Sold
Last Sold Price
2 beds1,252 sqft

3952 Cedar Bluff Rd, Panama City, FL 32409

Single FamilyProperty Type
1.72 acresLot Size
1998Year Built
$104/sq ftPrice per sq ft
1 carParking Spaces

Description

Congratulations! By reading this you now have the opportunity to purchase a home on Cedar Creek leading to Tharp's Landing and Deerpoint Lake for as little as 3% down with FANNIE MAE HOMEPATH FINANCING OR HOMEPATH RENOVATION MORTGAGE. This is a very good financing offer so check it out. This is a FANNIE MAE HOMEPATH PROPERTY! These words are on everybody's mind now a days when looking for a home. Well, you found one. Location, location, you hear those buzz words all the time. Well this time it's...Congratulations! By reading this you now have the opportunity to purchase a home on Cedar Creek leading to Tharp's Landing and Deerpoint Lake for as little as 3% down with FANNIE MAE HOMEPATH FINANCING OR HOMEPATH RENOVATION MORTGAGE. This is a very good financing offer so check it out. This is a FANNIE MAE HOMEPATH PROPERTY! These words are on everybody's mind now a days when looking for a home. Well, you found one. Location, location, you hear those buzz words all the time. Well this time it's true. The CEDAR BLUFF neighborhood is just off the beaten path, making it comfortable to live on a road with mostly local neighborhood traffic. The huge, 500 foot lot is on the north end of Deer Point Lake on Cedar Creek. This location is perfect for some great local fishing right from your own back yard, OR for close access to Deer Point Lake front picnic area and a boat launch. Plus being just a short distance to Deer Point Dam, you have the best of both fishing worlds with salt and fresh water fishing across the road from each other. The home sits on a huge, 1.7 acre, tree shaded lot and has 2 yard buidlings. It's an economical home just waiting for the buyer that wants an affordable waterfront home close to all the water fun yet wants the space the country has to offer ! You are just a few blocks from the public boat launch into the heart of Deer Point Lake. Affordable homes are getting harder to find. Located in the heart of the DEER POINT LAKE AREA and a short driving distance to portion of Deer Point Lake, makes this home a rare treat. Bring the whole family along to see this one. There's even a fully fenced yard for the young'ns and the dog....and don't forget to wave at the neighbors while you're there.....they seem awfully friendly.... !
  • Listed by: John McCrory Jr • Gulf Coast Realty
Listing closed: 09/30/2013 12:00 AM • Source: CPAR, MLS#: 612123
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Location

Listing Courtesy of Gulf Coast Realty

Sold By Overstreet Realty

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Payment Calculator

$813 per month

30 year fixed, 7.03% Interest

Principal and Interest

$693

Property Taxes

$120

HOA Dues

$0

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Property Information for 3952 Cedar Bluff Road

Property Details

  • Taxes: $1,437 / year
  • MLS Type: Residential / Single Family Residence / Single Family Residence
  • County: Bay County
  • Architectural Style: Contemporary
  • Waterfront: Yes
  • Waterfront Features: Creek
  • Subdivision Name: Cedar Bluff Unit Two

Building Information

  • Year Built: 1998
  • Lot Size: 1.72 AC / 74,923 SF

Summary

Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: North on Hwy 77, cross Baily Bridge, right on Hwy 2321, left on Resota Beach Rd, go approx. 4 miles and turn right on Cedar Bluff Rd,
  • State Region: FL
  • Postal Code: 32409
  • Latitude: 30.346802
  • Longitude: -85.592833
  • State Or Province: FL
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
Taxes and HOA Information
  • Parcel Number: 07585-020-000
  • Association: No
  • Tax Annual Amount: $1,437.00
  • Tax Legal Description: Com at NW COR of Lot 145 Cedar Bluff U#2 NWLY 15' FORPOB CONT NWLY 149.13'NELY 146.13 NELY 156.41' TO CEDAR CREEK SELY ALONG WATER 335' M/L SWLY 559.60'TO POB TOGETHER WITH NON EXCL ESMT FOR INGRESS & EGRESS.
  • Tax Year: 2013
School Information
  • Elementary School: Deane Bozeman
  • High School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
Parking
  • Attached Garage: No
  • Garage Spaces: 1.0

Property

Lot Information
  • Building Area Total: 1252.0
  • Lot Size Acres: 1.72
  • Lot Size Area: 1.72
  • Lot Size Dimensions: 150X500
  • Lot Size Units: Acres
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1998
  • Human Modified: No
Utilities
  • Utilities: Electricity Available

Interior and Exterior Features

Exterior Features
  • Exterior Features: Patio
  • Construction Materials: Block
  • Patio And Porch Features: Patio
Interior Features
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 2
  • Rooms Total: 5
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Appliances: Electric Range, Electric Water Heater

Room Information

Room 1
  • Room Dimensions: 15 x 8
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 8.0
Room 2
  • Room Dimensions: 26 x 15
  • Room Length: 26.0
  • Room Level: First
  • Room Type: Great Room
  • Room Width: 15.0
Room 3
  • Room Dimensions: 15 x 12
  • Room Length: 15.0
  • Room Level: Second
  • Room Type: Bonus Room
  • Room Width: 12.0
Room 4
  • Room Dimensions: 14 x 12
  • Room Length: 14.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Room 5
  • Room Dimensions: 15 x 13
  • Room Length: 15.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 13.0

Mobile Home

Mobile Home Information
  • Mobile Dim Units: Feet

Rental

Rental Information
  • Occupant Type: Vacant

Property History for 3952 Cedar Bluff Road

DateEvent & SourcePriceAppreciation
Sep 30, 2013

Sold

CPAR #612123

$129,900—
Sep 27, 2013

Sold (Public Record)

Public Record #370174957

$129,900

-8.0% / yr

Aug 26, 2013

Pending

CPAR #612123

—
DateEvent & SourcePrice
09/30/2013

Sold

CPAR #612123

$129,900
09/27/2013

Sold (Public Record)

Public Record #370174957

$129,900

-8.0% / yr

08/26/2013

Pending

CPAR #612123

—

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public records

3952 Cedar Bluff Road

Beds

2

Total Finished SqFt

1,252 SqFt

Above Grade Finished SqFt

1,252 SqFt

Stories

2

Lot Size

74,967 SqFt

Style

Single Family Residence

Schools near 3952 Cedar Bluff Road

This home is within Bay District Schools.
Rating
School
Type
Grades
Distance
Public - PK to 12
Charter - 9 to 12
Charter - 6 to 8
Charter - 6 to 8
Rating
School
Distance
Deane Bozeman School
PublicPK to 12

North Bay Haven Career Academy
Charter9 to 12

Bay Haven Charter Middle School
Charter6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties make no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Gulf Coast Realty

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.