4495 Montalvo St

$1,250,000
Price
2
Beds
981 Sq. Ft.
$1,274 / Sq. Ft.
981
Sq. Ft.
$1,274
per Sq. Ft.

Description

4495 Montalvo St offers a rare opportunity to invest in a beach-area property with fewer barriers to growth. Sitting just outside the Coastal Commission zone, improvements and permitting can be approached more directly and efficiently. The RM-3-7 zoning provides flexibility to unlock additional units or expand living space, giving you a clear path to maximizing long-term value. The existing 2 bedroom 1.5 bath home features updated interiors including refreshed baths, new flooring and light-filled...4495 Montalvo St offers a rare opportunity to invest in a beach-area property with fewer barriers to growth. Sitting just outside the Coastal Commission zone, improvements and permitting can be approached more directly and efficiently. The RM-3-7 zoning provides flexibility to unlock additional units or expand living space, giving you a clear path to maximizing long-term value. The existing 2 bedroom 1.5 bath home features updated interiors including refreshed baths, new flooring and light-filled living spaces with partial ocean views. Enrollment in the Quiet Home window upgrade program has already been approved for this year, further enhancing desirability. Perfectly positioned between Ocean Beach and Point Loma, this address offers strong lifestyle appeal and rental demand. Minutes to beaches, cafes, shopping and major connectors, it is truly an investment that performs today while offering meaningful development potential ahead.

Listing Agents

  1. Javier Hernandez

    Javier Hernandez

    Listing Agent

    Compass

    DRE #02004707

  2. Nilab Azizi

    Nilab Azizi

    Alternative Listing Agent

    Compass

    DRE #02047962

    nilab.azizi@compass.com

    P: (858)-847-8067

Property Details for 4495 Montalvo Street

Neighborhood
Ocean Beach
Community
OCEAN BEACH
View
Lagoon/Estuary, Ocean, Peek-A-Boo
Zoning
R-4:MULTIP
Parking Garage
None Known
Garage Spaces
0.0
Area Zip
OCEAN BEACH (92107)
Standard Status
Active
LISTING UPDATED: 10/28/2025 05:35 PM

Property Details for 4495 Montalvo Street

StatusActive
MLS #250042712
Days on Market61
Taxes-
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence
Year Built1940
Lot Size0.11 AC / 4,920 SF
CountySan Diego County

Location

Listing Courtesy of Compass, Javier Hernandez, DRE #02004707; Compass, Nilab Azizi, DRE #02047962
Add your commute

Building Information for 4495 Montalvo Street

Stories1Year Built1940Building Size-Lot Size0.11 AC / 4,920 SF

Payment Calculator

$7,661 per month

30 year fixed, 6.28% Interest

Principal and Interest

$6,177

Property Taxes

$1,484

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 4495 Montalvo Street

Summary
Location and General Information
  • Coordinates: -117.235003, 32.751402
  • Latitude: 32.751402
  • Longitude: -117.235003
  • Directions: Cross Street: W Point Loma Blvd.
  • MLS Area Major: Coastal South
  • Water Source: Available
Taxes and HOA
  • Association Fee: $0
  • Other Fees: $0
  • CFD Mello Roos Fee: $0
  • Monthly Total Fees: $0
Parking
  • Parking Features: None Known
  • Parking Total: 0.0
  • Parking Non-Garage Spaces: 0.0
Property
Lot Information
  • Building Area Total: 981.0
  • Building Area Units: Sqft
  • Living Area: 981
  • Living Area Units: Sqft
  • Lot Size Area: 0.11
  • Lot Size Square Feet: 4920.0
  • Lot Size Units: Acres
  • Lot Size: 4,000-7,499 SF
Property and Assessments
  • Parcel Number: 449-860-10-00
  • Property Sub Type: Detached
  • Property Type: Residential
  • Age Restrictions: N/K
  • Prop Restrictions Known: None Known
  • Ownership: Fee Simple
  • ADUYes No: No
  • Year Built: 1940
Utilities
  • Sewer: Sewer Connected
  • Utilities: Water Available
  • Heat Source: Natural Gas
Interior and Exterior Features
Exterior Features
  • Construction Materials: Stucco
  • Fencing: Full
  • Pool Features: N/K
  • Pool Heat: N/K
  • Roof: Asbestos Shingle
Interior Features
  • Appliances: Dishwasher, Disposal, Dryer, Range/Oven, Refrigerator, Washer, Gas Range
  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Stories Total: 1
  • Searchable Rooms: Breakfast Area, Family Room, Laundry
  • Bedrooms Possible: 2
  • Cooling: Wall/Window
  • Flooring: Laminate
  • Heating: Wall/Gravity
  • Laundry Features: Electric
  • Levels: 1 Story
  • Room Type: Family Room, Laundry
  • Bedrooms Count: 2
  • Optional Bedrooms: 0
  • Baths Total: 2.0
Room
Room Information
  • Primary Bed Area: 14x12
  • Bed2Area: 12x10
  • Dining Room Area: 8x8
  • Family Room Area: 13x9
  • Living Room Area: 9x6

Property History for 4495 Montalvo Street

DateEvent & SourcePriceAppreciation
Oct 28, 2025

Listed (Active)

CRMLS #250042712SD

$1,250,000
Oct 14, 2025

Listed (Active)

CLAW #250042712SD

$1,250,000
Oct 14, 2025

Listed (Active)

SDMLS #250042712

$1,250,000
Dec 16, 2023

Expired

CRMLS #230011509SD

$1,149,000
Dec 15, 2023

Expired

CLAW #230011509SD

$1,149,000
Sep 4, 2023

Withdrawn

CRMLS #230011509SD

Sep 4, 2023

Expired

SDMLS #230011509

$1,149,000
Sep 3, 2023

Withdrawn

CLAW #230011509SD

$1,149,000
Jul 21, 2023

Price Change

CRMLS #230011509SD

$1,149,000
Jun 27, 2023

Price Change

CRMLS #230011509SD

$1,199,000
Jun 27, 2023

Price Change

CLAW #230011509SD

$1,199,000
Jun 16, 2023

Listed (Active)

SDMLS #230011509

$1,249,000
Jun 16, 2023

Listed (Active)

CRMLS #230011509SD

$1,249,000
Jun 15, 2023

Listed (Active)

CLAW #230011509SD

$1,249,000
Apr 27, 2022

Sold

SDMLS #220006955

$1,299,000
Apr 27, 2022

Sold

CRMLS #220006955SD

$1,299,000
Apr 26, 2022

Sold

CLAW #220006955SD

$1,299,000
Apr 22, 2022

Sold (Public Record)

Public Record #1488393718

$1,299,000

+325.3% / yr

Apr 10, 2022

Pending

CRMLS #220006955SD

Apr 7, 2022

Pending

SDMLS #220006955

Apr 6, 2022

Pending

CLAW #220006955SD

Mar 26, 2022

Listed (Active)

CRMLS #220006955SD

$1,299,000
Mar 25, 2022

Listed (Active)

SDMLS #220006955

$1,299,000
Mar 24, 2022

Listed (Active)

CLAW #220006955SD

$1,299,000
Mar 7, 2022

Sold

CRMLS #220003252SD

$1,000,000
Mar 7, 2022

Sold

SDMLS #220003252

$1,000,000
Mar 6, 2022

Sold

CLAW #220003252SD

$1,000,000
Mar 1, 2022

Pending

SDMLS #220003252

Feb 28, 2022

Pending

CLAW #220003252SD

Feb 23, 2022

Listed (Active)

CLAW #220003252SD

Feb 20, 2022

Pending

CRMLS #220003252SD

Feb 20, 2022

Pending

CLAW #220003252SD

Feb 15, 2022

Sold (Public Record)

Public Record #1484930416

$1,000,000
Feb 15, 2022

Sold (Public Record)

Public Record #1484930416

$1,000,000

+12.7% / yr

Feb 14, 2022

Listed (Active)

SDMLS #220003252

$1,095,000
Feb 14, 2022

Listed (Active)

CRMLS #220003252SD

$1,095,000
Feb 13, 2022

Listed (Active)

CLAW #220003252SD

$1,095,000
Aug 28, 2019

Expired

CRMLS #130024983

$485,000
Jun 4, 2014

Sold

CLAW #140003830SD

$395,000
Jun 4, 2014

Sold

CRMLS #140003830

$395,000
Jun 4, 2014

Sold

SDMLS #140003830

$395,000
May 5, 2014

Sold (Public Record)

Public Record #416003036

$395,000
Apr 29, 2014

Pending

SDMLS #140003830

Apr 29, 2014

Pending

CRMLS #140003830

Apr 29, 2014

Pending

CLAW #140003830SD

Jan 20, 2014

Listed (Active)

CRMLS #140003830

$399,000
Jan 20, 2014

Listed (Active)

CLAW #140003830SD

$449,000
Jan 20, 2014

Listed (Active)

SDMLS #140003830

$449,000
Nov 15, 2013

Expired

SDMLS #130024983

Nov 15, 2013

Expired

CLAW #130024983SD

$485,000
May 15, 2013

Listed (Active)

CRMLS #130024983

$485,000
May 15, 2013

Listed (Active)

CLAW #130024983SD

$485,000
May 15, 2013

Listed (Active)

SDMLS #130024983

$485,000
DateEvent & SourcePrice
10/28/2025

Listed (Active)

CRMLS #250042712SD

$1,250,000
10/14/2025

Listed (Active)

CLAW #250042712SD

$1,250,000
10/14/2025

Listed (Active)

SDMLS #250042712

$1,250,000
12/16/2023

Expired

CRMLS #230011509SD

$1,149,000
12/15/2023

Expired

CLAW #230011509SD

$1,149,000
09/04/2023

Withdrawn

CRMLS #230011509SD

09/04/2023

Expired

SDMLS #230011509

$1,149,000
09/03/2023

Withdrawn

CLAW #230011509SD

$1,149,000
07/21/2023

Price Change

CRMLS #230011509SD

$1,149,000
06/27/2023

Price Change

CRMLS #230011509SD

$1,199,000
06/27/2023

Price Change

CLAW #230011509SD

$1,199,000
06/16/2023

Listed (Active)

SDMLS #230011509

$1,249,000
06/16/2023

Listed (Active)

CRMLS #230011509SD

$1,249,000
06/15/2023

Listed (Active)

CLAW #230011509SD

$1,249,000
04/27/2022

Sold

SDMLS #220006955

$1,299,000
04/27/2022

Sold

CRMLS #220006955SD

$1,299,000
04/26/2022

Sold

CLAW #220006955SD

$1,299,000
04/22/2022

Sold (Public Record)

Public Record #1488393718

$1,299,000

+325.3% / yr

04/10/2022

Pending

CRMLS #220006955SD

04/07/2022

Pending

SDMLS #220006955

04/06/2022

Pending

CLAW #220006955SD

03/26/2022

Listed (Active)

CRMLS #220006955SD

$1,299,000
03/25/2022

Listed (Active)

SDMLS #220006955

$1,299,000
03/24/2022

Listed (Active)

CLAW #220006955SD

$1,299,000
03/07/2022

Sold

CRMLS #220003252SD

$1,000,000
03/07/2022

Sold

SDMLS #220003252

$1,000,000
03/06/2022

Sold

CLAW #220003252SD

$1,000,000
03/01/2022

Pending

SDMLS #220003252

02/28/2022

Pending

CLAW #220003252SD

02/23/2022

Listed (Active)

CLAW #220003252SD

02/20/2022

Pending

CRMLS #220003252SD

02/20/2022

Pending

CLAW #220003252SD

02/15/2022

Sold (Public Record)

Public Record #1484930416

$1,000,000
02/15/2022

Sold (Public Record)

Public Record #1484930416

$1,000,000

+12.7% / yr

02/14/2022

Listed (Active)

SDMLS #220003252

$1,095,000
02/14/2022

Listed (Active)

CRMLS #220003252SD

$1,095,000
02/13/2022

Listed (Active)

CLAW #220003252SD

$1,095,000
08/28/2019

Expired

CRMLS #130024983

$485,000
06/04/2014

Sold

CLAW #140003830SD

$395,000
06/04/2014

Sold

CRMLS #140003830

$395,000
06/04/2014

Sold

SDMLS #140003830

$395,000
05/05/2014

Sold (Public Record)

Public Record #416003036

$395,000
04/29/2014

Pending

SDMLS #140003830

04/29/2014

Pending

CRMLS #140003830

04/29/2014

Pending

CLAW #140003830SD

01/20/2014

Listed (Active)

CRMLS #140003830

$399,000
01/20/2014

Listed (Active)

CLAW #140003830SD

$449,000
01/20/2014

Listed (Active)

SDMLS #140003830

$449,000
11/15/2013

Expired

SDMLS #130024983

11/15/2013

Expired

CLAW #130024983SD

$485,000
05/15/2013

Listed (Active)

CRMLS #130024983

$485,000
05/15/2013

Listed (Active)

CLAW #130024983SD

$485,000
05/15/2013

Listed (Active)

SDMLS #130024983

$485,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4495 Montalvo Street

Taxable ValueLand$1,272,387Additions$106,120Total$1,378,507
Tax Record2025$17,807 ($1,484 / month)
Home Facts
Beds2Total Finished SqFt981 SqFtAbove Grade Finished SqFt981 SqFtLot Size4,920 SqFtStyleSingle Family ResidenceYear Built1940ZoningR-4:MULTIPLECountySAN DIEGOAPN449-860-10-00

Schools near 4495 Montalvo Street

This home is within San Diego Unified School District.
Rating
School
Type
Grades
Distance
Public - K to 4
Public - 5 to 6
Public - 7 to 8
Public - 9 to 12
Rating
School
Distance
Ocean Beach Elementary School
PublicK to 4

Dana Middle School
Public5 to 6

Correia Middle School
Public7 to 8

Point Loma High School
Public9 to 12

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

4495 Montalvo Street is a single family home for sale in San Diego, CA 92107. This property was listed for sale on October 14, 2025 by Compass, it's currently listed at $1,250,000. It has been on the market for a total of 61 days and was last sold on April 27, 2022. This listing's school district is San Diego Unified School District. Nearby schools include Ocean Beach Elementary School, Dana Middle School and Correia Middle School. 4495 Montalvo Street is a 2-bed, 2-bath, 981 sqft single family home built in 1940.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity.

Listing Courtesy of Compass, Javier Hernandez, DRE #02004707; Compass, Nilab Azizi, DRE #02047962

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by SDMLS®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2025 SDMLS®, Inc.