362 1/2 River Bluff Rd

Elgin, IL 60120

$459,000
Price
3
Beds
2,166 Sq. Ft.
$212 / Sq. Ft.
2,166
Sq. Ft.
$212
per Sq. Ft.
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Description

Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The...Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.
  1. Listed by Ryan Kurtz • john greene, Realtor
    P: (630)-251-5386 C: (630)-251-5386 ryankurtz@johngreenerealtor.com

Property Details for 362 1/2 River Bluff Road

Area
Elgin
Township
Elgin
Ownership
Fee Simple
Num Of Garage Spaces
2.0
Num Of Parking Spaces
2.0
Parking Included in Price
Yes
Air Conditioning Type
Window Unit(s)
Num of Interior Fireplaces
1
LISTING UPDATED: 04/11/2026 03:13 AM

Property Details for 362 1/2 River Bluff Road

StatusNew
MLS #12611531
Days on Market4
Taxes$9,666 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built1903
Lot Size1.07 AC / 46,609 SF
CountyKane County
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Location

Listing Courtesy of john greene, Realtor
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Building Information for 362 1/2 River Bluff Road

Stories-Year Built1903Building Size-Lot Size1.07 AC / 46,609 SF

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$3,117 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,311

Property Taxes

$806

HOA Dues

$0

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Property Information for 362 1/2 River Bluff Road

General Information
School Information
  • Elementary School District: 46
  • High School District: 46
  • Middle Or Junior School District: 46
Addtl Parking Information
  • Parking Details: Asphalt, Yes, Garage Owned, Attached, Garage
Location and General Information
  • Front Exposure: South
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee Frequency: Not Required
  • Additional Parcels: Yes
Property Information
Interior Features
  • Interior Property Features: Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan
  • Num Of Rooms: 8
  • Bedrooms Total: 3
  • Bedrooms (Below Grade): 0
  • Community Features: Sidewalks, Park, Street Lights
  • Fireplace Features: Wood Burning
  • Basement Type: Finished, Exterior Entry, Full
  • Bedrooms Possible: 3
  • Air Conditioning: Window Unit(s)
  • Flooring: Hardwood
  • Basement Sq Ft: 877
  • Dining Room: Separate
  • Basement Bathrooms: Yes
  • Fireplace Location: Dining Room
  • Room Type: Exercise Room, Storage, Other Room
  • Num of Baths: 3.0
Exterior Features
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • Other Equipment: CO Detectors, Ceiling Fan(s)
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: Yes
  • Rehab Year: 2026
  • Built Before 1978: Yes
  • Age: 100+ Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 2166
  • Aprox Total Finished Sq Ft: 2426
  • Total Finished and Unfin Sq Ft: 3043
  • Lower Sq Ft: 262
  • Main Sq Ft: 1454
  • Upper Sq Ft: 450
  • Lot Description: Forest Preserve Adjacent, Water Rights, Wooded, Rear of Lot, Mature Trees, Backs to Trees/Woods, Views
  • Lot Size: 1.0-1.99 Acres
  • Lot Size Source: County Records
  • Lot Dimensions: 130x450
  • Waterfront: Yes
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Vinyl Siding
  • Construction: Vinyl Siding
  • Roof Type: Asphalt
  • Foundation Details: Concrete Perimeter
  • General Information: None
  • Below Grade Finished Area: 260.0
  • Living Area Source: Assessor
  • Unfinished Basement Sq Ft: 617
Property and Assessments
  • Public Document Count: 4
  • Document Date: 2026-04-10T15:23:01
  • Photos Count: 48
  • Rural: N
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Additional Media Type 1: Video
Room Information
Master Bedroom Information
  • Master Bedroom Level: Main
  • Room Type: Master Bedroom
  • Master Bedroom Bath: Full
  • Master Bedroom Dimensions: 17X15
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 13X10
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 13X10
Bedroom #4 Information
  • 4th Bedroom Level: N/A
  • Room Type: Bedroom 4
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 17X16
Family Room Information
  • Family Room Level: Main
  • RoomType_FR: Family Room
  • Family Room Dimensions: 16X12
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 20X8
Laundry Information
  • Laundry Level: Basement
  • Room Type: Laundry
  • Laundry Dimensions: 10X10
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 22X20
Storage Room 1 Information
  • Room Level: Basement
  • Room Type: Storage
  • Dimensions: 20X8
Exercise Room Information
  • Room Level: Walkout Basement
  • Room Type: Exercise Room
  • Dimensions: 29X18
Other Room Information
  • Room Level: Basement
  • Room Type: Other Room
  • Dimensions: 16X10

Property History for 362 1/2 River Bluff Road

DateEvent & SourcePriceAppreciation
Apr 8, 2026

Listed (Active)

MRED #12611531

$459,000—
Jun 15, 2020

Sold

MRED #10682208

$255,000—
Jun 8, 2020

Sold (Public Record)

Public Record #678558023

$255,000

+4.6% / yr

May 3, 2020

Pending

MRED #10682208

—
Apr 17, 2020

Listed (Active)

MRED #10682208

$265,000—
Aug 27, 2018

Sold

MRED #09988356

$235,000—
Aug 10, 2018

Sold (Public Record)

Public Record #630456019

$235,000—
Jul 10, 2018

Pending

MRED #09988356

—
Jun 17, 2018

Listed (Active)

MRED #09988356

$250,000—
DateEvent & SourcePrice
04/08/2026

Listed (Active)

MRED #12611531

$459,000
06/15/2020

Sold

MRED #10682208

$255,000
06/08/2020

Sold (Public Record)

Public Record #678558023

$255,000

+4.6% / yr

05/03/2020

Pending

MRED #10682208

—
04/17/2020

Listed (Active)

MRED #10682208

$265,000
08/27/2018

Sold

MRED #09988356

$235,000
08/10/2018

Sold (Public Record)

Public Record #630456019

$235,000
07/10/2018

Pending

MRED #09988356

—
06/17/2018

Listed (Active)

MRED #09988356

$250,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 362 1/2 River Bluff Road

Taxable ValueLand$20,850Additions$90,987Total$111,837
Tax Record2024$8,310 ($692 / month)
Home Facts
Beds3Total Finished SqFt2,166 SqFtAbove Grade Finished SqFt2,166 SqFtStories2StyleSingle Family ResidenceYear Built1903CountyKANEAPN06-12-126-005Fireplace TypeHas Fireplace

Schools near 362 1/2 River Bluff Road

This home is within School District U-46.
Rating
School
Type
Grades
Distance
Coleman Elementary School
Public - PK to 6
Larsen Middle School
Public - 7 to 8
Elgin High School
Public - 9 to 12
Central School Program
Public - 6 to 12
Rating
School
Distance
Coleman Elementary School
PublicPK to 6

Larsen Middle School
Public7 to 8

Elgin High School
Public9 to 12

Central School Program
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 362 1/2 River Bluff Road, Elgin, IL 60120

362 1/2 River Bluff Road is a single family home for sale in Elgin, IL 60120. This property was listed for sale on April 8, 2026 by john greene, Realtor, it's currently listed at $459,000. It has been on the market for a total of 4 days and was last sold on June 15, 2020. This listing's school district is School District U-46. Nearby schools include Coleman Elementary School, Larsen Middle School and Elgin High School. 362 1/2 River Bluff Road is a 3-bed, 3-bath, 2,166 sqft single family home built in 1903.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of john greene, Realtor

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 04/11/2026 03:13 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.