

Sold

CPAR #713819

$415,000
08/02/2021

Sold (Public Record)

Public Record #1469437526

$415,000

+8.8% / yr

07/09/2021

Pending

CPAR #713819

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3429 High Cliff Road

Taxable ValueLand-Additions-Total-
Tax Record2025$4,598 ($383 / month)
Home Facts
Beds3Total Finished SqFt2,193 SqFtAbove Grade Finished SqFt2,193 SqFtStories2Lot Size28,314 SqFtStyleSingle Family ResidenceYear Built2015ZoningBC08CountyBAYAPN07585-362-000

Schools near 3429 High Cliff Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 12
Charter - 9 to 12
Charter - 6 to 8
Charter - 6 to 8
Rating
School
Distance
Deane Bozeman School
PublicPK to 12

North Bay Haven Career Academy
Charter9 to 12

Bay Haven Charter Middle School
Charter6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3429 High Cliff Road, Panama City, FL 32409
$415,000
3
1,976
28,314
$650,000
4
3,322
27,442
$377,500
5
4
3,489
27,443
$400,000
4
2,112
24,393
5
4
3,217
26,572
$74,500
21,799

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Horsley Real Estate Group

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.