4021 Osprey Point

Panama City, FL 32409

$529,000
Price
4
Beds
2,495 Sq. Ft.
$212 / Sq. Ft.
2,495
Sq. Ft.
$212
per Sq. Ft.
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Description

Back on market - no fault of the sellers! This renovated waterfront home on Deerpoint Lake is a real gem! 4021 Osprey Point, 4-bedroom, 3-bathroom waterside abode located in Osprey Point neighborhood. Recently renovated complete with new appliances, this stunning retreat takes residential living to new standards. Step inside to discover a careful fusion of ease, elegance, and high amenities the property has many unique features showcase's three master bedrooms which guarantee unparalleled comfort...Back on market - no fault of the sellers! This renovated waterfront home on Deerpoint Lake is a real gem! 4021 Osprey Point, 4-bedroom, 3-bathroom waterside abode located in Osprey Point neighborhood. Recently renovated complete with new appliances, this stunning retreat takes residential living to new standards. Step inside to discover a careful fusion of ease, elegance, and high amenities the property has many unique features showcase's three master bedrooms which guarantee unparalleled comfort and convenience. Its 2-car garage and long driveway provide ample space for vehicles and storage. Wood Burning Fireplace for Cold winter nights. Step outside and walk straight into your boat dock. Experience the joy of waterfront living with direct water access right from your backyard. Imagine setting sail into the sunset from the comfort of your home. Overall, this property is a wonderful place to call home. Scheduling a tour to see it in person would be a fantastic idea for anyone looking for a waterfront living experience. Seller willing to do financing with a balloon note with 10% down!
  1. Listed by Mariel Perez • Foundation Real Estate Agency LLC

Property Details for 4021 Osprey Point

Architectural Style
Craftsman
Waterfront
Yes
Waterfront Features
Bayou
Parking Features
Additional Parking
Subdivision Name
Osprey Point
View
Lake, Other
Zoning Description
Resid Single Family
View
Yes
LISTING UPDATED: 02/19/2026 01:34 PM

Property Details for 4021 Osprey Point

StatusActive
MLS #768896
Days on Market389
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1984
Lot Size0.59 AC / 25,700 SF
CountyBay County
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Location

Listing Courtesy of Foundation Real Estate Agency LLC
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Building Information for 4021 Osprey Point

Stories-Year Built1984Building Size-Lot Size0.59 AC / 25,700 SF

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$2,824 per month

30 year fixed, 6.15% Interest

Principal and Interest

$2,578

Property Taxes

$246

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4021 Osprey Point

Summary
Location and General Information
  • City: Panama City
  • County Or Parish: Bay
  • Directions: Going East on Long Road, Take a left and then take the next right onto Kilpatrick and follow until you see the 4021 Address sign on the right
  • State Region: FL
  • Postal Code: 32409
  • Latitude: 30.307802
  • Longitude: -85.596024
  • State Or Province: FL
  • MLS Area Major: 04 - Bay County - North
  • MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport
Taxes and HOA Information
  • Parcel Number: 07622-107-000
  • Association: No
  • Tax Legal Description: OSPREY POINT 113A LOT D ORB 4441 P 1901
School Information
  • Elementary School: Southport
  • High School: Deane Bozeman
  • Middle Or Junior School: Deane Bozeman
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 2495.0
  • Lot Features: Cul De Sac
  • Lot Size Acres: 0.59
  • Lot Size Area: 0.59
  • Lot Size Dimensions: 82x316
  • Lot Size Units: Acres
  • Lot Size Square Feet: 25700.0
  • Living Area Source: Appraiser
Property and Assessments
  • Other Structures: Boat House
  • Year Built: 1984
  • New Construction: No
  • Human Modified: No
Utilities
  • Utilities: Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Deck, Dock
  • Construction Materials: Brick
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Deck
  • Roof: Shake
Interior Features
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Rooms Total: 4
  • Cooling: Yes
  • Cooling: Central Air
  • Heating: Yes
  • Heating: Electric, Fireplaces
  • Appliances: Electric Cooktop, Electric Range
  • Window Features: Double Pane Windows
Room Information
Room 1
  • Room Dimensions: 13 x 12
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Room 2
  • Room Dimensions: 10 x 12
  • Room Length: 10.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 12.0
Room 3
  • Room Dimensions: 12 x 17
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 17.0
Room 4
  • Room Dimensions: 13 x 16
  • Room Length: 13.0
  • Room Level: First
  • Room Type: Bedroom
  • Room Width: 16.0
Multi Family
Multi-Family Information
  • Units Furnished: None
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Vacant

Property History for 4021 Osprey Point

DateEvent & SourcePriceAppreciation
Apr 30, 2025

Price Change

CPAR #768896

$529,000—
Feb 15, 2025

Listed (Active)

CPAR #768896

$549,000—
Sep 30, 2024

Withdrawn

CPAR #755290

$499,000—
Apr 5, 2024

Listed (Active)

CPAR #755290

$529,000—
Feb 21, 2024

Expired

CPAR #736632

$539,000—
Oct 21, 2023

Expired

ECAR #925930

$559,000—
Jun 20, 2023

Listed (Active)

ECAR #925930

$599,000—
Jan 21, 2023

Listed (Active)

CPAR #736632

$649,000—
Apr 16, 2020

Expired

CPAR #685485

$204,300—
Jun 28, 2019

Listed (Active)

CPAR #685485

$215,000—
Jan 30, 2015

Sold

CPAR #623456

$250,000—
Jan 27, 2015

Sold (Public Record)

Public Record #487953132

$250,000—
Nov 5, 2014

Pending

CPAR #623456

—
Aug 22, 2014

Listed (Active)

CPAR #623456

$289,000—
Oct 9, 1998

Sold

CPAR #94167

$165,500—
Aug 17, 1998

Pending

CPAR #94167

—
Jun 9, 1998

Listed (Active)

CPAR #94167

$174,000—
Jun 25, 1997

Sold

CPAR #84769

$160,000—
May 20, 1997

Pending

CPAR #84769

—
Sep 20, 1996

Listed (Active)

CPAR #84769

$172,500—
DateEvent & SourcePrice
04/30/2025

Price Change

CPAR #768896

$529,000
02/15/2025

Listed (Active)

CPAR #768896

$549,000
09/30/2024

Withdrawn

CPAR #755290

$499,000
04/05/2024

Listed (Active)

CPAR #755290

$529,000
02/21/2024

Expired

CPAR #736632

$539,000
10/21/2023

Expired

ECAR #925930

$559,000
06/20/2023

Listed (Active)

ECAR #925930

$599,000
01/21/2023

Listed (Active)

CPAR #736632

$649,000
04/16/2020

Expired

CPAR #685485

$204,300
06/28/2019

Listed (Active)

CPAR #685485

$215,000
01/30/2015

Sold

CPAR #623456

$250,000
01/27/2015

Sold (Public Record)

Public Record #487953132

$250,000
11/05/2014

Pending

CPAR #623456

—
08/22/2014

Listed (Active)

CPAR #623456

$289,000
10/09/1998

Sold

CPAR #94167

$165,500
08/17/1998

Pending

CPAR #94167

—
06/09/1998

Listed (Active)

CPAR #94167

$174,000
06/25/1997

Sold

CPAR #84769

$160,000
05/20/1997

Pending

CPAR #84769

—
09/20/1996

Listed (Active)

CPAR #84769

$172,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4021 Osprey Point

Taxable ValueLand$67,199Additions$206,624Total$273,823
Tax Record2025$2,953 ($246 / month)
Home Facts
Beds3Total Finished SqFt2,495 SqFtAbove Grade Finished SqFt2,495 SqFtStories1Lot Size25,875 SqFtStyleSingle Family ResidenceYear Built1984Year Renovated1990ZoningBC16CountyBAYAPN07622-107-000Fireplace TypeHas Fireplace

Schools near 4021 Osprey Point

This home is within Bay.
Rating
School
Type
Grades
Distance
Southport Elementary School
Public - PK to 5
Deane Bozeman School
Public - PK to 12
North Bay Haven Career Academy
Charter - 9 to 12
North Bay Haven Charter Academy Middle School
Charter - 6 to 8
Rating
School
Distance
Southport Elementary School
PublicPK to 5

Deane Bozeman School
PublicPK to 12

North Bay Haven Career Academy
Charter9 to 12

North Bay Haven Charter Academy Middle School
Charter6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 4021 Osprey Point, Panama City, FL 32409

4021 Osprey Point is a single family home for sale in Panama City, FL 32409. This property was listed for sale on February 15, 2025 by Foundation Real Estate Agency LLC, it's currently listed at $529,000. It has been on the market for a total of 389 days and was last sold on January 30, 2015. This listing's school district is Bay. Nearby schools include Southport Elementary School, Deane Bozeman School and North Bay Haven Career Academy. 4021 Osprey Point is a 4-bed, 3-bath, 2,495 sqft single family home built in 1984.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Foundation Real Estate Agency LLC

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.