3596 Payne Lake Road
Description
Escape to the serene beauty of Lake Payne with this exclusive offering of three contiguous lots in Chipley, Florida. These parcels are sold together, creating a combined area of just under 3 acres, perfect for your dream lakeside retreat. This property combines the best of rural tranquility with essential amenities in place, making it the perfect location for your new home or getaway. Contact us today to learn more and schedule a viewing! Lot Features:...Lots 8, 9, and 10 on Lake Payne, Chipley, FL
Escape to the serene beauty of Lake Payne with this exclusive offering of three contiguous lots in Chipley, Florida. These parcels are sold together, creating a combined area of just under 3 acres, perfect for your dream lakeside retreat. This property combines the best of rural tranquility with essential amenities in place, making it the perfect location for your new home or getaway. Contact us today to learn more and schedule a viewing! Lot Features:
•Three lots (8, 9, and 10) sold as one, providing expansive space and privacy. •Power on the property with a meter installed. •Power on the property with a meter installed •170 ft deep well providing a reliable water source. •170 ft deep well providing a reliable water source •24' x 36' pole barn with 14 ft high ceiling and gravel flooring, ideal for storage or workspace. •Located off a quiet dirt road, offering a peaceful and quaint escape from city life. •Scenic Lake Payne provides a tranquil setting for relaxation and recreation.
- Listed by: Jamie E Sheehan • Own It Real Estate LLC
Recent comparable sales
Median sold price
$17,500
Avg days on market
226
Sale-to-list ratio
77.9%
Chipley, FL
9 comparable properties found
$89,999
Sold 03/06/26
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 3.02
- Acres
$12,500
Sold 04/03/25
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 1.04
- Acres
$65,000
Sold 03/17/26
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 0.85
- Acres
$28,500
Sold 03/31/26
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 0.78
- Acres
$12,900
Sold 01/09/25
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 0.56
- Acres
$10,000
Sold 05/02/25
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 0.83
- Acres
$11,000
Sold 08/20/25
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 0.86
- Acres
$17,500
Sold 02/23/26
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 0.5
- Acres
$61,000
Sold 08/24/26
- Unavailable
- Bedrooms
- Unavailable
- Bathrooms
- Unavailable
- Square Feet
- 1.54
- Acres
Location
Sold By Own It Real Estate LLC
Payment Calculator
$604 per month
30 year fixed, 6.71% Interest
$594
$10
$0
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1Property Information for 3596 Payne Lake Road
- Taxes: $121 / year
- MLS Type: Residential / Residential / Land
- County: Washington County
- Waterfront: Yes
- Waterfront Features: Lake
- Subdivision Name: Payne Lakes Phase Two
- View: Lake
- View: Yes
- Lot Size: 2.86 AC / 124,581 SF
- City: Chipley
- County Or Parish: Washington
- Directions: heading north on HWY 77 turn left onto state hwy 279/moss hill road. Follow down to Payne Lake Road, take a right, and then a left and follow down 8 lots to get to property
- Road Surface Type: Dirt
- State Region: FL
- Postal Code: 32428
- Latitude: 30.558176
- Longitude: -85.665147
- State Or Province: FL
- MLS Area Major: 10 - Washington County
- MLS Area Minor: 1003 - Washington SW
- Parcel Number: 00000000-00-3322-0668
- Association: No
- Tax Annual Amount: $121.00
- Tax Legal Description: LOT 8 BLK E PAYNE LAKES PHASE II REC PLAT, ORB 1115 P 927
- Tax Year: 2023
- Lot Size Acres: 2.86
- Lot Size Area: 2.86
- Lot Size Dimensions: 225’ x 356’
- Lot Size Units: Acres
- Lot Size Square Feet: 124712.0
- Other Structures: Storage
- Human Modified: No
- Mobile Dim Units: Feet
Property History for 3596 Payne Lake Road
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Mar 31, 2025 | Sold CPAR #760748 | $115,000 | — |
| Mar 20, 2025 | Pending CPAR #760748 | — | |
| Aug 1, 2024 | Listed (Active) CPAR #760748 | $200,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 03/31/2025 | Sold CPAR #760748 | $115,000 |
| 03/20/2025 | Pending CPAR #760748 | — |
| 08/01/2024 | Listed (Active) CPAR #760748 | $200,000 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Schools near 3596 Payne Lake Road
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 5 | |||
| Public - | K to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 6 to 8 |
Rating | School | Distance |
|---|---|---|
Vernon Elementary School PublicPK to 5 | ||
Kate M. Smith Elementary School PublicK to 5 | ||
Roulhac Middle School Public6 to 8 | ||
Vernon Middle School Public6 to 8 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 3596 Payne Lake Road, Chipley, FL 32428 | $115,000 | – | – | – | 124,581 |
$25,000 | – | – | – | 54,885 | |
$5,000 | – | – | – | 37,592 | |
$6,000 | – | – | – | 47,480 | |
$10,000 | – | – | – | 26,223 | |
$8,000 | – | – | – | 37,854 | |
$39,900 | – | – | – | 43,560 | |
$18,000 | – | – | – | 32,409 | |
– | – | 2 | 1,680 | 46,653 | |
– | – | – | – | 48,918 | |
$10,000 | – | – | – | 56,105 | |
$10,000 | – | – | – | 56,192 | |
$8,500 | – | – | – | 77,536 | |
$18,000 | – | – | – | 73,320 | |
$22,250 | – | – | – | 50,965 | |
– | – | – | – | 23,087 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.
Listing Courtesy of Own It Real Estate LLC
The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.
