407 Cedar St

Fernandina Beach, FL 32034

$680,000
Last Sold Price
3
Beds
1,386 Sq. Ft.
$491 / Sq. Ft.
1,386
Sq. Ft.
$491
per Sq. Ft.
Closed 10/10/25
Closed 10/10/25
a view of a house with a small yard and plants
a living room with furniture and a flat screen tv
17-web-or-mls-407 Cedar St (17 of 81)
a kitchen with cabinets appliances and a window
a kitchen with stainless steel appliances granite countertop a sink and a granite counter tops
42-web-or-mls-407 Cedar St (22 of 81)
a swimming pool with outdoor seating
5-web-or-mls-407 Cedar St (9 of 81)
6-web-or-mls-407 Cedar St (5 of 81)
a view of a two chairs in the balcony
8-web-or-mls-407 Cedar St (6 of 81)
9-web-or-mls-407 Cedar St (8 of 81)
a view of a bedroom with wooden floor and furniture
a view of a hallway with entryway wooden floor and front door
a living room with furniture and a window
a living room with furniture a clock and a window
15-web-or-mls-407 Cedar St (15 of 81)
a living room with furniture and a couch
18-web-or-mls-407 Cedar St (18 of 81)
19-web-or-mls-407 Cedar St (19 of 81)
a view of a a dining room with furniture window and wooden floor
a kitchen with stainless steel appliances granite countertop a refrigerator a stove a sink and white cabinets
24-web-or-mls-407 Cedar St (63 of 81)
a bathroom with a sink and a window
a view of a room with wooden floor lounge chair and windows
a kitchen with a sink and cabinets
a kitchen with granite countertop white cabinets and stainless steel appliances
29-web-or-mls-k407 Cedar St (48 of 81)
30-web-or-mls-407 Cedar St (49 of 81)
a bedroom with a bed and wooden floor
a bedroom with a bed and a dresser
a bedroom with a bed and a chandelier
a bedroom with a bed and wooden floor
a bedroom with a bed and a flat screen tv
a bedroom with a bed and wooden floor
a bathroom with a sink and a mirror
a bathroom with a shower curtain
39-web-or-mls-407 Cedar St (32 of 81)
40-web-or-mls-407 Cedar St (33 of 81)
41-web-or-mls-407 Cedar St (34 of 81)
a view of a hallway with wooden floor and closet
a bathroom with a granite countertop sink and a mirror
a bathroom with a granite countertop sink and a mirror
a bathroom with a glass shower door
a bathroom with a double vanity sink and mirror
a bedroom with a bed and a window
a view of an empty room with a window
a view of walk in closet with clothes and shoes
a utility room with dryer and washer
52-web-or-mls-407 Cedar St (50 of 81)
53-web-or-mls-407 Cedar St (51 of 81)
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57-web-or-mls-407 Cedar St (53 of 81)
a view of a chairs and table in the patio
a view of a porch with a table and chairs
60-web-or-mls-407 Cedar St (56 of 81)
a view of a backyard with table and chairs and potted plants
a view of a backyard with a patio
63-web-or-mls-407 Cedar St (61 of 81)
64-web-or-mls-407 Cedar St (64 of 81)
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69-web-or-mls-407 Cedar St (69 of 81)
an aerial view of a house with a yard and a fountain
an aerial view of a city with lots of residential buildings
an aerial view of house with yard and mountain view in back
75-web-or-mls-407 Cedar St (75 of 81)
77-web-or-mls-407 Cedar St (77 of 81)
an aerial view of multiple house
an aerial view of multiple house
82-web-or-mls-Downtown NEW (15)
83-web-or-mls-1_Amelia Island Hi-Res
84-web-or-mls-1_DowntownSunsetHi-Res
85-web-or-mls-2_Fernandina Beach Hi-Res
a street sign on a street corner
a view of a street with cars
a sign on the side of a building
89-web-or-mls-20170113_Fernandina Beach
90-web-or-mls-Downtown Fernandina
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a front view of a house with swimming pool
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a front view of a house with garden
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a group of people sitting in front of a store
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a view of a chairs and table in a patio
100-web-or-mls-Downtown NEW (13)
101-web-or-mls-Downtown NEW (14)

Description

Are you ready to LOVE WHERE YOU LIVE in this Charming Home Steps from Downtown Fernandina Beach. Just three blocks from the shops, dining, and charm of historic Centre Street, this beautifully updated home offers the perfect blend of character, convenience, and coastal living. Inside, you'll find a spacious open living and dining room anchored by a built in wet bar—ideal for entertaining. The renovated kitchen is bright and functional (check out the in sink dishwasher), while Engineered Wood Plank...Are you ready to LOVE WHERE YOU LIVE in this Charming Home Steps from Downtown Fernandina Beach. Just three blocks from the shops, dining, and charm of historic Centre Street, this beautifully updated home offers the perfect blend of character, convenience, and coastal living. Inside, you'll find a spacious open living and dining room anchored by a built in wet bar—ideal for entertaining. The renovated kitchen is bright and functional (check out the in sink dishwasher), while Engineered Wood Plank Flooring flows seamlessly throughout the home. With three bedrooms and two full baths, this property is designed for flexibility. A front bedroom with custom built-in shelving makes an ideal office, study, or library. Outside, a covered rear porch opens to a screened-in patio overlooking the landscaped backyard—perfect for morning coffee or evening gatherings. A large shed with electricity provides endless options for a workshop, storage, or your dream She Shed/Man Cave retreat. Best of all,
  1. Listed by ANGELA R HEITZER • SUMMER HOUSE REALTY

Property Details for 407 Cedar Street

Architectural Style
Ranch, Traditional
Senior Community YN
No
Subdivision Name
City Of Fernandina Beach
LISTING UPDATED: 10/10/2025 12:45 PM

Property Details for 407 Cedar Street

StatusClosed
MLS #2108084
Days on Market4
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1930
Lot Size0.11 AC / 4,791 SF
CountyNassau County

Location

Listing Courtesy of SUMMER HOUSE REALTY

Sold By SUMMER HOUSE REALTY

Add your commute

Building Information for 407 Cedar Street

Stories1Year Built1930Building Size-Lot Size0.11 AC / 4,791 SF

Payment Calculator

$4,034 per month

30 year fixed, 6.15% Interest

Principal and Interest

$3,314

Property Taxes

$720

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 407 Cedar Street

Summary
Location and General Information
  • Country: US
  • Direction Faces: South
  • Directions: Take 8th Street to Cedar Street. Turn toward Downtown Fernandina Beach. Home will be on the right.
  • MLS Area Major: Ar 1 Island
  • City: Fernandina Beach
  • State: FL
  • Postal Code: 32034
  • County: Nassau
  • Latitude: 30.667469
  • Longitude: -81.462295
  • MLS Area Minor: 410-Fernandina Beach Downtown-West
  • Zoning: R-2
  • General Property Information: Waterfront YN: No
  • General Property Information: Senior Community YN: No
  • General Property Information: Direction Faces: South
  • General Property Information: Accessibility Features YN: No
Taxes and HOA Information
  • Parcel Number: 000031180000260070
  • Tax Legal Description: BLOCK 26 LOT 7 CITY OF FDNA BEACH
  • Association Fee: $.00
  • Association YN: No
  • General Property Information: CDD Fee YN: No
  • General Property Information: Association YN: No
Parking
  • Carport YN: false
  • Garage YN: No
  • Parking Features: Off Street
  • Attached Garage: No
  • General Property Information: Garage YN: No
  • General Property Information: Carport YN: No
  • Parking Features: Off Street: Yes
Property
Lot Information
  • Building Area Total: 1386.0
  • Living Area Source: Public Records
  • Lot Size Acres: 0.11
  • Lot Size Dimensions: 100x50
  • Other Structures: Shed(s)
  • Living Area: 1386.0
  • Building Area Source: Assessor
  • Lot Size Area: 0.11
  • Lot Size Units: Acres
  • Lot Size Square Feet: 4791.6
Property and Assessments
  • Current Use: Residential
  • New Construction YN: No
  • Property Attached YN: No
  • Year Built: 1930
  • MLS Approval Status: Yes
  • Room Total: 0.0
  • General Property Information: Lot Size Acres: 0.11
  • General Property Information: Bathrooms Half: 0.0
  • General Property Information: Living Area: 1386.0
  • General Property Information: Living Area Source: Public Records
  • General Property Information: Accessory Dwelling Unit Y/N: No
  • General Property Information: New Construction YN: No
  • General Property Information: List Price/SqFt: 523.02
  • General Property Information: Sold Price/SqFt: 490.62
  • Green Energy Efficient: Appliances: SomeGasAppliances, Dryer, Dishwasher, Refrigerator, WaterSoftenerOwned, Stove, Washer
Utilities
  • Sewer: Public Sewer
  • Water Source: Public
  • Sewer: Public Sewer: Yes
  • Utilities: Electricity Connected: Yes
  • Utilities: Sewer Connected: Yes
  • Utilities: Propane: Yes
  • Water Source: Public: Yes
Interior and Exterior Features
Exterior Features
  • Electric: True
  • Fencing: Fenced, Back Yard, Privacy, Vinyl
  • Patio And Porch Features: Covered, Front Porch, Patio, Rear Porch, Screened
  • Road Surface Type: Paved
  • Construction Materials: FiberCement, Frame
  • Fencing: Back Yard: Yes
  • Fencing: Fenced: Yes
  • Fencing: Privacy: Yes
  • Fencing: Vinyl: Yes
  • Other Structures: Shed(s): Yes
  • Roof: Shingle: Yes
  • Architectural Style: Ranch: Yes
  • Architectural Style: Traditional: Yes
  • Patio And Porch Features: Covered: Yes
  • Patio And Porch Features: Front Porch: Yes
  • Patio And Porch Features: Patio: Yes
  • Patio And Porch Features: Rear Porch: Yes
  • Patio And Porch Features: Screened: Yes
Interior Features
  • Entry Level: 1.0
  • Stories: 1
  • Cooling: Central Air, Electric
  • Interior Features: Built-in Features, Primary Bathroom - Tub with Shower
  • Laundry Features: In Unit
  • Levels: One
  • Heating: Electric, Heat Pump
  • Flooring: Wood
  • Bathrooms Total (Integer): 2
  • Bathrooms Total (Decimal): 2.0
  • Bathrooms Total (Notational): 2.0
  • Cooling: Yes
  • Heating: Yes
  • Window Features: InsulatedWindows, Drapes
  • General Property Information: Stories: 1.0
  • Appliances: Dishwasher: Yes
  • Appliances: Dryer: Yes
  • Appliances: Gas Oven: Yes
  • Appliances: Refrigerator: Yes
  • Appliances: Washer: Yes
  • Cooling: Central Air: Yes
  • Cooling: Electric: Yes
  • Flooring: Wood: Yes
  • Heating: Electric: Yes
  • Heating: Heat Pump: Yes
  • Laundry Features: In Unit: Yes
  • Levels: One: Yes
  • Interior Features: Built-in Features: Yes
  • Interior Features: Primary Bathroom - Tub with Shower: Yes
Agent
Sale and Listings
  • General Property Information: Entry Level: 1.0
Showing and Remarks
  • Public Remarks: Are you ready to LOVE WHERE YOU LIVE in this Charming Home Steps from Downtown Fernandina Beach. Just three blocks from the shops, dining, and charm of historic Centre Street, this beautifully updated home offers the perfect blend of character, convenience, and coastal living. Inside, you'll find a spacious open living and dining room anchored by a built in wet bar—ideal for entertaining. The renovated kitchen is bright and functional (check out the in sink dishwasher), while Engineered Wood Plank Flooring flows seamlessly throughout the home. With three bedrooms and two full baths, this property is designed for flexibility. A front bedroom with custom built-in shelving makes an ideal office, study, or library. Outside, a covered rear porch opens to a screened-in patio overlooking the landscaped backyard—perfect for morning coffee or evening gatherings. A large shed with electricity provides endless options for a workshop, storage, or your dream She Shed/Man Cave retreat. Best of all,
  • General Property Information: Directions: Take 8th Street to Cedar Street. Turn toward Downtown Fernandina Beach. Home will be on the right.
  • General Property Information: Public Remarks: Are you ready to LOVE WHERE YOU LIVE in this Charming Home Steps from Downtown Fernandina Beach. Just three blocks from the shops, dining, and charm of historic Centre Street, this beautifully updated home offers the perfect blend of character, convenience, and coastal living. Inside, you'll find a spacious open living and dining room anchored by a built in wet bar—ideal for entertaining. The renovated kitchen is bright and functional (check out the in sink dishwasher), while Engineered Wood Plank Flooring flows seamlessly throughout the home. With three bedrooms and two full baths, this property is designed for flexibility. A front bedroom with custom built-in shelving makes an ideal office, study, or library. Outside, a covered rear porch opens to a screened-in patio overlooking the landscaped backyard—perfect for morning coffee or evening gatherings. A large shed with electricity provides endless options for a workshop, storage, or your dream She Shed/Man Cave retreat. Best of all,
Rental
Rental Information
  • Utilities: Electricity Connected, Sewer Connected, Propane
  • Roof: Shingle
  • Rental Restrictions: 1 Month: Yes

Property History for 407 Cedar Street

DateEvent & SourcePriceAppreciation
Oct 10, 2025

Sold (Public Record)

Public Record #1917635609

$680,000

+2.6% / yr

Oct 10, 2025

Sold

Amelia Island Nassau County Association of REALTORS #113506

$680,000—
Oct 9, 2025

Sold

NEFMLS #2108084

$680,000—
Sep 14, 2025

In Contract

NEFMLS #2108084

—
Sep 14, 2025

Pending

Amelia Island Nassau County Association of REALTORS #113506

—
Sep 10, 2025

Listed (Active)

Amelia Island Nassau County Association of REALTORS #113506

$724,900—
Sep 9, 2025

Listed (Active)

NEFMLS #2108084

$724,900—
Jul 14, 2022

Sold

Amelia Island Nassau County Association of REALTORS #99615

$625,000—
Jul 13, 2022

Sold

NEFMLS #1170090

$625,000—
Jun 24, 2022

Sold (Public Record)

Public Record #1495728926

$625,000—
Jun 24, 2022

Sold (Public Record)

Public Record #1494382730

$625,000

+8.7% / yr

Jun 7, 2022

Pending

NEFMLS #1170090

—
Jun 7, 2022

Pending

Amelia Island Nassau County Association of REALTORS #99615

—
May 18, 2022

Listed (Active)

NEFMLS #1170090

$625,000—
May 18, 2022

Listed (Active)

Amelia Island Nassau County Association of REALTORS #99615

$625,000—
Jun 11, 2004

Sold (Public Record)

Public Record #139886248

$138,500—
DateEvent & SourcePrice
10/10/2025

Sold (Public Record)

Public Record #1917635609

$680,000

+2.6% / yr

10/10/2025

Sold

Amelia Island Nassau County Association of REALTORS #113506

$680,000
10/09/2025

Sold

NEFMLS #2108084

$680,000
09/14/2025

In Contract

NEFMLS #2108084

—
09/14/2025

Pending

Amelia Island Nassau County Association of REALTORS #113506

—
09/10/2025

Listed (Active)

Amelia Island Nassau County Association of REALTORS #113506

$724,900
09/09/2025

Listed (Active)

NEFMLS #2108084

$724,900
07/14/2022

Sold

Amelia Island Nassau County Association of REALTORS #99615

$625,000
07/13/2022

Sold

NEFMLS #1170090

$625,000
06/24/2022

Sold (Public Record)

Public Record #1495728926

$625,000
06/24/2022

Sold (Public Record)

Public Record #1494382730

$625,000

+8.7% / yr

06/07/2022

Pending

NEFMLS #1170090

—
06/07/2022

Pending

Amelia Island Nassau County Association of REALTORS #99615

—
05/18/2022

Listed (Active)

NEFMLS #1170090

$625,000
05/18/2022

Listed (Active)

Amelia Island Nassau County Association of REALTORS #99615

$625,000
06/11/2004

Sold (Public Record)

Public Record #139886248

$138,500

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 407 Cedar Street

Taxable ValueLand$200,000Additions$318,275Total$518,275
Tax Record2024$8,639 ($720 / month)
Home Facts
Beds3Total Finished SqFt1,386 SqFtAbove Grade Finished SqFt1,386 SqFtStories1Lot Size5,000 SqFtStyleSingle Family ResidenceYear Built1930Year Renovated2020ZoningR-2CountyNASSAUAPN00-00-31-1800-0026-0070

Schools near 407 Cedar Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Southside Elementary School
Public - PK to 2
Emma Love Hardee Elementary School
Public - 3 to 5
Fernandina Beach High School
Public - 3 to 12
Fernandina Beach Middle School
Public - 6 to 8
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach High School
Public3 to 12

Fernandina Beach Middle School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of SUMMER HOUSE REALTY

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.