3580 S River Ter
Edgewater, MD 21037

$899,000

Price

Beds

Baths

1,920 Sq. Ft.

$468 / Sq. Ft.

1,920

Sq. Ft.

$468

per Sq. Ft.

Active Under ContractVirtual Tour

a living room with furniture and a large window

a living room with furniture and a fireplace

a view of a chairs and table on the wooden floor

a living room with furniture and a wooden floor

a dining room with furniture a chandelier and wooden floor

a bed room with a bed and a potted plant

a bedroom with a bed and a flat tv screen on wall

a kitchen with stainless steel appliances a stove sink and cabinets

a bathroom with a sink a toilet and shower

a white toilet sitting next to a shower curtain

a view of an entryway with a wooden wall

a view of a house with backyard porch and sitting area

a swimming pool with outdoor seating and yard

an aerial view of residential houses with outdoor space and river

a view of a lake with houses in the background

a view of a backyard with couches chairs and a fire pit

an aerial view of lake residential house with outdoor space and trees around

a view of swimming pool from a lake view

Description

Serene cottage, perfect for coastal living. Waterfront rancher located on a private road, offering scenic views. A paved circular driveway welcomes you to the property, highlighted by a beautiful magnolia tree at its center. Featuring a charming galley kitchen, 2 spacious bedrooms (virtually staged), 2 full baths, and an open living room with a pellet stove that flows into the dining area and family room. A deck off the living space provides an inviting outdoor dining area, and the large rear yard...Serene cottage, perfect for coastal living. Waterfront rancher located on a private road, offering scenic views. A paved circular driveway welcomes you to the property, highlighted by a beautiful magnolia tree at its center. Featuring a charming galley kitchen, 2 spacious bedrooms (virtually staged), 2 full baths, and an open living room with a pellet stove that flows into the dining area and family room. A deck off the living space provides an inviting outdoor dining area, and the large rear yard offers multiple spaces for enjoyment and relaxation. A private walkway leads to the water, where a boat lift is in place for convenient river access. The expansive 3 car detached garage provides excellent versatility for storage, workshop use, or future customization. The fenced side yard behind the garage offers additional outdoor space suitable for pets, gardening, or recreation. A strong opportunity to update and personalize a true waterfront property. Home is sold as-is. Buyer to verify water depths, permitted uses, and any desired improvements. Loch Haven offers an impressive range of waterfront and recreational amenities for residents and their guests. The community features a sandy beach with chairs and picnic tables, a pier with boat slips, a scenic overlook on the river, and a ball field used for neighborhood events. A recreation area includes a tennis court, basketball court, playground, and additional picnic spaces

Property Details for 3580 South River Terrace

Tax ID Number

020148005397505

Ownership

Fee Simple

Condo Coop Association

HOA

Structure Type

Detached

Style

Ranch/Rambler, Cottage, Coastal

Levels/Stories

Waterfront

Yes

LISTING UPDATED: 12/08/2025 06:22 PM

Property Details for 3580 South River Terrace

Status	Active Under Contract
MLS #	MDAA2132204
Days on Market	4
Taxes	$8,918 / year
HOA Fees	-
Condo/Co-op Fees	-
Compass Type	Single Family
MLS Type	Residential / Fee Simple
Year Built	1955
Lot Size	0.36 AC / 15,600 SF
County	Anne Arundel County

Location

Listing Courtesy of Engel & Volkers Annapolis

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Virtual Tour

Building Information for 3580 South River Terrace

Stories1Year Built1955Building Size-Lot Size0.36 AC / 15,600 SF

Payment Calculator

$5,185 per month

30 year fixed, 6.28% Interest

Principal and Interest

$4,442

Property Taxes

$743

HOA Dues

The Payment Calculator is for illustrative purposes only.

Property Information for 3580 South River Terrace

Location

In City Limits: No
School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

School District County ID: 121140671932
SchoolDistrictSource: 3rd Party
Elementary School: CENTRAL (ANNE ARUNDEL MD)
ElementarySchoolSource: 3rd Party
Middle Or Junior School: CENTRAL (ANNE ARUNDEL MD)
MiddleSchoolSource: 3rd Party
High School: SOUTH RIVER (ANNE ARUNDEL MD)
HighSchoolSource: 3rd Party
County: ANNE ARUNDEL

Waterfront / Water Access

Water View: No
Water Access: Yes

Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Beach, Private Access, Swimming Allowed, Waterski/Wakeboard
Water Oriented: Yes
Navigable Water: Yes
Water Body Name: Pocahontas Creek
Water Body Type: Creek
Water Frontage In Feet: 125.0
Docks Count: 1
Dock Type and Features: Hoist/Lift Electric, Material - Treated Lumber, Pier (Perpendicular)
Dock/Slip Conveys Y/N: true
Dock/Slip Conveyance: Assigned, Association Owned
Slips Count: 1
Distance To Body Of Water: .00
Distance To Body Of Water Units: Blocks

Association / Community Info

Other Fees: $115
Other Fees Frequency: Annually

Senior Community: No
Association Recreation Fee Y/N: No

Taxes and Assessment

Tax Year: 2025
Tax Assessed Value: $779,833

Year Assessed: 2025
County Tax: $8,492
Improvement Assessed Value: $247,400
Land Assessed Value: $563,400
Clean Green Assessed: No
Land Use Code: R
Section: 2
Zoning: R5
Tax Lot: 21
School Tax: $0
Automatically Update Tax Values Y/N: Yes

Rooms

Main

# Bedrooms Count Main Level: 2
# Bathrooms Count Main Level: 2

# Bathrooms Full Main Level: 2
# Bathrooms Half Main Level: 0

Rooms

Stories: Main

Building Info

Total Finished SQFT: 1,920.00
Total Finished SQFT Source: Assessor

Tax Total Finished SQFT: 1,920.00
Total SQFT: 1,920.00
Total SQFT Source: Assessor
Construction Materials: Vinyl Siding
Ext Main Mid-res: http://bright-media02.prd.brightmls.com/bright/images/0000/8043/4366/2746/804343662746_512_384_WM_Dc6hJ3ai9BDb_YaF.jpg
Flooring Type: Vinyl, Wood, Other
Foundation Details: Slab
Room and Floor: Bedrooms-Main Level-1, Bedrooms-Main Level-2, Bathrooms Full-Main Level-1, Bathrooms Full-Main Level-2
# Bathrooms Full: 2
# Bathrooms Half: 0
Other Structure: Above Grade, Below Grade

Lot / Land Information

Lot Size Source: Assessor
Parcel ID: 15158691

Ground Rent Exists: No

Parking

Type Of Parking: Detached Garage, Driveway
Num of Detached Garage Spaces: 3

Driveway - # of Spaces: 4
Total Garage Spaces: 3
Garage Features: Garage - Front Entry

Interior Features

Fireplace: Yes
Fireplaces Count: 1

Fireplace Features: Other
Accessibility Features: Level Entry - Main, No Stairs
Virtual Tour URL Unbranded: https://unbranded.youriguide.com/3580_s_river_terrace_edgewater_md/

Exterior Features

Spa: No
Exterior Features: Private Beach

Pool: No Pool
Community Slips Count: 54
Community Docks Count: 1
Horse: No

Utilities

Heating: Yes
Cooling Type: Ceiling Fan(s)

Cooling Fuel: Electric
Heating Type: Central
Heating Fuel: Electric
Hot Water: Electric
Water Source: Private
Sewer Septic: Public Sewer

Confidential Data

Listing Office

List Agent AOR: Anne Arundel County Association of REALTORS
List Agent URL: connietrujillo.evrealestate.com

Property History for 3580 South River Terrace

Date	Event & Source	Price	Appreciation
Dec 6, 2025	Active Under Contract BRIGHT #MDAA2132204		—
Dec 4, 2025	Listed (Active) BRIGHT #MDAA2132204	$899,000	—

Date	Event & Source	Price
12/06/2025	Active Under Contract BRIGHT #MDAA2132204	—
12/04/2025	Listed (Active) BRIGHT #MDAA2132204	$899,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3580 South River Terrace

Taxable ValueLand-Additions-Total-

Tax Record2025$6,227 ($519 / month)

Home Facts

Beds0Baths2Total Finished SqFt1,920 SqFtAbove Grade Finished SqFt1,920 SqFtStories1Lot Size15,600 SqFtStyleSingle Family ResidenceYear Built1955ZoningR5CountyANNE ARUNDELAPN01-480-05397505Fireplace TypeHas Fireplace

Schools near 3580 South River Terrace

This home is within Anne Arundel County Public Schools.


Rating	School	Type	Grades	Distance
7/10	Central Elementary School	Public - Serves this home	K to 5	2.0 mi
8/10	Central Middle School	Public - Serves this home	6 to 8	1.7 mi
8/10	South River High School	Public - Serves this home	9 to 12	1.8 mi
NR	Central Special School	Public - Choice school	PK to 12	2.1 mi
NR	Phoenix Academy	Public - Choice school	1 to 12	4.4 mi
5/10	Monarch Academy Annapolis ES	Public - Choice school	K to 5	4.4 mi
NR	The Summit School	Private - Nearby school	2 to 8	1.0 mi


Rating	School	Distance
7/10	Central Elementary School PublicK to 5 Serves this home	2.0 mi
8/10	Central Middle School Public6 to 8 Serves this home	1.7 mi
8/10	South River High School Public9 to 12 Serves this home	1.8 mi
NR	Central Special School PublicPK to 12 Choice school	2.1 mi
NR	Phoenix Academy Public1 to 12 Choice school	4.4 mi
5/10	Monarch Academy Annapolis ES PublicK to 5 Choice school	4.4 mi
NR	The Summit School Private2 to 8 Nearby school	1.0 mi

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Engel & Volkers Annapolis

© 2025 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 12/08/2025 06:22 PM

3580 S River TerEdgewater, MD 21037

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3580 S River Ter
Edgewater, MD 21037