4038 Rudder Way

New Port Richey, FL 34652

$598,995
Price
3
Beds
1,686 Sq. Ft.
$355 / Sq. Ft.
1,686
Sq. Ft.
$355
per Sq. Ft.
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Pending
Pending

Description

They say the best is yet to come—or maybe you’ve already found it here at 4038 Rudder Way in Gulf Harbors’ treasured waterfront community. This 3-bedroom, 2-bath, 2-car garage home is a PRIVATE, and sacred coastal retreat that has been reimagined with a modern, contemporary design and luxury finishes throughout. Step inside to a wide-open floor plan dressed in plank tile flooring and filled with natural light. The kitchen is a true show stopper—outfitted with soft-close solid wood shaker cabinetry,...They say the best is yet to come—or maybe you’ve already found it here at 4038 Rudder Way in Gulf Harbors’ treasured waterfront community. This 3-bedroom, 2-bath, 2-car garage home is a PRIVATE, and sacred coastal retreat that has been reimagined with a modern, contemporary design and luxury finishes throughout. Step inside to a wide-open floor plan dressed in plank tile flooring and filled with natural light. The kitchen is a true show stopper—outfitted with soft-close solid wood shaker cabinetry, brass accents, LG WiFi stainless appliances, a gas cooktop with center griddle, air fryer oven, stone backsplash that reaches the ceiling, and a stunning waterfall island complete with a trendy microwave drawer. Dual pantries surround the refrigerator, and just off the kitchen you’ll find a cabinet hidden mudroom and indoor laundry space with floating shelves, a utility sink, and even a dog shower—a thoughtful touch for modern easy living. The primary suite offers both a walk-in and secondary closet, along with water and pool views and a sleek ensuite featuring a his-and-hers floating vanity, a walk-in shower, and private water closet. The real showstopper is tucked behind a hidden door: a Hard Rock Hotel-inspired spa-like bathroom complete with a walk-in steam shower with wall jets, dual shower heads, mosaic ceiling tile, soaking tub, double vanities, and floating toilet in the private water closet. Lots of updates have been done to the home including all updated windows and slider that are hurricane rated, with low home insurance with practically every discount available, and the sellers will install a new roof at closing. Flood insurance is available and assumable being extremely low at around $3,000 a year. Outside, the backyard delivers the “wow” factor with uninterrupted views of the protected Eagles Nest Park, where bald eagles, spoonbills, herons, dolphins, and manatees are regular visitors. The concrete pool with waterfall feature, covered screened lanai, new outdoor contemporary roofed kitchen with gas grill and refrigerator, and the side dog run make it easy to enjoy Florida living at its best. A floating dock with Gulf access offers adventure at high tide and a sandbar to explore at low tide all with easy access at your backdoor. This is the perfect place for adventurist who love paddleboarding, kayaking, and jet skiing or light boating. The community has an optional HOA of only $125/year, and for just $200/year, you can enjoy the private Gulf Harbors Beach Club with its gated beach, cabanas, grills, restrooms, and shaded seating. All of this just a golf cart ride away from the expanding downtown New Port Richey with restaurants, shops, and live entertainment. This home is more than move-in ready—it’s a private paradise waiting for its next chapter. Will it be yours?
  1. Listed by Jakea Cates • Brokerage DRE #1008960 • KELLER WILLIAMS REALTY- PALM H
    P: (813)-802-9689 C: (813)-802-9689 jakeacatesrealestate@gmail.com

Property Details for 4038 Rudder Way

Subdivision Name
FLOR A MAR
Township
26S
Garage Spaces
2
View
Water
Waterfront
No
Furnished
Negotiable
LISTING UPDATED: 05/16/2026 06:29 PM

Property Details for 4038 Rudder Way

StatusPending
MLS #TB8497038
Days on Market33
Taxes$2,685 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1981
Lot Size0.14 AC / 5,950 SF
CountyPasco County
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Location

Listing Courtesy of KELLER WILLIAMS REALTY- PALM H, Jakea Cates
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Building Information for 4038 Rudder Way

Stories1Year Built1981Building Size-Lot Size0.14 AC / 5,950 SF

Payment Calculator

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$3,240 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,016

Property Taxes

$224

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 4038 Rudder Way

Summary
Location and General Information
  • Building Area Source: Public Records
  • Building Area Total: 2126.0
  • Building Area Units: Square Feet
  • Direction Faces: North
  • Directions: Go north on US 19 towards New Port Richey, Turn left on Floramar Terrace, Turn Left on Shell Stream, Turn Left on Rudder Way, the house will be on your left
  • Mls Major Change Type: Pending
  • Major Change Type: Pending
  • Listing Service: Full Service
  • Senior Community: No
  • Unit Number: No
  • Street Number: 4038
  • Street Name: RUDDER
  • Street Suffix: WAY
  • State: FL
  • City: NEW PORT RICHEY
Parking
  • Attached Garage: Yes
  • Carport: No
  • Garage: Yes
Taxes and HOA Information
  • Association Approval Required: No
  • Association Fee Requirement: Optional
  • Association: Yes
  • CDD: No
  • Pet Restrictions: Please check with Pasco County for pet restrictions
  • Tax Block: 2
  • Tax Book Number: 11-112
  • Tax Legal Description: FLORAMAR SECTION 18 B PB 11 PG 112 (P) BLK 2 LOT 76 OR 6972 PG 451 & OR 7382 PG 1579 OR 8882 PG 0337 OR 9051 PG 1762
  • Tax Lot: 76
  • Tax Year: 2025
Virtual Tour
Property
Lot Information
  • Additional Parcels: No
  • Lot Features: FloodZone
  • Parcel Number: 162618057.0002.00076.0
  • Total Acreage: 0 to less than 1/4
  • Water Access: No
  • Water Extras: No
  • Zoning: R4
  • Living Area: 1686
Property and Assessments
  • Year Built Numeric: 1981
  • Flood Zone Code: AE
  • Flood Zone Date: 06-05-2020
  • Flood Zone Panel: 12101C0351G
  • Homestead: Yes
  • New Construction: No
  • Public Survey Range: 16E
  • Public Survey Section: 18
Utilities
  • Sewer: Public Sewer
  • Utilities: Public
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Construction Materials: Block, Concrete, Stucco
  • Exterior Features: Dog Run, Fire Pit, Outdoor Grill, Outdoor Kitchen, Sliding Doors
  • Foundation Details: Slab
  • Levels: One
  • Other Structures: Kennel/Dog Run, Outdoor Kitchen
  • Pool Features: In Ground
  • Pool Private: Yes
  • Pool: Private
  • Pool Private: Yes
  • Roof: Shingle
  • Spa: No
  • Waterfront Feet Total: 0
  • Number Of Stories: 1
Interior Features
  • Bedrooms Total: 3
  • Bathrooms Full: 2
  • Appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Tile
  • Heating: Central
  • Interior Features: Attic Fan, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat
  • Laundry Features: Inside, Laundry Room
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Room Count: 7.0
  • Water View: No
  • Bathrooms Half: 0
Rental
Rental Information
  • Minimum Lease Period: 0
  • Pets Allowed: Yes

Property History for 4038 Rudder Way

DateEvent & SourcePriceAppreciation
May 16, 2026

Pending

MFRMLS #TB8497038

—
Apr 13, 2026

Listed (Active)

MFRMLS #TB8497038

$598,995—
Dec 22, 2025

Withdrawn

MFRMLS #W7879189

$645,000—
DateEvent & SourcePrice
05/16/2026

Pending

MFRMLS #TB8497038

—
04/13/2026

Listed (Active)

MFRMLS #TB8497038

$598,995
12/22/2025

Withdrawn

MFRMLS #W7879189

$645,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4038 Rudder Way

Taxable ValueLand$47,005Additions$133,345Total$180,350
Tax Record2025$2,685 ($224 / month)
Home Facts
Beds0Total Finished SqFt1,686 SqFtAbove Grade Finished SqFt1,686 SqFtStories1Lot Size5,950 SqFtStyleSingle Family ResidenceYear Built1981Zoning00R4CountyPASCOAPN18-26-16-0570-00200-0760

Schools near 4038 Rudder Way

This home is within Pasco.
Rating
School
Type
Grades
Distance
Richey Elementary School
Public - PK to 5
Gulf Middle School
Public - 6 to 8
Gulf High School
Public - 9 to 12
Plasco Mycroschool
Charter - 9 to 12
Rating
School
Distance
Richey Elementary School
PublicPK to 5

Gulf Middle School
Public6 to 8

Gulf High School
Public9 to 12

Plasco Mycroschool
Charter9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of KELLER WILLIAMS REALTY- PALM H, Jakea Cates

The information being provided by MFRMLS and Daytona Multiple Listing Service is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of MFRMLS or Daytona Multiple Listing Service. Real estate listings held by brokerage firms other than this site owner are marked with the IDX/MLS logo. Information deemed reliable but is not guaranteed accurate by MFRMLS or Daytona Multiple Listing Service. Last updated: 05/16/2026 06:29 PM