3903 Stewart Lake Rd

Chipley, FL 32428

$185,000
Price
—
Beds
—
Baths
—Sq. Ft.
— / Sq. Ft.
—
Sq. Ft.
—
per Sq. Ft.
Get preapproved with Rocket Mortgage1
New
New

Description

Welcome to your private lakeside retreat! This lovely approximately 2 acre parcel on peaceful Stewart Lake features a cozy 2-bedroom cabin with warm, inviting finishes -- a perfect place to relax and unwind. The property includes a spacious bathhouse with shower and laundry plus a handy storage shed for tools and water toys. Stewart Lake is roughly 35 acres; bring your boat for abundant fishing and a public boat ramp is nearby. Utilities are in place -- septic, well and power. No HOA fee is an added...Welcome to your private lakeside retreat! This lovely approximately 2 acre parcel on peaceful Stewart Lake features a cozy 2-bedroom cabin with warm, inviting finishes -- a perfect place to relax and unwind. The property includes a spacious bathhouse with shower and laundry plus a handy storage shed for tools and water toys. Stewart Lake is roughly 35 acres; bring your boat for abundant fishing and a public boat ramp is nearby. Utilities are in place -- septic, well and power. No HOA fee is an added incentive. This would also make an excellent homesite for building or placing a mobile home, if desired. Picturesque lake views and ample outdoor space make this a rare offering. Long gated driveway; please schedule a showing before walking the property. Lakefront lots this size seldom become available, don't miss out, call today to schedule your private viewing. Swing does not convey. All measurements and boundary lines are approximate and should be verified by the buyer.
  1. Listed by Amanda O Peel • SOUTHERN WAY REALTY, INC.

Property Details for 3903 Stewart Lake Road

Waterfront
Yes
Waterfront Features
Lake
Subdivision Name
Stewart Lake
View
Lake
View
Yes
LISTING UPDATED: 03/20/2026 10:36 AM

Property Details for 3903 Stewart Lake Road

StatusActive
MLS #787027
Days on Market1
Taxes$1,702 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Land / Unimproved Land
Year Built-
Lot Size2.00 AC
CountyWashington County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of SOUTHERN WAY REALTY, INC.
Add your commute

Building Information for 3903 Stewart Lake Road

Building Size-Lot Size2.00 AC

Payment Calculator

Get preapproved with Rocket Mortgage1

$1,040 per month

30 year fixed, 6.11% Interest

Principal and Interest

$898

Property Taxes

$142

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 3903 Stewart Lake Road

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: From the intersection of Hwy 77 and Moss Hill Road, travel West on Moss Hill Road. Turn left on Lucas Lake Road, then left on Stewart Lake Road. Property is on left.
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.542166
  • Longitude: -85.705479
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-4415-0006
  • Association: No
  • Tax Annual Amount: $1,702.00
  • Tax Legal Description: LOTS 4,5 & 6 STEWART LAKE UNREC PLAT AS DESC IN ORB 1146 P 109, ORB 1179 P 563, ORB 1192 P 257
  • Tax Year: 2025
School Information
  • Elementary School: Vernon Elementary
  • High School: Vernon
  • Middle Or Junior School: Vernon
Property
Lot Information
  • Lot Size Acres: 2.0
  • Lot Size Area: 2.0
  • Lot Size Dimensions: Irregular
  • Lot Size Units: Acres
  • Lot Size Square Feet: 87120.0
Property and Assessments
  • Other Structures: Other, Residence, Sheds
  • Human Modified: No
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet

Property History for 3903 Stewart Lake Road

DateEvent & SourcePriceAppreciation
Mar 19, 2026

Listed (Active)

CPAR #787027

$185,000—
May 16, 2023

Sold

CPAR #740723

$131,000—
May 3, 2023

Pending

CPAR #740723

—
Apr 27, 2023

Listed (Active)

CPAR #740723

$125,000—
May 20, 2019

Sold (Public Record)

Public Record #644951408

$87,000

-6.6% / yr

May 20, 2019

Sold

CPAR #682135

$87,000—
Apr 26, 2019

Pending

CPAR #682135

—
Apr 4, 2019

Listed (Active)

CPAR #682135

$89,000—
Sep 4, 2014

Sold (Public Record)

Public Record #434738363

$120,000—
Sep 4, 2014

Sold

CPAR #618803

$120,000—
Aug 9, 2014

Pending

CPAR #618803

—
Apr 6, 2014

Listed (Active)

CPAR #618803

$147,500—
DateEvent & SourcePrice
03/19/2026

Listed (Active)

CPAR #787027

$185,000
05/16/2023

Sold

CPAR #740723

$131,000
05/03/2023

Pending

CPAR #740723

—
04/27/2023

Listed (Active)

CPAR #740723

$125,000
05/20/2019

Sold (Public Record)

Public Record #644951408

$87,000

-6.6% / yr

05/20/2019

Sold

CPAR #682135

$87,000
04/26/2019

Pending

CPAR #682135

—
04/04/2019

Listed (Active)

CPAR #682135

$89,000
09/04/2014

Sold (Public Record)

Public Record #434738363

$120,000
09/04/2014

Sold

CPAR #618803

$120,000
08/09/2014

Pending

CPAR #618803

—
04/06/2014

Listed (Active)

CPAR #618803

$147,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3903 Stewart Lake Road

Taxable ValueLand$31,500Additions$91,376Total$122,876
Tax Record2025$1,702 ($142 / month)
Home Facts
Beds0Total Finished SqFt768 SqFtAbove Grade Finished SqFt768 SqFtLot Size62,247 SqFtStyleSingle Family ResidenceYear Built1999Year Renovated2008CountyWASHINGTONAPN44150006

Schools near 3903 Stewart Lake Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Vernon Elementary School
Public - PK to 5
Kate M. Smith Elementary School
Public - K to 5
Roulhac Middle School
Public - 6 to 8
Vernon Middle School
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 3903 Stewart Lake Road, Chipley, FL 32428

3903 Stewart Lake Road is a single family home for sale in Chipley, FL 32428. This property was listed for sale on March 19, 2026 by SOUTHERN WAY REALTY, INC., it's currently listed at $185,000. It has been on the market for a total of 1 days and was last sold on May 16, 2023. This listing's school district is Washington County School District. Nearby schools include Vernon Elementary School, Kate M. Smith Elementary School and Roulhac Middle School. 3903 Stewart Lake Road is a 0-bed, 0-bath, single family home.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of SOUTHERN WAY REALTY, INC.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.