3939 Rudder Way

1,577 Sq. Ft.
$476 / Sq. Ft.
1,577
Sq. Ft.
$476
per Sq. Ft.

Description

This beautifully updated Gulf Harbors waterfront home delivers the lifestyle you are searching for—direct Gulf access, a private beach, a saltwater pool, and two boat lifts. And thanks to the fully paid max tier one solar panel system, no electric bill, aside from the $34 monthly connection charge. The solar panels are only 3 years old with 20-30 years of expected life. The interior of the home was updated and remodeled in 2024. The heart of the home is a stunning kitchen designed for both everyday...This beautifully updated Gulf Harbors waterfront home delivers the lifestyle you are searching for—direct Gulf access, a private beach, a saltwater pool, and two boat lifts. And thanks to the fully paid max tier one solar panel system, no electric bill, aside from the $34 monthly connection charge. The solar panels are only 3 years old with 20-30 years of expected life. The interior of the home was updated and remodeled in 2024. The heart of the home is a stunning kitchen designed for both everyday living and entertaining, featuring stainless steel appliances, induction cooking and convection stove and a Reverse Osmosis system all wrapped into an open, inviting layout. There is exceptional kitchen storage with 31 total cabinets and drawers. All lower cabinets in the main kitchen are full-extension drawers for easy access to pots, pans, and small appliances, a premium upgrade compared with standard base cabinets. Around the granite countertop are additional perimeter cabinets plus a full pantry with upper and lower doors providing abundant, organized storage for food, cookware, and bulk items. The primary suite is a true waterfront retreat, with sliding glass doors that open directly to the back patio. Two additional bedrooms offer flexibility for guests, home office space, or multigenerational living—one even includes separate backyard access making it the perfect office or private entrance. The second bath features a deep soaking tub. This home has major system upgrades already completed—including replumbing the whole house with PEX piping, a new AC, hybrid water heater, water softener, and a generator hookup. Outside, the Florida lifestyle truly comes alive. Enjoy a resurfaced saltwater pool with a new filter, pump, and heater. The entire backyard, pool deck and side yards have brick pavers for no maintenance living and easy entertaining. There is an updated floating dock and gangway for easy loading and disembarking when boating. The two boat lifts are accessed by two 30 foot piers. All pilings are wrapped to prevent marine borer infestation, extending structural life and improving aesthetics. One boat lift is a three year old no-maintenance 13K boat lift. The other boat lift is a 10K lbs lift that was reconditioned with new cables and motors. Both boat lifts have GEM controllers with auto-stop technology and remote operation for lifting/lowering ease making spontaneous sunset cruises effortless. The dock is equipped with power outlets, motion sensor lights and water faucets for easy boat maintenance. There are also 2 working davits for a third vessel. Residents enjoy optional HOA at just $125 annually, access to a private beach for only $200 per year, and a golf-cart-friendly atmosphere. This home features an extra deep canal on a wide waterway on the south channel and this street has underground utilities so no unsightly power lines. Rudder Way is also a dead end street, and this home is close to the end so very little car or pedestrian traffic. Just privacy and solitude. Whether you’re an experienced boater or dreaming of becoming one, this home offers direct, quick access to the Gulf, with no bridges to slow you down. Flood insurance is approximately $3,500 annually and transferable, adding peace of mind! This neighborhood is hidden, but moments from all the nearby necessities including Publix, Sams Club, and downtown New Port Richey!

Property Details for 3939 Rudder Way

Architectural Style
Ranch
Subdivision Name
FLOR A MAR
Township
26S
Garage Spaces
2
View
Pool, Water
Waterfront
Yes
Water View
Canal, Gulf/Ocean - Partial
Furnished
Unfurnished

Open Houses

Saturday, Feb 14th

12:00 PM - 3:00 PM

Public

LISTING UPDATED: 02/10/2026 06:54 PM

Property Details for 3939 Rudder Way

StatusActive
MLS #TB8472364
Days on Market8
Taxes$4,420 / year
HOA Fees$125 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1977
Lot Size0.16 AC / 6,777 SF
CountyPasco County

Location

Listing Courtesy of KELLER WILLIAMS REALTY- PALM H, Jakea Cates; KELLER WILLIAMS REALTY- PALM H, Bayley Merila
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Building Information for 3939 Rudder Way

Stories1Year Built1977Building Size-Lot Size0.16 AC / 6,777 SF

Payment Calculator

$4,034 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,655

Property Taxes

$368

HOA Dues

$10

The Payment Calculator is for illustrative purposes only.

Property Information for 3939 Rudder Way

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2296.0
  • Building Area Units: Square Feet
  • Community Features: Canal Front, Community Boat Ramp, Water Access, Waterfront, Clubhouse, Deed Restrictions, Golf Carts OK, Park
  • Direction Faces: South
  • Directions: North on US Hwy 19 towards New Port Richey, Turn left on Floramar Terrace, Turn left on ShellStream Road, Turn left on Rudder Way, house will be on your right.
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3939
  • Street Name: RUDDER
  • Street Suffix: WAY
  • State: FL
  • City: NEW PORT RICHEY
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Circular Driveway, Driveway
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Optional
  • Association: Yes
  • CDD: No
  • Condo Land Included: No
  • Pet Restrictions: Check with Pasco County rules and regulations to verify.
  • Tax Block: 19
  • Tax Book Number: 13-97
  • Tax Legal Description: FLOR-A-MAR PB 13 PGS 97 & 98 LOT 4 BLOCK 19 LESS COM SE COR OF SAID LOT 4 FOR POB TH N01DEG 31' 20"W 96.43 FT TH N89DEG 29' 51"E 1.72 FT TH S00DEG 30' 09"E 96.41 FT TO POB OR 9363 PG 1394
  • Tax Lot: 4
  • Tax Year: 2024
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, FloodZone
  • Parcel Number: 152613002.0000.00004.0
  • Total Acreage: 0 to less than 1/4
  • Water Access: Canal - Saltwater, Gulf/Ocean
  • Water Access: Yes
  • Water Extras: Lift, Seawall - Concrete
  • Water Extras: Yes
  • Water: Lift, Seawall - Concrete
  • Zoning: R4
  • Living Area: 1577
Property and Assessments
  • Year Built Numeric: 1977
  • Amenities Additional Fees: Gulf Harbors Beach Club, optional membership for $200/annually.
  • Association Amenities: Other
  • Flood Zone Code: AE
  • Flood Zone Date: 06-05-2020
  • Flood Zone Panel: 12101C0351G
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 15E
  • Public Survey Section: 13
  • Dock YN: Yes
  • Dock Description: Floating Dock
  • Dock Lift Capacity: 10000
  • Dock Dimensions: 4x6
Utilities
  • Electric: Photovoltaics Seller Owned
  • Green Energy Generation: Solar
  • Sewer: Public Sewer
  • Utilities: Public, Solar
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Concrete
  • Exterior Features: Rain Gutters, Sliding Doors
  • Fencing: Vinyl
  • Foundation Details: Slab
  • Levels: One
  • Pool Dimensions: 28 x 11'5"
  • Pool Features: Heated, In Ground, Solar Cover
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Spa: No
  • Waterfront Features: Canal Front, Waterfront, Canal - Saltwater
  • Waterfront Feet Total: 68
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Kitchen Reverse Osmosis System, Microwave, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Tile
  • Heating: Central
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, L Dining, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat
  • Laundry Features: Electric Dryer Hookup
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 6.0
  • Water View: Yes
  • Window Features: Blinds
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 3939 Rudder Way

DateEvent & SourcePriceAppreciation
Feb 4, 2026

Listed (Active)

MFRMLS #TB8472364

$750,000—
Nov 10, 2025

Withdrawn

MFRMLS #TB8350215

$695,000—
May 7, 2025

Price Change

MFRMLS #TB8350215

$699,000—
May 6, 2025

Listed (Active)

MFRMLS #TB8350215

—
Apr 27, 2025

Pending

MFRMLS #TB8350215

—
Apr 24, 2025

Price Change

MFRMLS #TB8350215

$710,000—
Apr 9, 2025

Price Change

MFRMLS #TB8350215

$720,000—
Mar 24, 2025

Price Change

MFRMLS #TB8350215

$725,000—
Mar 14, 2025

Price Change

MFRMLS #TB8350215

$775,000—
Feb 13, 2025

Listed (Active)

MFRMLS #TB8350215

$799,000—
May 13, 2024

Withdrawn

MFRMLS #T3502549

$799,000—
Feb 5, 2024

Listed (Active)

MFRMLS #T3502549

$784,000—
Dec 18, 2017

Withdrawn

MFRMLS #W7633367

$375,000—
Sep 10, 2017

Listed (Active)

MFRMLS #W7633367

$375,000—
Apr 29, 2016

Sold

MFRMLS #T2798777

$320,000—
Apr 22, 2016

Sold (Public Record)

Public Record #570386554

$320,000—
Feb 14, 2016

Pending

MFRMLS #T2798777

—
Jan 26, 2016

Listed (Active)

MFRMLS #T2798777

$319,900—
DateEvent & SourcePrice
02/04/2026

Listed (Active)

MFRMLS #TB8472364

$750,000
11/10/2025

Withdrawn

MFRMLS #TB8350215

$695,000
05/07/2025

Price Change

MFRMLS #TB8350215

$699,000
05/06/2025

Listed (Active)

MFRMLS #TB8350215

—
04/27/2025

Pending

MFRMLS #TB8350215

—
04/24/2025

Price Change

MFRMLS #TB8350215

$710,000
04/09/2025

Price Change

MFRMLS #TB8350215

$720,000
03/24/2025

Price Change

MFRMLS #TB8350215

$725,000
03/14/2025

Price Change

MFRMLS #TB8350215

$775,000
02/13/2025

Listed (Active)

MFRMLS #TB8350215

$799,000
05/13/2024

Withdrawn

MFRMLS #T3502549

$799,000
02/05/2024

Listed (Active)

MFRMLS #T3502549

$784,000
12/18/2017

Withdrawn

MFRMLS #W7633367

$375,000
09/10/2017

Listed (Active)

MFRMLS #W7633367

$375,000
04/29/2016

Sold

MFRMLS #T2798777

$320,000
04/22/2016

Sold (Public Record)

Public Record #570386554

$320,000
02/14/2016

Pending

MFRMLS #T2798777

—
01/26/2016

Listed (Active)

MFRMLS #T2798777

$319,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3939 Rudder Way

Taxable ValueLand$152,483Additions$137,307Total$289,790
Tax Record2025$4,526 ($377 / month)
Home Facts
Beds0Total Finished SqFt1,408 SqFtAbove Grade Finished SqFt1,408 SqFtStories1Lot Size6,777 SqFtStyleSingle Family ResidenceYear Built1977Zoning00R4CountyPASCOAPN13-26-15-0020-00000-0040

Schools near 3939 Rudder Way

This home is within Pasco.
Rating
School
Type
Grades
Distance
Public - PK to 5
Public - PK to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Richey Elementary School
PublicPK to 5

Mittye P. Locke Elementary School
PublicPK to 5

Gulf Middle School
Public6 to 8

Gulf High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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3939 Rudder Way is a single family home for sale in New Port Richey, FL 34652. This property was listed for sale on February 4, 2026 by KELLER WILLIAMS REALTY- PALM H, it's currently listed at $750,000. It has been on the market for a total of 8 days and was last sold on April 29, 2016. This listing's school district is Pasco. Nearby schools include Richey Elementary School, Mittye P. Locke Elementary School and Gulf Middle School. 3939 Rudder Way is a 3-bed, 2-bath, 1,577 sqft single family home built in 1977.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of KELLER WILLIAMS REALTY- PALM H, Jakea Cates; KELLER WILLIAMS REALTY- PALM H, Bayley Merila

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/10/2026 06:54 PM