3517 High Cliff Rd

Baths
Sq. Ft.
/ Sq. Ft.
Sq. Ft.
per Sq. Ft.

Description

Premium Waterfront Residential Lot in Cedar Creek Chase — Build Your Dream Home!
Welcome to 3517 High Cliff Road, a rare and remarkable 1+ acre waterfront parcel nestled in the desirable Cedar Creek Chase neighborhood. With approximately 147 feet of creek frontage, this property offers peaceful water views, a natural buffer, and the added benefit of no future neighbors behind you, ensuring long-term privacy and serenity.
The creek not only enhances the scenic setting, but also serves as a permanent
...Premium Waterfront Residential Lot in Cedar Creek Chase — Build Your Dream Home!

Welcome to 3517 High Cliff Road, a rare and remarkable 1+ acre waterfront parcel nestled in the desirable Cedar Creek Chase neighborhood. With approximately 147 feet of creek frontage, this property offers peaceful water views, a natural buffer, and the added benefit of no future neighbors behind you, ensuring long-term privacy and serenity.

The creek not only enhances the scenic setting, but also serves as a permanent natural boundary — preserving unobstructed views and protecting the tranquil backdrop of your future home. Surrounded by mature trees and natural landscape, this lot provides an ideal balance of privacy, beauty, and build-ready potential.

Enjoy the freedom to design a custom home with ample room for outdoor living spaces, gardens, or a private pool, all while being conveniently located near Panama City, Lynn Haven, schools, shopping, and dining. Paved road access, underground utilities, and the spacious lot size make this property a standout among available home sites in the area.

Property Highlights:
• 1+ acre residential lot in established Cedar Creek Chase
• ~147 feet of creek frontage with scenic water views
• No neighbors behind the property thanks to the creek — permanent natural privacy
• Wooded setting with gentle topography
• Underground utilities available
• Convenient access to major roadways while maintaining a quiet, country feel
• No HOA — greater flexibility to build your vision

Opportunities like this are increasingly rare — a waterfront homesite with privacy, space, and location. Bring your builder and imagine the possibilities this exceptional property has to offer.

All measurements and information are believed to be correct but should be verified by buyer if important. Reach out today to learn more about this remarkable opportunity!

Listing Agent

  1. Clay Owens

    Clay Owens

    Listing Agent

    Compass

    clay.owens@compass.com

    P: (850)-890-9195

Property Details for 3517 High Cliff Road

Waterfront
Yes
Waterfront Features
Creek
Subdivision Name
Cedar Creek Chase
Zoning Description
Resid Single Family
LISTING UPDATED: 02/03/2026 06:00 PM

Property Details for 3517 High Cliff Road

StatusActive
MLS #784450
Days on Market5
Taxes$899 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeOther
MLS TypeResidential / Residential / Land
Year Built-
Lot Size1.02 AC / 44,431 SF
CountyBay County

Location

Add your commute

Building Information for 3517 High Cliff Road

Stories-Residences-Year Built-Lot Size1.02 AC / 44,431 SF

Payment Calculator

$509 per month

30 year fixed, 6.15% Interest

Principal and Interest

$434

Property Taxes

$75

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3517 High Cliff Road

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: From the intersection of 2321 and Resota Beach Road, proceed east on Resota Beach road for 5.3 miles. Turn right onto High Cliff Road. The property is 0.7 miles down High Cliff Road on the left.
  • State Region: FL
  • Postal Code: 32409
  • Latitude: 30.349699
  • Longitude: -85.598684
  • State Or Province: FL
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
Taxes and HOA Information
  • Parcel Number: 07585-432-000
  • Association: No
  • Tax Annual Amount: $899.00
  • Tax Legal Description: CEDAR CREEK CHASE PH 1 LOT 132 ORB 4536 P 1601
  • Tax Year: 2025
School Information
  • Elementary School: Deane Bozeman
  • High School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
Property
Lot Information
  • Lot Features: Paved
  • Lot Size Acres: 1.02
  • Lot Size Area: 1.02
  • Lot Size Dimensions: 105 x 147 x 237 x 57 x 351
  • Lot Size Units: Acres
  • Lot Size Square Feet: 44245.0
Property and Assessments
  • Human Modified: No
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet

Property History for 3517 High Cliff Road

DateEvent & SourcePriceAppreciation
Jan 30, 2026

Listed (Active)

CPAR #784450

$89,000
Jan 1, 2026

Expired

CPAR #771600

$92,500
Dec 31, 2025

Expired

ECAR #973417

$92,500
Apr 9, 2025

Listed (Active)

ECAR #973417

$95,000
Apr 7, 2025

Listed (Active)

CPAR #771600

$95,000
Nov 4, 2023

Expired

CPAR #734375

$93,500
May 3, 2023

Expired

ECAR #913554

$93,500
Dec 16, 2022

Listed (Active)

ECAR #913554

$93,500
Nov 8, 2022

Listed (Active)

CPAR #734375

$93,500
Mar 11, 2022

Sold (Public Record)

Public Record #1486347836

$71,000
Mar 11, 2022

Sold

CPAR #711677

$71,000
Feb 28, 2022

Pending

CPAR #711677

May 17, 2021

Listed (Active)

CPAR #711677

$75,000
May 12, 2016

Expired

CPAR #628964

$45,900
Feb 20, 2015

Listed (Active)

CPAR #628964

$45,900
Oct 1, 2011

Expired

CPAR #400030

$45,000
Jan 16, 2010

Expired

CPAR #390807

$75,000
Oct 1, 2009

Listed (Active)

CPAR #400030

$85,000
Jan 15, 2009

Listed (Active)

CPAR #390807

$135,000
May 2, 2007

Expired

CPAR #350491

$185,000
Apr 27, 2006

Listed (Active)

CPAR #350491

$245,000
Feb 16, 2006

Expired

CPAR #337451

$245,000
Aug 15, 2005

Listed (Active)

CPAR #337451

$145,000
DateEvent & SourcePrice
01/30/2026

Listed (Active)

CPAR #784450

$89,000
01/01/2026

Expired

CPAR #771600

$92,500
12/31/2025

Expired

ECAR #973417

$92,500
04/09/2025

Listed (Active)

ECAR #973417

$95,000
04/07/2025

Listed (Active)

CPAR #771600

$95,000
11/04/2023

Expired

CPAR #734375

$93,500
05/03/2023

Expired

ECAR #913554

$93,500
12/16/2022

Listed (Active)

ECAR #913554

$93,500
11/08/2022

Listed (Active)

CPAR #734375

$93,500
03/11/2022

Sold (Public Record)

Public Record #1486347836

$71,000
03/11/2022

Sold

CPAR #711677

$71,000
02/28/2022

Pending

CPAR #711677

05/17/2021

Listed (Active)

CPAR #711677

$75,000
05/12/2016

Expired

CPAR #628964

$45,900
02/20/2015

Listed (Active)

CPAR #628964

$45,900
10/01/2011

Expired

CPAR #400030

$45,000
01/16/2010

Expired

CPAR #390807

$75,000
10/01/2009

Listed (Active)

CPAR #400030

$85,000
01/15/2009

Listed (Active)

CPAR #390807

$135,000
05/02/2007

Expired

CPAR #350491

$185,000
04/27/2006

Listed (Active)

CPAR #350491

$245,000
02/16/2006

Expired

CPAR #337451

$245,000
08/15/2005

Listed (Active)

CPAR #337451

$145,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3517 High Cliff Road

Taxable ValueLand$72,634Additions-Total$72,634
Tax Record2025$899 ($75 / month)
Home Facts
Beds0Lot Size44,245 SqFtStyleResidentialZoningBC08CountyBAYAPN07585-432-000

Schools near 3517 High Cliff Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - PK to 12
Charter - 9 to 12
Charter - 6 to 8
Charter - 6 to 8
Rating
School
Distance
Deane Bozeman School
PublicPK to 12

North Bay Haven Career Academy
Charter9 to 12

Bay Haven Charter Middle School
Charter6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

3517 High Cliff Road is for sale in Panama City, FL 32409. This property was listed for sale on January 30, 2026 by Compass, it's currently listed at $89,000. It has been on the market for a total of 5 days and was last sold on March 11, 2022. This listing's school district is Bay. Nearby schools include Deane Bozeman School, North Bay Haven Career Academy and North Bay Haven Charter Academy Middle School. 3517 High Cliff Road is a 0-bed, 0-bath, .

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.