3504 Dragon Ridge Rd

Panama City, FL 32408

$999,000
Price
3
Beds
3,055 Sq. Ft.
$327 / Sq. Ft.
3,055
Sq. Ft.
$327
per Sq. Ft.

Description

This stunning Panama City Beach residence on the prestigious Legend Hill side of Bay Point offers an unparalleled lifestyle overlooking the Nicklaus course 10th green and 11th tee box. The exterior was painted in Oct. of 2023. The meticulously updated interior features fresh paint, newly refinished hardwood floors, and plush new bedroom carpeting, all framed by soaring 10-14' ceilings, elegant crown molding, and the windows have motorized blinds for ease of comfort. Plenty of room for a 4th bedroom...This stunning Panama City Beach residence on the prestigious Legend Hill side of Bay Point offers an unparalleled lifestyle overlooking the Nicklaus course 10th green and 11th tee box. The exterior was painted in Oct. of 2023. The meticulously updated interior features fresh paint, newly refinished hardwood floors, and plush new bedroom carpeting, all framed by soaring 10-14' ceilings, elegant crown molding, and the windows have motorized blinds for ease of comfort. Plenty of room for a 4th bedroom by converting office. Designed for both comfort and entertainment, the home boasts a gourmet kitchen with granite countertops and new stainless-steel appliances, a cozy gas fireplace with a convenient built-in bar, and a rare 3-car garage. The master bedroom is very large and offers plenty of room for a sitting area. The master bath was recently renovated with large shower and soaking tub, combined in a wet room, new vanity, flooring, and a separate toilet room. The home has 2 HVAC systems; one replaced in 2022. The water heater was replaced in 2024. Home also features a water filtration system, surround sound, and security system setup. Step outside to your private oasis, where you will find a freshly coasted pool deck, heated pool, covered patio, and fenced-in yard provide a serene vantage point for breathtaking pond and fairway views on one of the community's premier homesites. All measurements are approx and should be verified by buyer.

Property Details for 3504 Dragon Ridge Road

Architectural Style
Contemporary
Waterfront
Yes
Parking Features
Circular Driveway, Garage, Garage Door Opener, Gated
Subdivision Name
Queensberry Ltd At Bay Point
View
Lake
View
Yes
LISTING UPDATED: 02/12/2026 12:55 PM

Property Details for 3504 Dragon Ridge Road

StatusActive
MLS #784947
Days on Market1
Taxes$8,036 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1998
Lot Size0.40 AC / 17,424 SF
CountyBay County

Location

Listing Courtesy of Coastal Heritage Real Estate LLC
Add your commute

Building Information for 3504 Dragon Ridge Road

Stories-Year Built1998Building Size-Lot Size0.40 AC / 17,424 SF

Payment Calculator

$5,539 per month

30 year fixed, 6.15% Interest

Principal and Interest

$4,869

Property Taxes

$670

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3504 Dragon Ridge Road

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: From Thomas Dr, turn south onto Magnolia Beach Rd. Follow it as it curves right into Delwood Beach Rd. Turn right onto Jan Cooley Dr, then left into the Bay Point entrance onto Dragon's Ridge Rd. Continue straight; 3504 will be on your left.
  • State Region: FL
  • Postal Code: 32408
  • Latitude: 30.144154
  • Longitude: -85.716723
  • State Or Province: FL
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0319 - Beach - East
Taxes and HOA Information
  • Parcel Number: 31402-963-000
  • Association: Yes
  • Tax Annual Amount: $8,036.00
  • Tax Legal Description: QUEENSBERRY LTD AT BAY POINT LOT 13 MAP 81B ORB 4519 P 1295
  • Tax Year: 2025
School Information
  • Elementary School: Patronis
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage Spaces: 3.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 3055.0
  • Lot Features: Sprinkler System, Paved
  • Lot Size Acres: 0.4
  • Lot Size Area: 0.4
  • Lot Size Dimensions: 185*100
  • Lot Size Units: Acres
  • Lot Size Square Feet: 17424.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1998
  • New Construction: No
  • Human Modified: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Available, High Speed Internet Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Deck
  • Fencing: Privacy
  • Pool Features: Gas Heat, In Ground, Private
  • Association Amenities: Gated
  • Community Features: Dock, Golf, Shopping, Tennis Courts, Waterfront, Gated
  • Construction Materials: Stucco
  • Patio And Porch Features: Deck, Covered, Porch
  • Pool Private: Yes
  • Security Features: Security System Owned, Gated With Guard, Gated Community, Twenty Four Hour Security, Security Gate, Smoke Detectors, Security Service
  • Roof: Shingle
Interior Features
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 3
  • Rooms Total: 3
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central, Electric, Fireplaces
  • Appliances: Convection Oven, Gas Cooktop
  • Fireplace: Yes
Room Information
Room 1
  • Room Dimensions: 15 x 15
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 15.0
Room 2
  • Room Dimensions: 24 x 20
  • Room Length: 24.0
  • Room Level: First
  • Room Type: Den
  • Room Width: 20.0
Room 3
  • Room Dimensions: 20 x 15
  • Room Length: 20.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 15.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 3504 Dragon Ridge Road

DateEvent & SourcePriceAppreciation
Feb 9, 2026

Listed (Active)

CPAR #784947

$999,000—
Feb 1, 2022

Sold (Public Record)

Public Record #1483526339

$808,000—
DateEvent & SourcePrice
02/09/2026

Listed (Active)

CPAR #784947

$999,000
02/01/2022

Sold (Public Record)

Public Record #1483526339

$808,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3504 Dragon Ridge Road

Taxable ValueLand$169,941Additions$520,001Total$689,942
Tax Record2025$7,996 ($666 / month)
Home Facts
Beds3Total Finished SqFt3,055 SqFtAbove Grade Finished SqFt3,055 SqFtStories1Lot Size15,773 SqFtStyleSingle Family ResidenceYear Built1998Year Renovated2008ZoningBC15CountyBAYAPN31402-963-000Fireplace TypeHas Fireplace

Schools near 3504 Dragon Ridge Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Patronis Elementary School
Public - K to 5
Surfside Middle School
Public - 6 to 8
J.R. Arnold High School
Public - 9 to 12
St. Andrew School
Public - PK to 5
Rating
School
Distance
Patronis Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3504 Dragon Ridge Road, Panama City, FL 32408

3504 Dragon Ridge Road is a single family home for sale in Panama City, FL 32408. This property was listed for sale on February 9, 2026 by Coastal Heritage Real Estate LLC, it's currently listed at $999,000. It has been on the market for a total of 0 days and was last sold on February 1, 2022. This listing's school district is Bay. Nearby schools include Patronis Elementary School, Surfside Middle School and J.R. Arnold High School. 3504 Dragon Ridge Road is a 3-bed, 3-bath, 3,055 sqft single family home built in 1998.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Coastal Heritage Real Estate LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.