3 beds5 baths3,286 sqft$435/sqft
3665 E O'Gara Rd, Harrison, ID 83833
Est: $7,629/moGet pre-approved

Description

Rare financing opportunity! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms. Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office...Rare financing opportunity! Existing loan with a 2.625% interest rate may be assumable by a qualified buyer, subject to lender approval and existing loan terms. Experience the best of North Idaho lake living from this exceptional secondary waterfront home overlooking beautiful Lake Coeur d'Alene. Walls of windows capture breathtaking panoramic lake views and unforgettable sunsets, creating a spectacular backdrop for everyday living and entertaining. Offering 3 bedrooms, 4.5 bathrooms, dedicated office space, and a large loft, the home provides a versatile and spacious layout ideal for both full-time living and a North Idaho retreat. Recent improvements include a new HVAC system installed in 2025 and a new upper-deck awning installed in 2026, adding comfort and enhancing the outdoor living space. Step outside and unwind in the hot tub while taking in the incredible lake views, or head down to the private community beach and your TWO boat slips for a day on the water.
LISTING UPDATED: 08/21/2026 10:20 PM

  1. Listed by Ramona Bratiloveanu • St Maries Realty
    P: (208) 582-6890 C: (208) 582-6890 northidahoramona@gmail.com

Property Details for 3665 East O'Gara Road

Status
MLS #
26-8634
Days on Market
3
Taxes
$4,384 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
MLS Type
Residential / Residential Waterfront Secondary
Year Built
1993
Lot Size
1.78 AC / 77,536 SF
Subdivision Name
Lacon Tracts
Water Body Name
Coeur d'Alene Lake

Location

Listing Courtesy of St Maries Realty
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Building Information for 3665 East O'Gara Road

Stories-Year Built1993Building Size-Lot Size1.78 AC / 77,536 SF

Payment Calculator

$7,629 per month

30 year fixed, 6.55% Interest

Principal and Interest

$7,263

Property Taxes

$365

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3665 East O'Gara Road

Summary
Location and General Information
  • MLS Area Major: 09 - Chain Lakes/Harrison Area
  • State Or Province: ID
  • County Or Parish: Kootenai
  • Latitude: 47.431192
  • Longitude: -116.759147
  • View: Lake, Mountain(s)
  • Neighborhood Grid #: 210
  • Road: Paved, Public Maintained Road
Taxes and HOA Information
  • Tax Legal: LACON TRACTS, LT 7 BLK 3 EX R/W, PTN OF CAREA (ROAD ONLY) 0747N03W, LACON TRACTS, LT 8 BLK 3 EX R/W, PTN OF CAREA (ROAD
  • Association Fee: $800/year - Water
  • Parcel Number: 04400003007A, 04400003008A
  • Tax Amount: $4,384.00
  • Association Fee Frequency: Annually
  • Association Fee Includes: Water
  • Association: No
  • Tax Year: 2025
  • Taxes Reflect 1: No Exemptions
  • Association Fee Includes: Water
School Information
  • School District: Kootenai - 274
Parking
  • Parking Features: Paved Parking, RV Parking - Open
  • Attached Garage: No
Property
Lot Information
  • Building Area Total: 3286.0
  • Living Area: 3286.0
  • Living Area Source: Assessor
  • Lot Features: Sprinklers In Rear, Sprinklers In Front, Open Lot, Irregular Lot, Sloped, Landscaped, Level, Southern Exposure, Wooded, CDA Reservation
  • Lot Size Acres: 1.78
  • Lot Size Area: 1.78
  • Lot Size Square Feet: 77536.8
  • Other Structures: Gazebo
  • Building Style: Multi-Level
  • Lot Type 1: Residential
  • Lot Type 2: Secondary Wtr Frnt
  • Lot Features: CDA Reservation, Irregular Lot, Landscaped, Level, Open Lot, Sloped, Southern Exposure, Sprinklers In Front, Sprinklers In Rear, Wooded
Property and Assessments
  • Approval Status: Yes
  • Road Responsibility: Public Maintained Road
  • Year Built: 1993
  • New Construction: No
  • Construction: Frame
Utilities
  • Sewer: Septic Tank
  • Water Source: Community System
  • Fuel: Electric, Propane
Interior and Exterior Features
Exterior Features
  • Patio And Porch Features: Covered Deck
  • Fencing: Partial
  • Exterior Features: Boat Slip, Fire Pit, Open Deck, Pergola, Spa/Hot Tub
  • Road Surface Type: Paved
  • Exterior: Wood Siding
  • Roof: Comp Shingle
  • Construction Materials: Wood Siding, Frame
  • Foundation Details: Concrete Perimeter
  • Other Structures: Gazebo
  • Exterior Features: Boat Slip, Covered Deck, Fire Pit, Open Deck, Paved Parking, Pergola, RV Parking - Open, Spa/Hot Tub
Interior Features
  • Cooling: Central Air
  • Laundry Features: Electric Dryer Hookup
  • Interior Features: Fireplace, High Speed Internet, Jetted Tub, Smart Thermostat, Washer Hookup
  • Window Features: Skylight(s)
  • Heating: Fireplace(s), Forced Air, Heat Pump, Electric, Propane
  • Flooring: Wood, Tile, Carpet
  • Fireplace Features: Gas
  • Total Bathrooms Source: MLS
  • Beds Total: 3
  • Baths Total: 5
  • Bathrooms Total Integer: 5
  • Bathrooms Total Decimal: 4.5
  • Bathrooms Total Notational: 4.1
  • Cooling: Yes
  • Kitchen Appliances: Gas Range, Electric Dryer, Electric Water Heater, Wine Refrigerator, Washer, Refrigerator, Microwave, Disposal, Dishwasher
  • Fireplace: Yes
  • Fireplace Features: Gas
  • Appliances: Dishwasher, Disposal, Electric Dryer, Gas Range, Microwave, Refrigerator, Washer, Wine Refrigerator, Electric Water Heater
  • Flooring: Carpet, Tile
  • Basement: Full Size
  • Foundation: Concrete
  • Kitchen Amenities: Kitchen Island
  • Basement: Daylight, Finished, Walk-Out
  • Interior Features: Central Air, Electric Dryer Hookup, Fireplace, High Speed Internet, Jetted Tub, Skylight(s), Smart Thermostat, Washer Hookup
Room Information
Rooms per Level: 1st Floor
  • Master Bedroom Suite: 1
  • Living Rm: 1
  • Dining Room: 1
  • Kitchen: 1
  • Bath: 1
Rooms per Level: 2nd Floor
  • Other Room(s): 1
Rooms per Level: Basement
  • Living Room: 1
  • Bedroom(s): 2
  • Bath: 2
  • Half Bath: 1
  • Laundry: 1
  • Other Room(s): 1

Property History for 3665 East O'Gara Road

DateEvent & SourcePriceAppreciation
Aug 21, 2026

Listed (Active)

Coeur D'Alene Multiple Listing Service #26-8634

$1,429,000
Sep 29, 2025

Withdrawn

Coeur D'Alene Multiple Listing Service #25-4389

$1,395,000
May 6, 2025

Listed (Active)

Coeur D'Alene Multiple Listing Service #25-4389

$1,449,000
DateEvent & SourcePrice
08/21/2026

Listed (Active)

Coeur D'Alene Multiple Listing Service #26-8634

$1,429,000
09/29/2025

Withdrawn

Coeur D'Alene Multiple Listing Service #25-4389

$1,395,000
05/06/2025

Listed (Active)

Coeur D'Alene Multiple Listing Service #25-4389

$1,449,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3665 East O'Gara Road

Taxable ValueLand$272,022Additions$6,000Total$278,022
Tax Record2025$954 ($80 / month)
Home Facts
Total Finished SqFt225 SqFtAbove Grade Finished SqFt225 SqFtLot Size36,068 SqFtStyleMiscellaneousZoningRESRESCountyKOOTENAIAPN04400003008A

Schools near 3665 East O'Gara Road

This home is within Kootenai District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - 6 to 12
Rating
School
Distance
Harrison Elementary School
PublicPK to 5

Kootenai Jr-Sr High School
Public6 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3665 East O'Gara Road is a single family home for sale in Harrison, ID 83833. This property was listed for sale on August 21, 2026 by St Maries Realty, it's currently listed at $1,429,000. It has been on the market for a total of 3 days and was last sold on November 15, 2021. This listing's school district is Kootenai District. Nearby schools include Harrison Elementary School and Kootenai Jr-Sr High School. 3665 East O'Gara Road is a 3-bed, 5-bath, 3,286 sqft single family home built in 1993.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of St Maries Realty

Based on information from one of the following Multiple Listing Services: Sun Valley Board of REALTORS®, Intermountain MLS, Mountain Central Association of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Sun Valley Board of REALTORS®, Intermountain MLS, Mountain Central Association of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.