406 S 3rd St

Fernandina Beach, FL 32034

$650,000
Price
18,608 / 0.43
Lot Size / Acres
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Description

This oversized parcel boasts a prime location in Fernandina Beach, within walking distance to downtown shops, dining, and the waterfront, along with a rare combination of size, zoning, and development potential—features increasingly hard to find. Offering 150' of frontage on 3rd Street and 125' of depth, the possibilities here are expansive. The property is enhanced by an array of mature trees, creating a beautiful natural setting while still offering a clean slate for development. What truly sets...This oversized parcel boasts a prime location in Fernandina Beach, within walking distance to downtown shops, dining, and the waterfront, along with a rare combination of size, zoning, and development potential—features increasingly hard to find. Offering 150' of frontage on 3rd Street and 125' of depth, the possibilities here are expansive. The property is enhanced by an array of mature trees, creating a beautiful natural setting while still offering a clean slate for development. What truly sets this parcel apart is its subdivision potential. The lot can be divided into four separate parcels: a 75' x 125' homesite where the original residence once stood—ideal for a primary or investment single-family home—and an additional 75' x 125' portion that can be split into three 25' x 125' lots. Zoned for Mixed Use (MU-1), the possibilities extend far beyond residential. This designation allows for a thoughtful blend of uses, including single-family and multi-family residences, professional or medical offices, and limited neighborhood commercial or personal service establishments. Whether you envision a boutique residential enclave, income-producing properties, live/work spaces, or a mixed-use concept, this property offers the flexibility to bring your vision to life.
  1. Listed by Ben Edwards • THE EDWARDS COMPANY

Property Details for 406 South 3rd Street

Zoning
MU-1
LISTING UPDATED: 04/15/2026 03:22 PM

Property Details for 406 South 3rd Street

StatusActive
MLS #115744
Days on Market1
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeLand
MLS TypeLand / Residential
Year Built-
Lot Size0.43 AC
CountyNassau County
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Location

Listing Courtesy of THE EDWARDS COMPANY
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Building Information for 406 South 3rd Street

Building Size-Lot Size0.43 AC

Payment Calculator

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$4,154 per month

30 year fixed, 6.46% Interest

Principal and Interest

$3,273

Property Taxes

$881

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 406 South 3rd Street

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Location: City,Other-See Remarks,
  • Directions: From 8th St heading towards downtown Fernandina, go left at the light at Gum St and follow to the right onto S 3rd. 1/2 mile on the right.
  • Road Surface Type: Paved
  • Postal Code: 32034
  • Latitude: 30.665682
  • Longitude: -81.463531
  • State Or Province: FL
  • MLS Area Major: Ar 1 Island
Taxes and HOA Information
  • Parcel Number: 00-00-31-1800-0279-0012
  • Association: No
  • Tax Legal Description: BLOCK 279 S1/2 OF LOTS 1 31-34 & LOTS 2 3 4 & 5 IN OR 2140/793
Property
Lot Information
  • Lot Size Acres: 0.4272
  • Lot Size Area: 0.4272
  • Lot Size Dimensions: 150x125
  • Lot Size Units: Acres
  • Frontage Length: 150
Property and Assessments
  • Current Use: Vacant
  • Possible Use: Commercial, Other, Residential, SeeRemarks
  • Human Modified: Yes
Utilities
  • Sewer: PublicSewer
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Fencing: Fenced

Property History for 406 South 3rd Street

DateEvent & SourcePriceAppreciation
Apr 15, 2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #115744

$650,000—
Aug 15, 2017

Sold (Public Record)

Public Record #602932052

$220,000—
Aug 14, 2017

Sold

NEFMLS #889978

$220,000—
Aug 1, 2017

Pending

NEFMLS #889978

—
Jul 3, 2017

Listed (Active)

NEFMLS #889978

$220,000—
DateEvent & SourcePrice
04/15/2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #115744

$650,000
08/15/2017

Sold (Public Record)

Public Record #602932052

$220,000
08/14/2017

Sold

NEFMLS #889978

$220,000
08/01/2017

Pending

NEFMLS #889978

—
07/03/2017

Listed (Active)

NEFMLS #889978

$220,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 406 South 3rd Street

Taxable ValueLand$480,000Additions$97,322Total$577,322
Tax Record2024$10,569 ($881 / month)
Home Facts
Beds2Total Finished SqFt1,314 SqFtAbove Grade Finished SqFt1,314 SqFtStories1Lot Size6,250 SqFtStyleSingle Family ResidenceYear Built1942Year Renovated2000ZoningMU-1CountyNASSAUAPN00-00-31-1800-0279-0012

Schools near 406 South 3rd Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach Middle School
Public - 6 to 8
Fernandina Beach High School
Public - 9 to 12
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach Middle School
Public6 to 8

Fernandina Beach High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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More information about 406 South 3rd Street, Fernandina Beach, FL 32034

406 South 3rd Street is a 0.43 ac of land for sale in Fernandina Beach, FL 32034. This property was listed for sale on April 15, 2026 by THE EDWARDS COMPANY, it's currently listed at $650,000. It has been on the market for a total of 1 days and was last sold on August 15, 2017. This listing's school district is Nassau. Nearby schools include Southside Elementary School, Emma Love Hardee Elementary School and Fernandina Beach Middle School. 406 South 3rd Street is a 0-bed, 0-bath, 0.43 ac of land on a 18,608 sq. ft. / 0.43 acres lot.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of THE EDWARDS COMPANY

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.