3944 Cutty Sark Rd

Baltimore, MD 21220

$324,900
Price
3
Beds
1,513 Sq. Ft.
$215 / Sq. Ft.
1,513
Sq. Ft.
$215
per Sq. Ft.
a living room with furniture and a couch
a view of an empty room with wooden floor
wooden floor in an empty room with a window
a kitchen with stainless steel appliances granite countertop a sink and cabinets
a kitchen with stainless steel appliances granite countertop a refrigerator a stove a microwave and a refrigerator
a bathroom with a toilet a sink and mirror
a view of empty room with wooden floor and fan
a view of a hallway view with wooden floor and dining room view
a living room with furniture and a large window
a balcony with trees in front of it
a bedroom with bed and a window
a bedroom with a bed and a window
a work room with furniture and a book shelf
an empty room with wooden floor and windows
a view of empty room with wooden floor and fan
an empty room with wooden floor and windows
a view of a room with wooden floor
a bathroom with a sink a toilet and shower
a living room with furniture and a flat screen tv
wooden floor in an empty room with a window
wooden floor in an empty room with a window
a bathroom with a toilet and a shower
a view of back yard
a front view of a house with a yard
a view of a house with a backyard
a view of a house with snow on the side of road

Description

Up to $5,000 lender credit available with Cazle Mortgage BorrowSmart Program(no extra fees). Tastefully updated end-unit home ready to welcome its new owners! Offering 3 bedrooms and 2.5 bathrooms, this home provides the perfect balance of comfort and functionality with the safety of a new roof and electrical panel. The main level features brand-new luxury vinyl plank flooring, a spacious family room, and a dining area that opens to a partially enclosed deck—ideal for everyday living and entertaining....Up to $5,000 lender credit available with Cazle Mortgage BorrowSmart Program(no extra fees). Tastefully updated end-unit home ready to welcome its new owners! Offering 3 bedrooms and 2.5 bathrooms, this home provides the perfect balance of comfort and functionality with the safety of a new roof and electrical panel. The main level features brand-new luxury vinyl plank flooring, a spacious family room, and a dining area that opens to a partially enclosed deck—ideal for everyday living and entertaining. The kitchen is a chef’s delight with all-new appliances and gleaming countertops. Upstairs, you’ll find three generously sized bedrooms and a newly renovated full bathroom. The lower-level recreation room includes a full bathroom and offers flexibility for a potential fourth bedroom, home office, or guest suite. This well-maintained end unit delivers space, style, and versatility in one inviting package.
  1. Listed by Karen L Harms • Cummings & Co. Realtors
    P: (410)-458-8201 karen@thekgmgroup.com

Property Details for 3944 Cutty Sark Road

Tax ID Number
04151800002269
Ownership
Fee Simple
Condo Coop Association
No
HOA
No
Structure Type
End of Row/Townhouse
Style
Traditional
Levels/Stories
3
Waterfront
No
LISTING UPDATED: 02/05/2026 04:46 PM

Property Details for 3944 Cutty Sark Road

StatusActive
MLS #MDBC2149832
Days on Market17
Taxes$3,107 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeTownhouse
MLS TypeResidential / Fee Simple
Year Built1985
Lot Size0.09 AC / 3,910 SF
CountyBaltimore County

Location

Listing Courtesy of Cummings & Co. Realtors
Add your commute

Building Information for 3944 Cutty Sark Road

Stories3Residences-Year Built1985Lot Size0.09 AC / 3,910 SF

Payment Calculator

$1,842 per month

30 year fixed, 6.15% Interest

Principal and Interest

$1,584

Property Taxes

$259

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 3944 Cutty Sark Road

Location
Location
  • In City Limits: No
  • School District Name: BALTIMORE COUNTY PUBLIC SCHOOLS
  • School District County ID: 121140087473
  • SchoolDistrictSource: 3rd Party
  • Middle Or Junior School: MIDDLE RIVER (BALTIMORE MD)
  • MiddleSchoolSource: 3rd Party
  • County: BALTIMORE
Waterfront / Water Access
Waterfront / Water Access
  • Water View: No
  • Water Access: No
  • Water Oriented: No
  • Navigable Water: No
  • Tidal Water: No
  • Riparian Rights Y/N: No
Association / Community Info
Association / Community Info
  • Senior Community: No
Taxes and Assessment
Taxes and Assessment
  • Tax Year: 2025
  • Tax Assessed Value: $199,367
  • Year Assessed: 2025
  • County Tax: $2,416
  • Improvement Assessed Value: $152,300
  • Land Assessed Value: $65,000
  • Clean Green Assessed: No
  • Land Use Code: R
  • Zoning: DR
  • Tax Lot: 32
  • School Tax: $0
  • Automatically Update Tax Values Y/N: Yes
Rooms
Main
  • # Bathrooms Count Main Level: 1
  • # Bathrooms Half Main Level: 1
All Upper Levels
  • # Bedrooms Count All Upper Levels: 3
  • # Bathrooms Count All Upper Levels: 1
  • # Bathrooms Full All Upper Levels: 1
Upper Level 1
  • # Bedrooms Count Upper Level: 3
  • # Bathrooms Count Upper Level: 1
  • # Bathrooms Full Upper Level: 1
All Lower Levels
  • # Bathrooms All Lower Levels: 1
  • # Bathrooms Full All Lower Levels: 1
Lower Level 1
  • # Bathrooms Lower Level: 1
  • # Bathrooms Full Lower Level: 1
Rooms
  • Stories: Lower 1, Main, Upper 1
Building Info
Building Info
  • Year Major Reno Remodel: 2026
  • Total Finished SQFT: 1,513.00
  • Total Finished SQFT Source: Estimated
  • Tax Total Finished SQFT: 1,383.00
  • Total SQFT: 1,633.00
  • Total SQFT Source: Estimated
  • Construction Materials: Block
  • Roof: Shingle
  • Ext Main Mid-res: http://bright-media01.prd.brightmls.com/bright/images/0000/8044/7743/8180/804477438180_512_384_WM_-VOqBF84j-Xfe6mt.jpg
  • Basement Type: Fully Finished
  • Basement Finished Percent: 95.00
  • Basement Footprint Percent: 100.00
  • Foundation Details: Block
  • Room and Floor: Bathrooms Half-Main Level-1, Bedrooms-Upper Level 1-1, Bedrooms-Upper Level 1-2, Bedrooms-Upper Level 1-3, Bathrooms Full-Upper Level 1-1, Bathrooms Full-Lower Level 1-1
  • # Bathrooms Full: 2
  • # Bathrooms Half: 1
  • Other Structure: Above Grade, Below Grade
Lot / Land Information
Lot / Land Information
  • Lot Size Source: Assessor
  • Parcel ID: 11910079
  • Ground Rent Exists: No
Parking
Parking
  • Type Of Parking: On Street, Other
  • Number of Assigned Spaces: 1
  • Parking Features: Assigned
Interior Features
Interior Features
  • Fireplace: No
  • Accessibility Features: None
Exterior Features
Exterior Features
  • Pool: No Pool
Utilities
Utilities
  • Utilities: Natural Gas Available
  • Heating: Yes
  • Cooling Type: Central A/C
  • Cooling Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating Fuel: Natural Gas
  • Hot Water: Electric
  • Water Source: Public
  • Sewer Septic: Public Sewer
Confidential Data
Listing Office
  • List Agent AOR: Greater Baltimore Board of REALTORS

Property History for 3944 Cutty Sark Road

DateEvent & SourcePriceAppreciation
Feb 1, 2026

Price Change

BRIGHT #MDBC2149832

$324,900—
Jan 26, 2026

Listed (Active)

BRIGHT #MDBC2149832

—
Jan 21, 2026

Temp Off Market

BRIGHT #MDBC2149832

$329,990—
Jan 20, 2026

Listed (Active)

BRIGHT #MDBC2149832

$329,990—
Nov 20, 2025

Closed (Public Record)

Public Record #1923458404

$205,000—
Aug 3, 1994

Withdrawn

BRIGHT #1006711932

$95,900—
Feb 3, 1994

Listed (Active)

BRIGHT #1006711932

$95,900—
DateEvent & SourcePrice
02/01/2026

Price Change

BRIGHT #MDBC2149832

$324,900
01/26/2026

Listed (Active)

BRIGHT #MDBC2149832

—
01/21/2026

Temp Off Market

BRIGHT #MDBC2149832

$329,990
01/20/2026

Listed (Active)

BRIGHT #MDBC2149832

$329,990
11/20/2025

Closed (Public Record)

Public Record #1923458404

$205,000
08/03/1994

Withdrawn

BRIGHT #1006711932

$95,900
02/03/1994

Listed (Active)

BRIGHT #1006711932

$95,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3944 Cutty Sark Road

Taxable ValueLand-Additions-Total-
Tax Record2025$3,118 ($260 / month)
Home Facts
Beds0Baths1.5Total Finished SqFt1,383 SqFtAbove Grade Finished SqFt1,113 SqFtFinished Basement SqFt270 SqFtStories2Lot Size3,910 SqFtStyleTownhouseYear Built1985CountyBALTIMOREAPN15-1800002269Fireplace TypeHas Fireplace

Schools near 3944 Cutty Sark Road

This home is within Baltimore County Public Schools.
Rating
School
Type
Grades
Distance
Seneca Elementary School
Public - PK to 5
Stemmers Run Middle School
Public - 6 to 8
Middle River Middle School
Public - 6 to 8
Chesapeake High School
Public - 9 to 12
Rating
School
Distance
Seneca Elementary School
PublicPK to 5

Stemmers Run Middle School
Public6 to 8

Middle River Middle School
Public6 to 8

Chesapeake High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 3944 Cutty Sark Road, Baltimore, MD 21220

3944 Cutty Sark Road is a townhouse for sale in Baltimore, MD 21220. This property was listed for sale on January 20, 2026 by Cummings & Co. Realtors, it's currently listed at $324,900. It has been on the market for a total of 17 days and was last sold on November 20, 2025. This listing's school district is Baltimore County Public Schools. Nearby schools include Seneca Elementary School, Stemmers Run Middle School and Middle River Middle School. 3944 Cutty Sark Road is a 3-bed, 3-bath, 1,513 sqft townhouse built in 1985.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Cummings & Co. Realtors

© 2026 Bright MLS. All rights reserved. All information is deemed reliable, but accuracy is not guaranteed. Listing information is from various brokers who participate in IDX and not all listings may be visible on the site. The property information being provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated on 02/05/2026 04:46 PM