3940 Indian Ridge Ln
$699,000
Price
Description
CUSTOM-BUILT ATRIUM RANCH home on 3+/- fabulous level/sloping acres in Defiance in the quite/desirable subdivision of Indian Ridge Farms! This 5 bedroom, 3.5 bath home with 3,846+/- sq ft of living space offers a 9’+/- ceilings through-out & 2-car oversized attached garage. Covered front porch greets you as you step inside the entry foyer. Dining room, accented with job-finished wood flooring, tray ceiling & plantation shutters adjoins living room with 16’+/- vaulted ceiling, recessed lighting, open...CUSTOM-BUILT ATRIUM RANCH home on 3+/- fabulous level/sloping acres in Defiance in the quite/desirable subdivision of Indian Ridge Farms! This 5 bedroom, 3.5 bath home with 3,846+/- sq ft of living space offers a 9’+/- ceilings through-out & 2-car oversized attached garage. Covered front porch greets you as you step inside the entry foyer. Dining room, accented with job-finished wood flooring, tray ceiling & plantation shutters adjoins living room with 16’+/- vaulted ceiling, recessed lighting, open staircase & wall of windows allowing plenty of natural light. Adjacent eat-in kitchen with custom cabinetry, granite, stainless steel appliances, center island, breakfast bar, bay window, tile flooring & 2 pantries. Hearth room features job-finished wood flooring, raised stone gas fireplace, recessed lighting & bay window w/walk-out to screened-in porch. Primary suite with tray ceiling, bay window, job-finished wood flooring, French door entry & bath boasting dual sink vanities, shower, jet tub & large walk-in closet. Two additional bedrooms flaunt job-finished wood flooring, slide closets & share a hallway bath. Laundry room/half bath completes the main level. Expansive, walk-out lower level with abundant storage space, family room w/laminate “wood like” flooring, 4th & 5th bedroom & full bath. Outside, you will enjoy a wood deck allowing expansive scenic views of the acreage. Within the Francis Howell School District. Schedule your showing today!
- Listed by Catherine Shaw-Connely • Tom Shaw, REALTORS
- Listed by Bill Connely • Tom Shaw, REALTORS
Property Details for 3940 Indian Ridge Lane
Architectural Style
Atrium,Ranch
LISTING UPDATED: 01/05/2026 12:37 PM
Property Details for 3940 Indian Ridge Lane
| Status | Active |
|---|---|
| MLS # | 25071335 |
| Days on Market | 69 |
| Taxes | $7,046 / year |
| HOA Fees | $1,000 / year |
| Condo/Co-op Fees | - |
| Compass Type | Single Family |
| MLS Type | Residential / Single Family Residence |
| Year Built | 2002 |
| Lot Size | 3.50 AC / 152,460 SF |
| County | St. Charles County |
Location
Listing Courtesy of Tom Shaw, REALTORS
Add your commute
Building Information for 3940 Indian Ridge Lane
Stories-Year Built2002Building Size-Lot Size3.50 AC / 152,460 SF
Payment Calculator
$4,077 per month
30 year fixed, 6.15% Interest
Principal and Interest
$3,407
Property Taxes
$587
HOA Dues
$83
The Payment Calculator is for illustrative purposes only.
Property Information for 3940 Indian Ridge Lane
Summary
Location and General Information
- City: Defiance
- County Or Parish: St. Charles
- Directions: GPS Friendly :) From I-64 West, take exit 10 onto 94 toward Defiance, turn Left onto 94, turn Right onto HWy D, turn Left onto HWY DD, turn Right onto Indian Ridge Ln., property will be on your Right.
- Latitude: 38.667367
- Longitude: -90.810866
- Postal Code: 63341
- State Or Province: MO
- Sub division Name: Indian Ridge Farms
Taxes and HOA Information
- List AOR: St. Louis Association of REALTORS
- Association Fee: $1,000.00
- Association Fee Frequency: Annually
- Association Fee Includes: Maintenance Grounds, Maintenance Parking/Roads, Common Area Maintenance, Snow Removal
- Parcel Number: 3-0079-7445-00-0020.0000000
- Tax Annual Amount: $7,046.00
- Tax Legal Description: INDIAN RIDGE FARMS LOT 20
- Tax Year: 2024
Owner
- Township: Unincorporated
Parking
- Attached Garage: Yes
- Carport: No
- Garage Spaces: 2.0
- Garage: Yes
- Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener, Garage Faces Side
School Information
- Elementary School: Daniel Boone Elem.
- High School: Francis Howell High
- High School District: Francis Howell R-III
- Middle Or Junior School: Francis Howell Middle
Property
Lot Information
- Living Area: 3846.0
- Lot Features: Front Yard, Landscaped, Level, Sloped Down, Wooded
- Lot Size Acres: 3.5
- Lot Size Dimensions: IRR
- Lot Size Source: Public Records
- Lot Size Square Feet: 152460.0
- Property Sub Type: Single Family Residence
- Property Type: Residential
Property and Assessments
- Above Grade Finished Area: 2644.0
- Above Grade Finished Area Source: Public Records
- Below Grade Finished Area: 1202.0
- Below Grade Finished Area Source: Other
- Documents Available: Aerial Photos,Lead Based Paint,Legal Description,Other
- Documents Count: 0
- Photos Count: 52
- Year Built: 2002
- Disclosures: Lead Paint,See Seller's Disclosure,Septic Disclosure
- Construction Materials: Brick, Vinyl Siding
- Ownership Type: Private
Utilities
- Electric: Ameren
- Sewer: Septic Tank
- Utilities: Electricity Available, Sewer Available, Water Available
- Water Source: Public
Interior and Exterior Features
Exterior Features
- Association Amenities: None
- Fencing: Other
- Pool Private: No
Interior Features
- Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Humidifier, Microwave, Electric Range, Electric Water Heater
- Basement: 9 ft + Pour, Bathroom, Concrete, Exterior Entry, Sleeping Area, Storage Space, Walk-Out Access
- Basement YN: Yes
- Levels: One
- Main Level Bedrooms: 3.0
- Bathrooms Full: 3
- Bathrooms Half: 1
- Bathrooms Total Integer: 4
- Bedrooms Total: 5
- Cooling: Ceiling Fan(s), Central Air, Electric
- Fireplace Features: Gas, Raised Hearth
- Fireplaces Total: 1
- Fireplace: Yes
- Heating: Forced Air, Heat Pump
- Interior Features: Breakfast Bar, Breakfast Room, Ceiling Fan(s), Custom Cabinetry, Eat-in Kitchen, Entrance Foyer, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Recessed Lighting, Separate Dining, Separate Shower, Storage, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry
- Laundry Features: Laundry Room, Main Level, Other, Sink
- Window Features: Bay Window(s), Plantation Shutters, Tilt-In Windows, Window Coverings
- Rooms Total: 15
Room Information
Room 1
- Room Description: Job-Finished Wood Flooring
- Room Dimensions: 15x11
- Room Length: 15.0
- Room Level: Main
- Room Type: Dining Room
- Room Width: 11.0
Room 2
- Room Description: Job-Finished Wood Flooring
- Room Dimensions: 17x17
- Room Length: 17.0
- Room Level: Main
- Room Type: Living Room
- Room Width: 17.0
Room 3
- Room Description: Job-Finished Wood Flooring
- Room Dimensions: 18x16
- Room Length: 18.0
- Room Level: Main
- Room Type: Hearth Room
- Room Width: 16.0
Room 4
- Room Dimensions: 18x18
- Room Length: 18.0
- Room Level: Main
- Room Type: Kitchen
- Room Width: 18.0
Room 5
- Room Description: Screened-In Porch w/Wood Deck Flooring
- Room Dimensions: 18x10
- Room Length: 18.0
- Room Level: Main
- Room Type: Other
- Room Width: 10.0
Room 6
- Room Description: Laundry Room/Half Bath
- Room Dimensions: 13x9
- Room Length: 13.0
- Room Level: Main
- Room Type: Laundry
- Room Width: 9.0
Room 7
- Room Description: Job-Finished Wood Flooring
- Room Dimensions: 18x15
- Room Length: 18.0
- Room Level: Main
- Room Type: Primary Bedroom
- Room Width: 15.0
Room 8
- Room Description: Laminate “wood like” Flooring
- Room Dimensions: 11x9
- Room Length: 11.0
- Room Level: Main
- Room Type: Primary Bathroom
- Room Width: 9.0
Room 9
- Room Description: Job-Finished Wood Flooring
- Room Dimensions: 14x13
- Room Length: 14.0
- Room Level: Main
- Room Type: Bedroom 2
- Room Width: 13.0
Room 10
- Room Description: Job-Finished Wood Flooring
- Room Dimensions: 17x12
- Room Length: 17.0
- Room Level: Main
- Room Type: Bedroom 3
- Room Width: 12.0
Room 11
- Room Description: Laminate “wood like” Flooring
- Room Dimensions: 30x17
- Room Length: 30.0
- Room Level: Basement
- Room Type: Family Room
- Room Width: 17.0
Room 12
- Room Description: Laminate “wood like” Flooring
- Room Dimensions: 18x14
- Room Length: 18.0
- Room Level: Basement
- Room Type: Bedroom 4
- Room Width: 14.0
Room 13
- Room Description: Laminate “wood like” Flooring
- Room Dimensions: 15x11
- Room Length: 15.0
- Room Level: Basement
- Room Type: Bedroom 5
- Room Width: 11.0
Property History for 3940 Indian Ridge Lane
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Dec 17, 2025 | Price Change MARIS #25071335 | $699,000 | — |
| Nov 24, 2025 | Price Change MARIS #25071335 | $729,000 | — |
| Oct 31, 2025 | Listed (Active) MARIS #25071335 | $749,000 | — |
| Oct 30, 2025 | Expired MARIS #25044826 | $749,000 | — |
| Oct 15, 2025 | Price Change MARIS #25044826 | $759,000 | — |
| Sep 2, 2025 | Price Change MARIS #25044826 | $775,000 | — |
| Aug 6, 2025 | Price Change MARIS #25044826 | $789,000 | — |
| Jul 9, 2025 | Listed (Active) MARIS #25044826 | $800,000 | — |
| Date | Event & Source | Price |
|---|---|---|
| 12/17/2025 | Price Change MARIS #25071335 | $699,000 |
| 11/24/2025 | Price Change MARIS #25071335 | $729,000 |
| 10/31/2025 | Listed (Active) MARIS #25071335 | $749,000 |
| 10/30/2025 | Expired MARIS #25044826 | $749,000 |
| 10/15/2025 | Price Change MARIS #25044826 | $759,000 |
| 09/02/2025 | Price Change MARIS #25044826 | $775,000 |
| 08/06/2025 | Price Change MARIS #25044826 | $789,000 |
| 07/09/2025 | Listed (Active) MARIS #25044826 | $800,000 |
For completeness, Compass often displays two records for one sale: the MLS record and the public record.
Public Records for 3940 Indian Ridge Lane
Taxable ValueLand-Additions-Total-
Home Facts
Beds3Baths2.5Total Finished SqFt3,444 SqFtAbove Grade Finished SqFt2,644 SqFtFinished Basement SqFt800 SqFtStories1Lot Size152,460 SqFtStyleSingle Family ResidenceYear Built2002CountyST. CHARLESAPN3-0079-7445-00-0020.0000000Fireplace TypeSingle
Schools near 3940 Indian Ridge Lane
This home is within Francis Howell R-III School District.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | K to 5 | |||
| Public - | 6 to 8 | |||
| Public - | 9 to 12 | |||
| Public - | 2 to 12 |
Rating | School | Distance |
|---|---|---|
Daniel Boone Elementary School PublicK to 5 | ||
Francis Howell Middle School Public6 to 8 | ||
Francis Howell High School Public9 to 12 | ||
Westwood Trail Academy Public2 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Listing Courtesy of Tom Shaw, REALTORS
Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/08/2026 10:57 PM. All data is obtained from various sources and may not have been verified by broker orMLS GRID. Supplied Open House Information is subject to change without notice. All informationshould be independently reviewed and verified for accuracy. Properties may or may not be listed bythe office/agent presenting the information.