1,823 Sq. Ft.
$713 / Sq. Ft.
1,823
Sq. Ft.
$713
per Sq. Ft.

Description

Nestled in the highly sought-after community of Summer's Edge, this beautifully maintained 3-bedroom, 3-bath coastal cottage offers the perfect blend of charm, comfort, and location. Just a short stroll to Eastern Lake, the sugar-white beaches of Scenic 30A, deeded neighborhood beach access, and two private pools, this home captures the essence of relaxed beach living while offering exceptional potential as a vacation retreat or short-term rental investment. From the moment you arrive, the oversized...Nestled in the highly sought-after community of Summer's Edge, this beautifully maintained 3-bedroom, 3-bath coastal cottage offers the perfect blend of charm, comfort, and location. Just a short stroll to Eastern Lake, the sugar-white beaches of Scenic 30A, deeded neighborhood beach access, and two private pools, this home captures the essence of relaxed beach living while offering exceptional potential as a vacation retreat or short-term rental investment. From the moment you arrive, the oversized front porch invites you to slow down and unwind. Recently upgraded Trex composite decking on both the front porch and second-floor balcony adds beauty and low-maintenance durability. Offered fully furnished and is move-in ready. Inside, you'll find real hardwood flooring, crown molding, recessed lighting, and an open, light-filled layout enhanced by oversized custom windows. Built-in shelving and cabinetry add warmth and character to the living area, while the kitchen features stainless steel appliances, generous counter space, a breakfast bar, and an open dining area perfect for gathering. The first floor also offers a full bath, pantry, laundry area, flexible bonus sleeping space, and backyard access. Upstairs, coastal-inspired finishes, raised ceilings, and new carpeting create a peaceful retreat. The primary suite features balcony access and a beautifully remodeled spa-style bath with cathedral ceilings, skylight, teak double vanity, freestanding soaking tub, and a custom floor-to-ceiling tiled shower. Guest bathrooms have also been tastefully updated with premium finishes. A rare opportunity to own a turnkey beach cottage in one of 30A's most desirable communities--where every day feels like vacation.

Listing Agent

  1. Bonnie Hall

    Bonnie Hall

    Alternative Listing Agent

    Coldwell Banker Real Estate LLC

    P: (850)-240-9901

Property Details for 44 North Ryan Street

View
Gulf
Zoning
Resid Single Family
Architectural Style
Caribbean
Subdivision Name
SUMMER'S EDGE
LISTING UPDATED: 06/29/2026 10:39 PM

Property Details for 44 North Ryan Street

StatusActive
MLS #1004180
Days on Market35
Taxes$8,141 / year
HOA Fees-
Condo/Co-op Fees-
Property TypeSingle Family
MLS TypeResidential / Detached Single Family
Year Built2001
Lot Size0.08 AC / 3,484 SF
CountyWalton County
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Building Information for 44 North Ryan Street

Stories2Year Built2001Building Size-Lot Size0.08 AC / 3,484 SF

Payment Calculator

$7,156 per month

30 year fixed, 6.36% Interest

Principal and Interest

$6,478

Property Taxes

$678

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

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Property Information for 44 North Ryan Street

Summary
Location and General Information
  • Community Features: Short Term Rental - Allowed, Beach, Deed Access, Pool
  • Directions: East of HWY 395 on HWY 30-A about 1 1/2 miles, turn on Eastern Lake Road. Head East about 3 blocks, turn North, home is located on the East side of North Ryan.
  • Road Frontage Type: City Street
  • MLS Area Minor: 1806 - S of of 30A/East
  • MLS Area Major: 18 - 30A East
  • Latitude: 30.309455
  • Longitude: -86.099918
  • Location Tax and Legal:Sub Area: 1806 - S of of 30A/East
  • Location Tax and Legal:Elementary School: Van R Butler
  • Location Tax and Legal:Middle School: Emerald Coast
  • Location Tax and Legal:High School: South Walton
  • Location Tax and Legal:Legal Description: LOT 5 BLK B SUMMERS EDGE S/D PB 14-47 OR 2300-1225 OR 2291-1882 OR 2346-628 OR 2762-39 OR 3268-4791
  • Project Facilities: Beach, Deed Access, Pool2, Short Term Rental - Allowed
  • Garage: false
Taxes and HOA
  • Association Fee Includes: Ground Keeping
  • Tax Legal Description: LOT 5 BLK B SUMMERS EDGE S/D PB 14-47 OR 2300-1225 OR 2291-1882 OR 2346-628 OR 2762-39 OR 3268-4791
  • Parcel Number: 24-3S-19-25470-00B-0050
  • Association Fee: $0
  • Association YN: Yes
  • Tax Annual Amount: $8,141
  • Listing Info Tax Legal:Last Taxes: $8,141
  • Listing Info Tax Legal:Last Tax Year: 2025.0
School Information
  • Elementary School: Van R Butler
  • Middle Or Junior School: Emerald Coast
  • High School: South Walton
Parking
  • Carport YN: No
  • General Property Info:Driveway Spaces: 2.0
Property
Lot Information
  • Building Area Source: Appraiser
  • Lot Size Dimensions: 81 x 44
  • Lot Size Acres: 0.08
  • Lot Size Area: 0.08
  • Lot Size Units: Acres
  • Property Condition: Construction Complete
  • Building Area Total: 1823.0
  • Lot Size Square Feet: 3484.8
  • General Property Info:SqFt Source: Appraiser
  • Waterview: Gulf2
  • LotParcel Access: City Road, Paved Road
Property and Assessments
  • Road Surface Type: Paved
  • Tax Year: 2025.0
  • Floor Plans Count: 0.0
  • Property Type: Residential
  • Year Built: 2001.0
  • Property Sub Type: Detached Single Family
  • New Construction YN: No
  • General Property Info:Sub-Type: Detached Single Family
  • General Property Info:Design: Caribbean
  • Listing Info Tax Legal:Homestead: false
  • Construction Status: Construction Complete
  • Construction Siding: Foundation Off Grade, Foundation On Piling, Roof Metal
  • Occupancy Status: Vacation Rental
Green Features
  • Green Energy Efficient: Doors
Utilities
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water
  • Electric: True
  • Utilities: Electric, Public Sewer, Public Water
  • Energy: AC - 2 or More, AC - High Efficiency, Ceiling Fans, Heat High Efficiency, Insulated Doors
Interior and Exterior Features
Exterior Features
  • Construction Materials: Foundation Off Grade
  • Foundation Details: Foundation On Piling
  • Stories: 2.0
  • Pool Features: Pool Type
  • Patio And Porch Features: Porch, Porch Open
  • General Property Info:Pool: Yes
  • General Property Info:Pool Type: Community
  • Exterior: Porch, Porch Open
Interior Features
  • Cooling: Ceiling Fans
  • Interior Features: Ceiling Vaulted, Lighting Recessed, Pantry, Washer/Dryer Hookup
  • Flooring: Floor Hardwood
  • Room Type: Master Bedroom, Master Bathroom, Bedroom, Living Room, Dining Area
  • Rooms Total: 6.0
  • Bathrooms Total Integer: 3.0
  • Bathrooms Total Decimal: 2.5
  • Bathrooms Total Notational: 2.1
  • Cooling YN: Yes
  • Bedrooms Total: 3.0
  • Bathrooms Full: 2.0
  • Bathrooms Half: 1.0
  • Interior: Ceiling Vaulted, Floor Hardwood, Furnished - All, Lighting Recessed, Pantry, WasherDryer Hookup
  • Appliances: Cooktop, Dishwasher, Oven Self Cleaning, Range Hood, Refrigerator WIceMk
  • Furnished: Furnished - All
Room Information
Room 1
  • Room Type: Master Bedroom
  • Room Level: Second
  • Room Length: 18.0
  • Room Width: 10.0
  • Room Dimensions: 18 x 10
Room 2
  • Room Type: Master Bathroom
  • Room Level: Second
  • Room Length: 18.0
  • Room Width: 7.0
  • Room Dimensions: 18 x 7
Room 3
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 11.1
  • Room Width: 7.2
  • Room Dimensions: 11.1 x 7.2
Room 4
  • Room Type: Bedroom
  • Room Level: Second
  • Room Length: 12.2
  • Room Width: 7.2
  • Room Dimensions: 12.2 x 7.2
Room 5
  • Room Type: Living Room
  • Room Level: First
  • Room Length: 19.0
  • Room Width: 17.6
  • Room Dimensions: 19 x 17.6
Room 6
  • Room Type: Dining Area
  • Room Level: First
  • Room Length: 17.6
  • Room Width: 10.1
  • Room Dimensions: 17.6 x 10.1
Rental
Rent Information
  • Listing Info Tax Legal:Is Subject Leased: false

Property History for 44 North Ryan Street

DateEvent & SourcePriceAppreciation
May 28, 2026

Listed (Active)

ECAR #1004180

$1,299,900—
Oct 4, 2022

Sold

ECAR #903006

$1,465,000—
Sep 30, 2022

Sold (Public Record)

Public Record #1498627287

$1,465,000

+5.4% / yr

DateEvent & SourcePrice
05/28/2026

Listed (Active)

ECAR #1004180

$1,299,900
10/04/2022

Sold

ECAR #903006

$1,465,000
09/30/2022

Sold (Public Record)

Public Record #1498627287

$1,465,000

+5.4% / yr

For completeness, we often displays two records for one sale: the MLS record and the public record.

Public Records for 44 North Ryan Street

Taxable ValueLand$450,000Additions$451,022Total$901,022
Tax Record2024$8,820 ($735 / month)
Home Facts
Beds3Total Finished SqFt1,770 SqFtAbove Grade Finished SqFt1,770 SqFtStories2Lot Size3,345 SqFtStyleSingle Family ResidenceYear Built2001CountyWALTONAPN24-3S-19-25470-00B-0050

Schools near 44 North Ryan Street

This home is within Walton.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Charter - 5 to 12
Rating
School
Distance
Dune Lakes Elementary School
PublicK to 5

Emerald Coast Middle School
Public6 to 8

South Walton High School
Public9 to 12

Seaside Neighborhood School
Charter5 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

44 North Ryan Street is a single family home for sale in Santa Rosa Beach, FL 32459. This property was listed for sale on May 28, 2026 by Coldwell Banker Real Estate LLC, it's currently listed at $1,299,900. It has been on the market for a total of 35 days and was last sold on October 4, 2022. This listing's school district is Walton. Nearby schools include Dune Lakes Elementary School, Emerald Coast Middle School and South Walton High School. 44 North Ryan Street is a 3-bed, 3-bath, 1,823 sqft single family home built in 2001.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of any information, descriptions or measurements (including square footage measurements and property condition), such should be independently verified through appropriate means, including, but not limited to, in person inspection and public records, and Compass International Holdings, its subsidiaries, affiliates and independently owned and operated franchisees, and their affiliated agents and associated third parties expressly disclaim any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the seller's discretion. No financial or legal advice provided. Equal Housing Opportunity.

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.