40 Cross St

$450,000
Last Sold Price
2
Beds
1,000 Sq. Ft.
$450 / Sq. Ft.
1,000
Sq. Ft.
$450
per Sq. Ft.

Description

This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, it's the perfect blend of classic character with modern upgrades! Contingent upon...This adorable and low maintenance home is the perfect starter home or downsizer and is located just minutes to the beautiful RI beaches and just a short walk to downtown Westerly. Elegantly landscaped with a welcoming front porch, this home boasts 2 bedrooms on the second level and an additional multi-functional room on the first level. With rich hardwood floors throughout and beautifully updated kitchen and baths, it's the perfect blend of classic character with modern upgrades! Contingent upon closing of Buyer's new home.
  1. Listed by Karen Hanson • Brokerage DRE #REB.0018404 • Stonington Realty
    P: (860)-961-4937 khanson@stoningtonrealty.com

Property Details for 40 Cross Street

Architectural Style
Bungalow
LISTING UPDATED: 11/13/2025 05:23 PM

Property Details for 40 Cross Street

StatusClosed
MLS #1393863
Days on Market6
Taxes$2,950 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1890
Lot Size0.10 AC / 4,356 SF
CountyWashington County

Location

Listing Courtesy of Stonington Realty

Sold By BHHS New England Properties

Add your commute

Building Information for 40 Cross Street

Stories2Year Built1890Building Size-Lot Size0.10 AC / 4,356 SF

Payment Calculator

$2,469 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,224

Property Taxes

$246

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 40 Cross Street

Summary
Location and General Information
  • City: Westerly
  • Community Features: Golf, Near Hospital, Near Schools, Recreation Area, Restaurant, Shopping
  • Postal City: Westerly
  • Postal Code: 02891
  • Postal Code Plus4: 2329
  • State Or Province: RI
  • Human Modified Y N: Yes
Parking
  • Attached Garage Y N: No
  • Covered Spaces: 0
  • Garage Spaces: 0
  • Garage Y N: No
  • Parking Features: Detached, Garage, No Garage
  • Parking Total: 2
Taxes and HOA Information
  • Tax Annual Amount: $2,950.00
  • Tax Assessed Value: 282300
  • Tax Lot: 197
  • Tax Map Number: 466
  • Tax Year: 2024
Property
Lot Information
  • Above Grade Fin SQFT: 1000.0
  • Below Grade Finished Area: 0.0
  • Building Area Total: 1000.0
  • Living Area: 1,000.00
  • Living Area Source: Public Records
  • Lot Size Acres: 0.1
  • Lot Size Area: 4356.0
  • Lot Size Square Feet: 4356.0
  • Lot Size Units: Square Feet
  • Parcel Number: 40CROSSSTWEST
  • Stories: 2
  • Stories Total: 2
  • Property Sub Type Additional: Single Family Residence
Property and Assessments
  • Buyer Financing: Conventional
  • New Construction Y N: No
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community Y N: No
  • Year Built: 1890
  • C L I P: 4,063,810,761
Utilities
  • Electric: Amps100
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected
Interior and Exterior Features
Exterior Features
  • Foundation Details: Block
Interior Features
  • Appliances: Gas Water Heater, Tankless Water Heater
  • Basement: None
  • Basement Y N: No
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total Integer: 2
  • Bedrooms Total: 2
  • Cooling: None
  • Cooling Y N: No
  • Fireplace Features: None
  • Fireplaces Total: 0
  • Fireplace Y N: No
  • Flooring: Ceramic Tile, Hardwood
  • Heating: Forced Air, Gas
  • Heating Y N: Yes
  • Levels: Two
  • Rooms Total: 6
Room 1
  • Room Type 1: Bedroom 2
  • Room Level 1: Second
Room 2
  • Room Type 2: Bedroom 1
  • Room Level 2: Second
Room 3
  • Room Type 3: Den
  • Room Level 3: First
Room 4
  • Room Type 4: Dining Room
  • Room Level 4: First
Room 5
  • Room Type 5: Living Room
  • Room Level 5: First
Room 6
  • Room Type 6: Kitchen
  • Room Level 6: First
Room 30
  • Room List: Bedroom 2, Bedroom 1, Den, Dining Room, Living Room, Kitchen
Rental
Rental Information
  • Land Lease Y N: No

Property History for 40 Cross Street

DateEvent & SourcePriceAppreciation
Oct 28, 2025

Sold

Rhode Island Association of REALTORS® #1393863

$450,000
Oct 27, 2025

Sold (Public Record)

Public Record #1919222185

$450,000

+7.8% / yr

Sep 5, 2025

Contract Signed

Rhode Island Association of REALTORS® #1393863

Aug 30, 2025

Listed (Active)

Rhode Island Association of REALTORS® #1393863

$399,000
Dec 1, 2015

Sold

Rhode Island Association of REALTORS® #1102685

$214,500
Nov 25, 2015

Sold (Public Record)

Public Record #561841059

$214,500

+3.0% / yr

Oct 14, 2015

Contract Signed

Rhode Island Association of REALTORS® #1102685

Jul 17, 2015

Listed (Active)

Rhode Island Association of REALTORS® #1102685

$242,000
Jul 1, 2010

Temporarily Off Market

SMARTMLS #E236675

$199,000
May 17, 2010

Permanently Off Market

Rhode Island Association of REALTORS® #959477

Feb 20, 2010

Listed (Active)

SMARTMLS #E236675

$219,000
Feb 20, 2010

Listed (Active)

Rhode Island Association of REALTORS® #959477

$219,000
Feb 20, 2007

Permanently Off Market

Rhode Island Association of REALTORS® #730080

Dec 28, 2006

Listed (Active)

Rhode Island Association of REALTORS® #730080

$249,900
Feb 12, 2003

Sold (Public Record)

Public Record #171512964

$147,000
Feb 12, 2003

Sold (Public Record)

Public Record #171512964

$147,000

+8.5% / yr

Feb 12, 2003

Sold

SMARTMLS #E129930

$146,500
Feb 12, 2003

Sold

Rhode Island Association of REALTORS® #213357

$146,500
Jan 7, 2003

Contract Signed

SMARTMLS #E129930

Jan 7, 2003

Contract Signed

Rhode Island Association of REALTORS® #213357

Sep 16, 2002

Listed (Active)

SMARTMLS #E129930

$159,900
Sep 8, 2002

Listed (Active)

Rhode Island Association of REALTORS® #213357

$159,900
Sep 12, 1995

Sold (Public Record)

Public Record #171496560

$80,000

-1.6% / yr

Jun 1, 1993

Sold (Public Record)

Public Record #171497205

$83,000
DateEvent & SourcePrice
10/28/2025

Sold

Rhode Island Association of REALTORS® #1393863

$450,000
10/27/2025

Sold (Public Record)

Public Record #1919222185

$450,000

+7.8% / yr

09/05/2025

Contract Signed

Rhode Island Association of REALTORS® #1393863

08/30/2025

Listed (Active)

Rhode Island Association of REALTORS® #1393863

$399,000
12/01/2015

Sold

Rhode Island Association of REALTORS® #1102685

$214,500
11/25/2015

Sold (Public Record)

Public Record #561841059

$214,500

+3.0% / yr

10/14/2015

Contract Signed

Rhode Island Association of REALTORS® #1102685

07/17/2015

Listed (Active)

Rhode Island Association of REALTORS® #1102685

$242,000
07/01/2010

Temporarily Off Market

SMARTMLS #E236675

$199,000
05/17/2010

Permanently Off Market

Rhode Island Association of REALTORS® #959477

02/20/2010

Listed (Active)

SMARTMLS #E236675

$219,000
02/20/2010

Listed (Active)

Rhode Island Association of REALTORS® #959477

$219,000
02/20/2007

Permanently Off Market

Rhode Island Association of REALTORS® #730080

12/28/2006

Listed (Active)

Rhode Island Association of REALTORS® #730080

$249,900
02/12/2003

Sold (Public Record)

Public Record #171512964

$147,000
02/12/2003

Sold (Public Record)

Public Record #171512964

$147,000

+8.5% / yr

02/12/2003

Sold

SMARTMLS #E129930

$146,500
02/12/2003

Sold

Rhode Island Association of REALTORS® #213357

$146,500
01/07/2003

Contract Signed

SMARTMLS #E129930

01/07/2003

Contract Signed

Rhode Island Association of REALTORS® #213357

09/16/2002

Listed (Active)

SMARTMLS #E129930

$159,900
09/08/2002

Listed (Active)

Rhode Island Association of REALTORS® #213357

$159,900
09/12/1995

Sold (Public Record)

Public Record #171496560

$80,000

-1.6% / yr

06/01/1993

Sold (Public Record)

Public Record #171497205

$83,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 40 Cross Street

Taxable ValueLand$136,200Additions$209,700Total$345,900
Tax Record2025$2,691 ($224 / month)
Home Facts
Beds2Baths1.5Total Finished SqFt1,000 SqFtAbove Grade Finished SqFt1,000 SqFtStories2Lot Size4,227 SqFtStyleSingle Family ResidenceYear Built1890CountyWASHINGTONAPNWEST M:77 B:49

Schools near 40 Cross Street

This home is within Westerly School District.
Rating
School
Type
Grades
Distance
Public - K to 4
Public - 5 to 8
Public - 9 to 12
Public - K to 4
Rating
School
Distance
State Street School
PublicK to 4

Westerly Middle School
Public5 to 8

Westerly High School
Public9 to 12

Springbrook Elementary School
PublicK to 4

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Stonington Realty

Based on information from one of the following Multiple Listing Services: Rhode Island Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Rhode Island Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.