3779 Payne Lake Rd

Chipley, FL 32428

$70,000
Price
—
Beds
—
Baths
—Sq. Ft.
— / Sq. Ft.
—
Sq. Ft.
—
per Sq. Ft.
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New
New

Description

Waterfront Opportunity - Build Your Dream Home! Discover the perfect setting for your future home on this beautiful 0.8-acre lakefront lot nestled within a quiet, well-maintained subdivision. With a septic tank already installed, you're one step closer to bringing your vision to life. Enjoy peaceful surroundings, scenic water views, and the privacy you've been searching for--all while still being conveniently located. Whether you're planning a full-time residence or a relaxing getaway, this property...Waterfront Opportunity - Build Your Dream Home! Discover the perfect setting for your future home on this beautiful 0.8-acre lakefront lot nestled within a quiet, well-maintained subdivision. With a septic tank already installed, you're one step closer to bringing your vision to life. Enjoy peaceful surroundings, scenic water views, and the privacy you've been searching for--all while still being conveniently located. Whether you're planning a full-time residence or a relaxing getaway, this property offers the ideal blend of tranquility and potential. Don't miss this rare opportunity to own a ready-to-build waterfront lot in a serene location. Bring your builder and start creating the lifestyle you've been dreaming of!
  1. Listed by Jarah J Chesnut • Chesnut Realty, Inc

Property Details for 3779 Payne Lake Road

Waterfront
Yes
Waterfront Features
Lake
Subdivision Name
Payne Lakes
View
Lake
Zoning Description
Resid Multi-Family
View
Yes
LISTING UPDATED: 04/02/2026 10:22 PM

Property Details for 3779 Payne Lake Road

StatusActive
MLS #787841
Days on Market2
Taxes$416 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Land / Unimproved Land
Year Built-
Lot Size0.80 AC
CountyWashington County
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Location

Listing Courtesy of Chesnut Realty, Inc
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Building Information for 3779 Payne Lake Road

Building Size-Lot Size0.80 AC

Payment Calculator

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$387 per month

30 year fixed, 6.46% Interest

Principal and Interest

$352

Property Taxes

$35

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 3779 Payne Lake Road

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: Head North on Hwy 77, left onto Moss Hill Road, AFter 3.5 miles you will turn right on Payne Lakes Road. Stay left then lot will be on right side of the road.
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.557242
  • Longitude: -85.666786
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-3322-0016
  • Association: No
  • Tax Annual Amount: $416.00
  • Tax Legal Description: 20 2 14 LOT 6 BLK A PAYNE LAKES REC PLAT ORB 591 P 178
  • Tax Year: 2025
Property
Lot Information
  • Lot Size Acres: 0.8
  • Lot Size Area: 0.8
  • Lot Size Dimensions: 90x486
  • Lot Size Units: Acres
  • Lot Size Square Feet: 34848.0
Property and Assessments
  • Human Modified: No
Utilities
  • Water Source: Well Needed
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet

Property History for 3779 Payne Lake Road

DateEvent & SourcePriceAppreciation
Apr 2, 2026

Listed (Active)

CPAR #787841

$70,000—
Aug 8, 2024

Sold (Public Record)

Public Record #1540566006

$50,000

+26.7% / yr

Aug 8, 2024

Sold

CPAR #754732

$50,000—
Jul 25, 2024

Pending

CPAR #754732

—
Mar 25, 2024

Listed (Active)

CPAR #754732

$65,500—
Apr 10, 2023

Sold (Public Record)

Public Record #1509897350

$36,500

+50.1% / yr

Apr 10, 2023

Sold

CPAR #738034

$36,500—
Mar 30, 2023

Pending

CPAR #738034

—
Feb 26, 2023

Listed (Active)

CPAR #738034

$44,900—
Nov 29, 2021

Sold (Public Record)

Public Record #1478211125

$21,000

-5.6% / yr

May 20, 2005

Sold (Public Record)

Public Record #594409095

$54,900

+211.5% / yr

Jan 21, 2004

Sold (Public Record)

Public Record #594489888

$12,141—
DateEvent & SourcePrice
04/02/2026

Listed (Active)

CPAR #787841

$70,000
08/08/2024

Sold (Public Record)

Public Record #1540566006

$50,000

+26.7% / yr

08/08/2024

Sold

CPAR #754732

$50,000
07/25/2024

Pending

CPAR #754732

—
03/25/2024

Listed (Active)

CPAR #754732

$65,500
04/10/2023

Sold (Public Record)

Public Record #1509897350

$36,500

+50.1% / yr

04/10/2023

Sold

CPAR #738034

$36,500
03/30/2023

Pending

CPAR #738034

—
02/26/2023

Listed (Active)

CPAR #738034

$44,900
11/29/2021

Sold (Public Record)

Public Record #1478211125

$21,000

-5.6% / yr

05/20/2005

Sold (Public Record)

Public Record #594409095

$54,900

+211.5% / yr

01/21/2004

Sold (Public Record)

Public Record #594489888

$12,141

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3779 Payne Lake Road

Taxable ValueLand$30,000Additions-Total$30,000
Tax Record2025$416 ($35 / month)
Home Facts
Beds0Lot Size35,196 SqFtStyleResidentialCountyWASHINGTONAPN33220016

Schools near 3779 Payne Lake Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - K to 5
Roulhac Middle School
Public - 6 to 8
Vernon Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3779 Payne Lake Road, Chipley, FL 32428

3779 Payne Lake Road is a single family home for sale in Chipley, FL 32428. This property was listed for sale on April 3, 2026 by Chesnut Realty, Inc, it's currently listed at $70,000. It has been on the market for a total of 2 days and was last sold on August 8, 2024. This listing's school district is Washington County School District. Nearby schools include Vernon Elementary School, Kate M. Smith Elementary School and Roulhac Middle School. 3779 Payne Lake Road is a 0-bed, 0-bath, single family home.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Chesnut Realty, Inc

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.