3,224 Sq. Ft.
$465 / Sq. Ft.
3,224
Sq. Ft.
$465
per Sq. Ft.

Description

Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer...Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for relaxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty and function. ZONED for MIXED-USE, this property offers exceptional flexibility for residential living, investment potential, or a live-work opportunity. The double lot provides ample space for boat or RV storage, additional parking, and plenty of room to design your dream pool, pool house, or ADU. The rear outdoor living area is already pre-wired and plumbed for an outdoor kitchen, making future expansion effortless. Additional notable features include a whole-home dehumidifier, solid-core doors throughout, and a charming wine cellar tucked beneath the staircase. A rare opportunity to own a custom-built luxury home in the heart of downtown Fernandina Beach — where lifestyle, location, and versatility come together beautifully.

Property Details for 424 South 3rd Street

Architectural Style
Two Story
Parking Features
Two Car Garage, Garage Door Opener
Subdivision Name
City Of Fernandina Beach
Zoning
MU-1
Zoning Description
Residential
LISTING UPDATED: 05/27/2026 01:07 AM

Property Details for 424 South 3rd Street

StatusActive
MLS #115279
Days on Market119
Taxes-
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Residential
Year Built2025
Lot Size0.29 AC / 12,632 SF
CountyNassau County

Location

Listing Courtesy of SUMMER HOUSE REALTY
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Building Information for 424 South 3rd Street

Stories2Year Built2025Building Size-Lot Size0.29 AC / 12,632 SF

Payment Calculator

$7,671 per month

30 year fixed, 6.36% Interest

Principal and Interest

$7,470

Property Taxes

$201

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 424 South 3rd Street

Summary
Location and General Information
  • City: Fernandina Beach
  • County Or Parish: Nassau
  • Country: US
  • Location: ,
  • Directions: From State Road 200, head north towards downtown Fernandina Beach. Turn left on Elm Street. At S. 3rd Street, make a right. Property will be on the right.
  • Road Surface Type: Paved
  • Postal Code: 32034
  • Latitude: 30.665329
  • Longitude: -81.463646
  • State Or Province: FL
  • Road Frontage Type: City Street
  • Road Responsibility: Public Maintained Road
  • MLS Area Major: Ar 1 Island
  • MLS Area Minor: 410-Fernandina Beach Downtown-West
Taxes and HOA Information
  • Parcel Number: 00-00-31-1800-0279-0060
  • Association: No
  • Tax Legal Description: BLOCK 279 LOTS 6 7 8 & 9 & TRIANGULAR PAR IN OR 2468/1125
  • Tax Year: 2025
School Information
  • Elementary School: Emma Love Hardee
  • High School: Fernandina Beach
  • Middle Or Junior School: Fernandina Beach
Parking
  • Attached Garage: No
  • Carport: No
  • Garage Spaces: 2.0
  • Garage: Yes
Virtual Tour
Property
Lot Information
  • Building Area Source: Plans
  • Building Area Total: 3224.0
  • Lot Size Acres: 0.29
  • Lot Size Area: 0.29
  • Lot Size Dimensions: 100 x 125
  • Lot Size Units: Acres
  • Lot Size Square Feet: 12196.8
  • Living Area: 3224.0
  • Living Area Source: Plans
  • BoatDockSlipDescription: At Community Marina
Property and Assessments
  • Current Use: Residential, Single Family
  • Senior Community: No
  • Builder Name: GAM Builders
  • Year Built: 2025
  • New Construction: Yes
  • Property Attached: No
  • Property Condition: New Construction
  • Human Modified: No
Utilities
  • Electric: True
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public
Interior and Exterior Features
Exterior Features
  • Exterior Features: Balcony, Outdoor Shower
  • Community Features: Marina
  • Construction Materials: Frame, Other, See Remarks
  • Patio And Porch Features: Balcony, Covered, Front Porch, Patio
  • Security Features: Security System
  • Roof: Shingle
Interior Features
  • Levels: Two
  • Stories: 2
  • Flooring: Vinyl
  • Bathrooms Full: 3
  • Bathrooms Total: 3
  • Bedrooms Total: 4
  • Rooms Total: 0
  • Cooling: Yes
  • Cooling: Heat Pump
  • Heating: Yes
  • Heating: Heat Pump
  • Furnished: Furnished
  • Laundry Features: In Unit, Lower Level, Sink
  • Appliances: Dryer, Dishwasher, Microwave, Other, Refrigerator, See Remarks, Stove, Washer, Ice Maker
  • Interior Features: Ceiling Fans, Furnished, Window Treatments
  • Window Features: Aluminum Frames, Insulated Windows, Blinds
Rental
Rental Information
  • Availability Type: Monthly
  • Occupant Type: Vacant

Property History for 424 South 3rd Street

DateEvent & SourcePriceAppreciation
Mar 4, 2026

Listed (Active)

NEFMLS #2133398

$1,499,000
Mar 3, 2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #115279

$1,499,000
Sep 7, 2025

Expired

Amelia Island Nassau County Association of REALTORS #111460

$1,699,999
DateEvent & SourcePrice
03/04/2026

Listed (Active)

NEFMLS #2133398

$1,499,000
03/03/2026

Listed (Active)

Amelia Island Nassau County Association of REALTORS #115279

$1,499,000
09/07/2025

Expired

Amelia Island Nassau County Association of REALTORS #111460

$1,699,999

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 424 South 3rd Street

Taxable ValueLand$128,625Additions-Total$128,625
Tax Record2023$2,417 ($201 / month)
Home Facts
Beds0Total Finished SqFt1,391 SqFtAbove Grade Finished SqFt1,391 SqFtStories1Lot Size6,250 SqFtStyleMiscellaneous Vacant LandYear Built1949ZoningMU-1CountyNASSAUAPN00-00-31-1800-0279-0080

Schools near 424 South 3rd Street

This home is within Nassau.
Rating
School
Type
Grades
Distance
Public - PK to 2
Public - 3 to 5
Public - 6 to 8
Public - 9 to 12
Rating
School
Distance
Southside Elementary School
PublicPK to 2

Emma Love Hardee Elementary School
Public3 to 5

Fernandina Beach Middle School
Public6 to 8

Fernandina Beach High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

424 South 3rd Street is a single family home for sale in Fernandina Beach, FL 32034. This property was listed for sale on March 3, 2026 by SUMMER HOUSE REALTY, it's currently listed at $1,499,000. It has been on the market for a total of 119 days and was last sold on June 7, 2021. This listing's school district is Nassau. Nearby schools include Southside Elementary School, Emma Love Hardee Elementary School and Fernandina Beach Middle School. 424 South 3rd Street is a 4-bed, 3-bath, 3,224 sqft single family home built in 2025.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of SUMMER HOUSE REALTY

Based on information from one of the following Multiple Listing Services: Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS. Information being provided is for the visitor’s personal, noncommercial use and may not be used for any purpose other than to identify prospective properties visitor may be interested in purchasing. The data contained herein is copyrighted by Pensacola Association of REALTORS®, Amelia Island Nassau County Association of REALTORS and NEFMLS is protected by all applicable copyright laws. Any dissemination of this information is in violation of copyright laws and is strictly prohibited. Property information referenced on this web site comes from the Internet Data Exchange (IDX) program of the MLS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. For the avoidance of doubt, the accuracy of all information, regardless of source, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals.