3905 Southern Vista Loop

St. Cloud, FL 34772

$425,000
Last Sold Price
4
Beds
2,077 Sq. Ft.
$205 / Sq. Ft.
2,077
Sq. Ft.
$205
per Sq. Ft.
Sold 1/21/26
Sold 1/21/26
a view of a white house with a yard potted plants and a large tree

Description

Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers! What an incredible value—move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or...Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers! What an incredible value—move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or in-law suite with its own en-suite bath provides a perfect retreat for visitors or multi-generational living. Step inside to find soaring 9-foot ceilings, 8-foot doors, and lovely luxury vinyl plank flooring throughout. The open-concept floor plan flows effortlessly from living to dining—ideal for both entertaining and everyday comfort. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views. The spa-like en-suite bathroom offers a garden tub, separate walk-in shower, dual sinks, a private water closet, and a generous walk-in closet. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard features serene water views through a decorative see-through vinyl fence—perfect for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities—including a pool, two playgrounds, and scenic ponds—this home offers excellent value with low HOA fees and no CDD. Ideally situated with easy access to the Florida Turnpike and Highway 192, you’re minutes from shopping, dining, golf, and medical facilities. Conveniently located approximately 22–25 minutes from Medical City, Lake Nona, and Orlando International Airport, and within 30 minutes of major attractions like Walt Disney World, Universal Studios, and SeaWorld. Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour’s drive away.
  1. Listed by Tricia Gonzalez • Brokerage DRE #2036757 • BHHS FLORIDA REALTY
    P: (321)-588-4883 C: (321)-588-4883 triciagonzalez@BHHSFloridaRealty.net

Property Details for 3905 Southern Vista Loop

Architectural Style
Ranch
Subdivision Name
SEASONS AT SOUTHERN PINES
Township
26
Garage Spaces
2
View
Water
Waterfront
No
Water View
Pond
LISTING UPDATED: 01/21/2026 06:13 PM

Property Details for 3905 Southern Vista Loop

StatusSold
MLS #O6320918
Days on Market102
Taxes$1,055 / year
HOA Fees$1,260 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built2024
Lot Size0.13 AC / 5,843 SF
CountyOsceola County

Location

Listing Courtesy of BHHS FLORIDA REALTY, Tricia Gonzalez

Sold By KELLER WILLIAMS ADVANTAGE REALTY, Timur Kapanov

Add your commute

Building Information for 3905 Southern Vista Loop

Stories1Year Built2024Building Size-Lot Size0.13 AC / 5,843 SF

Payment Calculator

$2,264 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,071

Property Taxes

$88

HOA Dues

$105

The Payment Calculator is for illustrative purposes only.

Property Information for 3905 Southern Vista Loop

Summary
Location and General Information
  • Building Area Source: Builder
  • Building Area Total: 2782.0
  • Building Area Units: Square Feet
  • Community Features: Community Mailbox, Irrigation-Reclaimed Water, Playground, Pool, Sidewalks
  • Direction Faces: Northwest
  • Directions: Take Florida's Tpke from US-441 S/US-92 W/Hwy 17 S/S Orange Blossom Trl (2.7 miles). Follow Florida's Tpke to Clay Whaley Rd/Kissimmee Park Rd in St. Cloud. Take exit 240 from Florida's Tpke (15.4 miles) Take Nolte Road to Southern Vista Loop. Make a right onto Southern Vista Loop, the property will be on your left at 3905 Southern Vista Loop.
  • Elementary School: Michigan Avenue Elem (K 5)
  • Middle Or Junior School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Floor Number: 1
  • Other Equipment: Intercom, Irrigation Equipment
  • Mls Major Change Type: Sold
  • Major Change Type: Closed
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3905
  • Street Name: SOUTHERN VISTA
  • Street Suffix: LOOP
  • State: FL
  • City: ST CLOUD
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage Dimensions: 22x24
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Includes: Community Pool, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities, Trash
  • Association Fee Requirement: Required
  • Association Name: Estates at Southern Pines HOA, Inc./Amanda Lee
  • Association Phone: 407.960.4872
  • Association: Yes
  • CDD: No
  • Number Of Pets: 3
  • Tax Block: 00
  • Tax Book Number: 6027-0315
  • Tax Legal Description: SOUTHERN PINES PH 3B PB 30 PGS 147-152 LOT 14
  • Tax Lot: 14
  • Tax Year: 2024
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Landscaped, Level, Sidewalk
  • Parcel Number: 132630066600010140
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: X
  • Living Area: 2077
Property and Assessments
  • Year Built Numeric: 2024
  • Association Amenities: Playground, Pool
  • Flood Zone Code: X
  • Homestead: No
  • Model: Slate
  • New Construction: No
  • Number Of Lots: 1
  • Property Attached: No
  • Property Condition: Completed
  • Public Survey Range: 30
  • Public Survey Section: 13
  • Dock YN: No
Utilities
  • Green Energy Efficient: Appliances, HVAC, Insulation, Lighting, Windows
  • Green Water Conservation: Irrigation-Reclaimed Water
  • Sewer: Public Sewer
  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Sprinkler Meter, Street Lights, Underground Utilities
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Builder License Number: CBC1258254
  • Builder Model: Slate
  • Builder Name: Richmond American Homes
  • Construction Materials: Stucco
  • Exterior Features: Irrigation System, Lighting, Other, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • Fencing: Fenced, Vinyl
  • Foundation Details: Block, Slab
  • Levels: One
  • Patio And Porch Features: Covered, Enclosed, Patio, Screened
  • Pool Private: No
  • Pool: Community
  • Pool Private: Yes
  • Roof: Shingle
  • Security Features: Smoke Detector(s)
  • Spa: No
  • Vegetation: Trees/Landscaped
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 4
  • Bathrooms Full: 3
  • Additional Rooms: Inside Utility, Interior In-Law Suite w/No Private Entry
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet, Luxury Vinyl
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Living Area Source: Builder
  • Living Area Units: Square Feet
  • Room Count: 9.0
  • Water View: Yes
  • Window Features: Blinds, Double Pane Windows, Low-Emissivity Windows
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Cats OK, Dogs OK, Yes

Property History for 3905 Southern Vista Loop

DateEvent & SourcePriceAppreciation
Jan 21, 2026

Sold

MFRMLS #O6320918

$425,000—
Oct 26, 2025

Pending

MFRMLS #O6320918

—
Oct 3, 2025

Price Change

MFRMLS #O6320918

$439,000—
Jul 16, 2025

Listed (Active)

MFRMLS #O6320918

$449,000—
Jan 19, 2024

Sold

MFRMLS #S5091295

$445,000—
Jan 17, 2024

Sold (Public Record)

Public Record #1525785902

$445,000—
Oct 30, 2023

Pending

MFRMLS #S5091295

—
Sep 13, 2023

Listed (Active)

MFRMLS #S5091295

$476,783—
DateEvent & SourcePrice
01/21/2026

Sold

MFRMLS #O6320918

$425,000
10/26/2025

Pending

MFRMLS #O6320918

—
10/03/2025

Price Change

MFRMLS #O6320918

$439,000
07/16/2025

Listed (Active)

MFRMLS #O6320918

$449,000
01/19/2024

Sold

MFRMLS #S5091295

$445,000
01/17/2024

Sold (Public Record)

Public Record #1525785902

$445,000
10/30/2023

Pending

MFRMLS #S5091295

—
09/13/2023

Listed (Active)

MFRMLS #S5091295

$476,783

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3905 Southern Vista Loop

Taxable ValueLand$75,000Additions$296,700Total$371,700
Tax Record2025$6,657 ($555 / month)
Home Facts
Beds4Total Finished SqFt2,075 SqFtAbove Grade Finished SqFt2,075 SqFtStories1Lot Size5,663 SqFtStyleSingle Family ResidenceYear Built2024CountyOSCEOLAAPN132630066600010140

Schools near 3905 Southern Vista Loop

This home is within The School District of Osceola County.
Rating
School
Type
Grades
Distance
Michigan Avenue Elementary School
Public - PK to 5
St. Cloud Middle School
Public - 6 to 8
St. Cloud High School
Public - 9 to 12
Creative Inspiration Journey School of St Cloud
Charter - PK to 8
Rating
School
Distance
Michigan Avenue Elementary School
PublicPK to 5

St. Cloud Middle School
Public6 to 8

St. Cloud High School
Public9 to 12

Creative Inspiration Journey School of St Cloud
CharterPK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of BHHS FLORIDA REALTY, Tricia Gonzalez

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 01/21/2026 06:13 PM