3837 Granite St

Terrell, NC 28682

$599,900
Price
3
Beds
2,588 Sq. Ft.
$232 / Sq. Ft.
2,588
Sq. Ft.
$232
per Sq. Ft.
Open: 1/31 12:00PM - 03:00PM
Open: 1/31 12:00PM - 03:00PM

Description

Experience the coveted lake lifestyle in this beautifully appointed home tucked within a peaceful community just moments away from the shimmering shores of LKN. This home blends upscale comfort with timeless style while featuring brand new hardwood floors, carpet, neutral paint, SS appliances, light fixtures, a new front door & cabinetry hardware. Enjoy peace of mind with a new roof installation in 2023, a new A/C coil approx 7 yrs ago, a hot water heater approx 10 yrs ago, & HVAC that has been serviced...Experience the coveted lake lifestyle in this beautifully appointed home tucked within a peaceful community just moments away from the shimmering shores of LKN. This home blends upscale comfort with timeless style while featuring brand new hardwood floors, carpet, neutral paint, SS appliances, light fixtures, a new front door & cabinetry hardware. Enjoy peace of mind with a new roof installation in 2023, a new A/C coil approx 7 yrs ago, a hot water heater approx 10 yrs ago, & HVAC that has been serviced 2X per year with Freeze Refrigeration. Central Vac and a 5-zone irrigation system make property maintenance a breeze. From the moment you step inside, the home reveals a bright, open interior awash in natural light with a seamless flow. Outdoors, the property invites you to unwind & savor the privacy & tranquility of both the covered front wrap-around porch and the rear covered porch, complete with retractable awnings. Whether you envision alfresco dining, morning coffee or evenings beneath the stars, this setting delivers a private sense of retreat. With Lake Norman across the street and access minutes away, your boating, waterfront dining & ease of access to shopping provide the vibrant lifestyle that makes this region so desirable. 3837 Granite St is more than a home--it's an elevated way of living, offering comfort & style. This is the kind of home that will make you slow down, breathe deeper, and say, "this is the one"! The home currently shows as a 3 BR but the septic is rated for 4 BR's...easily convert the upper bonus to your 4th BR by finishing one of the walk-in attic spaces for a closet. The office/den on main was originally meant to be a 4th BR but these original owners preferred it to be a den and had the arched doorway installed during construction. This oversized lot, surrounded by woods with no neighbors, provides the privacy that every buyer desires. Fireplace being sold as-is, no propane tank on property. 5-Zone irrigation located in front & left-side yard, zone 5 is for a trickle system in natural areas.
  1. Listed by Corinne Deuel • houzRE • cedeuel@gmail.com

Property Details for 3837 Granite Street

Architectural Style
Transitional
Parking Features
Driveway, Attached Garage, Garage Door Opener, Garage Faces Side, On Street
Subdivision Name
Somerset On Lake Norman

Open Houses

Saturday, Jan 31st

12:00 PM - 3:00 PM

Public

LISTING UPDATED: 01/23/2026 11:52 AM

Property Details for 3837 Granite Street

StatusActive
MLS #4334408
Days on Market15
Taxes-
HOA Fees$250 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2003
Lot Size1.24 AC / 54,014 SF
CountyCatawba County

Location

Listing Courtesy of houzRE
Add your commute

Building Information for 3837 Granite Street

Stories-Year Built2003Building Size-Lot Size1.24 AC / 54,014 SF

Payment Calculator

$3,158 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,924

Property Taxes

$213

HOA Dues

$21

The Payment Calculator is for illustrative purposes only.

Property Information for 3837 Granite Street

Summary
Location and General Information
  • Water Body Name: Lake Norman
  • Longitude: -80.968797
  • Zoning: RES
  • Latitude: 35.587031
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Somerset on Lake Norman Property Owners Assoc
  • HOA Email: lkn.somerset@yahoo.com
  • HOA Phone: 828-674-0900
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $250.00
  • Tax Assessed Value: $518,100.00
  • Parcel Number: 4617144463970000
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: Mill Creek
  • High School: Bandys
  • Elementary School: Sherrills Ford
Parking
  • Parking: Open Spaces: 4.0
  • Parking: Open Parking YN: Yes
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 2588.0
  • Below Grade Finished Area: 0.0
  • Builder Name: Ogden Construction
  • Sq Ft Garage: 487
  • Sq Ft Lower: 0
  • Sq Ft Main: 2308
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 280
  • Sq Ft Total Property HLA: 2588.0
  • Lot Features: Private
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 45
  • Road Responsibility: Publicly Maintained Road
  • Development Status: Completed
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: 52/198
  • Restrictions: Subdivision
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Utilities: Cable Available, Wired Internet Available
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: In-Ground Irrigation
  • Fencing: Back Yard, Fenced
  • Construction Materials: Stone Veneer, Vinyl
  • Patio And Porch Features: Awning(s), Covered, Front Porch, Rear Porch, Wrap Around
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle
  • Other Structures: Shed(s)
Interior Features
  • Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Self Cleaning Oven
  • Levels: 1 Story/F.R.O.G.
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Electric, Heat Pump
  • Interior Features: Attic Walk In, Breakfast Bar, Cable Prewire, Central Vacuum, Entrance Foyer, Garden Tub, Open Floorplan, Split Bedroom, Storage, Walk-In Closet(s), Walk-In Pantry
  • Laundry Features: Laundry Room, Main Level
  • Fireplace Features: Great Room, Propane
  • Fireplace YN: Yes
  • Door Features: French Doors
  • Window Features: Insulated Window(s)
  • Flooring: Carpet, Tile, Vinyl, Wood
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 3
  • Full Bath Main: 2
  • Half Bath Main: 1
Room Information
Room Information
  • Room Count: 12.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Kitchen
  • Room Level: Main
Room 3
  • Room Types: Great Room
  • Room Level: Main
Room 4
  • Room Types: Breakfast
  • Room Level: Main
Room 5
  • Room Types: Dining Room
  • Room Level: Main
Room 6
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 7
  • Room Types: Bedroom(s)
  • Room Level: Main
Room 8
  • Room Types: Office
  • Room Level: Main
Room 9
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 10
  • Room Types: Bathroom-Half
  • Room Level: Main
Room 11
  • Room Types: Bonus Room
  • Room Level: Upper
Room 12
  • Room Types: Bathroom-Full
  • Room Level: Main
Rental
Rent Information
  • Security Features: Smoke Detector(s)

Property History for 3837 Granite Street

DateEvent & SourcePriceAppreciation
Jan 10, 2026

Price Change

CANOPY #4334408

$599,900—
Jan 9, 2026

Listed (Active)

CANOPY #4334408

$625,000—
May 9, 2003

Withdrawn

CANOPY #217886

$273,000—
Mar 30, 2003

Withdrawn

CANOPY #200531

$290,000—
Mar 30, 2003

Listed (Active)

CANOPY #217886

$273,000—
Dec 13, 2002

Listed (Active)

CANOPY #200531

$290,000—
Dec 8, 2002

Expired

CANOPY #183077

$290,000—
Aug 17, 2002

Listed (Active)

CANOPY #183077

$290,000—
DateEvent & SourcePrice
01/10/2026

Price Change

CANOPY #4334408

$599,900
01/09/2026

Listed (Active)

CANOPY #4334408

$625,000
05/09/2003

Withdrawn

CANOPY #217886

$273,000
03/30/2003

Withdrawn

CANOPY #200531

$290,000
03/30/2003

Listed (Active)

CANOPY #217886

$273,000
12/13/2002

Listed (Active)

CANOPY #200531

$290,000
12/08/2002

Expired

CANOPY #183077

$290,000
08/17/2002

Listed (Active)

CANOPY #183077

$290,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3837 Granite Street

Taxable ValueLand$42,600Additions$475,500Total$518,100
Tax Record2024$2,552 ($213 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt2,594 SqFtAbove Grade Finished SqFt2,594 SqFtStories1Lot Size54,014 SqFtStyleSingle Family ResidenceYear Built2003ZoningR-30CountyCATAWBAAPN4617-14-44-6397Fireplace TypeHas Fireplace

Schools near 3837 Granite Street

This home is within Catawba County School District.
Rating
School
Type
Grades
Distance
Sherrills Ford Elementary
Public - K to 6
Mill Creek Middle
Public - 7 to 8
Bandys High
Public - 9 to 12
Catawba Rosenwald Education Center
Public - K to 12
Rating
School
Distance
Sherrills Ford Elementary
PublicK to 6

Mill Creek Middle
Public7 to 8

Bandys High
Public9 to 12

Catawba Rosenwald Education Center
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3837 Granite Street, Terrell, NC 28682

3837 Granite Street is a single family home for sale in Terrell, NC 28682. This property was listed for sale on January 9, 2026 by houzRE, it's currently listed at $599,900. This listing's school district is Catawba County School District. Nearby schools include Sherrills Ford Elementary, Mill Creek Middle and Bandys High. 3837 Granite Street is a 3-bed, 3-bath, 2,588 sqft single family home built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of houzRE

Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/24/2026 05:14 PM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.