3950 Granite St

27,878 / 0.64
Lot Size / Acres

Description

Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located...Lake Norman waterfront wooded 0.645ac home site with a floating pier in the Somerset on Lake Norman community. 122' of water frontage. County Improvement Permit is already approved a 4 bedroom w/basement septic. Also the Well Permit is in hand. (Both don't expire until 2030). No time limit to build. Bring your own builder when you are ready. Plenty of room to modify pier/dock should you choose. Lake Norman water front properties are proven unbelievable investments. Low HOA dues of only $250/yr. Located on a peaceful cove yet close to big water. Easy distances to Hwy 16 and to I-77. Low Catawba County taxes only. Close to The Village Shoppes at Sherrills Ford. Come and listen to the quiet and enjoy the serene sunrises!
  1. Listed by Susan Ayers • HomeZu
    P: (888)-875-4218 info@clickitrealty.com

Property Details for 3950 Granite Street

Waterfront Features
Dock, Pier
Subdivision Name
Somerset On Lake Norman
LISTING UPDATED: 04/20/2026 03:59 PM

Property Details for 3950 Granite Street

StatusActive
MLS #4372189
Days on Market26
Taxes-
HOA Fees$250 / year
Condo/Co-op Fees-
Property TypeLand
MLS TypeLand / Lot
Year Built-
Lot Size0.64 AC
CountyCatawba County

Location

Listing Courtesy of HomeZu
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Building Information for 3950 Granite Street

Lot Size0.64 AC

Payment Calculator

$2,902 per month

30 year fixed, 6.46% Interest

Principal and Interest

$2,769

Property Taxes

$112

HOA Dues

$21

The Payment Calculator is for illustrative purposes only.

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Property Information for 3950 Granite Street

Summary
Location and General Information
  • Water Body Name: Lake Norman
  • Longitude: -80.96723
  • Latitude: 35.584001
  • Directions: From I-77 Exit 36: Travel west on NC Hwy 150. Cross over the 150 bridge into Catawba County. Turn left onto Sherrills Ford Rd. Turn left onto Granite Street. Vacant lot on the right. From Denver: Travel east on NC Hwy 150. Turn right onto Sherrills Ford Rd. Turn left onto Granite Street. Vacant lot on the right.
Taxes and HOA Information
  • HOA YN: Yes
  • HOA Subject To: Required
  • HOA Subject To Dues: Mandatory
  • HOA Annual Expense: $250.00
  • Tax Assessed Value: $273,000.00
  • Parcel Number: 4617045312370000
  • City Taxes Paid To: Terrell
School Information
  • Middle Or Junior School: Mills Creek
  • High School: Bandys
  • Elementary School: Sherrills Ford
Parking
  • Parking: Open Parking YN: No
  • Parking: Carport YN: No
Property
Lot Information
  • Below Grade Finished Area: 0.0
  • Sq Ft Building Minimum: 1500
  • Lot Features: Paved, Wooded, Waterfront
  • Lot Size Units: Acres
  • Possible Use: Residential
  • Property Type: Land
Property and Assessments
  • Geocode Confidence: High
  • Photos Count: 8
  • Road Responsibility: Publicly Maintained Road
  • Foundation Details Proposed: Basement,Crawl Space
  • Senior Community YN: No
  • Restrictions: Architectural Review, Manufactured Home Not Allowed, Modular Not Allowed, Square Feet
Utilities
  • Sewer: Septic Needed
  • Water Source: Well Needed
Interior and Exterior Features
Exterior Features
  • Pool Private YN: No
  • Road Surface Type: Paved
Interior Features
  • Habitable Residence YN: No
Rental
Rent Information
  • Lease Considered YN: No

Property History for 3950 Granite Street

DateEvent & SourcePriceAppreciation
Apr 20, 2026

Listed (Active)

CANOPY #4372189

$549,900
Nov 22, 2025

Expired

CANOPY #4262922

$572,900
Aug 19, 2025

Price Change

CANOPY #4262922

$583,000
DateEvent & SourcePrice
04/20/2026

Listed (Active)

CANOPY #4372189

$549,900
11/22/2025

Expired

CANOPY #4262922

$572,900
08/19/2025

Price Change

CANOPY #4262922

$583,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3950 Granite Street

Taxable ValueLand$273,000Additions-Total$273,000
Tax Record2024$1,345 ($112 / month)
Home Facts
Beds0Lot Size28,314 SqFtStyleMiscellaneous Vacant LandZoningR-30CountyCATAWBAAPN4617-04-53-1237

Schools near 3950 Granite Street

This home is within Catawba County School District.
Rating
School
Type
Grades
Distance
Public - K to 6
Public - 7 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Sherrills Ford Elementary
PublicK to 6

Mill Creek Middle
Public7 to 8

Bandys High
Public9 to 12

Catawba Rosenwald Education Center
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

3950 Granite Street is a 0.64 ac of land for sale in Terrell, NC 28682. This property was listed for sale on April 20, 2026 by HomeZu, it's currently listed at $549,900. It has been on the market for a total of 26 days and was last sold on April 9, 2025. This listing's school district is Catawba County School District. Nearby schools include Sherrills Ford Elementary, Mill Creek Middle and Bandys High. 3950 Granite Street is a 0-bed, 0-bath, 0.64 ac of land on a 27,878 sq. ft. / 0.64 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of HomeZu

Based on information submitted to the MLS GRID as of 04/20/2026 03:59 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. Use of the MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS of the Member Participant, if any, and as amended from time to time.