Last Sold Price
3 beds1,440 sqft$149/sqft
3904 Stewart Lake Rd, Chipley, FL 32428

Description

Imagine sitting around a bonfire with your friends & family sharing and making memories. Well, now is your opportunity with this tranquil retreat located in Chipley, FL now available! The home comes to the market after Seller upgrades have been implemented. The perfectly priced home is located on more than a half acre of land in a very quiet community within immediate access of 3 major lakes Lucas, Stewart & Hicks and boat ramps which is a fisherman's dream! This must-see three bedroom, two bathroom...Imagine sitting around a bonfire with your friends & family sharing and making memories. Well, now is your opportunity with this tranquil retreat located in Chipley, FL now available! The home comes to the market after Seller upgrades have been implemented. The perfectly priced home is located on more than a half acre of land in a very quiet community within immediate access of 3 major lakes Lucas, Stewart & Hicks and boat ramps which is a fisherman's dream! This must-see three bedroom, two bathroom home features a PLETHORA of interior updates and finishes throughout. Also, recently completed is a brand new galvanized charcoal metal roof with a lifetime warranty on the metal. The serene and private property is lined with many beautiful trees that allow the natural light of the sun to burst through. The move-in ready home is located within a half hour drive to Lynn Haven and less than an hour to the ''World's Most Beautiful Beaches'' of the Gulf. The area is experiencing growth and development which will positively impact the future of the community. The owners are finishing up a few items and are ready to welcome home the next owners to this highly desirable property and city. This is a GREAT opportunity to own a piece of paradise! Grab your favorite Realtor and go grab this gem of a home!
LISTING CLOSED: 03/05/2024 12:00 AM

Property Details for 3904 Stewart Lake Road

Status
MLS #
750808
Days on Market
28
Taxes
$918 / year
HOA Fees
-
Condo/Co-op Fees
-
Property Type
Mobile/Manufactured
MLS Type
Residential / Manufactured Home / Manufactured Home
Year Built
2003
Lot Size
0.65 AC / 28,314 SF
Architectural Style
Mobile Home
Waterfront
No
Subdivision Name
No Named Subdivision
View
Lake
Zoning Description
Resid Single Family
View
Yes

Recent comparable sales

Median sold price

$185,000

Avg days on market

69

Sale-to-list ratio

104.2%

Chipley, FL

9 comparable properties found

$192,000 | 4322 Moss Hill Road, Chipley, FL 32428
1/27
1

$192,000

Sold 08/03/26

3
Bedrooms
1,568
Square Feet
0.5
Acres
$185,000 | 3962 A Moss Hill Road, Chipley, FL 32428
1/37
2

$185,000

Sold 04/17/25

3
Bedrooms
1,658
Square Feet
5.2
Acres
$198,000 | 5274 Highway 77, Chipley, FL 32428
1/51
3

$198,000

Sold 02/05/25

3
Bedrooms
1,308
Square Feet
4.08
Acres
$189,000 | 2416 Victory Road, Chipley, FL 32428
1/33
4

$189,000

Sold 08/11/25

3
Bedrooms
1,500
Square Feet
1
Acres
$155,000 | 3322 Lucas Lake Road, Unit B, Chipley, FL 32428
1/45
5

$155,000

Sold 08/27/25

2
Bedrooms
1,663
Square Feet
1.54
Acres
a view of an ocean
1/20
6

$255,000

Sold 11/13/24

3
Bedrooms
1,698
Square Feet
6
Acres
$159,995 | 4027 Dunford Circle, Chipley, FL 32428
1/30
7

$159,995

Sold 09/16/25

3
Bedrooms
1,070
Square Feet
0.77
Acres
$173,500 | 2964 Monique Lane, Chipley, FL 32428
1/27
8

$173,500

Sold 10/15/24

3
Bedrooms
1,216
Square Feet
1.62
Acres
9

$171,000

Sold 05/13/26

3
Bedrooms
2
Bathrooms
1,737
Square Feet
0.51
Acres

Location

Sold By Elite Realty

Add your commute

Building Information for 3904 Stewart Lake Road

Stories1Residences-Year Built2003Lot Size0.65 AC / 28,314 SF

Payment Calculator

$1,169 per month

30 year fixed, 6.55% Interest

Principal and Interest

$1,092

Property Taxes

$77

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 3904 Stewart Lake Road

Summary
Location and General Information
  • City: Chipley
  • County Or Parish: Washington
  • Directions: Hwy 77 to left onto Moss Hill Rd to left onto Lucas Lake rd. Follow to Stewart Lake Rd. Home is on the corner of Stewart Lake and Lucas Lake Rd.
  • State Region: FL
  • Postal Code: 32428
  • Latitude: 30.542797
  • Longitude: -85.704689
  • State Or Province: FL
  • MLS Area Major: 10 - Washington County
  • MLS Area Minor: 1003 - Washington SW
Taxes and HOA Information
  • Parcel Number: 00000000-00-4414-0243
  • Association: No
  • Tax Annual Amount: $918.00
  • Tax Legal Description: LOT C-16 UNREC. SUBDV. AS DESC IN ORB 466 P 125, ORB 1000 P 5 38
  • Tax Year: 2023
Parking
  • Garage: No
Property
Lot Information
  • Building Area Total: 1440.0
  • Lot Features: Paved
  • Lot Size Acres: 0.65
  • Lot Size Area: 0.65
  • Lot Size Dimensions: IRR
  • Lot Size Units: Acres
  • Lot Size Square Feet: 28314.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 2003
  • Human Modified: No
Interior and Exterior Features
Exterior Features
  • Exterior Features: Deck
  • Community Features: Short Term Rental Allowed
  • Construction Materials: Vinyl Siding
  • Patio And Porch Features: Deck, Porch
  • Roof: Metal
Interior Features
  • Levels: One
  • Stories: 1
  • Stories Total: 1
  • Bathrooms Full: 2
  • Bathrooms Total: 2
  • Bedrooms Total: 3
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans
  • Heating: Yes
  • Heating: Central
  • Laundry Features: Washer Hookup, Dryer Hookup
Room Information
Room 1
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Room 2
  • Room Dimensions: 15 x 14
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 14.0
Room 3
  • Room Dimensions: 15 x 16
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Living Room
  • Room Width: 16.0
Room 4
  • Room Dimensions: 12 x 12
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant
  • Land Lease: No

Property History for 3904 Stewart Lake Road

DateEvent & SourcePriceAppreciation
Mar 5, 2024

Sold (Public Record)

Public Record #1530723683

$214,900

+378.3% / yr

Mar 5, 2024

Sold

CPAR #750808

$214,900
Jan 28, 2024

Pending

CPAR #750808

DateEvent & SourcePrice
03/05/2024

Sold (Public Record)

Public Record #1530723683

$214,900

+378.3% / yr

03/05/2024

Sold

CPAR #750808

$214,900
01/28/2024

Pending

CPAR #750808

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3904 Stewart Lake Road

Taxable ValueLand$9,000Additions$127,439Total$136,439
Tax Record2025$1,255 ($105 / month)
Home Facts
Total Finished SqFt1,440 SqFtAbove Grade Finished SqFt1,440 SqFtLot Size28,358 SqFtStyleMobile / Manufactured HomeYear Built2003Year Renovated2012CountyWASHINGTONAPN44140243

Schools near 3904 Stewart Lake Road

This home is within Washington County School District.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - K to 5
Public - 6 to 8
Public - 6 to 8
Rating
School
Distance
Vernon Elementary School
PublicPK to 5

Kate M. Smith Elementary School
PublicK to 5

Roulhac Middle School
Public6 to 8

Vernon Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3904 Stewart Lake Road, Chipley, FL 32428
$214,900
3
1,440
28,314
$120,000
2
784
27,878
1
792
62,421
$12,000
28,749
$35,000
2
1,140
40,249
$35,000
40,075

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.