3966 High Bluff Dr

Largo, FL 33770

$699,000
Price
4
Beds
1,746 Sq. Ft.
$400 / Sq. Ft.
1,746
Sq. Ft.
$400
per Sq. Ft.
Get preapproved with Rocket Mortgage1
a view of a house with a garden
a view of outdoor space yard deck patio and swimming pool
a front view of a house with a yard and garage
a view of a park with large trees
a front view of a house with a yard
a living room with furniture and a wooden floor
a living room with furniture and a flat screen tv
a living room with furniture and a large window
a living room with furniture and a large window
a view of a dining room with furniture window and wooden floor
a bedroom with a bed and a potted plant
a bedroom with a bed and a mirror
a bed room with a bed and a tv
a bedroom with a bed and a tv
a bathroom with a sink and a bathtub
a bathroom with a bathtub and shower
a bathroom with a shower
a bedroom with a bed and a window in it
a bedroom with a bed and glass walk in closet
a bedroom with a large bed a chandelier and closet
a bedroom with a large bed and a chandelier
a bathroom with a shower
a bathroom with a granite countertop tub sink and mirror
a view of a bedroom from a corridor
a kitchen with stainless steel appliances granite countertop a refrigerator a stove a sink dishwasher and wooden cabinets with wooden floor
a kitchen with stainless steel appliances granite countertop a stove and a wooden cabinets
a kitchen with stainless steel appliances granite countertop a stove refrigerator and cabinets
a kitchen with stainless steel appliances granite countertop a stove a sink and a refrigerator
a view of a dining room with furniture and wooden floor
a kitchen with stainless steel appliances granite countertop a refrigerator a stove and a sink with cabinets
a view of a patio with couches table and chairs
a view of a patio with couches chairs and potted plants
a view of a patio with couches and table and chairs with wooden floor and fence
a white stove top oven sitting inside of a kitchen
a view of a house with a backyard
a chairs and table in a patio
a view of a patio with couches table and chairs and potted plants
an aerial view of a city
an aerial view of multiple houses
unknown

Description

Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb...Welcome to 3966 High Bluff Drive, a beautifully updated four-bedroom, three-bathroom saltwater pool home in the highly desirable, deed-restricted Harbor Hills community of Largo. Ideally located just minutes from the Gulf beaches yet positioned high and dry with no flood insurance required and no risk of flooding, this property offers the rare combination of coastal convenience and true peace of mind. Situated on a premium corner lot along a quiet interior street, the home delivers standout curb appeal with lush landscaping, a covered front porch, and an attractive paver driveway and walkway that create a warm and inviting first impression. Inside, the open-concept layout is designed for effortless everyday living and entertaining, featuring bamboo flooring throughout the main living areas and classic terrazzo floors in the bedrooms for durability and charm. Natural light fills the home, complemented by plantation shutters, updated ceiling fans, and contemporary lighting that enhance the relaxed Florida aesthetic. The kitchen is both functional and stylish, showcasing expansive granite countertops, abundant cabinetry, stainless steel appliances, an induction range, and a large island with additional storage and seating for up to five. It flows seamlessly into the dining and living areas, keeping gatherings connected and comfortable. The bedrooms are thoughtfully positioned toward the rear of the home for added privacy, offering generous space and flexibility. The primary suite serves as a true retreat with direct access to the pool and an ensuite bath featuring an oversized walk-in shower with crisp white tile and pebble accents. A recently renovated secondary bathroom brings spa-like appeal with contemporary finishes, an open shower design, and a freestanding soaking tub. The laundry room is conveniently located just off the kitchen with direct access from the pool area, making post-swim clean-up simple and practical. Outdoors, the private backyard oasis centers around a sparkling saltwater pool surrounded by pavers and enclosed within a screened lanai for year-round enjoyment. Beyond the pool, additional paver space, lush landscaping, and newer vinyl fencing create a private and versatile setting perfect for entertaining or relaxing in the Florida sunshine. Located near Belleair and just minutes to Indian Rocks Beach, Clearwater Beach, Sand Key, and Belleair Beach, this home places you close to world-class beaches, dining, shopping, and entertainment. Recent improvements add tremendous value and peace of mind, including a new roof, soffits, fascia, and exterior downlighting in 2023; HVAC with UV filtration in 2024; updated plumbing and electrical in 2024; bathroom remodels in 2021; and a water heater installed in 2017. With a low HOA fee of just $100 per year, 3966 High Bluff Drive offers exceptional quality, location, and lifestyle in one of Largo’s most sought-after neighborhoods.
  1. Listed by Clay Glover, Jr • Brokerage DRE #1046989 • RE/MAX ACTION FIRST OF FLORIDA
    P: (727)-641-5754 C: (727)-641-5754 Clay@gloverrealestategroup.com

Property Details for 3966 High Bluff Drive

Architectural Style
Ranch
Subdivision Name
HARBOR HILLS
Township
30
Garage Spaces
2
View
Pool
Waterfront
No
Furnished
Unfurnished
LISTING UPDATED: 02/21/2026 01:12 PM

Property Details for 3966 High Bluff Drive

StatusActive
MLS #TB8466262
Days on Market30
Taxes$2,575 / year
HOA Fees$100 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1959
Lot Size0.19 AC / 8,455 SF
CountyPinellas County
Get preapproved with Rocket Mortgage1

Location

Listing Courtesy of RE/MAX ACTION FIRST OF FLORIDA, Clay Glover, Jr
Add your commute

Building Information for 3966 High Bluff Drive

Stories1Year Built1959Building Size-Lot Size0.19 AC / 8,455 SF

Payment Calculator

Get preapproved with Rocket Mortgage1

$3,630 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,407

Property Taxes

$215

HOA Dues

$8

The Payment Calculator is for illustrative purposes only.

Know your buying power with a preapproval and custom rate in minutes

Rocket Mortgage1

Property Information for 3966 High Bluff Drive

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2366.0
  • Building Area Units: Square Feet
  • Direction Faces: West
  • Directions: From 130th Ave N/Wilcox Rd Turn right onto 128th St/Pine St Turn left onto Dryer Ave Turn right onto Indian Rocks Rd Turn left onto High Bluff Dr
  • Mls Major Change Type: New Listing
  • Major Change Type: New Listing
  • Listing Service: Full Service
  • Road Frontage Type: Street Paved
  • Senior Community: No
  • Unit Number: No
  • Street Number: 3966
  • Street Name: HIGH BLUFF
  • Street Suffix: DRIVE
  • State: FL
  • City: LARGO
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
  • Parking Features: Driveway, Garage Door Opener
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Required
  • Association Name: Jake Tower
  • Association: Yes
  • CDD: No
  • Tax Block: B
  • Tax Book Number: 46-58
  • Tax Legal Description: HARBOR HILLS BLK B, LOT 1
  • Tax Lot: 1
  • Tax Year: 2024
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: Cleared, In County, Landscaped, Level
  • Lot Size Dimensions: 90 x 100
  • Parcel Number: 053015359820020010
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: R-3
  • Living Area: 1746
  • Lot Dimensions: 90 x 100
Property and Assessments
  • Year Built Numeric: 1959
  • Flood Zone Code: X
  • Flood Zone Date: 08-24-2021
  • Flood Zone Panel: 12103C0114H
  • Homestead: No
  • New Construction: No
  • Public Survey Range: 15
  • Public Survey Section: 05
  • Dock YN: No
Utilities
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Stucco
  • Exterior Features: Private Mailbox
  • Foundation Details: Slab
  • Levels: One
  • Patio And Porch Features: Patio, Porch
  • Pool Features: In Ground, Salt Water
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Vegetation: Trees/Landscaped
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 4
  • Bathrooms Full: 3
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Terrazzo, Hardwood
  • Heating: Central
  • Interior Features: Ceiling Fan(s)
  • Laundry Features: In Kitchen, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 3.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: No

Property History for 3966 High Bluff Drive

DateEvent & SourcePriceAppreciation
Jan 30, 2026

Listed (Active)

MFRMLS #TB8466262

$699,000—
Sep 30, 2025

Expired

MFRMLS #TB8391372

$705,000—
May 30, 2025

Listed (Active)

MFRMLS #TB8391372

$715,000—
Sep 12, 2024

Sold (Public Record)

Public Record #1540678250

$645,000

+10.7% / yr

Sep 12, 2024

Sold

MFRMLS #T3545750

$645,000—
Aug 5, 2024

Pending

MFRMLS #T3545750

—
Jul 31, 2024

Listed (Active)

MFRMLS #T3545750

$659,900—
Jul 29, 2010

Sold

MFRMLS #U7465880

$153,000—
Jul 23, 2010

Sold (Public Record)

Public Record #313660655

$153,000

-0.8% / yr

Jun 8, 2010

Pending

MFRMLS #U7465880

—
May 31, 2010

Listed (Active)

MFRMLS #U7465880

$140,000—
Oct 10, 2001

Sold (Public Record)

Public Record #78806690

$163,900—
DateEvent & SourcePrice
01/30/2026

Listed (Active)

MFRMLS #TB8466262

$699,000
09/30/2025

Expired

MFRMLS #TB8391372

$705,000
05/30/2025

Listed (Active)

MFRMLS #TB8391372

$715,000
09/12/2024

Sold (Public Record)

Public Record #1540678250

$645,000

+10.7% / yr

09/12/2024

Sold

MFRMLS #T3545750

$645,000
08/05/2024

Pending

MFRMLS #T3545750

—
07/31/2024

Listed (Active)

MFRMLS #T3545750

$659,900
07/29/2010

Sold

MFRMLS #U7465880

$153,000
07/23/2010

Sold (Public Record)

Public Record #313660655

$153,000

-0.8% / yr

06/08/2010

Pending

MFRMLS #U7465880

—
05/31/2010

Listed (Active)

MFRMLS #U7465880

$140,000
10/10/2001

Sold (Public Record)

Public Record #78806690

$163,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 3966 High Bluff Drive

Taxable ValueLand-Additions-Total-
Tax Record2025$10,121 ($843 / month)
Home Facts
Beds0Baths2.5Total Finished SqFt1,746 SqFtAbove Grade Finished SqFt1,746 SqFtStories1Lot Size8,455 SqFtStyleSingle Family ResidenceYear Built1959Year Renovated2003CountyPINELLASAPN05-30-15-35982-002-0010

Schools near 3966 High Bluff Drive

This home is within Pinellas.
Rating
School
Type
Grades
Distance
Anona Elementary School
Public - PK to 5
Seminole Middle School
Public - 6 to 8
Largo High School
Public - 9 to 12
Pinellas Virtual School
Public - K to 12
Rating
School
Distance
Anona Elementary School
PublicPK to 5

Seminole Middle School
Public6 to 8

Largo High School
Public9 to 12

Pinellas Virtual School
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

Explore Nearby Homes

More information about 3966 High Bluff Drive, Largo, FL 33770

3966 High Bluff Drive is a single family home for sale in Largo, FL 33770. This property was listed for sale on January 30, 2026 by RE/MAX ACTION FIRST OF FLORIDA, it's currently listed at $699,000. It has been on the market for a total of 30 days and was last sold on September 12, 2024. This listing's school district is Pinellas. Nearby schools include Anona Elementary School, Seminole Middle School and Largo High School. 3966 High Bluff Drive is a 4-bed, 3-bath, 1,746 sqft single family home built in 1959.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of RE/MAX ACTION FIRST OF FLORIDA, Clay Glover, Jr

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 02/21/2026 01:12 PM