4522 Bay Point Rd

6,561 Sq. Ft.
$547 / Sq. Ft.
6,561
Sq. Ft.
$547
per Sq. Ft.

Description

Exquisite Bayfront Estate in Bay Point, Florida
Experience the pinnacle of waterfront luxury in this breathtaking five-bedroom, seven-bathroom estate, perfectly positioned on the bay in the exclusive Bay Point community. With unparalleled deep-water access, this home is a boater's dream, featuring both a 40,000-pound and a 17,000-pound boat lift, allowing you to dock your yachts and watercraft with ease. Located just moments from Pointsouth Marina, this property offers direct access to the Gulf of
...Exquisite Bayfront Estate in Bay Point, Florida

Experience the pinnacle of waterfront luxury in this breathtaking five-bedroom, seven-bathroom estate, perfectly positioned on the bay in the exclusive Bay Point community. With unparalleled deep-water access, this home is a boater's dream, featuring both a 40,000-pound and a 17,000-pound boat lift, allowing you to dock your yachts and watercraft with ease. Located just moments from Pointsouth Marina, this property offers direct access to the Gulf of Mexico, making it ideal for the avid mariner. Step inside to discover a stunningly designed residence that seamlessly blends coastal elegance with modern sophistication. Walls of glass showcase panoramic bay views, filling the expansive living spaces with natural light. The chef's kitchen is an entertainer's delight, boasting top-of-the-line appliances, custom cabinetry, and a spacious island for hosting family and friends. Featuring two master suites with amazing bathrooms and spacious closets and three additional suites, all with custom baths and private balconies, there is plenty of room for the entire family and your guests. Multiple gorgeous bars, a home movie theater, a game room, and a stunning kitchen are just a few of the highlights. Indulge in resort-style living with the brand-new heated saltwater pool, perfectly designed for year-round relaxation while overlooking the shimmering bay. This estate is more than a home—it's a lifestyle. Whether you're setting sail from your private dock, entertaining in the grand living spaces, or unwinding by the waterfront pool, every moment here is pure luxury. Don't miss the opportunity to own this extraordinary Bay Point masterpiece. OWNER FINANCING may be possible. Contact us today for a private showing!
  1. Listed by Hope Abbott, PA • Keller Williams Realty Emerald

Property Details for 4522 Bay Point Road

Architectural Style
Contemporary
Waterfront
Yes
Waterfront Features
Bay Access, Canal Access, Riparian Rights, Seawall
Parking Features
Additional Parking, Circular Driveway, Garage, Garage Door Opener
Subdivision Name
Bay Point Unit 1-A
View
Bay, Canal, Lagoon
Zoning Description
County
View
Yes
LISTING UPDATED: 01/06/2026 05:37 AM

Property Details for 4522 Bay Point Road

StatusActive
MLS #771168
Days on Market274
Taxes$32,885 / year
HOA Fees-
Condo/Co-op Fees-
Compass TypeSingle Family
MLS TypeResidential / Single Family Residence / Single Family Residence
Year Built1997
Lot Size0.40 AC / 17,424 SF
CountyBay County

Location

Listing Courtesy of Keller Williams Realty Emerald
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Building Information for 4522 Bay Point Road

Stories-Year Built1997Building Size-Lot Size0.40 AC / 17,424 SF

Payment Calculator

$20,237 per month

30 year fixed, 6.15% Interest

Principal and Interest

$17,497

Property Taxes

$2,740

HOA Dues

$0

The Payment Calculator is for illustrative purposes only.

Property Information for 4522 Bay Point Road

Summary
Location and General Information
  • City: Panama City Beach
  • County Or Parish: Bay
  • Directions: From Magnolia Beach Rd, come in the first Bay Point gate and follow Bay Point Rd around past Marlin Circle, home is on the right side.
  • State Region: FL
  • Postal Code: 32408
  • Latitude: 30.148314
  • Longitude: -85.730689
  • State Or Province: FL
  • Road Frontage Type: Private Road
  • MLS Area Major: 03 - Bay County - Beach
  • MLS Area Minor: 0319 - Beach - East
Taxes and HOA Information
  • Parcel Number: 30933-973-000
  • Association: Yes
  • Tax Annual Amount: $32,885.00
  • Tax Legal Description: BAY POINT UNIT 1-A LOT 647 ORB 4719 P 1676
  • Tax Year: 2024
School Information
  • Elementary School: Patronis
  • High School: Arnold
  • Middle Or Junior School: Surfside
Parking
  • Attached Garage: No
  • Garage Spaces: 2.0
  • Garage: Yes
Property
Lot Information
  • Building Area Total: 6561.0
  • Lot Features: Paved
  • Lot Size Acres: 0.4
  • Lot Size Area: 0.4
  • Lot Size Dimensions: 163 X 100
  • Lot Size Units: Acres
  • Lot Size Square Feet: 17468.0
  • Living Area Source: Appraiser
Property and Assessments
  • Year Built: 1997
  • New Construction: No
  • Human Modified: No
Utilities
  • Utilities: Cable Connected, Electricity Available
Interior and Exterior Features
Exterior Features
  • Exterior Features: Boat Lift, Deck, Dock, Fire Pit
  • Pool Features: Gas Heat, In Ground, Salt Water, Private
  • Community Features: Golf, Gated, Marina, Playground, Waterfront, Short Term Rental Allowed
  • Patio And Porch Features: Balcony, Deck, Covered, Patio
  • Pool Private: Yes
  • Security Features: Security Gate, Twenty Four Hour Security, Security Service
Interior Features
  • Flooring: Luxury Vinyl Plank
  • Bathrooms Full: 6
  • Bathrooms Half: 1
  • Bathrooms Total: 7
  • Bedrooms Total: 5
  • Rooms Total: 6
  • Cooling: Yes
  • Cooling: Central Air, Ceiling Fans, Multi Units, Zoned
  • Heating: Yes
  • Heating: Central, Electric, Fireplaces
  • Appliances: Bar Fridge, Convection Oven, Electric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Wine Cooler, Warming Drawer
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Interior Features: Bidet, Central Vacuum, Handicap Access, Interior Steps
Room Information
Room 1
  • Room Dimensions: 24 x 17
  • Room Length: 24.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 17.0
Room 2
  • Room Dimensions: 12 x 23
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 23.0
Room 3
  • Room Dimensions: 17 x 14
  • Room Length: 17.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 14.0
Room 4
  • Room Dimensions: 22 x 17
  • Room Length: 22.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 17.0
Room 5
  • Room Dimensions: 23 x 18
  • Room Length: 23.0
  • Room Level: Second
  • Room Type: Primary Bedroom
  • Room Width: 18.0
Room 6
  • Room Dimensions: 23 x 20
  • Room Length: 23.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 20.0
Room 7
  • Room Dimensions: 24 x 17
  • Room Length: 24.0
  • Room Level: First
  • Room Type: Kitchen
  • Room Width: 17.0
Room 8
  • Room Dimensions: 12 x 23
  • Room Length: 12.0
  • Room Level: First
  • Room Type: Recreation
  • Room Width: 23.0
Room 9
  • Room Dimensions: 17 x 14
  • Room Length: 17.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 14.0
Room 10
  • Room Dimensions: 22 x 17
  • Room Length: 22.0
  • Room Level: Second
  • Room Type: Bedroom
  • Room Width: 17.0
Room 11
  • Room Dimensions: 23 x 18
  • Room Length: 23.0
  • Room Level: Second
  • Room Type: Primary Bedroom
  • Room Width: 18.0
Room 12
  • Room Dimensions: 23 x 20
  • Room Length: 23.0
  • Room Level: First
  • Room Type: Primary Bedroom
  • Room Width: 20.0
Mobile Home
Mobile Home Information
  • Mobile Dim Units: Feet
Rental
Rental Information
  • Occupant Type: Occupied

Property History for 4522 Bay Point Road

DateEvent & SourcePriceAppreciation
Sep 3, 2025

Price Change

CPAR #771168

$3,590,000—
Mar 31, 2025

Listed (Active)

CPAR #771168

$3,750,000—
Aug 11, 2023

Sold (Public Record)

Public Record #1516503132

$3,130,000—
Aug 11, 2023

Sold

CPAR #734261

$3,130,000—
Jul 19, 2023

Pending

CPAR #734261

—
Nov 4, 2022

Listed (Active)

CPAR #734261

$3,690,000—
Nov 1, 2022

Expired

CPAR #730201

$3,899,000—
Oct 31, 2022

Expired

ECAR #905693

$3,899,000—
Oct 31, 2022

Expired

PENSACOLA #614172

—
Aug 10, 2022

Listed (Active)

ECAR #905693

$3,990,000—
Aug 10, 2022

Listed (Active)

PENSACOLA #614172

$3,990,000—
Jul 31, 2022

Listed (Active)

CPAR #730201

$3,990,000—
DateEvent & SourcePrice
09/03/2025

Price Change

CPAR #771168

$3,590,000
03/31/2025

Listed (Active)

CPAR #771168

$3,750,000
08/11/2023

Sold (Public Record)

Public Record #1516503132

$3,130,000
08/11/2023

Sold

CPAR #734261

$3,130,000
07/19/2023

Pending

CPAR #734261

—
11/04/2022

Listed (Active)

CPAR #734261

$3,690,000
11/01/2022

Expired

CPAR #730201

$3,899,000
10/31/2022

Expired

ECAR #905693

$3,899,000
10/31/2022

Expired

PENSACOLA #614172

—
08/10/2022

Listed (Active)

ECAR #905693

$3,990,000
08/10/2022

Listed (Active)

PENSACOLA #614172

$3,990,000
07/31/2022

Listed (Active)

CPAR #730201

$3,990,000

For completeness, Compass often displays two records for one sale: the MLS record and the public record.

Public Records for 4522 Bay Point Road

Taxable ValueLand$555,343Additions$2,117,373Total$2,672,716
Tax Record2024$32,885 ($2,740 / month)
Home Facts
Beds5Total Finished SqFt8,375 SqFtAbove Grade Finished SqFt8,375 SqFtStories2Lot Size17,468 SqFtStyleSingle Family ResidenceYear Built1997Year Renovated2017ZoningBC15CountyBAYAPN30933-973-000Fireplace TypeHas Fireplace

Schools near 4522 Bay Point Road

This home is within Bay.
Rating
School
Type
Grades
Distance
Public - K to 5
Public - 6 to 8
Public - 9 to 12
Public - PK to 5
Rating
School
Distance
Patronis Elementary School
PublicK to 5

Surfside Middle School
Public6 to 8

J.R. Arnold High School
Public9 to 12

St. Andrew School
PublicPK to 5

School ratings and boundaries are provided by GreatSchools.org and Pitney Bowes. This information should only be used as a reference. Proximity or boundaries shown here are not a guarantee of enrollment. Please reach out to schools directly to verify all information and enrollment eligibility.

Similar Homes

Similar Sold Homes

4522 Bay Point Road is a single family home for sale in Panama City Beach, FL 32408. This property was listed for sale on March 31, 2025 by Keller Williams Realty Emerald, it's currently listed at $3,590,000. It has been on the market for a total of 274 days and was last sold on August 11, 2023. This listing's school district is Bay. Nearby schools include Patronis Elementary School, Surfside Middle School and J.R. Arnold High School. 4522 Bay Point Road is a 5-bed, 7-bath, 6,561 sqft single family home built in 1997.

No guarantee, warranty or representation of any kind is made regarding the completeness or accuracy of descriptions or measurements (including square footage measurements and property condition), such should be independently verified, and Compass, Inc., its subsidiaries, affiliates and their agents and associated third parties expressly disclaims any liability in connection therewith. Photos may be virtually staged or digitally enhanced and may not reflect actual property conditions. Offers of compensation are subject to change at the discretion of the seller. No financial or legal advice provided. Equal Housing Opportunity. Subject to change at any time. Compass makes no guarantee, warranty or representation regarding the accuracy of any waterfront feature, water view or waterfront view.

Listing Courtesy of Keller Williams Realty Emerald

The data relating to real estate for sale/lease on this web site come in part from a cooperative data exchange program of the Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Information deemed reliable but not guaranteed. Copyright© 2026 Emerald Coast Association of REALTORS, Central Panhandle Association of REALTORS, Pensacola Association of REALTORS and Capital Area Technology & REALTOR Services. All Rights Reserved.