3889 Granite St

Terrell, NC 28682

$635,000
Price
3
Beds
2,950 Sq. Ft.
$215 / Sq. Ft.
2,950
Sq. Ft.
$215
per Sq. Ft.
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Open: 7/5 01:00PM - 03:00PM
Open: 7/5 01:00PM - 03:00PM

Description

Somerset lake norman! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated...Somerset lake norman! This well-maintained home is situated on a private, peaceful lot with winter views of Lake Norman in Terrell, Catawba County, NC. A well-manicured lawn, lush landscaping and a nice exterior envelope you as you drive up. This transitional-style, one-owner home has a fabulous floor plan with both the primary bedroom and laundry room on the main level. You are welcomed inside by newly refinished, beautiful hardwood floors to two-story Great Room w/gas logs fireplace and a dedicated Dining Room with a beautiful vaulted ceiling! The Kitchen is open to the Living Room and features hickory cabinets, an electric cooktop w/microwave hood, a wall oven, new stainless steel dishwasher, disposal and a pantry. There is a cozy Breakfast Room overlooking the backyard gardens and nice back deck with retractable awning. Fresh paint and NEW windows in 2026 that feature Plantation Shutters and custom roller shades . The main level Primary Bedroom has a nice sitting area with a cozy gas logs fireplace, a large en suite bathroom with dual vanities, garden tub and separate shower, and huge walk-in closet with laundry chute! A Powder Room on main level for guests is tucked away in the back hall. You will love the large Laundry/Mud Room, which is right off the Garage and has a utility sink and side door. The upstairs has two nice-sized secondary Bedrooms with large closets and a shared bathroom with double vanity areas. There is also Bonus Room over the garage with additional flexible space, which was originally designed as a home theater w/ wet bar and home gym. Convenient attached, 500-sq ft double garage with built-in shelving for additional storage. Irrigation system and recent spring yard service. Encapsulated crawl space. Nestled halfway between Mooresville and Denver for schools, restaurants, shops & conveniences in either direction! Just 5 minutes to Midway Marina with Boat Rentals and private Boat Clubs, and only 7 minutes to both Pinnacle and McCrary Creek Public Lake Access launch sites! Come live the Lake Life!
  1. Listed by Lake Norman Realty, Inc • NikkiR@lakenormanrealty.com

Property Details for 3889 Granite Street

View
Water, Winter
Parking Features
Driveway, Attached Garage
Subdivision Name
SOMERSET ON LAKE NORMAN

Open Houses

Sunday, Jul 5th1:00 PM - 3:00 PM
PublicView contact
LISTING UPDATED: 07/03/2026 04:04 PM

Property Details for 3889 Granite Street

StatusActive
MLS #4367523
Days on Market54
Taxes-
HOA Fees$250 / year
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2003
Lot Size0.85 AC / 37,026 SF
CountyCatawba County
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Location

Listing Courtesy of Lake Norman Realty, Inc
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Building Information for 3889 Granite Street

Stories-Year Built2003Building Size-Lot Size0.85 AC / 37,026 SF

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$3,394 per month

30 year fixed, 6.36% Interest

Principal and Interest

$3,164

Property Taxes

$209

HOA Dues

$21

The Payment Calculator is for illustrative purposes only.

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Property Information for 3889 Granite Street

Summary
Location and General Information
  • Water Body Name: Lake Norman
  • Longitude: -80.96799
  • Latitude: 35.585984
  • Directions: From I-77, exit 36 in Mooresville to west on Hwy. 150. Travel approx. 7 miles. Cross over the bridge into Catawba County, and turn Left onto Sherrills Ford Rd. Go approx. 0.7 miles and turn Left onto Granite St. Home is 0.2 miles on Left; see sign.
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Name: Somerset on Lake Norman HOA
  • HOA Phone: 828-674-0900
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $250.00
  • Tax Assessed Value: $509,400.00
  • Parcel Number: 461714439928
  • City Taxes Paid To: No City Taxes Paid
School Information
  • Middle Or Junior School: Mill Creek
  • High School: Bandys
  • Elementary School: Sherrills Ford
Parking
  • Parking: Open Parking YN: No
  • Parking: Other: Ample parking on the driveway, in front of the home and in the garage
  • Parking: Carport YN: No
  • Garage Spaces: 2.0
  • Garage YN: Yes
  • Garage Main Level YN: Yes
Property
Lot Information
  • Above Grade Finished Area: 2950.0
  • Below Grade Finished Area: 0.0
  • Sq Ft Garage: 501
  • Sq Ft Lower: 0
  • Sq Ft Main: 1875
  • Sq Ft Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1075
  • Sq Ft Second Living Quarters HLA: 0.0
  • Sq Ft Total Property HLA: 2950.0
  • Lot Features: Private, Wooded
  • Lot Size Units: Acres
  • Property Type: Residential
Property and Assessments
  • Geocode Confidence: High
  • Down Payment Resource YN: Yes
  • New Construction YN: No
  • Photos Count: 48
  • Road Responsibility: Publicly Maintained Road
  • Construction Type: Site Built
  • Assumable: No
  • Senior Community YN: No
  • Plat Book Slide: 47/156
  • Restrictions: Deed, Subdivision
Green Features
  • Green Verification Count: 0
Utilities
  • Sewer: Septic Installed
  • Utilities: Electricity Connected, Propane
  • Water Source: Well
Interior and Exterior Features
Exterior Features
  • Exterior Features: In-Ground Irrigation
  • Construction Materials: Stone Veneer, Vinyl
  • Patio And Porch Features: Deck, Front Porch
  • Pool Private YN: No
  • Road Surface Type: Concrete, Paved
  • Roof: Architectural Shingle
Interior Features
  • Appliances: Dishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Wall Oven
  • Levels: One and One Half
  • Other Equipment: Fuel Tank - Leased
  • Cooling: Central Air, Electric
  • Heating: Central, Electric, Heat Pump
  • Interior Features: Attic Other, Breakfast Bar, Built-in Features, Garden Tub, Open Floorplan, Pantry, Storage, Walk-In Closet(s)
  • Laundry Features: Electric Dryer Hookup, In Hall, Utility Room, Inside, Laundry Chute, Main Level, Sink, Washer Hookup
  • Fireplace Features: Gas Log, Great Room, Primary Bedroom, Propane
  • Fireplace YN: Yes
  • Window Features: Window Treatments
  • Flooring: Carpet, Tile, Wood
  • Foundation Details: Crawl Space
  • Basement YN: No
  • Bedroom Main: 1
  • Bedroom Upper: 2
  • Full Bath Main: 1
  • Full Bath Upper: 1
  • Half Bath Main: 1
  • Half Bath Upper: 0
Room Information
Room Information
  • Room Count: 12.0
Room 1
  • Room Types: Primary Bedroom
  • Room Level: Main
Room 2
  • Room Types: Bathroom-Full
  • Room Level: Main
Room 3
  • Room Types: Bathroom-Half
  • Room Level: Main
Room 4
  • Room Types: Kitchen
  • Room Level: Main
Room 5
  • Room Types: Great Room-Two Story
  • Room Level: Main
Room 6
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 7
  • Room Types: Laundry
  • Room Level: Main
Room 8
  • Room Types: Breakfast
  • Room Level: Main
Room 9
  • Room Types: Dining Room
  • Room Level: Main
Room 10
  • Room Types: Bedroom(s)
  • Room Level: Upper
Room 11
  • Room Types: Bonus Room
  • Room Level: Upper
Room 12
  • Room Types: Flex Space
  • Room Level: Upper
Rental
Rent Information
  • Security Features: Security System

Property History for 3889 Granite Street

DateEvent & SourcePriceAppreciation
Jul 3, 2026

Listed (Active)

CANOPY #4367523

—
Jun 16, 2026

Temporarily Off Market

CANOPY #4367523

$635,000—
Apr 23, 2026

Listed (Active)

CANOPY #4367523

$600,000—
DateEvent & SourcePrice
07/03/2026

Listed (Active)

CANOPY #4367523

—
06/16/2026

Temporarily Off Market

CANOPY #4367523

$635,000
04/23/2026

Listed (Active)

CANOPY #4367523

$600,000

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3889 Granite Street

Taxable ValueLand$36,500Additions$472,900Total$509,400
Tax Record2024$2,509 ($209 / month)
Home Facts
Beds3Baths2.5Total Finished SqFt2,912 SqFtAbove Grade Finished SqFt2,912 SqFtStories1Lot Size37,026 SqFtStyleSingle Family ResidenceYear Built2003ZoningR-30CountyCATAWBAAPN4617-14-43-9928Fireplace TypeHas Fireplace

Schools near 3889 Granite Street

This home is within Catawba County School District.
Rating
School
Type
Grades
Distance
Sherrills Ford Elementary
Public - K to 6
Mill Creek Middle
Public - 7 to 8
Bandys High
Public - 9 to 12
Catawba Rosenwald Education Center
Public - K to 12
Rating
School
Distance
Sherrills Ford Elementary
PublicK to 6

Mill Creek Middle
Public7 to 8

Bandys High
Public9 to 12

Catawba Rosenwald Education Center
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3889 Granite Street, Terrell, NC 28682

3889 Granite Street is a single family home for sale in Terrell, NC 28682. This property was listed for sale on April 23, 2026 by Lake Norman Realty, Inc, it's currently listed at $635,000. This listing's school district is Catawba County School District. Nearby schools include Sherrills Ford Elementary, Mill Creek Middle and Bandys High. 3889 Granite Street is a 3-bed, 3-bath, 2,950 sqft single family home built in 2003.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Lake Norman Realty, Inc

Based on information submitted to the MLS GRID as of 07/03/2026 04:04 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.