40 Pirates Dr

$519,900
Price
1
Bed
561 Sq. Ft.
$927 / Sq. Ft.
561
Sq. Ft.
$927
per Sq. Ft.

Description

Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price. Bonus: 2 kayaks and bicycles are included. Imagine waking up and using your own two kayaks to explore the Bay or easily launching...Your Private Slice of Key Largo Paradise Awaits! Escape to a quiet coastal retreat designed for relaxation and adventure. This beautifully updated concrete 1-bedroom, 1-bath home is situated on a corner lot in the heart of Key Largo is just steps from the water and beckons you to embrace the island lifestyle. This is like living on the water without paying the premium price. Bonus: 2 kayaks and bicycles are included. Imagine waking up and using your own two kayaks to explore the Bay or easily launching your boat from the neighborhood ramp right across the street. Boating enthusiasts will love the easy access to the ocean via Adams Cut or Tavernier Creek. Evenings are for unwinding in the outdoor hot tub or hosting memorable gatherings on the paved patio under garden lighting, surrounded by lush tropical landscaping. The current owner has taken care of the big-ticket items, so you do not have to worry including a new roof, new A/C split systems throughout, fresh paint inside and out and impact windows/doors, making this charming gem completely move-in ready. There is room for a couple of cars and a 24' boat on trailer on the property. The community clubhouse and swimming beach offer even more opportunities for sun-soaked fun. The location is unbeatable--just minutes from Key Largo's dining, shopping, and outdoor attractions, with an easy commute to Miami. Whether you are seeking a refined vacation retreat or a full-time island residence, this home delivers a perfect balance of tropical comfort and coastal style. This is an amazing opportunity to embrace the best of the Florida Keys: boating, snorkeling, world-class fishing, scuba diving, or simply soaking up the sun. Do not let this slice of paradise slip away--schedule your private tour today!
  1. Listed by Susan Kay Holler, PA • Lokation Real Estate - Tavernier
  2. Listed by Kelly Wilson • Lokation Real Estate - Tavernier

Property Details for 40 Pirates Drive

Waterfront
None
Waterfront
No
Zoning
ISM - Improved Sub Masonry
Subdivision
Pirates Cove (Key Largo) (98.5)
Directions
US1 to Treasure Blvd. On the SE corner of Treasurer Blvd. and Pirates Dr.
Building Style
Ground Level
View
Canal
Vehicle Storage
Trailer Storage

Open Houses

Sunday, Jan 4th

10:30 AM - 1:00 PM

Public

Saturday, Jan 10th

10:30 AM - 1:00 PM

Public

Sunday, Jan 25th

10:30 AM - 1:00 PM

Public

LISTING UPDATED: 12/31/2025 09:34 AM

Property Details for 40 Pirates Drive

StatusActive
MLS #617504
Days on Market34
Taxes$3,812 / year
HOA Fees$250 / year
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single
Year Built1958
Lot Size0.06 AC / 2,500 SF
CountyMonroe County

Location

Listing Courtesy of Lokation Real Estate - Tavernier
Add your commute

Building Information for 40 Pirates Drive

Stories-Year Built1958Building Size-Lot Size0.06 AC / 2,500 SF

Payment Calculator

$2,908 per month

30 year fixed, 6.28% Interest

Principal and Interest

$2,569

Property Taxes

$318

HOA Dues

$21

The Payment Calculator is for illustrative purposes only.

Property Information for 40 Pirates Drive

Summary
Location and General Information
  • Waterview: Canal View
  • Area: 27 - Key Largo MM 97-107
  • Absolute Longitude: 80.455482
  • Control Depth: 0
  • Listing Board: Florida Keys
  • Side: Bay/Gulf
  • Mile Marker: 98.0
  • Marathon Neighborhood: N/A
  • Neighborhood Feature: Community Boat Ramp, Beach, Clubhouse
  • Key/Island: Key Largo
Taxes and HOA Information
  • Association Info: Mandatory Home Owners Asc: No
  • Association Info: Voluntary Home Owners Asc: Yes
  • Association Info: 1st Right of Refusal: No
  • Fee Includes: Common Area Mnt
  • Tax Year: 2024
  • Tax Exemptions: None
Property
Lot Information
  • Acres: 0.06
  • Parcel #: 00493460-000000
  • Land Size: Less Than 1/4 Acre
Property and Assessments
  • Legal: BK 5 LT 10 PIRATES COVE-KEY LARGO PB3-18
  • MLS Approved: Y
  • SqFt Source: Property Data Card
  • Flood Zone: 0.2 PCT ANNUAL CHANC
  • Rentals Allowed: With Restrictions
  • Deed Restrictions: Unknown
  • Picture Count: 35
  • Document Count: 0
  • Building Style: Above Flood: Yes
Utilities
  • Utilities: FKAA, Municipal Sewer
  • Pub Sewer HkUp: Yes
  • Pool: No
  • Porch/Balcony: Patio
Interior and Exterior Features
Interior Features
  • Floor: Tile, Concrete
  • Interior Features: Built-in Cabinets, Quartz Countertops
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dryer
Exterior Features
  • Roof: Other Roof
  • Construction: CBS
  • Dockage: None
  • Exterior Features: Fencing, Outdoor Shower, Lighting, Hot Tub
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
Room Information
  • Specialty Rooms: Laundry Room

Property History for 40 Pirates Drive

DateEvent & SourcePriceAppreciation
Nov 29, 2025

Listed (Active)

FKMLS #617504

$519,900
Nov 29, 2025

Listed (Active)

MiamiRE #A11922291

$519,900
Nov 21, 2025

Expired

FKMLS #615130

May 21, 2025

Price Change

FKMLS #615130

$580,000
May 21, 2025

Price Change

FKMLS #615130

$565,000
May 21, 2025

Price Change

FKMLS #615130

$525,000
May 21, 2025

Price Change

FKMLS #615130

$522,500
May 21, 2025

Listed (Active)

FKMLS #615130

$519,900
Dec 28, 2023

Sold

MiamiRE #A11437223

$530,000
Dec 28, 2023

Sold

FKMLS #606389

$530,000
Dec 27, 2023

Sold (Public Record)

Public Record #1524674963

$530,000

+11.5% / yr

Dec 22, 2023

Pending

FKMLS #606389

Oct 23, 2023

Pending

MiamiRE #A11437223

Oct 23, 2023

Backup Contract

MiamiRE #A11437223

Oct 23, 2023

Backup Contract

FKMLS #606389

Aug 29, 2023

Listed (Active)

MiamiRE #A11437223

$594,000
Aug 20, 2023

Listed (Active)

FKMLS #606389

$594,000
Jun 4, 2023

Expired

MiamiRE #A11312536

Dec 7, 2022

Listed (Active)

MiamiRE #A11312536

$624,000
Feb 26, 2018

Sold

MiamiRE #A10364408

$280,000
Feb 16, 2018

Sold (Public Record)

Public Record #616696090

$280,000
Feb 16, 2018

Sold (Public Record)

Public Record #616696090

$280,000
Feb 16, 2018

Sold

FKMLS #577158

$280,000
Jan 23, 2018

Pending

MiamiRE #A10364408

Jan 22, 2018

Pending

FKMLS #577158

Nov 26, 2017

Price Change

MiamiRE #A10364408

$319,900
Oct 23, 2017

Listed (Active)

MiamiRE #A10364408

$339,000
Oct 23, 2017

Listed (Active)

FKMLS #577158

$319,900
Jan 14, 2016

Sold

FKMLS #569289

$200,000
Dec 31, 2015

Pending

FKMLS #569289

Dec 18, 2015

Listed (Active)

FKMLS #569289

$205,000
Dec 11, 2015

Temp Off Market

FKMLS #568605

Oct 5, 2015

Listed (Active)

FKMLS #568605

$205,000
DateEvent & SourcePrice
11/29/2025

Listed (Active)

FKMLS #617504

$519,900
11/29/2025

Listed (Active)

MiamiRE #A11922291

$519,900
11/21/2025

Expired

FKMLS #615130

05/21/2025

Price Change

FKMLS #615130

$580,000
05/21/2025

Price Change

FKMLS #615130

$565,000
05/21/2025

Price Change

FKMLS #615130

$525,000
05/21/2025

Price Change

FKMLS #615130

$522,500
05/21/2025

Listed (Active)

FKMLS #615130

$519,900
12/28/2023

Sold

MiamiRE #A11437223

$530,000
12/28/2023

Sold

FKMLS #606389

$530,000
12/27/2023

Sold (Public Record)

Public Record #1524674963

$530,000

+11.5% / yr

12/22/2023

Pending

FKMLS #606389

10/23/2023

Pending

MiamiRE #A11437223

10/23/2023

Backup Contract

MiamiRE #A11437223

10/23/2023

Backup Contract

FKMLS #606389

08/29/2023

Listed (Active)

MiamiRE #A11437223

$594,000
08/20/2023

Listed (Active)

FKMLS #606389

$594,000
06/04/2023

Expired

MiamiRE #A11312536

12/07/2022

Listed (Active)

MiamiRE #A11312536

$624,000
02/26/2018

Sold

MiamiRE #A10364408

$280,000
02/16/2018

Sold (Public Record)

Public Record #616696090

$280,000
02/16/2018

Sold (Public Record)

Public Record #616696090

$280,000
02/16/2018

Sold

FKMLS #577158

$280,000
01/23/2018

Pending

MiamiRE #A10364408

01/22/2018

Pending

FKMLS #577158

11/26/2017

Price Change

MiamiRE #A10364408

$319,900
10/23/2017

Listed (Active)

MiamiRE #A10364408

$339,000
10/23/2017

Listed (Active)

FKMLS #577158

$319,900
01/14/2016

Sold

FKMLS #569289

$200,000
12/31/2015

Pending

FKMLS #569289

12/18/2015

Listed (Active)

FKMLS #569289

$205,000
12/11/2015

Temp Off Market

FKMLS #568605

10/05/2015

Listed (Active)

FKMLS #568605

$205,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 40 Pirates Drive

Taxable ValueLand$240,000Additions$178,109Total$418,109
Tax Record2024$3,812 ($318 / month)
Home Facts
Beds1Baths1Total Finished SqFt561 SqFtAbove Grade Finished SqFt561 SqFtStories1Lot Size2,364 SqFtStyleSingle Family ResidenceYear Built1958Year Renovated2016CountyMONROEAPN00493460-000000

Schools near 40 Pirates Drive

This home is within Monroe.
Rating
School
Type
Grades
Distance
Public - PK to 8
Public - 9 to 12
Charter - K to 8
Public - 6 to 12
Rating
School
Distance
Key Largo School
PublicPK to 8

Coral Shores High School
Public9 to 12

Ocean Studies Charter
CharterK to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

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40 Pirates Drive is a single family home for sale in Key Largo, FL 33037. This property was listed for sale on November 29, 2025 by Lokation Real Estate - Tavernier, it's currently listed at $519,900. It has been on the market for a total of 34 days and was last sold on December 28, 2023. This listing's school district is Monroe. Nearby schools include Key Largo School, Coral Shores High School and Ocean Studies Charter. 40 Pirates Drive is a 1-bed, 1-bath, 561 sqft single family home built in 1958.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Lokation Real Estate - Tavernier

Based on information from one of the following Multiple Listing Services: Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS®. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Beaches Multiple Listing Service, Inc., Martin County REALTORS® of the Treasure Coast, Inc., Miami Association of REALTORS® is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.