Active
4 beds2,650 sqft
4 River Bend Rd, Montgomery, IL 60538
Est: $4,668/moGet pre-approved
Single FamilyProperty Type
0.4 acresLot Size
1991Year Built
$279/sq ftPrice per sq ft
3 carsParking Spaces

Description

Welcome to 4 River Bend Road in Montgomery - a lovingly renovated 4-bedroom, 3.1-bath home with Fox River views, a private lower-level studio suite, a climate-controlled detached workshop, and a heated above-ground pool. Extensively updated since 2017, the home offers approximately 2,650 sq ft on the main and upper levels plus 1,224 sq ft below, custom millwork throughout, and smart-home convenience. The impressive 11x11 foyer features a wood-and-tile staircase with wrought-iron balusters, dimmable...Welcome to 4 River Bend Road in Montgomery - a lovingly renovated 4-bedroom, 3.1-bath home with Fox River views, a private lower-level studio suite, a climate-controlled detached workshop, and a heated above-ground pool. Extensively updated since 2017, the home offers approximately 2,650 sq ft on the main and upper levels plus 1,224 sq ft below, custom millwork throughout, and smart-home convenience. The impressive 11x11 foyer features a wood-and-tile staircase with wrought-iron balusters, dimmable step lighting, and stacked-stone display niches. A dedicated 15x14 main-level office includes a wood-and-glass pocket door, custom built-in desk, cabinetry and shelving, crown molding, wainscoting, and four windows. The formal dining room is finished with full and half-wall wainscoting and dimmable lighting. A custom reading nook offers built-in seating, wood storage drawers, concealed ceiling storage, wainscoting, and recessed lighting. The 25x17 eat-in kitchen is a true gathering space: 42-inch cabinetry, granite counters, stone backsplash, under counter lighting, breakfast bar, butler's pantry, extensive storage, and late-2024 Samsung Smart appliances. The family room includes a brick fireplace with gas logs, hidden retractable projector screen with ceiling-mounted mini projector, and custom wood window valances. A light-filled four-season room features a volume ceiling, nine windows, an iron gas fireplace/stove, beverage coffee nook, custom cabinetry, and direct deck access. The designer powder room has granite, a vessel sink, decorative tile floor and half walls. Upstairs, the primary bedroom offers a 12-foot shed-style volume ceiling, ceiling fan, and wainscoting. The spa-inspired 14x12 primary bath includes double vessel sinks, granite, custom cabinetry, a dual-head tiled and granite shower, jetted heated soaking tub, heated towel rack, and an 8x6 walk-in closet. Two additional bedrooms (14x14 and 14x13) each have a ceiling fan, and wainscoting. A window-filled loft/catwalk and a stylish hall bath with skylight, illuminated cabinetry, vessel sink and heated towel rack, plus a 13x5 laundry room with 42-inch cabinetry, stainless sink, decorative tile, and Samsung Bespoke washer and gas dryer complete the second floor. The lower level adds a 20x15 recreation room with custom built-ins, a 15x13 bonus room, and a private 27x13 studio suite with separate covered entrance, electric fireplace, office workstation, parquet-look ceramic tile, a fully equipped kitchenette (custom white cabinetry, tiled counters, induction cooktop, Bosch dishwasher, convection microwave, stainless refrigerator), and a private full bath with tiled shower and glass enclosure. Outdoor living is exceptional: a large 42x21 composite deck with vinyl railings, composite top rails, fenced perimeter and automatic nighttime accent lighting; a heated 15-ft-wide, 4-ft-deep above-ground pool with filtration; landscaped grounds with concrete walks and brick-edged beds; and a detached 16x11 climate-controlled workshop on a concrete foundation with 10-ft volume ceiling, heat and A/C, air filtration, 220-volt power, built-in cabinetry, recessed LED lighting, and windows. The heated 3-car garage (updated doors 2015) includes a vented gas heater, EV charger, extensive cabinetry, wash basin, tiled backsplash, and storage pantry. Additional updates and features include engineered wood flooring in key areas, recessed LED lighting, custom cabinetry and wainscoting, newer roof, siding and flooring, newer glass shower doors, Schlage smart and keypad locks, Ring alarm and video doorbell, perimeter cameras, app-controlled lighting and appliances, USB outlets, multiple heated towel racks, and abundant natural light. Location: within Montgomery village limits, Oswego CUSD 308, Fox River views with the river directly across, convenient to Route 25 and U.S. 30, near downtown Montgomery and Oswego. Next to FOX River Trail access.
3 days on Market
  • Listed by: Teresa Ryan 630.718.0424 • Century 21 Circle
  • Listed by: Mike Loewer 630.430.7871 • Century 21 Circle
Last updated: 09/19/2026 04:11 AM • Source: MRED as distributed by MLS GRID, MLS#: 12761641

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$4,668 per month

30 year fixed, 6.71% Interest

Principal and Interest

$3,819

Property Taxes

$849

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Property Information for 4 River Bend Road

Property Details
  • Taxes: $10,188 / year
  • MLS Type: Detached Single / 2 Stories
  • Area: Montgomery
  • Subdivision: Seasons Ridge
  • Township: Oswego
  • Ownership: Fee Simple
  • Num Of Garage Spaces: 3.0
  • Parking Included in Price: Yes
  • Air Conditioning Type: Central Air
  • Num of Interior Fireplaces: 1
  • Heat/Fuel: Natural Gas, Forced Air
  • Architectural Style: Traditional
  • View: Water
Building Information
  • Year Built: 1991
  • Lot Size: 0.40 AC / 17,424 SF
General Information
School Information
  • Elementary School District: 308
  • Elementary School: Boulder Hill Elementary School
  • Jr High Middle School: Thompson Junior High School
  • High School District: 308
  • High School: Oswego High School
  • Middle Or Junior School District: 308
Addtl Parking Information
  • Parking Details: Asphalt, Garage Door Opener, Heated Garage, Garage, EV Ready, Electric Vehicle Charging Station(s), Yes, Garage Owned, Attached
Location and General Information
  • Front Exposure: South
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Additional Parcels: No
Property Information
Interior Features
  • Interior Property Features: Vaulted Ceiling(s), Walk-In Closet(s), Bookcases, Granite Counters, Separate Dining Room
  • Num Of Rooms: 11
  • Bedrooms Total: 3
  • Bedrooms (Below Grade): 1
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Bath Amenities: Whirlpool,Separate Shower,Double Sink
  • Fireplace Features: Gas Log
  • Basement Type: Finished, Exterior Entry, Sleeping Area, Full
  • Bedrooms Possible: 4
  • Air Conditioning: Central Air
  • Electric: Circuit Breakers
  • Flooring: Hardwood
  • Basement Sq Ft: 1224
  • Dining Room: Separate
  • Basement Bathrooms: Yes
  • Fireplace Location: Family Room
  • Room Type: Library, Bonus Room, Foyer, Sun Room, Loft, Recreation Room, Deck
  • Num of Baths: 3.1
Exterior Features
  • Patio And Porch Features: Deck
  • Pool Features: Above Ground
  • Type: 2 Stories
  • Water Body Name: FOX RIVER ACROSS THE STREET
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Oven-Double, Microwave, Dishwasher, High End Refrigerator, Washer, Dryer, Disposal, Electric Cooktop, Electric Oven
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump, Water Heater-Gas
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: No
  • Built Before 1978: No
  • Age: 31-40 Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 0
  • Aprox Total Finished Sq Ft: 1224
  • Total Finished and Unfin Sq Ft: 1224
  • Lot Description: Corner Lot, Level
  • Lot Size: .25-.49 Acre
  • Lot Size Source: County Records
  • Lot Dimensions: 180x40x143x89x35x52
  • Other Structures: Workshop
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Exterior Building Type: Aluminum Siding, Brick, Cedar
  • Construction: Aluminum Siding, Brick, Cedar
  • Roof Type: Asphalt
  • Foundation Details: Concrete Perimeter
  • General Information: School Bus Service
  • Below Grade Finished Area: 1224.0
  • Living Area Source: Assessor
  • Assessor Square Footage: 2650
  • Flood Zone: No
Property and Assessments
  • Buyer Financing: Conventional
  • Public Document Count: 0
  • Photos Count: 54
  • Habitable Residence: Yes
  • Rural: N
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: Full, Double Sink, Whirlpool & Sep Shwr
  • Master Bedroom Dimensions: 17X14
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 14X12
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 14X13
Bedroom #4 Information
  • 4th Bedroom Level: Basement
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 17X15
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 14X12
Family Room Information
  • Family Room Level: Main
  • RoomType_FR: Family Room
  • Family Room Dimensions: 15X14
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 13X12
Laundry Information
  • Laundry Level: Second
  • Room Type: Laundry
  • Laundry Dimensions: 13X5
Living Room Information
  • Living Room Level: N/A
  • Room Type: Living Room
Deck Information
  • Room Level: Main
  • Room Type: Deck
  • Dimensions: 42X21
Foyer Information
  • Room Level: Main
  • Room Type: Foyer
  • Dimensions: 11X11
Recreation Room Information
  • Room Level: Basement
  • Room Type: Recreation Room
  • Dimensions: 20X15
Loft Information
  • Room Level: Second
  • Room Type: Loft
  • Dimensions: 10X05
Bonus Room Information
  • Room Level: Basement
  • Room Type: Bonus Room
  • Dimensions: 15X13
Sun Room Information
  • Room Level: Main
  • Room Type: Sun Room
  • Dimensions: 12X11
Library Room Information
  • Room Level: Main
  • Room Type: Library
  • Dimensions: 15X14

Property History for 4 River Bend Road

DateEvent & SourcePriceAppreciation
Sep 17, 2026

Listed (Active)

MRED #12761641

$739,000
Jul 17, 2015

Sold

MRED #08901649

$235,000
Jun 3, 2015

Pending

MRED #08901649

DateEvent & SourcePrice
09/17/2026

Listed (Active)

MRED #12761641

$739,000
07/17/2015

Sold

MRED #08901649

$235,000
06/03/2015

Pending

MRED #08901649

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 4 River Bend Road

Taxable ValueLand$25,896Additions$111,232Total$137,128
Tax Record2025$10,188 ($849 / month)
Home Facts
Beds4Total Finished SqFt2,650 SqFtAbove Grade Finished SqFt2,650 SqFtStories2Lot Size17,310 SqFtStyleSingle Family ResidenceYear Built1991CountyKENDALLAPN03-05-228-012Fireplace TypeHas Fireplace

Schools near 4 River Bend Road

This home is within Oswego Community Unit School District 308.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - K to 12
Rating
School
Distance
Boulder Hill Elementary School
PublicK to 5

Thompson Jr High School
Public6 to 8

Oswego High School
Public9 to 12

East View Academy School
PublicK to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

4 River Bend Road is a single family home for sale in Montgomery, IL 60538. This property was listed for sale on September 17, 2026 by Century 21 Circle, it's currently listed at $739,000. It has been on the market for a total of 3 days and was last sold on July 17, 2015. This listing's school district is Oswego Community Unit School District 308. Nearby schools include Boulder Hill Elementary School, Thompson Jr High School and Oswego High School. 4 River Bend Road is a 4-bed, 4-bath, 2,650 sqft single family home built in 1991.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 09/19/2026 04:11 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.