Active
3517 High Cliff Rd, Panama City, FL 32409
Est: $550/moGet pre-approved
OtherProperty Type
1.02 acresLot Size

Description

Premium Waterfront Residential Lot in Cedar Creek Chase -- Build Your Dream Home!
Welcome to 3517 High Cliff Road, a rare and remarkable 1+ acre waterfront parcel nestled in the desirable Cedar Creek Chase neighborhood. With approximately 147 feet of creek frontage, this property offers peaceful water views, a natural buffer, and the added benefit of no future neighbors behind you, ensuring long-term privacy and serenity.
The creek not only enhances the scenic setting, but also serves as a permanent
...Premium Waterfront Residential Lot in Cedar Creek Chase -- Build Your Dream Home!

Welcome to 3517 High Cliff Road, a rare and remarkable 1+ acre waterfront parcel nestled in the desirable Cedar Creek Chase neighborhood. With approximately 147 feet of creek frontage, this property offers peaceful water views, a natural buffer, and the added benefit of no future neighbors behind you, ensuring long-term privacy and serenity.

The creek not only enhances the scenic setting, but also serves as a permanent natural boundary -- preserving unobstructed views and protecting the tranquil backdrop of your future home. Surrounded by mature trees and natural landscape, this lot provides an ideal balance of privacy, beauty, and build-ready potential.

Enjoy the freedom to design a custom home with ample room for outdoor living spaces, gardens, or a private pool, all while being conveniently located near Panama City, Lynn Haven, schools, shopping, and dining. Paved road access, underground utilities, and the spacious lot size make this property a standout among available home sites in the area.

Property Highlights:
• 1+ acre residential lot in established Cedar Creek Chase
• ~147 feet of creek frontage with scenic water views
• No neighbors behind the property thanks to the creek -- permanent natural privacy
• Wooded setting with gentle topography
• Underground utilities available
• Convenient access to major roadways while maintaining a quiet, country feel
• No HOA -- greater flexibility to build your vision

Opportunities like this are increasingly rare -- a waterfront homesite with privacy, space, and location. Bring your builder and imagine the possibilities this exceptional property has to offer.

All measurements and information are believed to be correct but should be verified by buyer if important. Reach out today to learn more about this remarkable opportunity!

Listing Agent

  1. Clay Owens

    Clay Owens

    Listing Agent

    Compass

    P: (850) 890-9195

    M: (850) 890-9195

246 days on Market
Last updated: 09/14/2026 12:54 PM • Source: CPAR, MLS#: 784450

Location

Add your commute

Payment Calculator

$550 per month

30 year fixed, 7.03% Interest

Principal and Interest

$475

Property Taxes

$75

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 3517 High Cliff Road

Property Details
  • Taxes: $899 / year
  • MLS Type: Residential / Residential / Land
  • County: Bay County
  • Waterfront: Yes
  • Waterfront Features: Creek
  • Subdivision Name: Cedar Creek Chase
  • Zoning Description: Resid Single Family
Building Information
  • Lot Size: 1.02 AC / 44,431 SF
Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: From the intersection of 2321 and Resota Beach Road, proceed east on Resota Beach road for 5.3 miles. Turn right onto High Cliff Road. The property is 0.7 miles down High Cliff Road on the left.
  • State Region: FL
  • Postal Code: 32409
  • Latitude: 30.349699
  • Longitude: -85.598684
  • State Or Province: FL
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
Taxes and HOA Information
  • Parcel Number: 07585-432-000
  • Association: No
  • Tax Annual Amount: $899.00
  • Tax Legal Description: CEDAR CREEK CHASE PH 1 LOT 132 ORB 4536 P 1601
  • Tax Year: 2025
School Information
  • Elementary School: Deane Bozeman
  • High School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
Property
Lot Information
  • Lot Features: Paved
  • Lot Size Acres: 1.02
  • Lot Size Area: 1.02
  • Lot Size Dimensions: 105 x 147 x 237 x 57 x 351
  • Lot Size Units: Acres
  • Lot Size Square Feet: 44245.0
Property and Assessments
  • Human Modified: No

Property History for 3517 High Cliff Road

DateEvent & SourcePriceAppreciation
Jan 30, 2026

Listed (Active)

CPAR #784450

$89,000—
Jan 1, 2026

Expired

ECAR #973417

$92,500—
Jan 1, 2026

Expired

CPAR #771600

$92,500—
DateEvent & SourcePrice
01/30/2026

Listed (Active)

CPAR #784450

$89,000
01/01/2026

Expired

ECAR #973417

$92,500
01/01/2026

Expired

CPAR #771600

$92,500

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3517 High Cliff Road

Taxable ValueLand$72,634Additions-Total$72,634
Tax Record2025$899 ($75 / month)
Home Facts
Beds0Lot Size44,245 SqFtStyleResidentialZoningBC08CountyBAYAPN07585-432-000

Schools near 3517 High Cliff Road

This home is within Bay District Schools.
Rating
School
Type
Grades
Distance
Public - PK to 12
Charter - 9 to 12
Charter - 6 to 8
Charter - 6 to 8
Rating
School
Distance
Deane Bozeman School
PublicPK to 12

North Bay Haven Career Academy
Charter9 to 12

Bay Haven Charter Middle School
Charter6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

3517 High Cliff Road is for sale in Panama City, FL 32409. This property was listed for sale on January 30, 2026 by Compass, it's currently listed at $89,000. It has been on the market for a total of 246 days and was last sold on March 11, 2022. This listing's school district is Bay District Schools. Nearby schools include Deane Bozeman School, North Bay Haven Career Academy and North Bay Haven Charter Academy Middle School. 3517 High Cliff Road is a 0-bed, 0-bath.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.