3531 S River Ter
Description
Step inside to a warm and welcoming open floor plan featuring wide-plank pine floors, classic wainscoting, plantation shutters, and a stunning curved brick fireplace that anchors...Coming Soon - more interior photos to come! Welcome to one-level living at its finest in sought-after Loch Haven Beach! Set on a double corner lot totaling .29 acres and directly across the street from the water, this tastefully renovated 3 bedroom home offers the perfect blend of charm, comfort, and water-access living.
Step inside to a warm and welcoming open floor plan featuring wide-plank pine floors, classic wainscoting, plantation shutters, and a stunning curved brick fireplace that anchors the living space. The beautifully updated gourmet kitchen showcases white quartz countertops, tile backsplash, and a fireclay sink, and flows seamlessly into the main living areas, creating an ideal layout for both everyday living and entertaining.
The sunroom and dining area is filled with natural light, highlighted by a wall of windows and sliding glass doors on both sides, offering easy access to the carport and rear patio. Outdoors, the patio is framed by lush, mature landscaping that provides year-round privacy, creating a peaceful and private retreat.
The spacious primary suite offers ample closet space and a fully remodeled en-suite bath, while the hall bathroom has also been completely renovated, providing updated finishes and modern style throughout.
Additional highlights include a two-car carport, two storage sheds, basement and attic storage, ample off-street parking for four or more vehicles, and numerous recent updates throughout the home (see full list), including a new roof and gutters replaced in 2022.
Enjoy all that Loch Haven Beach has to offer, including a marina with boat ramp, beach with designated swim area, waterfront playground, kayak racks, newly resurfaced tennis, pickleball, and basketball courts, ball fields and a vibrant community calendar featuring neighborhood favorites such as the annual Beach Party, 4th of July Parade, Lochtober Fest, Santa visits, Food Truck Fridays and more!
Conveniently located within the highly rated South River school district, this home truly offers the best of water community living!
Agent/Owner
Listing Agents
![Jennifer Gregorski]()
Jennifer Gregorski
Listing Agent
Washington Fine Properties
jennifer.gregorski@wfp.comP: (240)-888-0903
![Chris Schultz]()
Chris Schultz
Alternative Listing Agent
Washington Fine Properties
chris.schultz@wfp.comP: (240)-994-0309
Property Details for 3531 South River Terrace
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Saturday, Feb 7th
12:00 PM - 2:00 PM
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Sunday, Feb 8th
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Property Details for 3531 South River Terrace
| Status | Coming Soon |
|---|---|
| MLS # | MDAA2135512 |
| Days on Market | - |
| Taxes | $5,247 / year |
| HOA Fees | - |
| Condo/Co-op Fees | - |
| Compass Type | Single Family |
| MLS Type | Residential / Fee Simple |
| Year Built | 1953 |
| Lot Size | 0.29 AC / 12,632 SF |
| County | Anne Arundel County |
Location
Building Information for 3531 South River Terrace
Payment Calculator
$3,678 per month
30 year fixed, 6.15% Interest
$3,241
$437
$0
Property Information for 3531 South River Terrace
- In City Limits: No
- School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
- School District County ID: 121140671932
- SchoolDistrictSource: 3rd Party
- Elementary School: CENTRAL (ANNE ARUNDEL MD)
- ElementarySchoolSource: 3rd Party
- Middle Or Junior School: CENTRAL (ANNE ARUNDEL MD)
- MiddleSchoolSource: 3rd Party
- High School: SOUTH RIVER (ANNE ARUNDEL MD)
- HighSchoolSource: 3rd Party
- County: ANNE ARUNDEL
- Water View: No
- Water Access: Yes
- Water Access Features: Boat - Powered, Canoe/Kayak, Private Beach, Swimming Allowed, Waterski/Wakeboard, Sail
- Water Oriented: Yes
- Navigable Water: Yes
- Tidal Water: No
- Water Body Type: River
- Riparian Rights Y/N: No
- Distance To Body Of Water: 1.00
- Distance To Body Of Water Units: Blocks
- Property Manager Y/N: No
- Other Fees: $115
- Other Fees Frequency: Annually
- Senior Community: No
- Association Recreation Fee Y/N: No
- Tax Year: 2025
- Tax Assessed Value: $442,733
- Year Assessed: 2025
- County Tax: $4,821
- Improvement Assessed Value: $215,400
- Land Assessed Value: $277,400
- Clean Green Assessed: No
- Land Use Code: R
- Section: 2
- Loss Mitigation Fee: No
- Agricultural Tax Due: No
- Historic: No
- Zoning: R5
- Tax Lot: 29 & 30
- School Tax: $0
- Tax Page Number: 5
- Automatically Update Tax Values Y/N: Yes
- Pets Allowed: Yes
- Pet Restrictions: No Pet Restrictions
- # Bedrooms Count Main Level: 3
- # Bathrooms Count Main Level: 2
- # Bathrooms Full Main Level: 2
- # Bathrooms Half Main Level: 0
- Stories: Main
- Total Finished SQFT: 1,931.00
- Total Finished SQFT Source: Estimated
- Tax Total Finished SQFT: 1,931.00
- Total SQFT: 1,931.00
- Total SQFT Source: Estimated
- Construction Materials: Brick, Vinyl Siding
- Roof: Asphalt
- Flooring Type: Wood, Hardwood
- Basement Type: Unfinished
- Foundation Details: Block
- Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bedrooms-Main Level-3, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2
- # Bathrooms Full: 2
- # Bathrooms Half: 0
- Other Structure: Shed
- Lot Size Source: Estimated
- Parcel ID: 15158822
- Ground Rent Exists: No
- Ground Rent Payment Frequency: Annually
- Type Of Parking: Attached Carport, Driveway, Off Street
- Driveway - # of Spaces: 4
- Attached Carport - # of Spaces: 2.0
- Parking Features: Concrete Driveway
- Interior Features: Attic, Built-Ins, Combination Kitchen/Living, Crown Moldings, Dining Area, Entry Level Bedroom, Floor Plan - Open, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Window Treatments, Wood Floors
- Fireplace: Yes
- Fireplaces Count: 1
- Fireplace Features: Corner, Brick
- Appliances: Built-In Microwave, Cooktop - Down Draft, Dishwasher, Disposal, Dryer, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, Water Heater
- Accessibility Features: Level Entry - Main
- Laundry Type: Main Floor, Dryer In Unit, Washer In Unit
- Virtual Tour URL Unbranded: https://www.relahq.com/mls/229183891
- Spa: No
- Exterior Features: Private Beach
- Outdoor Living Structures: Patio(s)
- Pool: No Pool
- Community Docks Count: 1
- Horse: No
- Heating: Yes
- Cooling Type: Central A/C
- Cooling Fuel: Electric
- Heating Type: Radiator
- Heating Fuel: Oil
- Hot Water: Electric
- Water Source: Well
- Sewer Septic: Public Septic
- List Agent AOR: Greater Capital Area Association of REALTORS
- List Agent URL: baytobeltway.com
Property History for 3531 South River Terrace
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Apr 22, 2022 | Closed (Public Record) Public Record #1488910297 | $600,000 | +4.0% / yr |
| Apr 22, 2022 | Closed BRIGHT #MDAA2026844 | $600,000 | — |
| Mar 15, 2022 | Pending BRIGHT #MDAA2026844 | — | |
| Mar 15, 2022 | Active Under Contract BRIGHT #MDAA2026844 | — | |
| Mar 10, 2022 | Listed (Active) BRIGHT #MDAA2026844 | $599,900 | — |
| Jul 20, 2012 | Closed (Public Record) Public Record #335252802 | $410,000 | +11.7% / yr |
| Jul 20, 2012 | Closed BRIGHT #1002050222 | $410,000 | — |
| May 30, 2012 | Pending BRIGHT #1002050222 | — | |
| May 14, 2012 | Listed (Active) BRIGHT #1002050222 | $425,000 | — |
| Jun 15, 2010 | Closed (Public Record) Public Record #291718021 | $325,000 | — |
| Jun 15, 2010 | Closed BRIGHT #1002049828 | $325,000 | — |
| Apr 2, 2010 | Pending BRIGHT #1002049828 | — | |
| Aug 10, 2009 | Listed (Active) BRIGHT #1002049828 | $425,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 04/22/2022 | Closed (Public Record) Public Record #1488910297 | $600,000 +4.0% / yr |
| 04/22/2022 | Closed BRIGHT #MDAA2026844 | $600,000 |
| 03/15/2022 | Pending BRIGHT #MDAA2026844 | — |
| 03/15/2022 | Active Under Contract BRIGHT #MDAA2026844 | — |
| 03/10/2022 | Listed (Active) BRIGHT #MDAA2026844 | $599,900 |
| 07/20/2012 | Closed (Public Record) Public Record #335252802 | $410,000 +11.7% / yr |
| 07/20/2012 | Closed BRIGHT #1002050222 | $410,000 |
| 05/30/2012 | Pending BRIGHT #1002050222 | — |
| 05/14/2012 | Listed (Active) BRIGHT #1002050222 | $425,000 |
| 06/15/2010 | Closed (Public Record) Public Record #291718021 | $325,000 |
| 06/15/2010 | Closed BRIGHT #1002049828 | $325,000 |
| 04/02/2010 | Pending BRIGHT #1002049828 | — |
| 08/10/2009 | Listed (Active) BRIGHT #1002049828 | $425,000 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 3531 South River Terrace
Schools near 3531 South River Terrace
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | K to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | PK to 12 |
Rating | School | Distance |
|---|---|---|
Central Elementary School PublicK to 5 | ||
Central Middle School Public6 to 8 | ||
South River High School Public9 to 12 | ||
Central Special School PublicPK to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 01/25/2026 02:09 PM