409 W Water St

Pontiac, IL 61764

$189,900
Last Sold Price
4
Beds
1,998 Sq. Ft.
$95 / Sq. Ft.
1,998
Sq. Ft.
$95
per Sq. Ft.
Closed 1/15/26
Closed 1/15/26
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Description

With approx. 2,000 sq. ft. of living space & everything around you at your fingertips, this spacious 2-story home has it all! Located across the street from Humiston Riverside Park & all that has to offer throughout the summer, & within walking distance to the grocery store & downtown shopping & dining, this solid home offers 4 BR's, 2 Full BA, large living room w/dining area, updated kitchen, main floor laundry, & sun porch off the east side. Full, very functional basement & full, walk-up attic...With approx. 2,000 sq. ft. of living space & everything around you at your fingertips, this spacious 2-story home has it all! Located across the street from Humiston Riverside Park & all that has to offer throughout the summer, & within walking distance to the grocery store & downtown shopping & dining, this solid home offers 4 BR's, 2 Full BA, large living room w/dining area, updated kitchen, main floor laundry, & sun porch off the east side. Full, very functional basement & full, walk-up attic provide ample storage & potential for additional living space. Exterior amenities include a covered front porch, 2-car detached garage, & fenced back yard. With a gate across the driveway, it could be fully fenced. Per previous listing, Roof was replaced in 2017. In the last 4 years, all windows, except 1, have been replaced, including basement windows. Furnace & AC Unit have been replaced, vinyl privacy fence installed, hardwood floors refinished, kitchen remodeled, & shower added to the 1st floor. Even with so much recently replaced or updated, this large home still features plenty of original character with original doors, built-ins, & hardwood floors throughout, giving you the best of both worlds! This property is an Estate & being sold "As Is."
  1. Listed by David Wayman • Eppel Realty
    P: (815)-674-2552 C: (815)-674-2552 david@eppelrealty.com; dwayman2017@gmail.com

Sold By Panno Realty

Property Details for 409 West Water Street

Area
Pontiac
Subdivision
Not Applicable
Township
Pontiac
Ownership
Fee Simple
Num Of Garage Spaces
2.0
Num Of Parking Spaces
6.0
Air Conditioning Type
Central Air
Heat/Fuel
Natural Gas
LISTING UPDATED: 01/15/2026 03:19 PM

Property Details for 409 West Water Street

StatusClosed
MLS #12462229
Days on Market78
Taxes$1,874 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeDetached Single / 2 Stories
Year Built1900
Lot Size0.19 AC / 8,276 SF
CountyLivingston County

Location

Add your commute

Building Information for 409 West Water Street

Stories-Year Built1900Building Size-Lot Size0.19 AC / 8,276 SF

Payment Calculator

$1,082 per month

30 year fixed, 6.15% Interest

Principal and Interest

$926

Property Taxes

$156

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 409 West Water Street

General Information
School Information
  • Elementary School District: 429
  • Elementary School: Attendance Centers
  • Jr High Middle School: Pontiac Junior High School
  • High School District: 90
  • High School: Pontiac High School
  • Middle Or Junior School District: 429
Addtl Parking Information
  • Parking Details: Gravel, Garage Door Opener, Yes, Garage Owned, Detached, Driveway, Owned, Garage
Taxes and HOA Information
  • Association Fee Frequency: Not Applicable
  • Association Fee Includes: None
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Additional Parcels: No
Property Information
Interior Features
  • Interior Property Features: 1st Floor Full Bath, Built-in Features, Historic/Period Mlwk
  • Num Of Rooms: 8
  • Bedrooms Total: 4
  • Bedrooms (Below Grade): 0
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Attic: Full,Interior Stair,Unfinished
  • Bath Amenities: Accessible Shower
  • Basement Type: Unfinished, Full
  • Bedrooms Possible: 4
  • Air Conditioning: Central Air
  • Electric: Circuit Breakers
  • Flooring: Hardwood
  • Basement Sq Ft: 999
  • Dining Room: Combined w/ LivRm
  • Basement Bathrooms: No
  • Room Type: Den, Sun Room
  • Num of Baths: 2.0
Exterior Features
  • Fencing: Fenced
  • Type: 2 Stories
Utilities / Equipment
  • Sewer: Sewer-Public
  • Water: Public
  • Appliances: Range, Refrigerator, Humidifier
  • Other Equipment: Ceiling Fan(s)
Property/Lot Information
  • New Construction YN: No
  • Rebuilt: No
  • Rehabilitated: Yes
  • Rehab Year: 2022
  • Built Before 1978: Yes
  • Age: 100+ Years
  • Type Detached: 2 Stories
  • Total Sq Ft: 1998
  • Aprox Total Finished Sq Ft: 1998
  • Total Finished and Unfin Sq Ft: 2997
  • Main Sq Ft: 999
  • Upper Sq Ft: 999
  • Lot Description: Corner Lot, Mature Trees
  • Lot Size: Less Than .25 Acre
  • Lot Size Source: County Records
  • Lot Dimensions: 70 x 120
  • Zero Lot Line: No
  • Waterfront: No
  • Disability Access and/or Equipped: No
  • Construction: Vinyl Siding
  • Roof Type: Asphalt
  • Foundation Details: Block
  • General Information: None
  • Living Area Source: Assessor
  • Assessor Square Footage: 1998
  • Unfinished Basement Sq Ft: 999
Property and Assessments
  • Public Document Count: 0
  • Photos Count: 55
  • Rural: N
  • OpenHouse Count: 0
Virtual Tour/Additional Media
  • Virtual Tour: None
  • Virtual Tour YN: No
Room Information
Master Bedroom Information
  • Master Bedroom Level: Second
  • Room Type: Master Bedroom
  • Master Bedroom Bath: None
  • Master Bedroom Dimensions: 11X13
Bedroom #2 Information
  • 2nd Bedroom Level: Second
  • Room Type: Bedroom 2
  • Bedroom #2 Room Dimensions: 11X12
Bedroom #3 Information
  • 3rd Bedroom Level: Second
  • Room Type: Bedroom 3
  • Bedroom #3 Room Dimensions: 10X14
Bedroom #4 Information
  • 4th Bedroom Level: Second
  • Room Type: Bedroom 4
  • Bedroom #4 Room Dimensions: 9X12
Dining Room Information
  • Dining Room Level: Main
  • RoomType_DR: Dining Room
  • Dining Room Dimensions: 9X13
Family Room Information
  • Family Room Level: N/A
  • RoomType_FR: Family Room
Kitchen Information
  • Kitchen Level: Main
  • RoomType_KT: Kitchen
  • Kitchen Dimensions: 10X13
Laundry Information
  • Laundry Level: Main
  • Room Type: Laundry
  • Laundry Dimensions: 5X7
Living Room Information
  • Living Room Level: Main
  • Room Type: Living Room
  • Living Room Dimensions: 13X18
Den Information
  • Room Level: Main
  • Room Type: Den
  • Dimensions: 12X13
Sun Room Information
  • Room Level: Main
  • Room Type: Sun Room
  • Dimensions: 8X12

Property History for 409 West Water Street

DateEvent & SourcePriceAppreciation
Jan 15, 2026

Sold

MRED #12462229

$189,900—
Jan 9, 2026

Sold (Public Record)

Public Record #1926945691

$190,000

+19.3% / yr

Nov 18, 2025

Pending

MRED #12462229

—
Nov 18, 2025

Contingent

MRED #12462229

—
Oct 28, 2025

Price Change

MRED #12462229

$197,500—
Sep 29, 2025

Listed (Active)

MRED #12462229

$209,900—
Jun 21, 2021

Sold (Public Record)

Public Record #1465400616

$85,000—
Jun 21, 2021

Sold

MRED #11070671

$85,000—
May 6, 2021

Pending

MRED #11070671

—
Apr 29, 2021

Listed (Active)

MRED #11070671

$89,900—
Dec 30, 2009

Sold

MRED #10287510

$77,000—
Dec 30, 2009

Pending

MRED #10287510

—
Dec 29, 2009

Sold

MRED #10287510

$77,000—
Dec 29, 2009

Pending

MRED #10287510

—
May 18, 2009

Listed (Active)

MRED #10287510

$82,900—
DateEvent & SourcePrice
01/15/2026

Sold

MRED #12462229

$189,900
01/09/2026

Sold (Public Record)

Public Record #1926945691

$190,000

+19.3% / yr

11/18/2025

Pending

MRED #12462229

—
11/18/2025

Contingent

MRED #12462229

—
10/28/2025

Price Change

MRED #12462229

$197,500
09/29/2025

Listed (Active)

MRED #12462229

$209,900
06/21/2021

Sold (Public Record)

Public Record #1465400616

$85,000
06/21/2021

Sold

MRED #11070671

$85,000
05/06/2021

Pending

MRED #11070671

—
04/29/2021

Listed (Active)

MRED #11070671

$89,900
12/30/2009

Sold

MRED #10287510

$77,000
12/30/2009

Pending

MRED #10287510

—
12/29/2009

Sold

MRED #10287510

$77,000
12/29/2009

Pending

MRED #10287510

—
05/18/2009

Listed (Active)

MRED #10287510

$82,900

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 409 West Water Street

Taxable ValueLand$5,397Additions$28,027Total$33,424
Tax Record2024$1,874 ($156 / month)
Home Facts
Beds0Lot Size8,400 SqFtStyleSingle Family ResidenceCountyLIVINGSTONAPN15-15-22-409-009

Schools near 409 West Water Street

This home is within Pontiac Central Consolidated School District 429.
Rating
School
Type
Grades
Distance
Central Elementary School
Public - PK to 1
Lincoln Elementary School
Public - 2 to 3
Washington Elementary School
Public - 4 to 5
Pontiac Jr High School
Public - 6 to 8
Rating
School
Distance
Central Elementary School
PublicPK to 1

Lincoln Elementary School
Public2 to 3

Washington Elementary School
Public4 to 5

Pontiac Jr High School
Public6 to 8

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

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Listing Courtesy of Eppel Realty

Based on information from one of the following Multiple Listing Services: Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Midwest Real Estate Data LLC (\"MRED\"), MRED PLN GRID, Northwest Indiana REALTORS® Association and NorthWest Illinois Alliance of REALTORS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. Properties displayed may be listed or sold by various participants in the MLS. Based on information submitted to the MLS GRID as of 01/15/2026 03:19 PM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.