Sold
Last Sold Price
3 beds3,248 sqft
3 Cardinal Point,Ā Palmyra, VAĀ 22963
Single FamilyProperty Type
0.37 acresLot Size
1988Year Built
$148/sq ftPrice per sq ft
$864/yrHOA Fees
1 carParking Spaces

Description

Fabulous one owner, waterfront home with panoramic views of Lake Monticello, an amenity laden community just 25 minutes east of Charlottesville. Golf, boat, kayak, swim, play tennis, fish, exercise, beaches, security & clubhouse offer a year round "vacation atmosphere." The home sits on a cul-de-sac point with a private dock & you can relax on the multiple decks overlooking the water. The open floorplan features a vaulted ceiling living & dining area with a brick fireplace and many windows for light...Fabulous one owner, waterfront home with panoramic views of Lake Monticello, an amenity laden community just 25 minutes east of Charlottesville. Golf, boat, kayak, swim, play tennis, fish, exercise, beaches, security & clubhouse offer a year round "vacation atmosphere." The home sits on a cul-de-sac point with a private dock & you can relax on the multiple decks overlooking the water. The open floorplan features a vaulted ceiling living & dining area with a brick fireplace and many windows for light and views. A large kitchen offers plenty of room for preparing meals & you can enjoy the views from the sunroom on the rear of the house. 2 bedrooms/full baths on the main level with a loft and huge bedroom upstairs with full bath. Enjoy!
Listing closed: 12/18/2015 12:00 AM • Source: CAAR, MLS#: 539106

Recent comparable sales

Median sold price

$460,000

Avg days on market

35

Sale-to-list ratio

97.2%

Palmyra, VA

9 comparable properties found

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Location

Listing Courtesy of SLOAN MANIS REAL ESTATE, AARON MANIS; SLOAN MANIS REAL ESTATE, DAVID SLOAN

Sold By SLOAN MANIS REAL ESTATE, DAVID SLOAN

Add your commute

Payment Calculator

$2,931 per month

30 year fixed, 6.71% Interest

Principal and Interest

$2,480

Property Taxes

$378

HOA Dues

$72

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Property Information for 3 Cardinal Point

Property Details
  • Taxes: $4,539 / year
  • MLS Type: Residential / Detached
  • Subdivision: LAKE MONTICELLO
  • Directions: From Charlottesville, take Route 20 South to left on Route 53 East to a left on Lake Monticello Road to entrance to Lake Monticello. From gatehouse, take left on Jefferson Drive to a right on Cardinal Point. See sign.
  • Water: Public Water
  • Garage # Cars: 1.00
  • View: Panoramic View, Water View
Building Information
  • Stories: 1
  • Year Built: 1988
  • Lot Size: 0.37 AC / 16,117 SF
Summary
Location and General Information
  • County/Incorporated City: Fluvanna
  • Historic District: No
  • Lockbox Location: front porch
Taxes and HOA
  • Tax Year: 2015
  • Taxes: $4,539.05
  • Amen HOA/COA/Club/Sub: Golf, Pool, Tennis
  • Assn Setup/Trans Fee Type: $
  • Association Frequency: Annual
  • Association: HOA
  • Assn Setup/Transfer Fees: $660.00
  • Association(s) Fees $: $864.00
  • Association Includes: Beach, Boat Launch, Club House, Master Ins. Policy, Play Area, Prof. Mgmt., Reserve Fund, Road Maint, Security Force, Snow Removal
  • Parcel Number: 18A 1 308
School Information
  • Elem School: Central (Fluvanna)
  • High School: Fluvanna
  • Middle School: Fluvanna
Parking
  • Garage AG Unfin: 0.0
  • Garage BG Unfin: 200.0
  • Garage Total AG: 0.0
  • Garage Total BG: 200.0
  • Garage: Yes
  • Garage Features: Faces Front, In Basement
Property
Lot Information
  • Lot Features: Cul-de-sac
  • # of Acres: 0.37
  • Price Per SQFT: $147.78
  • Land Description: Nearly Level, Partly Wooded, Water Front
  • Foundation: Concrete Block
  • Above Grade Finished: 2810.0
  • Above Grade Unfinished: 0.0
  • Below Grade Finished: 438.0
  • Below Grade Unfinished: 1752.0
  • Dependency Total BG: 0.0
  • Dependency Total AG: 0.0
Property and Assessments
  • Class: RESIDENTIAL
  • Property Type: Detached
  • Foreclosure: No
  • Name of Property: ViewPoint
  • Type of Construction: On Site Built
  • Level: 1.5 Story
  • Year Built: 1988
  • New Construction: No
  • Over 55 Community: No
  • Occupant: Vacant
  • Legal Description: Wb 62-966 Ashlawn-1 Lot 308 Tax Map 18A1 1 308
  • Road Maint: 0.0
  • Lockbox: CAAR
  • SIGN: Yes
  • Deed Book: 174/183
  • Occupied By: Vacant
  • Agent Hit Count: 31
  • Client Hit Count: 42
  • Water Property: Pond / Lake
  • Listing Services: Exclusive Agency
  • Cable/Internet Available: Cable, DSL
Green Features
  • Green Features: No
Utilities
  • Sewer/Septic: Public Sewer
Interior and Exterior Features
Exterior Features
  • Roof: Wood Shingle
  • Structure-Floors: Carpet, Wood
  • Exterior: Cedar
  • Pool: No
  • Structures-Deck/Porch: Deck, Porch - Rear, Porch - Side
Interior Features
  • Structure-Window/Ceiling: Vaulted/Cathedral Ceiling
  • Fireplace: One
  • Air Conditioning: Central AC
  • Heating: Heat Pump
  • Kitchen Appliances/Feat: Dishwasher, Electric Cooktop, Refrigerator
  • Kitchen Cabinets/Counters: Tile Counter
Room Information
Additional Room Information
  • Room Types: Bedroom, Dining Room, Full Bath, Living Room, Loft, Master Bedroom, Sun Room
  • Room Types Level 1: Bedroom (L1), Dining Room (L1), Full Bath (L1), Living Room (L1), Master Bedroom (L1), Sun Room (L1)
  • Room Types Level 2+: Bedroom (L2+), Loft (L2+)
  • Concatenated Rooms 1: |Living Roo1|Dining Roo1|Master Bed1|Bedroom1|Loft2|Bedroom2|Full Bath1|Sun Room1|
Bathrooms Information
  • # Baths: 3.00
  • # Baths: Below Grade: .00
  • # Baths: Dependency: .00
  • # Baths: Main Level: 1.00
  • # Baths: Upper Level(s): .00
  • # Full Baths: 3
  • # Half Baths: 0
Bedrooms Information
  • Master Bed on Main Level: Yes
  • Master Bath on Main Level: Yes
  • # Beds: 3.00
  • # Beds: Below Grade: .00
  • # Beds: Dependency: .00
  • # Beds: Main Level: 2.00
  • # Beds: Upper Level(s): 1.00
Room 1
  • Room 1: Living Room
  • Room 1 Level: 1
Room 2
  • Room 2: Dining Room
  • Room 2 Level: 1
Room 3
  • Room 3: Master Bedroom
  • Room 3 Level: 1
Room 4
  • Room 4: Bedroom
  • Room 4 Level: 1
Room 5
  • Room 5: Loft
  • Room 5 Level: 2
Room 6
  • Room 6: Bedroom
  • Room 6 Level: 2
Room 7
  • Room 7: Full Bath
  • Room 7 Level: 1
Room 8
  • Room 8: Sun Room
  • Room 8 Level: 1

Property History for 3 Cardinal Point

DateEvent & SourcePriceAppreciation
Dec 18, 2015

Sold

CAAR #539106

$480,000—
Dec 2, 2015

Sold (Public Record)

Public Record #1255692683

$480,000—
Oct 26, 2015

Listed (Active)

CAAR #539106

$489,900—
DateEvent & SourcePrice
12/18/2015

Sold

CAAR #539106

$480,000
12/02/2015

Sold (Public Record)

Public Record #1255692683

$480,000
10/26/2015

Listed (Active)

CAAR #539106

$489,900

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 3 Cardinal Point

Taxable ValueLand$210,000Additions$518,840Total$728,840
Tax Record2025$5,503 ($459 / month)
Home Facts
Beds3Baths3Total Finished SqFt4,562 SqFtAbove Grade Finished SqFt2,810 SqFtFinished Basement SqFt1,752 SqFtStories1Lot Size16,291 SqFtStyleSingle Family ResidenceYear Built1987Year Renovated2000ZoningR-4CountyFLUVANNAAPN18A 1 308

Schools near 3 Cardinal Point

This home is within Fluvanna County Public Schools.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 4
Public - 5 to 7
Public - 8 to 12
Rating
School
Distance
Central Elementary School
PublicPK to 2

Carrysbrook Elementary
Public3 to 4

Fluvanna Middle
Public5 to 7

Fluvanna County High School
Public8 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Nearby home values

AddressSold priceBedsBathsSqftLot (Sqft)
This home: 3 Cardinal Point, Palmyra, VA 22963
$480,000
3
3,248
16,117
$648,500
5
3,718
19,166
$261,000
3
2
1,692
17,076
–
3
2.5
1,344
14,985
$400,000
3
2,000
15,246
–
2
2
1,279
12,502

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of SLOAN MANIS REAL ESTATE, AARON MANIS; SLOAN MANIS REAL ESTATE, DAVID SLOAN

All listings displayed pursuant to IDX shall show the MLS as the source of the information. Any IDX display controlled by a Participant or Subscriber must include in a readily visible color and typeface not smaller than the median used in the display of IDX Listings the following: All or a portion of the multiple Listing information is provided by the CBRAR Property Services, Inc. MLS, from a copyrighted compilation of Listings. All CBRAR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of listings and each individual listing are ©2026 CBRAR Property Services, Inc. MLS. All rights reserved.