4 Cardinal Point
Sold 7/25/16Virtual Tour
Sold 7/25/16Virtual Tour
Single FamilyProperty Type
0.44 acresLot Size
1996Year Built
$174/sq ftPrice per sq ft
$78/moHOA Fees
2 carsParking Spaces
Description
WATERFRONT w/253-ft of Prime Waterfrontage & Dock ---- When The Only Word That Fully Describes A Home Is MAGNIFICENT - You Use It! This Magnificent Waterfront Boasts Water Views In Every Direction & From Every Window. Magnificently Designed w/A Courtyard Entrance, Elegant Foyer w/Beautiful Arched Doorways & Interior Columns, Greatroom w/Cathedral Ceiling & Double-sided FP, DR w/Tray Ceiling & Uplighting, Lrg Gourmet Kitchen w/Corian Countertops & Center Island, Transom Windows, Glass-Surround Sunroom...WATERFRONT w/253-ft of Prime Waterfrontage & Dock ---- When The Only Word That Fully Describes A Home Is MAGNIFICENT - You Use It! This Magnificent Waterfront Boasts Water Views In Every Direction & From Every Window. Magnificently Designed w/A Courtyard Entrance, Elegant Foyer w/Beautiful Arched Doorways & Interior Columns, Greatroom w/Cathedral Ceiling & Double-sided FP, DR w/Tray Ceiling & Uplighting, Lrg Gourmet Kitchen w/Corian Countertops & Center Island, Transom Windows, Glass-Surround Sunroom w/Walk-out to Wrapped Decking, Hardwds, 3-Masters(one on each level), Spa BA-Relaxing Jacuzzi w/Breathtaking Views from Tub, Fin. Terrace Level w/Family Rm. Former Parade Home, Beautifully Landscaped on Waterfront Point w/Magnificent Views!
- Listed by: THE STRONG TEAM 434.589.5800 Patsy@StrongTeamRealtors.com • STRONG TEAM, REALTORS
Listing closed: 07/25/2016 01:00 AM • Source: CAAR, MLS#: 545144
Recent comparable sales
Median sold price
$595,000
Avg days on market
50
Sale-to-list ratio
98.9%
Palmyra, VA
9 comparable properties found
1/57
$650,000
Sold 03/07/25
- 5
- Bedrooms
- 4
- Bathrooms
- 3,676
- Square Feet
- 0.83
- Acres
1/49
$500,000
Sold 06/03/26
- 5
- Bedrooms
- 4
- Bathrooms
- 3,696
- Square Feet
- 0.42
- Acres
1/52
$450,000
Sold 02/09/26
- 5
- Bedrooms
- 4
- Bathrooms
- 3,600
- Square Feet
- 0.37
- Acres
1/65
$739,000
Sold 06/12/25
- 5
- Bedrooms
- 3
- Bathrooms
- 3,096
- Square Feet
- 0.28
- Acres
1/52
1/75
1/76
$595,000
Sold 01/31/25
- 5
- Bedrooms
- 5
- Bathrooms
- 3,375
- Square Feet
- 0.53
- Acres
1/61
$930,000
Sold 10/15/24
- 5
- Bedrooms
- 4
- Bathrooms
- 3,189
- Square Feet
- 0.68
- Acres
1/74
Location
Listing Courtesy of STRONG TEAM, REALTORS, THE STRONG TEAM
Sold By MONTICELLO COUNTRY REAL ESTATE, INC., WILLIAM LANSING
Add your commute
Virtual Tour
Payment Calculator
$3,883 per month
30 year fixed, 6.71% Interest
Principal and Interest
$3,351
Property Taxes
$453
HOA Dues
$78
The Payment Calculator is for illustrative purposes only.
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1Property Information for 4 Cardinal Point
Property Details
- Taxes: $5,441 / year
- MLS Type: Residential / Detached
- County: Fluvanna County
- Subdivision: LAKE MONTICELLO
- Directions: Lake Monticello Main Gate - Left onto Jefferson Dr. - Drive over Dam - Right on Cardinal - Home at end of cul-de-sac
- Water: Public Water
- Zoning: R-4 Residential
- Garage # Cars: 2.00
- View: Water View
Building Information
- Stories: 1
- Year Built: 1996
- Lot Size: 0.44 AC / 19,166 SF
Summary
Location and General Information
- County/Incorporated City: Fluvanna
- Lockbox Location: FRONT PORCH
Taxes and HOA
- Tax Year: 2016
- Taxes: $5,441.00
- Amen HOA/COA/Club/Sub: Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Community Room, Dining Rooms, Golf, Lake, Meeting Room, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball, Walk/Run Trails
- Assn Setup/Trans Fee Type: $
- Association Frequency: Monthly
- Association: HOA
- Assn Setup/Transfer Fees: $650.00
- Association(s) Fees $: $78.00
- Association Includes: Beach, Boat Launch, Club House, Play Area, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal, Trash Pickup
- Parcel Number: Section 1, Lot 309
School Information
- Elem School: Central (Fluvanna)
- High School: Fluvanna
- Middle School: Fluvanna
Parking
- Garage AG Unfin: 572.0
- Garage BG Unfin: 0.0
- Garage Total AG: 572.0
- Garage Total BG: 0.0
- Garage: Yes
- Garage Features: Attached, Auto Door, Faces Side
Virtual Tour
- Virtual Tour: http://youtu.be/pNpjWGLzlig
Property
Lot Information
- Lot Features: Cul-de-sac, Private Gated Community
- # of Acres: 0.44
- Price Per SQFT: $174.42
- Land Description: Landscaped, Nearly Level, Private, Water Front
- Foundation: Poured Concrete
- Above Grade Finished: 2995.0
- Above Grade Unfinished: 0.0
- Below Grade Finished: 723.0
- Below Grade Unfinished: 723.0
- Dependency Total BG: 0.0
- Dependency Total AG: 0.0
Property and Assessments
- Class: RESIDENTIAL
- Property Type: Detached
- Foreclosure: No
- Name of Property: WATERFRONT
- Type of Construction: On Site Built
- Level: 1.5 Story
- Year Built: 1996
- New Construction: No
- Occupant: Owner
- Builder: MIKE HIMES
- Legal Description: Tax Map 18A-1-309
- Road Maint: 0.0
- Lockbox: CAAR
- SIGN: Yes
- Occupied By: Owner
- Agent Hit Count: 35
- Client Hit Count: 28
- Design: Ranch
- Structure-Security: Gated Community, Smoke Detector(s)
- Water Property: Pond / Lake
- Listing Services: Exclusive Right to Sell, Full Service
- Cable/Internet Available: Cable, DSL
Green Features
- Green Features: No
Utilities
- Sewer/Septic: Public Sewer
Interior and Exterior Features
Exterior Features
- Roof: Architectural Style
- Structure-Features: Dual Vanities, Skylights, Two Master Bedrooms, Walk-in Closet, Whirlpool/Jetted Tub
- Structure-Floors: Carpet, Ceramic Tile, Hardwood
- Structures-Deck/Porch: Deck, Patio - Covered, Porch - Front
Interior Features
- Structure-Window/Ceiling: 9' Ceilings, Tilt Sash Windows, Transom, Tray Ceiling, Vaulted/Cathedral Ceiling
- Fireplace: Gas Logs, Stone, Two
- Fireplace Location: Great Room, Kitchen
- Air Conditioning: Central AC, Heat Pump
- Heating: Heat Pump, Propane
- Kitchen Appliances/Feat: Breakfast Bar, Breakfast Nook, Dishwasher, Disposal, Electric Cooktop, Island, Microwave, Pantry, Recessed Light, Wall Oven
- Kitchen Cabinets/Counters: Glass Front Cabinets, Solid Surface Counter, Wood Cabinets
- Laundry: Dryer, Large Sink, Washer
Room Information
Additional Room Information
- Room Types: Bedroom, Breakfast Room, Dining Room, Family Room, Foyer, Full Bath, Great Room, Half Bath, Home Office, Kitchen, Laundry, Loft, Master Bedroom, Study/Library, Sun Room, Utility Room
- Room Types Level B: Bedroom (LB), Family Room (LB), Full Bath (LB), Utility Room (LB)
- Room Types Level 1: Bedroom (L1), Breakfast Room (L1), Dining Room (L1), Foyer (L1), Full Bath (L1), Great Room (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Master Bedroom (L1), Sun Room (L1)
- Room Types Level 2+: Bedroom (L2+), Full Bath (L2+), Loft (L2+)
- Concatenated Rooms 1: |Foyer1|Dining Roo1|Great Room1|Kitchen1|Breakfast1|Master Bed1|Full Bath1|Bedroom1|Laundry1|Half Bath1|Sun Room1|Bedroom2|Bedroom2|Full Bath2|Family RooB|BedroomB|Full BathB|Utility RoB|Loft2|
Bathrooms Information
- # Baths: 3.50
- # Baths: Below Grade: 1.00
- # Baths: Dependency: .00
- # Baths: Main Level: 1.50
- # Baths: Upper Level(s): 1.00
- # Full Baths: 3
- # Half Baths: 1
Bedrooms Information
- Master Bed on Main Level: Yes
- Master Bath on Main Level: Yes
- # Beds: 5.00
- # Beds: Below Grade: 1.00
- # Beds: Dependency: .00
- # Beds: Main Level: 2.00
- # Beds: Upper Level(s): 2.00
Room 1
- Room 1: Foyer
- Room 1 Level: 1
Room 2
- Room 2: Dining Room
- Room 2 Level: 1
Room 3
- Room 3: Great Room
- Room 3 Level: 1
Room 4
- Room 4: Kitchen
- Room 4 Level: 1
Room 5
- Room 5: Breakfast Room
- Room 5 Level: 1
Room 6
- Room 6: Master Bedroom
- Room 6 Level: 1
Room 7
- Room 7: Full Bath
- Room 7 Level: 1
Room 8
- Room 8: Bedroom
- Room 8 Level: 1
Room 9
- Room 9: Laundry
- Room 9 Level: 1
Room 10
- Room 10: Half Bath
- Room 10 Level: 1
Room 11
- Room 11: Sun Room
- Room 11 Level: 1
Room 12
- Room 12: Bedroom
- Room 12 Level: 2
Room 13
- Room 13: Bedroom
- Room 13 Level: 2
Room 14
- Room 14: Full Bath
- Room 14 Level: 2
Room 15
- Room 15: Family Room
- Room 15 Level: Basement
Room 16
- Room 16: Bedroom
- Room 16 Level: Basement
Room 17
- Room 17: Full Bath
- Room 17 Level: Basement
Room 18
- Room 18: Utility Room
- Room 18 Level: Basement
Room 19
- Room 19: Loft
- Room 19 Level: 2
Property History for 4 Cardinal Point
| Date | Event & Source | Price | Appreciation |
|---|---|---|---|
| Jul 25, 2016 | Sold CAAR #545144 | $648,500 | — |
| Jun 20, 2016 | Sold (Public Record) Public Record #1255693552 | $648,500 | — |
| Apr 6, 2016 | Listed (Active) CAAR #545144 | $658,500 | — |
| Date | Event & Source | Price |
|---|---|---|
| 07/25/2016 | Sold CAAR #545144 | $648,500 |
| 06/20/2016 | Sold (Public Record) Public Record #1255693552 | $648,500 |
| 04/06/2016 | Listed (Active) CAAR #545144 | $658,500 |
For completeness, we often displays two records for one sale: the MLS record and the public record.
Public Records for 4 Cardinal Point
Taxable ValueLand$210,000Additions$753,360Total$963,360
Tax Record2025$7,273 ($606 / month)
Home Facts
Beds4Baths3.5Total Finished SqFt4,442 SqFtAbove Grade Finished SqFt2,996 SqFtFinished Basement SqFt1,446 SqFtStories2Lot Size19,297 SqFtStyleSingle Family ResidenceYear Built1996Year Renovated2011ZoningR-4CountyFLUVANNAAPN18A 1 309
Schools near 4 Cardinal Point
This home is within Fluvanna County Public Schools.
Rating | School | Type | Grades | Distance |
|---|---|---|---|---|
| Public - | PK to 2 | |||
| Public - | 3 to 4 | |||
| Public - | 5 to 7 | |||
| Public - | 8 to 12 |
Rating | School | Distance |
|---|---|---|
Central Elementary School PublicPK to 2 | ||
Carrysbrook Elementary Public3 to 4 | ||
Fluvanna Middle Public5 to 7 | ||
Fluvanna County High School Public8 to 12 |
School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.
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Nearby home values
| Address | Sold price | Beds | Baths | Sqft | Lot (Sqft) |
|---|---|---|---|---|---|
This home: 4 Cardinal Point, Palmyra, VA 22963 | $648,500 | 5 | 4 | 3,718 | 19,166 |
$480,000 | 3 | 3 | 3,248 | 16,117 | |
– | 3 | 2.5 | 1,344 | 14,985 | |
$525,000 | 5 | 4 | 3,410 | 16,552 | |
$430,000 | 3 | 2.5 | 2,232 | 15,377 | |
$261,000 | 3 | 2 | 1,692 | 17,076 | |
$400,000 | 3 | 3 | 2,000 | 15,246 | |
$292,000 | 3 | 3 | 2,760 | 14,374 | |
– | 2 | 2 | 1,279 | 12,502 | |
$390,000 | 3 | 2 | 1,320 | 18,295 | |
$746,000 | 4 | 3 | 3,410 | 28,314 | |
– | 2 | 1.5 | 1,231 | 19,254 | |
$180,000 | 2 | 2 | 1,248 | 16,117 | |
$165,700 | 3 | 3 | 1,420 | 14,374 | |
$150,000 | 3 | 2 | 1,196 | 12,632 | |
– | 3 | 2 | 732 | 16,553 |
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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.
Listing Courtesy of STRONG TEAM, REALTORS, THE STRONG TEAM
All listings displayed pursuant to IDX shall show the MLS as the source of the information. Any IDX display controlled by a Participant or Subscriber must include in a readily visible color and typeface not smaller than the median used in the display of IDX Listings the following: All or a portion of the multiple Listing information is provided by the CBRAR Property Services, Inc. MLS, from a copyrighted compilation of Listings. All CBRAR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of listings and each individual listing are ©2026 CBRAR Property Services, Inc. MLS. All rights reserved.
